XML 40 R30.htm IDEA: XBRL DOCUMENT
v3.10.0.1

ALLOWANCE FOR LOAN LOSSES (Tables) | 6 Months Ended
--- | ---
Sep. 30, 2018
Allowance For Loan Losses [Abstract] |
Schedule of reconciliation of the allowance for loan losses |
Three months ended September 30, 2018 |  | Commercial Business |  |  | Commercial Real Estate |  |  | Land |  |  | Multi- Family |  |  | Real Estate Construction |  |  | Consumer |  |  | Unallocated |  |  | Total |
Beginning balance |  | $ | 1,799 |  |  | $ | 5,139 |  |  | $ | 258 |  |  | $ | 781 |  |  | $ | 855 |  |  | $ | 1,788 |  |  | $ | 729 |  |  | $ | 11,349 |
Provision for (recapture of) loan losses |  |  | 59 |  |  |  | 222 |  |  |  | (21 | ) |  |  | (85 | ) |  |  | 152 |  |  |  | (61 | ) |  |  | (16 | ) |  |  | 250 |
Charge-offs |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (92 | ) |  |  | - |  |  |  | (92 | )
Recoveries |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 6 |  |  |  | - |  |  |  | 6 |
Ending balance |  | $ | 1,858 |  |  | $ | 5,361 |  |  | $ | 237 |  |  | $ | 696 |  |  | $ | 1,007 |  |  | $ | 1,641 |  |  | $ | 713 |  |  | $ | 11,513 |
Six months ended September 30, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,668 |  |  | $ | 4,914 |  |  | $ | 220 |  |  | $ | 822 |  |  | $ | 618 |  |  | $ | 1,809 |  |  | $ | 715 |  |  | $ | 10,766 |
Provision for (recapture of) loan losses |  |  | 190 |  |  |  | (376 | ) |  |  | 17 |  |  |  | (126 | ) |  |  | 389 |  |  |  | (42 | ) |  |  | (2 | ) |  |  | 50 |
Charge-offs |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (184 | ) |  |  | - |  |  |  | (184 | )
Recoveries |  |  | - |  |  |  | 823 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 58 |  |  |  | - |  |  |  | 881 |
Ending balance |  | $ | 1,858 |  |  | $ | 5,361 |  |  | $ | 237 |  |  | $ | 696 |  |  | $ | 1,007 |  |  | $ | 1,641 |  |  | $ | 713 |  |  | $ | 11,513 |
Three months ended September 30, 2017 |  | Commercial Business |  |  | Commercial Real Estate |  |  | Land |  |  | Multi- Family |  |  | Real Estate Construction |  |  | Consumer |  |  | Unallocated |  |  | Total |
Beginning balance |  | $ | 1,391 |  |  | $ | 5,176 |  |  | $ | 219 |  |  | $ | 502 |  |  | $ | 668 |  |  | $ | 1,932 |  |  | $ | 709 |  |  | $ | 10,597 |
Provision for (recapture of) loan losses |  |  | (53 | ) |  |  | (76 | ) |  |  | (130 | ) |  |  | 2 |  |  |  | 172 |  |  |  | 63 |  |  |  | 22 |  |  |  | - |
Charge-offs |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (128 | ) |  |  | - |  |  |  | (128 | )
Recoveries |  |  | 2 |  |  |  | 16 |  |  |  | 107 |  |  |  | - |  |  |  | - |  |  |  | 23 |  |  |  | - |  |  |  | 148 |
Ending balance |  | $ | 1,340 |  |  | $ | 5,116 |  |  | $ | 196 |  |  | $ | 504 |  |  | $ | 840 |  |  | $ | 1,890 |  |  | $ | 731 |  |  | $ | 10,617 |
Six months ended September 30, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,418 |  |  | $ | 5,084 |  |  | $ | 228 |  |  | $ | 297 |  |  | $ | 714 |  |  | $ | 2,099 |  |  | $ | 688 |  |  | $ | 10,528 |
Provision for (recapture of) loan losses |  |  | (83 | ) |  |  | 16 |  |  |  | (275 | ) |  |  | 207 |  |  |  | 126 |  |  |  | (34 | ) |  |  | 43 |  |  |  | - |
Charge-offs |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (210 | ) |  |  | - |  |  |  | (210 | )
Recoveries |  |  | 5 |  |  |  | 16 |  |  |  | 243 |  |  |  | - |  |  |  | - |  |  |  | 35 |  |  |  | - |  |  |  | 299 |
Ending balance |  | $ | 1,340 |  |  | $ | 5,116 |  |  | $ | 196 |  |  | $ | 504 |  |  | $ | 840 |  |  | $ | 1,890 |  |  | $ | 731 |  |  | $ | 10,617 |
Schedule of impaired financing receivables |
