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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 12 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Mar. 31, 2018
INTEREST AND DIVIDEND INCOME:      
Interest and fees on loans receivable $ 46,405 $ 44,938 $ 40,013
Interest on investment securities - taxable 3,440 4,456 4,648
Interest on investment securities - nontaxable 117 146 95
Other interest and dividends 533 329 558
Total interest and dividend income 50,495 49,869 45,314
INTEREST EXPENSE:      
Interest on deposits 2,890 996 1,208
Interest on borrowings 1,874 1,819 1,141
Total interest expense 4,764 2,815 2,349
Net interest income 45,731 47,054 42,965
Provision for loan losses 1,250 50  
Net interest income after provision for loan losses 44,481 47,004 42,965
NON-INTEREST INCOME:      
Net gains on sales of loans held for sale 252 317 641
BOLI 864 734 819
Other, net 295 317 317
Total non-interest income, net 12,360 11,107 10,650
NON-INTEREST EXPENSE:      
Salaries and employee benefits 22,805 22,320 21,743
Occupancy and depreciation 5,576 5,334 5,454
Data processing 2,629 2,467 2,313
Amortization of CDI 161 183 232
Advertising and marketing 856 769 747
FDIC insurance premium 81 326 476
State and local taxes 675 651 605
Telecommunications 327 353 417
Professional fees 1,120 1,426 1,181
Other 2,033 1,870 2,450
Total non-interest expense 36,263 35,699 35,618
INCOME BEFORE INCOME TAXES 20,578 22,412 17,997
PROVISION FOR INCOME TAXES 4,830 5,146 7,755
NET INCOME $ 15,748 $ 17,266 $ 10,242
Earnings per common share:      
Basic (in dollars per share) $ 0.70 $ 0.76 $ 0.45
Diluted (in dollars per share) $ 0.69 $ 0.76 $ 0.45
Weighted average number of common shares outstanding:      
Basic (in shares) 22,642,795 22,588,395 22,531,480
Diluted (in shares) 22,698,415 22,659,594 22,623,455
Fees and service charges      
NON-INTEREST INCOME:      
Non-interest income $ 6,541 $ 5,948 $ 5,425
Asset management fees      
NON-INTEREST INCOME:      
Non-interest income $ 4,408 $ 3,791 $ 3,448