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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2019
Sep. 30, 2018
INTEREST AND DIVIDEND INCOME:        
Interest and fees on loans receivable $ 11,893 $ 11,119 $ 23,447 $ 22,079
Interest on investment securities - taxable 860 1,116 1,738 2,314
Interest on investment securities - nontaxable 36 36 73 73
Other interest and dividends 93 118 180 211
Total interest and dividend income 12,882 12,389 25,438 24,677
INTEREST EXPENSE:        
Interest on deposits 660 259 1,011 519
Interest on borrowings 503 352 1,238 710
Total interest expense 1,163 611 2,249 1,229
Net interest income 11,719 11,778 23,189 23,448
Provision for loan losses   250   50
Net interest income after provision for loan losses 11,719 11,528 23,189 23,398
NON-INTEREST INCOME:        
Net gains on sales of loans held for sale [1] 46 44 142 196
BOLI [1] 204 174 397 353
Other, net 77 165 144 205
Total non-interest income, net 3,169 2,840 6,305 5,709
NON-INTEREST EXPENSE:        
Salaries and employee benefits 5,697 5,283 11,412 10,861
Occupancy and depreciation 1,277 1,351 2,597 2,710
Data processing 669 622 1,349 1,253
Amortization of CDI 41 46 81 92
Advertising and marketing 298 266 508 458
FDIC insurance premium   85 80 161
State and local taxes 174 182 369 350
Telecommunications 76 88 162 181
Professional fees 263 387 588 671
Other 508 605 1,051 1,197
Total non-interest expense 9,003 8,915 18,197 17,934
INCOME BEFORE INCOME TAXES 5,885 5,453 11,297 11,173
PROVISION FOR INCOME TAXES 1,351 1,224 2,571 2,502
NET INCOME $ 4,534 $ 4,229 $ 8,726 $ 8,671
Earnings per common share:        
Basic (in dollars per share) $ 0.20 $ 0.19 $ 0.39 $ 0.38
Diluted (in dollars per share) $ 0.20 $ 0.19 $ 0.38 $ 0.38
Weighted average number of common shares outstanding:        
Basic (in shares) 22,643,103 22,579,839 22,631,406 22,575,009
Diluted (in shares) 22,702,696 22,658,737 22,694,067 22,655,297
Fees and service charges        
NON-INTEREST INCOME:        
Non-interest income $ 1,752 $ 1,514 $ 3,389 $ 3,086
Asset management fees        
NON-INTEREST INCOME:        
Non-interest income $ 1,090 $ 943 $ 2,233 $ 1,869
[1] Not within the scope of ASC 606