XML 65 R50.htm IDEA: XBRL DOCUMENT v3.19.3
ALLOWANCE FOR LOAN LOSSES - Reconciliation of the allowance for loan losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2019
Sep. 30, 2018
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance $ 11,442 $ 11,349 $ 11,457 $ 10,766
Provision for (recapture of) loan losses 0 250 0 50
Charge-offs (13) (92) (57) (184)
Recoveries 7 6 36 881
Ending balance 11,436 11,513 11,436 11,513
Commercial Business        
Allowance for Loan and Lease Losses [Roll Forward]        
Ending balance 150   150  
Commercial Real Estate        
Allowance for Loan and Lease Losses [Roll Forward]        
Ending balance 1,000   1,000  
Commercial Real Estate Portfolio Segment | Commercial Business        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance 2,113 1,799 1,808 1,668
Provision for (recapture of) loan losses (62) 59 246 190
Charge-offs 0 0 (3) 0
Recoveries 0 0 0 0
Ending balance 2,051 1,858 2,051 1,858
Commercial Real Estate Portfolio Segment | Commercial Real Estate        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance 4,889 5,139 5,053 4,914
Provision for (recapture of) loan losses 149 222 (15) (376)
Charge-offs 0 0 0 0
Recoveries 0 0 0 823
Ending balance 5,038 5,361 5,038 5,361
Commercial Real Estate Portfolio Segment | Land        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance 244 258 254 220
Provision for (recapture of) loan losses (25) (21) (35) 17
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
Ending balance 219 237 219 237
Commercial Real Estate Portfolio Segment | Multi-Family        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance 699 781 728 822
Provision for (recapture of) loan losses 80 (85) 51 (126)
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
Ending balance 779 696 779 696
Commercial Real Estate Portfolio Segment | Real Estate Construction        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance 1,506 855 1,457 618
Provision for (recapture of) loan losses (125) 152 (76) 389
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
Ending balance 1,381 1,007 1,381 1,007
Consumer        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance 1,346 1,788 1,447 1,809
Provision for (recapture of) loan losses 7 (61) (82) (42)
Charge-offs (13) (92) (54) (184)
Recoveries 7 6 36 58
Ending balance 1,347 1,641 1,347 1,641
Unallocated        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance 645 729 710 715
Provision for (recapture of) loan losses (24) (16) (89) (2)
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
Ending balance $ 621 $ 713 $ 621 $ 713