<SEC-DOCUMENT>0000939057-20-000436.txt : 20201124
<SEC-HEADER>0000939057-20-000436.hdr.sgml : 20201124
<ACCEPTANCE-DATETIME>20201124160935
ACCESSION NUMBER:		0000939057-20-000436
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		5
CONFORMED PERIOD OF REPORT:	20201118
ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
ITEM INFORMATION:		Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20201124
DATE AS OF CHANGE:		20201124

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			RIVERVIEW BANCORP INC
		CENTRAL INDEX KEY:			0001041368
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				911838969
		STATE OF INCORPORATION:			WA
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-22957
		FILM NUMBER:		201344161

	BUSINESS ADDRESS:	
		STREET 1:		900 WASHINGTON STREET
		STREET 2:		SUITE 900
		CITY:			VANCOUVER
		STATE:			WA
		ZIP:			98660
		BUSINESS PHONE:		360-693-6650

	MAIL ADDRESS:	
		STREET 1:		900 WASHINGTON STREET
		STREET 2:		SUITE 900
		CITY:			VANCOUVER
		STATE:			WA
		ZIP:			98660
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>k811242020.htm
<TEXT>
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  <div style="text-align: center; font-weight: bold;">UNITED STATES</div>
  <div style="text-align: center; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>
  <div style="text-align: center; font-weight: bold;">Washington, D.C. 20549</div>
  <div><br>
  </div>
  <div style="text-align: center; font-size: 14pt; font-weight: bold;">FORM 8-K</div>
  <div><br>
  </div>
  <div style="text-align: center; font-weight: bold;">CURRENT REPORT</div>
  <div style="text-align: center; font-weight: bold;">Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div style="text-align: center;">Date of Report (Date of earliest event reported): <font style="font-weight: bold;">November
      18, 2020</font></div>
  <div><br>
  </div>
  <div style="text-align: center; font-size: 14pt; font-weight: bold;">RIVERVIEW BANCORP, INC.</div>
  <div style="text-align: center;">(Exact name of registrant as specified in its charter)</div>
  <div><br>
  </div>
  <table cellspacing="0" cellpadding="0" border="0" id="zc01ce3bab815482986061affd2f4aaeb" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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        <td style="width: 2.47%; vertical-align: top;">&#160;</td>
        <td style="width: 27%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; font-weight: bold;">Washington</div>
        </td>
        <td style="width: 2.47%; vertical-align: top;">&#160;</td>
        <td style="width: 36%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; font-weight: bold;">000-22957</div>
        </td>
        <td style="width: 2.82%; vertical-align: top;">&#160;</td>
        <td style="width: 30%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; font-weight: bold;">91-1838969</div>
        </td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top;">&#160;</td>
        <td style="width: 27%; vertical-align: top;">
          <div style="text-align: center;">(State or other jurisdiction</div>
          <div style="text-align: center;">of incorporation)</div>
        </td>
        <td style="width: 2.47%; vertical-align: top;">&#160;</td>
        <td style="width: 36%; vertical-align: top;">
          <div style="text-align: center;">(Commission</div>
          <div style="text-align: center;">File Number)</div>
        </td>
        <td style="width: 2.82%; vertical-align: top;">&#160;</td>
        <td style="width: 30%; vertical-align: top;">
          <div style="text-align: center;">(I.R.S. Employer</div>
          <div style="text-align: center;">Identification No.)</div>
        </td>
      </tr>

  </table>
  <div><br>
  </div>
  <table cellspacing="0" cellpadding="0" border="0" id="z769a898af6ee4d3a90ef3abc4201f57f" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

      <tr>
        <td style="width: 2.47%; vertical-align: top;">&#160;</td>
        <td style="width: 66%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; font-weight: bold;">900 Washington Street, Suite 900, Vancouver, Washington</div>
        </td>
        <td style="width: 3.18%; vertical-align: top;">&#160;</td>
        <td style="width: 31%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; font-weight: bold;">98660</div>
        </td>
      </tr>
      <tr>
        <td style="width: 2.47%; vertical-align: top;">&#160;</td>
        <td style="width: 66%; vertical-align: top;">
          <div style="text-align: center;">(Address of principal executive offices)</div>
        </td>
        <td style="width: 3.18%; vertical-align: top;">&#160;</td>
        <td style="width: 31%; vertical-align: top;">
          <div style="text-align: center;">(Zip Code)</div>
        </td>
      </tr>

