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LOANS RECEIVABLE (Tables) | 6 Months Ended
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Sep. 30, 2019
LOANS RECEIVABLE |
Schedule of loans and financing receivable | Loans receivable, excluding loans held for sale, consisted of the following at the dates indicated (in thousands):
|  | September 30, |  | March 31,
|  | 2019 |  | 2019
Commercial and construction |  |  |  |  |  |
Commercial business |  | $ | 167,782 |  | $ | 162,796
Commercial real estate |  |  | 471,571 |  |  | 461,432
Land |  |  | 14,166 |  |  | 17,027
Multi-family |  |  | 55,978 |  |  | 51,570
Real estate construction |  |  | 83,174 |  |  | 90,882
Total commercial and construction |  |  | 792,671 |  |  | 783,707
Consumer |  |  |  |  |  |
Real estate one-to-four family |  |  | 82,578 |  |  | 84,053
Other installment (1) |  |  | 6,067 |  |  | 8,356
Total consumer |  |  | 88,645 |  |  | 92,409
Total loans |  |  | 881,316 |  |  | 876,116
Less: Allowance for loan losses |  |  | 11,436 |  |  | 11,457
Loans receivable, net |  | $ | 869,880 |  | $ | 864,659
(1) Includes purchased automobile loans totaling $3.4 million and $5.8 million at September 30, 2019 and March 31, 2019, respectively.

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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details
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