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SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS (Tables)
12 Months Ended
Mar. 31, 2020
Shareholders Equity And Regulatory Capital Requirements [Abstract]  
Schedule of actual and required minimum capital amounts and ratios

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

"Well Capitalized"

 

 

 

 

 

 

 

 

For Capital

 

Under Prompt 

 

 

 

Actual

    

 Adequacy Purposes

    

Corrective Action    

 

 

 

Amount

 

Ratio

 

Amount

 

Ratio

 

Amount

 

Ratio

 

 

    

  

 

    

  

 

  

 

    

  

 

  

 

    

  

 

March 31, 2020

 

  

 

 

  

 

  

 

 

  

 

  

 

 

  

 

Total Capital: (To Risk-Weighted Assets)

 

$

145,949

 

17.01

%    

$

68,630

 

8.0

%    

$

85,787

 

10.0

%

Tier 1 Capital: (To Risk-Weighted Assets)

 

 

135,196

 

15.76

 

 

51,472

 

6.0

 

 

68,630

 

8.0

 

Common equity tier 1 Capital: (To Risk-Weighted Assets)

 

 

135,196

 

15.76

 

 

38,604

 

4.5

 

 

55,762

 

6.5

 

Tier 1 Capital (Leverage): (To Average Tangible Assets)

 

 

135,196

 

11.79

 

 

45,851

 

4.0

 

 

57,313

 

5.0

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

"Well Capitalized"

 

 

 

 

 

 

 

 

For Capital

 

Under Prompt 

 

 

 

Actual

    

 Adequacy Purposes

    

Corrective Action    

 

March 31, 2019

 

Amount

 

Ratio

 

Amount

 

Ratio

 

Amount

 

Ratio

 

 

    

 

 

    

 

 

 

 

    

 

 

 

 

    

 

 

Total Capital: (To Risk-Weighted Assets)

 

$

140,062

 

16.88

%    

$

66,379

 

8.0

%    

$

82,974

 

10.0

%

Tier 1 Capital: (To Risk-Weighted Assets)

 

 

129,671

 

15.63

 

 

49,784

 

6.0

 

 

66,379

 

8.0

 

Common equity tier 1 Capital: (To Risk-Weighted Assets)

 

 

129,671

 

15.63

 

 

37,338

 

4.5

 

 

53,933

 

6.5

 

Tier 1 Capital (Leverage): (To Average Tangible Assets)

 

 

129,671

 

11.56

 

 

44,874

 

4.0

 

 

56,092

 

5.0