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v3.20.1

ALLOWANCE FOR LOAN LOSSES - Reconciliation of the allowance for loan losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended
--- | --- | ---
Mar. 31, 2020 | Dec. 31, 2019 | Sep. 30, 2019 | Jun. 30, 2019 | Mar. 31, 2019 | Dec. 31, 2018 | Sep. 30, 2018 | Jun. 30, 2018 | Mar. 31, 2020 | Mar. 31, 2019 | Mar. 31, 2018
Reconciliation of the allowance for loan losses |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  | $ 11,457 |  |  |  | $ 10,766 | $ 11,457 | $ 10,766 | $ 10,528
Provision for (recapture of) loan losses | $ 1,250 | $ 0 | $ 0 | 0 | $ 0 | $ 0 | $ 250 | (200) | 1,250 | 50 | 0
Charge-offs |  |  |  |  |  |  |  |  | (146) | (291) | (408)
Recoveries |  |  |  |  |  |  |  |  | 63 | 932 | 646
Ending balance | 12,624 |  |  |  | 11,457 |  |  |  | 12,624 | 11,457 | 10,766
Commercial Real Estate Portfolio Segment | Commercial Business |  |  |  |  |  |  |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  | 1,808 |  |  |  | 1,668 | 1,808 | 1,668 | 1,418
Provision for (recapture of) loan losses |  |  |  |  |  |  |  |  | 264 | 139 | 10
Charge-offs |  |  |  |  |  |  |  |  | (64) | 0 | 0
Recoveries |  |  |  |  |  |  |  |  | 0 | 1 | 240
Ending balance | 2,008 |  |  |  | 1,808 |  |  |  | 2,008 | 1,808 | 1,668
Commercial Real Estate Portfolio Segment | Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  | 5,053 |  |  |  | 4,914 | 5,053 | 4,914 | 5,084
Provision for (recapture of) loan losses |  |  |  |  |  |  |  |  | 1,368 | (685) | (156)
Charge-offs |  |  |  |  |  |  |  |  | 0 | 0 | (68)
Recoveries |  |  |  |  |  |  |  |  | 0 | 824 | 54
Ending balance | 6,421 |  |  |  | 5,053 |  |  |  | 6,421 | 5,053 | 4,914
Commercial Real Estate Portfolio Segment | Land |  |  |  |  |  |  |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  | 254 |  |  |  | 220 | 254 | 220 | 228
Provision for (recapture of) loan losses |  |  |  |  |  |  |  |  | (24) | 34 | (301)
Charge-offs |  |  |  |  |  |  |  |  | 0 | 0 | 0
Recoveries |  |  |  |  |  |  |  |  | 0 | 0 | 293
Ending balance | 230 |  |  |  | 254 |  |  |  | 230 | 254 | 220
Commercial Real Estate Portfolio Segment | Multi-Family |  |  |  |  |  |  |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  | 728 |  |  |  | 822 | 728 | 822 | 297
Provision for (recapture of) loan losses |  |  |  |  |  |  |  |  | 126 | (94) | 525
Charge-offs |  |  |  |  |  |  |  |  | 0 | 0 | 0
Recoveries |  |  |  |  |  |  |  |  | 0 | 0 | 0
Ending balance | 854 |  |  |  | 728 |  |  |  | 854 | 728 | 822
Commercial Real Estate Portfolio Segment | Real Estate Construction |  |  |  |  |  |  |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  | 1,457 |  |  |  | 618 | 1,457 | 618 | 714
Provision for (recapture of) loan losses |  |  |  |  |  |  |  |  | (308) | 839 | (96)
Charge-offs |  |  |  |  |  |  |  |  | 0 | 0 | 0
Recoveries |  |  |  |  |  |  |  |  | 0 | 0 | 0
Ending balance | 1,149 |  |  |  | 1,457 |  |  |  | 1,149 | 1,457 | 618
Consumer |  |  |  |  |  |  |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  | 1,447 |  |  |  | 1,809 | 1,447 | 1,809 | 2,099
Provision for (recapture of) loan losses |  |  |  |  |  |  |  |  | (65) | (178) | (9)
Charge-offs |  |  |  |  |  |  |  |  | (82) | (291) | (340)
Recoveries |  |  |  |  |  |  |  |  | 63 | 107 | 59
Ending balance | 1,363 |  |  |  | 1,447 |  |  |  | 1,363 | 1,447 | 1,809
Unallocated |  |  |  |  |  |  |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  | $ 710 |  |  |  | $ 715 | 710 | 715 | 688
Provision for (recapture of) loan losses |  |  |  |  |  |  |  |  | (111) | (5) | 27
Charge-offs |  |  |  |  |  |  |  |  | 0 | 0 | 0
Recoveries |  |  |  |  |  |  |  |  | 0 | 0 | 0
Ending balance | $ 599 |  |  |  | $ 710 |  |  |  | $ 599 | $ 710 | $ 715

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- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 + Details
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- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 + Details
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- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI http://asc.fasb.org/extlink&oid=118939070&loc=d3e15032-111544 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.1) -URI http://asc.fasb.org/extlink&oid=27010918&loc=d3e74567-122707 + Details
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