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ALLOWANCE FOR LOAN LOSSES (Tables) | 9 Months Ended
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Dec. 31, 2018
Allowance For Loan Losses [Abstract] |
Schedule of reconciliation of the allowance for loan losses |
Three months ended December 31, 2018 |  | Commercial Business |  |  | Commercial Real Estate |  |  | Land |  |  | Multi- Family |  |  | Real Estate Construction |  |  | Consumer |  |  | Unallocated |  |  | Total |
Beginning balance |  | $ | 1,858 |  |  | $ | 5,361 |  |  | $ | 237 |  |  | $ | 696 |  |  | $ | 1,007 |  |  | $ | 1,641 |  |  | $ | 713 |  |  | $ | 11,513 |
Provision for (recapture of) loan losses |  |  | 84 |  |  |  | (80 | ) |  |  | 31 |  |  |  | 19 |  |  |  | 186 |  |  |  | (177 | ) |  |  | (63 | ) |  |  | - |
Charge-offs |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (52 | ) |  |  | - |  |  |  | (52 | )
Recoveries |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 41 |  |  |  | - |  |  |  | 41 |
Ending balance |  | $ | 1,942 |  |  | $ | 5,281 |  |  | $ | 268 |  |  | $ | 715 |  |  | $ | 1,193 |  |  | $ | 1,453 |  |  | $ | 650 |  |  | $ | 11,502 |
Nine months ended December 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,668 |  |  | $ | 4,914 |  |  | $ | 220 |  |  | $ | 822 |  |  | $ | 618 |  |  | $ | 1,809 |  |  | $ | 715 |  |  | $ | 10,766 |
Provision for (recapture of) loan losses |  |  | 274 |  |  |  | (456 | ) |  |  | 48 |  |  |  | (107 | ) |  |  | 575 |  |  |  | (219 | ) |  |  | (65 | ) |  |  | 50 |
Charge-offs |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (236 | ) |  |  | - |  |  |  | (236 | )
Recoveries |  |  | - |  |  |  | 823 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 99 |  |  |  | - |  |  |  | 922 |
Ending balance |  | $ | 1,942 |  |  | $ | 5,281 |  |  | $ | 268 |  |  | $ | 715 |  |  | $ | 1,193 |  |  | $ | 1,453 |  |  | $ | 650 |  |  | $ | 11,502 |
Three months ended December 31, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,340 |  |  | $ | 5,116 |  |  | $ | 196 |  |  | $ | 504 |  |  | $ | 840 |  |  | $ | 1,890 |  |  | $ | 731 |  |  | $ | 10,617 |
Provision for (recapture of) loan losses |  |  | (186 | ) |  |  | (26 | ) |  |  | (19 | ) |  |  | 295 |  |  |  | (206 | ) |  |  | 81 |  |  |  | 61 |  |  |  | - |
Charge-offs |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (46 | ) |  |  | - |  |  |  | (46 | )
Recoveries |  |  | 220 |  |  |  | 65 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 11 |  |  |  | - |  |  |  | 296 |
Ending balance |  | $ | 1,374 |  |  | $ | 5,155 |  |  | $ | 177 |  |  | $ | 799 |  |  | $ | 634 |  |  | $ | 1,936 |  |  | $ | 792 |  |  | $ | 10,867 |
Nine months ended December 31, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,418 |  |  | $ | 5,084 |  |  | $ | 228 |  |  | $ | 297 |  |  | $ | 714 |  |  | $ | 2,099 |  |  | $ | 688 |  |  | $ | 10,528 |
Provision for (recapture of) loan losses |  |  | (270 | ) |  |  | 40 |  |  |  | (344 | ) |  |  | 502 |  |  |  | (80 | ) |  |  | 48 |  |  |  | 104 |  |  |  | - |
Charge-offs |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (257 | ) |  |  | - |  |  |  | (257 | )
Recoveries |  |  | 226 |  |  |  | 31 |  |  |  | 293 |  |  |  | - |  |  |  | - |  |  |  | 46 |  |  |  | - |  |  |  | 596 |
