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ALLOWANCE FOR LOAN LOSSES (Tables) | 3 Months Ended
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Jun. 30, 2018
Allowance For Loan Losses [Abstract] |
Schedule of reconciliation of the allowance for loan losses |
Three months ended June 30, 2018 |  | Commercial Business |  |  | Commercial Real Estate |  |  | Land |  |  | Multi- Family |  |  | Real Estate Construction |  |  | Consumer |  |  | Unallocated |  |  | Total |
Beginning balance |  | $ | 1,668 |  |  | $ | 4,914 |  |  | $ | 220 |  |  | $ | 822 |  |  | $ | 618 |  |  | $ | 1,809 |  |  | $ | 715 |  |  | $ | 10,766 |
Provision for (recapture of) loan losses |  |  | 131 |  |  |  | (598 | ) |  |  | 38 |  |  |  | (41 | ) |  |  | 237 |  |  |  | 19 |  |  |  | 14 |  |  |  | (200 | )
Charge-offs |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (92 | ) |  |  | - |  |  |  | (92 | )
Recoveries |  |  | - |  |  |  | 823 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 52 |  |  |  | - |  |  |  | 875 |
Ending balance |  | $ | 1,799 |  |  | $ | 5,139 |  |  | $ | 258 |  |  | $ | 781 |  |  | $ | 855 |  |  | $ | 1,788 |  |  | $ | 729 |  |  | $ | 11,349 |
Three months ended June 30, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,418 |  |  | $ | 5,084 |  |  | $ | 228 |  |  | $ | 297 |  |  | $ | 714 |  |  | $ | 2,099 |  |  | $ | 688 |  |  | $ | 10,528 |
Provision for (recapture of) loan losses |  |  | (30 | ) |  |  | 92 |  |  |  | (146 | ) |  |  | 205 |  |  |  | (46 | ) |  |  | (96 | ) |  |  | 21 |  |  |  | - |
Charge-offs |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (82 | ) |  |  | - |  |  |  | (82 | )
Recoveries |  |  | 3 |  |  |  | - |  |  |  | 137 |  |  |  | - |  |  |  | - |  |  |  | 11 |  |  |  | - |  |  |  | 151 |
Ending balance |  | $ | 1,391 |  |  | $ | 5,176 |  |  | $ | 219 |  |  | $ | 502 |  |  | $ | 668 |  |  | $ | 1,932 |  |  | $ | 709 |  |  | $ | 10,597 |
Schedule of impaired financing receivables |
|  | Allowance for Loan Losses |  |  | Recorded Investment in Loans |
June 30, 2018 |  | Individually Evaluated for Impairment |  |  | Collectively Evaluated for Impairment |  |  | Total |  |  | Individually Evaluated for Impairment |  |  | Collectively Evaluated for Impairment |  |  | Total |
Commercial business |  | $ | - |  |  | $ | 1,799 |  |  | $ | 1,799 |  |  | $ | 173 |  |  | $ | 148,084 |  |  | $ | 148,257 |
Commercial real estate |  |  | - |  |  |  | 5,139 |  |  |  | 5,139 |  |  |  | 2,596 |  |  |  | 445,423 |  |  |  | 448,019 |
Land |  |  | - |  |  |  | 258 |  |  |  | 258 |  |  |  | 751 |  |  |  | 16,553 |  |  |  | 17,304 |
Multi-family |  |  | - |  |  |  | 781 |  |  |  | 781 |  |  |  | 1,632 |  |  |  | 57,162 |  |  |  | 58,794 |
Real estate construction |  |  | - |  |  |  | 855 |  |  |  | 855 |  |  |  | - |  |  |  | 53,156 |  |  |  | 53,156 |
Consumer |  |  | 64 |  |  |  | 1,724 |  |  |  | 1,788 |  |  |  | 1,414 |  |  |  | 99,642 |  |  |  | 101,056 |
Unallocated |  |  | - |  |  |  | 729 |  |  |  | 729 |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  | $ | 64 |  |  | $ | 11,285 |  |  | $ | 11,349 |  |  | $ | 6,566 |  |  | $ | 820,020 |  |  | $ | 826,586 |
March 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | $ | - |  |  | $ | 1,668 |  |  | $ | 1,668 |  |  | $ | 1,004 |  |  | $ | 136,668 |  |  | $ | 137,672 |
Commercial real estate |  |  | - |  |  |  | 4,914 |  |  |  | 4,914 |  |  |  | 2,883 |  |  |  | 447,714 |  |  |  | 450,597 |
Land |  |  | - |  |  |  | 220 |  |  |  | 220 |  |  |  | 763 |  |  |  | 14,574 |  |  |  | 15,337 |
Multi-family |  |  | - |  |  |  | 822 |  |  |  | 822 |  |  |  | 1,644 |  |  |  | 61,436 |  |  |  | 63,080 |
Real estate construction |  |  | - |  |  |  | 618 |  |  |  | 618 |  |  |  | - |  |  |  | 39,584 |  |  |  | 39,584 |