|  | Allowance for Loan Losses |  |  | Recorded Investment In Loans |
September 30, 2018 |  | Individually Evaluated for Impairment |  |  | Collectively Evaluated for Impairment |  |  | Total |  |  | Individually Evaluated for Impairment |  |  | Collectively Evaluated for Impairment |  |  | Total |
Commercial business |  | $ | - |  |  | $ | 1,858 |  |  | $ | 1,858 |  |  | $ | 168 |  |  | $ | 155,319 |  |  | $ | 155,487 |
Commercial real estate |  |  | - |  |  |  | 5,361 |  |  |  | 5,361 |  |  |  | 2,555 |  |  |  | 459,822 |  |  |  | 462,377 |
Land |  |  | - |  |  |  | 237 |  |  |  | 237 |  |  |  | 740 |  |  |  | 15,199 |  |  |  | 15,939 |
Multi-family |  |  | - |  |  |  | 696 |  |  |  | 696 |  |  |  | 1,619 |  |  |  | 53,323 |  |  |  | 54,942 |
Real estate construction |  |  | - |  |  |  | 1,007 |  |  |  | 1,007 |  |  |  | - |  |  |  | 62,795 |  |  |  | 62,795 |
Consumer |  |  | 26 |  |  |  | 1,615 |  |  |  | 1,641 |  |  |  | 713 |  |  |  | 97,589 |  |  |  | 98,302 |
Unallocated |  |  | - |  |  |  | 713 |  |  |  | 713 |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  | $ | 26 |  |  | $ | 11,487 |  |  | $ | 11,513 |  |  | $ | 5,795 |  |  | $ | 844,047 |  |  | $ | 849,842 |
March 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | $ | - |  |  | $ | 1,668 |  |  | $ | 1,668 |  |  | $ | 1,004 |  |  | $ | 136,668 |  |  | $ | 137,672 |
Commercial real estate |  |  | - |  |  |  | 4,914 |  |  |  | 4,914 |  |  |  | 2,883 |  |  |  | 447,714 |  |  |  | 450,597 |
Land |  |  | - |  |  |  | 220 |  |  |  | 220 |  |  |  | 763 |  |  |  | 14,574 |  |  |  | 15,337 |
Multi-family |  |  | - |  |  |  | 822 |  |  |  | 822 |  |  |  | 1,644 |  |  |  | 61,436 |  |  |  | 63,080 |
Real estate construction |  |  | - |  |  |  | 618 |  |  |  | 618 |  |  |  | - |  |  |  | 39,584 |  |  |  | 39,584 |
Consumer |  |  | 69 |  |  |  | 1,740 |  |  |  | 1,809 |  |  |  | 1,428 |  |  |  | 103,678 |  |  |  | 105,106 |
Unallocated |  |  | - |  |  |  | 715 |  |  |  | 715 |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  | $ | 69 |  |  | $ | 10,697 |  |  | $ | 10,766 |  |  | $ | 7,722 |  |  | $ | 803,654 |  |  | $ | 811,376 |
Schedule of analysis of loans by aging category |
September 30, 2018 |  | 30-89 Days Past Due |  |  | 90 Days and Greater Past Due |  |  | Non-accrual |  |  | Total Past Due and Non- accrual |  |  | Current |  |  | Total Loans Receivable |
Commercial business |  | $ | 128 |  |  | $ | - |  |  | $ | 168 |  |  | $ | 296 |  |  | $ | 155,191 |  |  | $ | 155,487 |
Commercial real estate |  |  | 163 |  |  |  | - |  |  |  | 1,135 |  |  |  | 1,298 |  |  |  | 461,079 |  |  |  | 462,377 |
Land |  |  | - |  |  |  | - |  |  |  | 740 |  |  |  | 740 |  |  |  | 15,199 |  |  |  | 15,939 |
Multi-family |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 54,942 |  |  |  | 54,942 |
Real estate construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 62,795 |  |  |  | 62,795 |
Consumer |  |  | 401 |  |  |  | - |  |  |  | 240 |  |  |  | 641 |  |  |  | 97,661 |  |  |  | 98,302 |
Total |  | $ | 692 |  |  | $ | - |  |  | $ | 2,283 |  |  | $ | 2,975 |  |  | $ | 846,867 |  |  | $ | 849,842 |
March 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | $ | 7 |  |  | $ | - |  |  | $ | 178 |  |  | $ | 185 |  |  | $ | 137,487 |  |  | $ | 137,672 |
Commercial real estate |  |  | - |  |  |  | - |  |  |  | 1,200 |  |  |  | 1,200 |  |  |  | 449,397 |  |  |  | 450,597 |
Land |  |  | - |  |  |  | - |  |  |  | 763 |  |  |  | 763 |  |  |  | 14,574 |  |  |  | 15,337 |
Multi-family |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 63,080 |  |  |  | 63,080 |
