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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 12 Months Ended
Mar. 31, 2019
Mar. 31, 2018
Mar. 31, 2017
CASH FLOWS FROM OPERATING ACTIVITIES:      
Net income $ 17,266 $ 10,242 $ 7,404
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation and amortization 2,718 2,917 2,746
Purchased loans amortization (accretion), net (147) (277) 441
Provisions for loan losses 50    
Provision (benefit) for deferred income taxes (11) 3,668 3,103
Expense related to ESOP   148 143
Stock-based compensation expense 44 88  
Increase in deferred loan origination fees, net of amortization 498 498 543
Origination of loans held for sale (11,105) (20,502) (21,032)
Proceeds from sales of loans held for sale 10,579 21,204 21,477
Writedown of REO     30
Loss on impairment of investment security     240
Net gains on sales of loans held for sale, sales of investment securities and sale of REO (682) (725) (731)
Income from BOLI [1] (734) (819) (760)
BOLI death benefit in excess of cash surrender value     (423)
Changes in certain other assets and liabilities:      
Prepaid expenses and other assets (868) (212) (369)
Accrued interest receivable (442) (536) (291)
Accrued expenses and other liabilities 2,988 (3,755) 5,538
Net cash provided by operating activities 20,154 11,939 18,059
CASH FLOWS FROM INVESTING ACTIVITIES:      
Loan repayments (originations), net (34,427) 11,156 (37,103)
Purchases of loans receivable (29,929) (43,016) (5,746)
Principal repayments on investment securities available for sale 26,519 28,569 29,782
Purchases of investment securities available for sale   (47,494) (92,418)
Proceeds from calls, maturities, and sales of investment securities available for sale 10,000 950 7,261
Principal repayments on investment securities held to maturity 7 22 11
Purchases of premises and equipment and capitalized software (1,046) (753) (598)
Redemption of certificates of deposit held for investment 5,220 5,075 5,727
Purchases of FHLB stock, net (2,291) (172) (121)
Cash acquired, net of cash consideration paid in business combination     15,116
Proceeds from death benefit on BOLI     1,236
Proceeds from sales of REO and premises and equipment 976 81 262
Net cash used in investing activities (24,971) (45,582) (76,591)
CASH FLOWS FROM FINANCING ACTIVITIES:      
Net increase (decrease) in deposits (70,568) 15,771 69,470
Dividends paid (3,163) (2,140) (1,799)
Proceeds from borrowings 326,956 55,980 23,200
Repayment of borrowings (270,370) (55,980) (23,200)
Net increase (decrease) in advance payments by borrowers for taxes and insurance (6) (56) 84
Principal payments on capital lease obligation (28) (23) (21)
Proceeds from exercise of stock options 179 245 11
Net cash provided by (used in) financing activities (17,000) 13,797 67,745
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS (21,817) (19,846) 9,213
CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR 44,767 64,613 55,400
CASH AND CASH EQUIVALENTS, END OF YEAR 22,950 44,767 64,613
Cash paid during the year for:      
Interest 2,686 2,176 1,655
Income taxes 6,877 3,280 285
NONCASH INVESTING AND FINANCING ACTIVITIES:      
Dividends declared and accrued in other liabilities 904 677 450
Other comprehensive income (loss) 2,751 (3,590) (4,295)
Income tax effect related to other comprehensive income (loss) $ (629) $ 871 1,525
Business combinations (See Note 3)      
Fair value of assets acquired     (145,386)
Fair value of liabilities assumed     $ 134,810
[1] Not within the scope of ASC 606