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PREMISES AND EQUIPMENT | 12 Months Ended
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Mar. 31, 2020
PREMISES AND EQUIPMENT |
PREMISES AND EQUIPMENT | 6. PREMISES AND EQUIPMENT Premises and equipment consisted of the following at the dates indicated (in thousands):
|  | March 31,
|  | 2020 |  | 2019
Land |  | $ | 4,531 |  | $ | 4,531
Buildings and improvements |  |  | 15,356 |  |  | 15,349
Leasehold improvements |  |  | 1,666 |  |  | 1,666
Furniture and equipment |  |  | 10,819 |  |  | 10,694
Building under finance lease |  |  | 2,956 |  |  | 2,956
Construction in progress |  |  | 3,245 |  |  | 733
Total |  |  | 38,573 |  |  | 35,929
Less accumulated depreciation and amortization |  |  | (21,495) |  |  | (20,471)
Premises and equipment, net |  | $ | 17,078 |  | $ | 15,458
Depreciation and amortization expense was $1.3 million, $1.1 million and $1.2 million for the years ended March 31, 2020, 2019 and 2018, respectively.

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- Definition The entire disclosure for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, accounting policies and methodology, roll forwards, depreciation, depletion and amortization expense, including composite depreciation, accumulated depreciation, depletion and amortization expense, useful lives and method used, income statement disclosures, assets held for sale and public utility disclosures. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 360 -URI http://asc.fasb.org/topic&trid=2155823 + Details
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