Consumer |  |  | 69 |  |  |  | 1,740 |  |  |  | 1,809 |  |  |  | 1,428 |  |  |  | 103,678 |  |  |  | 105,106 |
Unallocated |  |  | - |  |  |  | 715 |  |  |  | 715 |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  | $ | 69 |  |  | $ | 10,697 |  |  | $ | 10,766 |  |  | $ | 7,722 |  |  | $ | 803,654 |  |  | $ | 811,376 |
Schedule of analysis of loans by aging category |
June 30, 2018 |  | 30-89 Days Past Due |  |  | 90 Days and Greater Past Due |  |  | Non-accrual |  |  | Total Past Due and Non- accrual |  |  | Current |  |  | Total Loans Receivable |
Commercial business |  | $ | - |  |  | $ | - |  |  | $ | 173 |  |  | $ | 173 |  |  | $ | 148,084 |  |  | $ | 148,257 |
Commercial real estate |  |  | 370 |  |  |  | - |  |  |  | 1,167 |  |  |  | 1,537 |  |  |  | 446,482 |  |  |  | 448,019 |
Land |  |  | - |  |  |  | - |  |  |  | 751 |  |  |  | 751 |  |  |  | 16,553 |  |  |  | 17,304 |
Multi-family |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 58,794 |  |  |  | 58,794 |
Real estate construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 53,156 |  |  |  | 53,156 |
Consumer |  |  | 229 |  |  |  | - |  |  |  | 253 |  |  |  | 482 |  |  |  | 100,574 |  |  |  | 101,056 |
Total |  | $ | 599 |  |  | $ | - |  |  | $ | 2,344 |  |  | $ | 2,943 |  |  | $ | 823,643 |  |  | $ | 826,586 |
March 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | $ | 7 |  |  | $ | - |  |  | $ | 178 |  |  | $ | 185 |  |  | $ | 137,487 |  |  | $ | 137,672 |
Commercial real estate |  |  | - |  |  |  | - |  |  |  | 1,200 |  |  |  | 1,200 |  |  |  | 449,397 |  |  |  | 450,597 |
Land |  |  | - |  |  |  | - |  |  |  | 763 |  |  |  | 763 |  |  |  | 14,574 |  |  |  | 15,337 |
Multi-family |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 63,080 |  |  |  | 63,080 |
Real estate construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 39,584 |  |  |  | 39,584 |
Consumer |  |  | 513 |  |  |  | - |  |  |  | 277 |  |  |  | 790 |  |  |  | 104,316 |  |  |  | 105,106 |
Total |  | $ | 520 |  |  | $ | - |  |  | $ | 2,418 |  |  | $ | 2,938 |  |  | $ | 808,438 |  |  | $ | 811,376 |
Schedule of credit quality indicators |
June 30, 2018 |  | Pass |  |  | Special Mention |  |  | Substandard |  |  | Doubtful |  |  | Loss |  |  | Total Loans Receivable |
Commercial business |  | $ | 143,073 |  |  | $ | 1,971 |  |  | $ | 3,213 |  |  | $ | - |  |  | $ | - |  |  | $ | 148,257 |
Commercial real estate |  |  | 437,383 |  |  |  | 7,699 |  |  |  | 2,937 |  |  |  | - |  |  |  | - |  |  |  | 448,019 |
Land |  |  | 16,553 |  |  |  | - |  |  |  | 751 |  |  |  | - |  |  |  | - |  |  |  | 17,304 |
Multi-family |  |  | 56,609 |  |  |  | 2,164 |  |  |  | 21 |  |  |  | - |  |  |  | - |  |  |  | 58,794 |
Real estate construction |  |  | 53,156 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 53,156 |
Consumer |  |  | 100,803 |  |  |  | - |  |  |  | 253 |  |  |  | - |  |  |  | - |  |  |  | 101,056 |
Total |  | $ | 807,577 |  |  | $ | 11,834 |  |  | $ | 7,175 |  |  | $ | - |  |  | $ | - |  |  | $ | 826,586 |
March 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | $ | 132,309 |  |  | $ | 1,976 |  |  | $ | 3,387 |  |  | $ | - |  |  | $ | - |  |  | $ | 137,672 |
Commercial real estate |  |  | 440,123 |  |  |  | 7,489 |  |  |  | 2,985 |  |  |  | - |  |  |  | - |  |  |  | 450,597 |
Land |  |  | 14,574 |  |  |  | - |  |  |  | 763 |  |  |  | - |  |  |  | - |  |  |  | 15,337 |
Multi-family |  |  | 60,879 |  |  |  | 2,190 |  |  |  | 11 |  |  |  | - |  |  |  | - |  |  |  | 63,080 |
Real estate construction |  |  | 39,584 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 39,584 |
Consumer |  |  | 104,829 |  |  |  | - |  |  |  | 277 |  |  |  | - |  |  |  | - |  |  |  | 105,106 |
Total |  | $ | 792,298 |  |  | $ | 11,655 |  |  | $ | 7,423 |  |  | $ | - |  |  | $ | - |  |  | $ | 811,376 |