Ending balance |  | $ | 1,374 |  |  | $ | 5,155 |  |  | $ | 177 |  |  | $ | 799 |  |  | $ | 634 |  |  | $ | 1,936 |  |  | $ | 792 |  |  | $ | 10,867 |
Schedule of impaired financing receivables |
|  | Allowance for loan losses |  |  | Recorded investment in loans |
December 31, 2018 |  | Individually Evaluated for Impairment |  |  | Collectively Evaluated for Impairment |  |  | Total |  |  | Individually Evaluated for Impairment |  |  | Collectively Evaluated for Impairment |  |  | Total |
Commercial business |  | $ | - |  |  | $ | 1,942 |  |  | $ | 1,942 |  |  | $ | 163 |  |  | $ | 154,197 |  |  | $ | 154,360 |
Commercial real estate |  |  | - |  |  |  | 5,281 |  |  |  | 5,281 |  |  |  | 2,523 |  |  |  | 465,838 |  |  |  | 468,361 |
Land |  |  | - |  |  |  | 268 |  |  |  | 268 |  |  |  | 731 |  |  |  | 17,775 |  |  |  | 18,506 |
Multi-family |  |  | - |  |  |  | 715 |  |  |  | 715 |  |  |  | 1,606 |  |  |  | 53,324 |  |  |  | 54,930 |
Real estate construction |  |  | - |  |  |  | 1,193 |  |  |  | 1,193 |  |  |  | - |  |  |  | 76,518 |  |  |  | 76,518 |
Consumer |  |  | 25 |  |  |  | 1,428 |  |  |  | 1,453 |  |  |  | 705 |  |  |  | 95,256 |  |  |  | 95,961 |
Unallocated |  |  | - |  |  |  | 650 |  |  |  | 650 |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  | $ | 25 |  |  | $ | 11,477 |  |  | $ | 11,502 |  |  | $ | 5,728 |  |  | $ | 862,908 |  |  | $ | 868,636 |
March 31, 2018
Commercial business |  | $ | - |  |  | $ | 1,668 |  |  | $ | 1,668 |  |  | $ | 1,004 |  |  | $ | 136,668 |  |  | $ | 137,672 |
Commercial real estate |  |  | - |  |  |  | 4,914 |  |  |  | 4,914 |  |  |  | 2,883 |  |  |  | 447,714 |  |  |  | 450,597 |
Land |  |  | - |  |  |  | 220 |  |  |  | 220 |  |  |  | 763 |  |  |  | 14,574 |  |  |  | 15,337 |
Multi-family |  |  | - |  |  |  | 822 |  |  |  | 822 |  |  |  | 1,644 |  |  |  | 61,436 |  |  |  | 63,080 |
Real estate construction |  |  | - |  |  |  | 618 |  |  |  | 618 |  |  |  | - |  |  |  | 39,584 |  |  |  | 39,584 |
Consumer |  |  | 69 |  |  |  | 1,740 |  |  |  | 1,809 |  |  |  | 1,428 |  |  |  | 103,678 |  |  |  | 105,106 |
Unallocated |  |  | - |  |  |  | 715 |  |  |  | 715 |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  | $ | 69 |  |  | $ | 10,697 |  |  | $ | 10,766 |  |  | $ | 7,722 |  |  | $ | 803,654 |  |  | $ | 811,376 |
Schedule of analysis of loans by aging category |
December 31, 2018 |  | 30-89 Days Past Due |  |  | 90 Days and Greater Past Due |  |  | Non-accrual |  |  | Total Past Due and Non- accrual |  |  | Current |  |  | Total Loans Receivable |
Commercial business |  | $ | - |  |  | $ | - |  |  | $ | 268 |  |  | $ | 268 |  |  | $ | 154,092 |  |  | $ | 154,360 |
Commercial real estate |  |  | 9 |  |  |  | - |  |  |  | 1,112 |  |  |  | 1,121 |  |  |  | 467,240 |  |  |  | 468,361 |
Land |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 18,506 |  |  |  | 18,506 |
Multi-family |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 54,930 |  |  |  | 54,930 |
Real estate construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 76,518 |  |  |  | 76,518 |
Consumer |  |  | 462 |  |  |  | 4 |  |  |  | 228 |  |  |  | 694 |  |  |  | 95,267 |  |  |  | 95,961 |
Total |  | $ | 471 |  |  | $ | 4 |  |  | $ | 1,608 |  |  | $ | 2,083 |  |  | $ | 866,553 |  |  | $ | 868,636 |
March 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | $ | 7 |  |  | $ | - |  |  | $ | 178 |  |  | $ | 185 |  |  | $ | 137,487 |  |  | $ | 137,672 |
Commercial real estate |  |  | - |  |  |  | - |  |  |  | 1,200 |  |  |  | 1,200 |  |  |  | 449,397 |  |  |  | 450,597 |
Land |  |  | - |  |  |  | - |  |  |  | 763 |  |  |  | 763 |  |  |  | 14,574 |  |  |  | 15,337 |
Multi-family |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 63,080 |  |  |  | 63,080 |
Real estate construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 39,584 |  |  |  | 39,584 |
Consumer |  |  | 513 |  |  |  | - |  |  |  | 277 |  |  |  | 790 |  |  |  | 104,316 |  |  |  | 105,106 |
Total |  | $ | 520 |  |  | $ | - |  |  | $ | 2,418 |  |  | $ | 2,938 |  |  | $ | 808,438 |  |  | $ | 811,376 |
Schedule of credit quality indicators |
December 31, 2018 |  | Pass |  |  | Special Mention |  |  | Substandard |  |  | Doubtful |  |  | Loss |  |  | Total Loans Receivable |
Commercial business |  | $ | 150,099 |  |  | $ | 2,075 |  |  | $ | 2,186 |  |  | $ | - |  |  | $ | - |  |  | $ | 154,360 |
Commercial real estate |  |  | 456,824 |  |  |  | 8,689 |  |  |  | 2,848 |  |  |  | - |  |  |  | - |  |  |  | 468,361 |
Land |  |  | 17,775 |  |  |  | - |  |  |  | 731 |  |  |  | - |  |  |  | - |  |  |  | 18,506 |
Multi-family |  |  | 54,379 |  |  |  | 530 |  |  |  | 21 |  |  |  | - |  |  |  | - |  |  |  | 54,930 |
Real estate construction |  |  | 76,518 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 76,518 |
Consumer |  |  | 95,733 |  |  |  | - |  |  |  | 228 |  |  |  | - |  |  |  | - |  |  |  | 95,961 |
Total |  | $ | 851,328 |  |  | $ | 11,294 |  |  | $ | 6,014 |  |  | $ | - |  |  | $ | - |  |  | $ | 868,636 |
March 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | $ | 132,309 |  |  | $ | 1,976 |  |  | $ | 3,387 |  |  | $ | - |  |  | $ | - |  |  | $ | 137,672 |
Commercial real estate |  |  | 440,123 |  |  |  | 7,489 |  |  |  | 2,985 |  |  |  | - |  |  |  | - |  |  |  | 450,597 |
Land |  |  | 14,574 |  |  |  | - |  |  |  | 763 |  |  |  | - |  |  |  | - |  |  |  | 15,337 |
Multi-family |  |  | 60,879 |  |  |  | 2,190 |  |  |  | 11 |  |  |  | - |  |  |  | - |  |  |  | 63,080 |
Real estate construction |  |  | 39,584 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 39,584 |
Consumer |  |  | 104,829 |  |  |  | - |  |  |  | 277 |  |  |  | - |  |  |  | - |  |  |  | 105,106 |
Total |  | $ | 792,298 |  |  | $ | 11,655 |  |  | $ | 7,423 |  |  | $ | - |  |  | $ | - |  |  | $ | 811,376 |
Schedule of total and average recorded investment in impaired loans |
December 31, 2018 |  | Recorded Investment with No Specific Valuation Allowance |  |  | Recorded Investment with Specific Valuation Allowance |  |  | Total Recorded Investment |  |  | Unpaid Principal Balance |  |  | Related Specific Valuation Allowance |
Commercial business |  | $ | 163 |  |  | $ | - |  |  | $ | 163 |  |  | $ | 183 |  |  | $ | - |
Commercial real estate |  |  | 2,523 |  |  |  | - |  |  |  | 2,523 |  |  |  | 3,457 |  |  |  | - |
Land |  |  | 731 |  |  |  | - |  |  |  | 731 |  |  |  | 768 |  |  |  | - |
Multi-family |  |  | 1,606 |  |  |  | - |  |  |  | 1,606 |  |  |  | 1,712 |  |  |  | - |
Consumer |  |  | 284 |  |  |  | 421 |  |  |  | 705 |  |  |  | 817 |  |  |  | 25 |
Total |  | $ | 5,307 |  |  | $ | 421 |  |  | $ | 5,728 |  |  | $ | 6,937 |  |  | $ | 25 |
March 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | $ | 1,004 |  |  | $ | - |  |  | $ | 1,004 |  |  | $ | 1,062 |  |  | $ | - |
Commercial real estate |  |  | 2,883 |  |  |  | - |  |  |  | 2,883 |  |  |  | 3,816 |  |  |  | - |
Land |  |  | 763 |  |  |  | - |  |  |  | 763 |  |  |  | 790 |  |  |  | - |
Multi-family |  |  | 1,644 |  |  |  | - |  |  |  | 1,644 |  |  |  | 1,765 |  |  |  | - |
Consumer |  |  | 294 |  |  |  | 1,134 |  |  |  | 1,428 |  |  |  | 1,544 |  |  |  | 69 |
Total |  | $ | 6,588 |  |  | $ | 1,134 |  |  | $ | 7,722 |  |  | $ | 8,977 |  |  | $ | 69 |
|  | Three Months ended December 31, 2018 |  |  | Three Months ended December 31, 2017 |
|  | Average Recorded Investment |  |  | Interest Recognized on Impaired Loans |  |  | Average Recorded Investment |  |  | Interest Recognized on Impaired Loans |
Commercial business |  | $ | 166 |  |  | $ | - |  |  | $ | 1,118 |  |  | $ | 9 |
Commercial real estate |  |  | 2,539 |  |  |  | 16 |  |  |  | 3,347 |  |  |  | 20 |
Land |  |  | 735 |  |  |  | 2 |  |  |  | 775 |  |  |  | - |
Multi-family |  |  | 1,613 |  |  |  | 22 |  |  |  | 1,663 |  |  |  | 23 |
Consumer |  |  | 709 |  |  |  | 9 |  |  |  | 1,446 |  |  |  | 15 |
Total |  | $ | 5,762 |  |  | $ | 49 |  |  | $ | 8,349 |  |  | $ | 67 |
|  | Nine Months ended December 31, 2018 |  |  | Nine Months ended December 31, 2017 |
|  | Average Recorded Investment |  |  | Interest Recognized on Impaired Loans |  |  | Average Recorded Investment |  |  | Interest Recognized on Impaired Loans |
Commercial business |  | $ | 377 |  |  | $ | - |  |  | $ | 912 |  |  | $ | 32 |
Commercial real estate |  |  | 2,639 |  |  |  | 48 |  |  |  | 4,510 |  |  |  | 82 |
Land |  |  | 746 |  |  |  | 2 |  |  |  | 786 |  |  |  | - |
Multi-family |  |  | 1,626 |  |  |  | 66 |  |  |  | 1,674 |  |  |  | 68 |
Consumer |  |  | 1,065 |  |  |  | 35 |  |  |  | 1,458 |  |  |  | 46 |
Total |  | $ | 6,453 |  |  | $ | 151 |  |  | $ | 9,340 |  |  | $ | 228 |
Schedule of TDRs by interest accrual status |
|  | December 31, 2018 |  |  | March 31, 2018 |
|  | Accrual |  |  | Nonaccrual |  |  | Total |  |  | Accrual |  |  | Nonaccrual |  |  | Total |
Commercial business |  | $ | - |  |  | $ | 163 |  |  | $ | 163 |  |  | $ | 826 |  |  | $ | 178 |  |  | $ | 1,004 |
Commercial real estate |  |  | 1,411 |  |  |  | 1,112 |  |  |  | 2,523 |  |  |  | 1,683 |  |  |  | 1,200 |  |  |  | 2,883 |
Land |  |  | 731 |  |  |  | - |  |  |  | 731 |  |  |  | - |  |  |  | 763 |  |  |  | 763 |
Multi-family |  |  | 1,606 |  |  |  | - |  |  |  | 1,606 |  |  |  | 1,644 |  |  |  | - |  |  |  | 1,644 |
Consumer |  |  | 705 |  |  |  | - |  |  |  | 705 |  |  |  | 1,428 |  |  |  | - |  |  |  | 1,428 |
Total |  | $ | 4,453 |  |  | $ | 1,275 |  |  | $ | 5,728 |  |  | $ | 5,581 |  |  | $ | 2,141 |  |  | $ | 7,722 |

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References No definition available. + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References No definition available. + Details
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- Definition Tabular disclosure of impaired financing receivables. + References No definition available. + Details
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- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953401-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524 + Details
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