Real estate construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 39,584 |  |  |  | 39,584 |
Consumer |  |  | 513 |  |  |  | - |  |  |  | 277 |  |  |  | 790 |  |  |  | 104,316 |  |  |  | 105,106 |
Total |  | $ | 520 |  |  | $ | - |  |  | $ | 2,418 |  |  | $ | 2,938 |  |  | $ | 808,438 |  |  | $ | 811,376 |
Schedule of credit quality indicators |
September 30, 2018 |  | Pass |  |  | Special Mention |  |  | Substandard |  |  | Doubtful |  |  | Loss |  |  | Total Loans Receivable |
Commercial business |  | $ | 151,080 |  |  | $ | 2,141 |  |  | $ | 2,266 |  |  | $ | - |  |  | $ | - |  |  | $ | 155,487 |
Commercial real estate |  |  | 449,511 |  |  |  | 9,976 |  |  |  | 2,890 |  |  |  | - |  |  |  | - |  |  |  | 462,377 |
Land |  |  | 15,199 |  |  |  | - |  |  |  | 740 |  |  |  | - |  |  |  | - |  |  |  | 15,939 |
Multi-family |  |  | 52,769 |  |  |  | 2,152 |  |  |  | 21 |  |  |  | - |  |  |  | - |  |  |  | 54,942 |
Real estate construction |  |  | 62,795 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 62,795 |
Consumer |  |  | 98,062 |  |  |  | - |  |  |  | 240 |  |  |  | - |  |  |  | - |  |  |  | 98,302 |
Total |  | $ | 829,416 |  |  | $ | 14,269 |  |  | $ | 6,157 |  |  | $ | - |  |  | $ | - |  |  | $ | 849,842 |
March 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | $ | 132,309 |  |  | $ | 1,976 |  |  | $ | 3,387 |  |  | $ | - |  |  | $ | - |  |  | $ | 137,672 |
Commercial real estate |  |  | 440,123 |  |  |  | 7,489 |  |  |  | 2,985 |  |  |  | - |  |  |  | - |  |  |  | 450,597 |
Land |  |  | 14,574 |  |  |  | - |  |  |  | 763 |  |  |  | - |  |  |  | - |  |  |  | 15,337 |
Multi-family |  |  | 60,879 |  |  |  | 2,190 |  |  |  | 11 |  |  |  | - |  |  |  | - |  |  |  | 63,080 |
Real estate construction |  |  | 39,584 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 39,584 |
Consumer |  |  | 104,829 |  |  |  | - |  |  |  | 277 |  |  |  | - |  |  |  | - |  |  |  | 105,106 |
Total |  | $ | 792,298 |  |  | $ | 11,655 |  |  | $ | 7,423 |  |  | $ | - |  |  | $ | - |  |  | $ | 811,376 |
Schedule of total and average recorded investment in impaired loans |
September 30, 2018 |  | Recorded Investment with No Specific Valuation Allowance |  |  | Recorded Investment with Specific Valuation Allowance |  |  | Total Recorded Investment |  |  | Unpaid Principal Balance |  |  | Related Specific Valuation Allowance |
Commercial business |  | $ | 168 |  |  | $ | - |  |  | $ | 168 |  |  | $ | 186 |  |  | $ | - |
Commercial real estate |  |  | 2,555 |  |  |  | - |  |  |  | 2,555 |  |  |  | 3,463 |  |  |  | - |
Land |  |  | 740 |  |  |  | - |  |  |  | 740 |  |  |  | 779 |  |  |  | - |
Multi-family |  |  | 1,619 |  |  |  | - |  |  |  | 1,619 |  |  |  | 1,726 |  |  |  | - |
Consumer |  |  | 287 |  |  |  | 426 |  |  |  | 713 |  |  |  | 823 |  |  |  | 26 |
Total |  | $ | 5,369 |  |  | $ | 426 |  |  | $ | 5,795 |  |  | $ | 6,977 |  |  | $ | 26 |
March 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | $ | 1,004 |  |  | $ | - |  |  | $ | 1,004 |  |  | $ | 1,062 |  |  | $ | - |
Commercial real estate |  |  | 2,883 |  |  |  | - |  |  |  | 2,883 |  |  |  | 3,816 |  |  |  | - |
Land |  |  | 763 |  |  |  | - |  |  |  | 763 |  |  |  | 790 |  |  |  | - |
Multi-family |  |  | 1,644 |  |  |  | - |  |  |  | 1,644 |  |  |  | 1,765 |  |  |  | - |
Consumer |  |  | 294 |  |  |  | 1,134 |  |  |  | 1,428 |  |  |  | 1,544 |  |  |  | 69 |
Total |  | $ | 6,588 |  |  | $ | 1,134 |  |  | $ | 7,722 |  |  | $ | 8,977 |  |  | $ | 69 |
|  | Three Months ended September 30, 2018 |  |  | Three Months ended September 30, 2017 |