Schedule of total and average recorded investment in impaired loans |
June 30, 2018 |  | Recorded Investment with No Specific Valuation Allowance |  |  | Recorded Investment with Specific Valuation Allowance |  |  | Total Recorded Investment |  |  | Unpaid Principal Balance |  |  | Related Specific Valuation Allowance |
Commercial business |  | $ | 173 |  |  | $ | - |  |  | $ | 173 |  |  | $ | 188 |  |  | $ | - |
Commercial real estate |  |  | 2,596 |  |  |  | - |  |  |  | 2,596 |  |  |  | 3,496 |  |  |  | - |
Land |  |  | 751 |  |  |  | - |  |  |  | 751 |  |  |  | 784 |  |  |  | - |
Multi-family |  |  | 1,632 |  |  |  | - |  |  |  | 1,632 |  |  |  | 1,740 |  |  |  | - |
Consumer |  |  | 290 |  |  |  | 1,124 |  |  |  | 1,414 |  |  |  | 1,526 |  |  |  | 64 |
Total |  | $ | 5,442 |  |  | $ | 1,124 |  |  | $ | 6,566 |  |  | $ | 7,734 |  |  | $ | 64 |
March 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | $ | 1,004 |  |  | $ | - |  |  | $ | 1,004 |  |  | $ | 1,062 |  |  | $ | - |
Commercial real estate |  |  | 2,883 |  |  |  | - |  |  |  | 2,883 |  |  |  | 3,816 |  |  |  | - |
Land |  |  | 763 |  |  |  | - |  |  |  | 763 |  |  |  | 790 |  |  |  | - |
Multi-family |  |  | 1,644 |  |  |  | - |  |  |  | 1,644 |  |  |  | 1,765 |  |  |  | - |
Consumer |  |  | 294 |  |  |  | 1,134 |  |  |  | 1,428 |  |  |  | 1,544 |  |  |  | 69 |
Total |  | $ | 6,588 |  |  | $ | 1,134 |  |  | $ | 7,722 |  |  | $ | 8,977 |  |  | $ | 69 |
|  | Three Months ended June 30, 2018 |  |  | Three Months ended June 30, 2017 |
|  | Average Recorded Investment |  |  | Interest Recognized on Impaired Loans |  |  | Average Recorded Investment |  |  | Interest Recognized on Impaired Loans |
Commercial business |  | $ | 588 |  |  | $ | - |  |  | $ | 704 |  |  | $ | 20 |
Commercial real estate |  |  | 2,740 |  |  |  | 16 |  |  |  | 5,674 |  |  |  | 30 |
Land |  |  | 757 |  |  |  | - |  |  |  | 796 |  |  |  | - |
Multi-family |  |  | 1,638 |  |  |  | 22 |  |  |  | 1,686 |  |  |  | 23 |
Consumer |  |  | 1,421 |  |  |  | 16 |  |  |  | 1,470 |  |  |  | 15 |
Total |  | $ | 7,144 |  |  | $ | 54 |  |  | $ | 10,330 |  |  | $ | 88 |
Schedule of TDRs by interest accrual status |
|  | June 30, 2018 |  |  | March 31, 2018 |
|  | Accrual |  |  | Nonaccrual |  |  | Total |  |  | Accrual |  |  | Nonaccrual |  |  | Total |
Commercial business |  | $ | - |  |  | $ | 173 |  |  | $ | 173 |  |  | $ | 826 |  |  | $ | 178 |  |  | $ | 1,004 |
Commercial real estate |  |  | 1,429 |  |  |  | 1,167 |  |  |  | 2,596 |  |  |  | 1,683 |  |  |  | 1,200 |  |  |  | 2,883 |
Land |  |  | - |  |  |  | 751 |  |  |  | 751 |  |  |  | - |  |  |  | 763 |  |  |  | 763 |
Multi-family |  |  | 1,632 |  |  |  | - |  |  |  | 1,632 |  |  |  | 1,644 |  |  |  | - |  |  |  | 1,644 |
Consumer |  |  | 1,414 |  |  |  | - |  |  |  | 1,414 |  |  |  | 1,428 |  |  |  | - |  |  |  | 1,428 |
Total |  | $ | 4,475 |  |  | $ | 2,091 |  |  | $ | 6,566 |  |  | $ | 5,581 |  |  | $ | 2,141 |  |  | $ | 7,722 |

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- References No definition available. + Details
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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References No definition available. + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References No definition available. + Details
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- Definition Tabular disclosure of impaired financing receivables. + References No definition available. + Details
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- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953401-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524 + Details
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