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INCOME TAXES - Effective Income Tax Rate Reconciliation (Details)
12 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Mar. 31, 2018
Mar. 31, 2017
INCOME TAXES        
Statutory federal income tax rate 21.00% 21.00% 30.80% 34.00%
State and local income tax rate 3.00% 3.00% 2.50%  
Revaluation of net deferred tax assets due to Tax Act 0.00% 0.00% 11.40%  
ESOP market value adjustment (0.10%) (0.10%) (0.00%)  
BOLI (1.00%) (0.80%) (1.50%)  
Other, net 0.60% (0.10%) (0.10%)  
Effective federal income tax rate 23.50% 23.00% 43.10%