|  | Average Recorded Investment |  |  | Interest Recognized on Impaired Loans |  |  | Average Recorded Investment |  |  | Interest Recognized on Impaired Loans |
Commercial business |  | $ | 170 |  |  | $ | - |  |  | $ | 1,116 |  |  | $ | 4 |
Commercial real estate |  |  | 2,576 |  |  |  | 16 |  |  |  | 3,723 |  |  |  | 31 |
Land |  |  | 745 |  |  |  | - |  |  |  | 786 |  |  |  | - |
Multi-family |  |  | 1,625 |  |  |  | 22 |  |  |  | 1,675 |  |  |  | 22 |
Consumer |  |  | 1,064 |  |  |  | 10 |  |  |  | 1,458 |  |  |  | 15 |
Total |  | $ | 6,180 |  |  | $ | 48 |  |  | $ | 8,758 |  |  | $ | 72 |
|  | Six Months ended September 30, 2018 |  |  | Six Months ended September 30, 2017 |
|  | Average Recorded Investment |  |  | Interest Recognized on Impaired Loans |  |  | Average Recorded Investment |  |  | Interest Recognized on Impaired Loans |
Commercial business |  | $ | 448 |  |  | $ | - |  |  | $ | 842 |  |  | $ | 23 |
Commercial real estate |  |  | 2,678 |  |  |  | 32 |  |  |  | 5,017 |  |  |  | 61 |
Land |  |  | 751 |  |  |  | - |  |  |  | 791 |  |  |  | - |
Multi-family |  |  | 1,632 |  |  |  | 44 |  |  |  | 1,680 |  |  |  | 46 |
Consumer |  |  | 1,185 |  |  |  | 26 |  |  |  | 1,464 |  |  |  | 31 |
Total |  | $ | 6,694 |  |  | $ | 102 |  |  | $ | 9,794 |  |  | $ | 161 |
Schedule of TDRs by interest accrual status |
|  | September 30, 2018 |  |  | March 31, 2018 |
|  | Accrual |  |  | Nonaccrual |  |  | Total |  |  | Accrual |  |  | Nonaccrual |  |  | Total |
Commercial business |  | $ | - |  |  | $ | 168 |  |  | $ | 168 |  |  | $ | 826 |  |  | $ | 178 |  |  | $ | 1,004 |
Commercial real estate |  |  | 1,420 |  |  |  | 1,135 |  |  |  | 2,555 |  |  |  | 1,683 |  |  |  | 1,200 |  |  |  | 2,883 |
Land |  |  | - |  |  |  | 740 |  |  |  | 740 |  |  |  | - |  |  |  | 763 |  |  |  | 763 |
Multi-family |  |  | 1,619 |  |  |  | - |  |  |  | 1,619 |  |  |  | 1,644 |  |  |  | - |  |  |  | 1,644 |
Consumer |  |  | 713 |  |  |  | - |  |  |  | 713 |  |  |  | 1,428 |  |  |  | - |  |  |  | 1,428 |
Total |  | $ | 3,752 |  |  | $ | 2,043 |  |  | $ | 5,795 |  |  | $ | 5,581 |  |  | $ | 2,141 |  |  | $ | 7,722 |

X
- References No definition available. + Details
Name: | rvsb_AllowanceForLoanLossesAbstract
Namespace Prefix: | rvsb_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References No definition available. + Details
Name: | rvsb_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock
Namespace Prefix: | rvsb_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References No definition available. + Details
Name: | rvsb_ScheduleOfCreditQualityIndicatorsTableTextBlock
Namespace Prefix: | rvsb_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired financing receivables. + References No definition available. + Details
Name: | rvsb_ScheduleOfImpairedFinancingReceivablesTableTextBlock
Namespace Prefix: | rvsb_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule (table) of the average recorded investment and the interest recognized on impaired loans for the periods indicated. + References No definition available. + Details
Name: | rvsb_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognizedTableTextBlock
Namespace Prefix: | rvsb_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Represents the textual narrative disclosure of Schedule of TDRs by Interest Accrual Status, during the indicated time period. + References No definition available. + Details
Name: | rvsb_ScheduleOfTdrsByInterestAccrualStatusTableTextBlock
Namespace Prefix: | rvsb_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953401-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration