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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Jun. 30, 2019
Jun. 30, 2018
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 4,192 $ 4,442
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 767 688
Purchased loans amortization (accretion), net (41) 62
Recapture of loan losses   (200)
Stock-based compensation expense 180 11
Increase in deferred loan origination fees, net of amortization 110 184
Origination of loans held for sale (2,627) (4,705)
Proceeds from sales of loans held for sale 3,598 4,987
Net gains on loans held for sale and sales of premises and equipment (91) (152)
Income from BOLI [1] (193) (179)
Changes in certain other assets and liabilities:    
Prepaid expenses and other assets 1,459 71
Accrued interest receivable (70) (101)
Accrued expenses and other liabilities (735) (886)
Net cash provided by operating activities 6,549 4,222
CASH FLOWS FROM INVESTING ACTIVITIES:    
Loan originations, net (8,327) (7,222)
Purchases of loans receivable (3,594) (7,403)
Principal repayments on investment securities available for sale 6,863 6,852
Proceeds from calls of investment securities available for sale 3,000 5,000
Principal repayments on investment securities held to maturity 2 2
Purchases of premises and equipment and capitalized software (82) (181)
Redemption of certificates of deposit held for investment   996
Purchases of FHLB stock, net (14)  
Proceeds from sales of real estate owned ("REO") and premises and equipment   298
Net cash used in investing activities (2,152) (1,658)
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net decrease in deposits (2,788) (13,322)
Dividends paid (904) (677)
Proceeds from borrowings 130,947 56,160
Repayment of borrowings (130,592) (56,160)
Net increase (decrease) in advance payments by borrowers for taxes and insurance 58 (57)
Principal payments on finance lease liability (8) (7)
Proceeds from exercise of stock options 52  
Net cash used in financing activities (3,235) (14,063)
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS 1,162 (11,499)
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 22,950 44,767
CASH AND CASH EQUIVALENTS, END OF PERIOD 24,112 33,268
Cash paid during the period for:    
Interest 1,065 573
Income taxes   805
NONCASH INVESTING AND FINANCING ACTIVITIES:    
Dividends declared and accrued in other liabilities 1,018 790
Other comprehensive income (loss) 2,810 (962)
Income tax effect related to other comprehensive income (loss) (675) $ 226
Right-of-use lease assets obtained in exchange for operating lease liabilities $ 5,603  
[1] Not within scope of ASC 606