  </table>
  <div><br>
  </div>
  <div style="text-align: center;">Registrant&#8217;s telephone number, including area code:&#160; <font style="font-weight: bold;">(360)
      693-6650</font></div>
  <div><br>
  </div>
  <table cellspacing="0" cellpadding="0" id="zbaf8f5b361654a318c1bc1f8b01c74da" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

      <tr>
        <td style="width: 100%; vertical-align: top;">
          <div style="text-align: justify;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the
            following provisions.</div>
        </td>
      </tr>
      <tr>
        <td style="width: 100%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 100%; vertical-align: top;">
          <div style="text-align: justify; text-indent: -18pt; margin-left: 18pt;">[ ]&#160;&#160;&#160;&#160; Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</div>
        </td>
      </tr>
      <tr>
        <td style="width: 100%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 100%; vertical-align: top;">
          <div style="text-align: justify; text-indent: -18pt; margin-left: 18pt;">[ ]&#160;&#160;&#160;&#160;&#160; Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</div>
        </td>
      </tr>
      <tr>
        <td style="width: 100%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 100%; vertical-align: top;">
          <div style="text-align: justify; text-indent: -18pt; margin-left: 18pt;">[ ]&#160;&#160;&#160;&#160;&#160; Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act</div>
          <div style="text-align: justify; text-indent: -18pt; margin-left: 18pt;">&#160;&#160;&#160;&#160; &#160; &#160; (17 CFR 240.14d-2(b))</div>
        </td>
      </tr>
      <tr>
        <td style="width: 100%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 100%; vertical-align: top;">
          <div style="text-align: justify; text-indent: -18pt; margin-left: 18pt;">[ ]&#160;&#160;&#160;&#160;&#160; Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act</div>
          <div style="text-align: justify; margin-left: 18pt;">&#160; (17 CFR 240.13e-4(c))</div>
        </td>
      </tr>

  </table>
  <div><br>
  </div>
  <div>Securities registered pursuant to Section 12(b) of the Act:</div>
  <div> <br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; color: #000000; width: 100%;" id="z1e82ab46f3ee4086b5fd9ffa33a9ac32">

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          <td style="width: 30%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">&#160;<font style="font-family: 'Times New Roman',Times,serif;">&#160;</font><font style="font-family: 'Times New Roman',Times,serif;">&#160; </font><font style="font-family: 'Times New Roman',Times,serif;">Title of each class</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt;"><br>
              </font></div>
          </td>
          <td style="width: 2%; padding-bottom: 2px;" colspan="1">&#160;</td>
          <td style="width: 35%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">&#160;<font style="font-family: 'Times New Roman',Times,serif;">&#160; &#160; Trading Symbol(s)</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt;"> <br>
              </font></div>
          </td>
          <td style="width: 2%; padding-bottom: 2px;" colspan="1">&#160;</td>
          <td style="width: 33.33%; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;">&#160;<font style="font-family: 'Times New Roman',Times,serif;">Name of each exchange on which registered</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 30%;">
            <div style="text-align: center;">&#160;Common Stock, Par Value $0.01 per share <br>
            </div>
          </td>
          <td style="width: 2%;" colspan="1">&#160;</td>
          <td style="width: 35%;">
            <div style="text-align: center;">&#160;RVSB</div>
          </td>
          <td style="width: 2%;" colspan="1">&#160;</td>
          <td style="width: 33.33%;">
            <div style="text-align: center;">&#160;The NASDAQ Stock Market LLC</div>
          </td>
        </tr>

    </table>
  </div>
  <div>&#160;&#160;</div>
  <div><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt"></font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt"></font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font><u> <br>
      </u></div>
  <div style="text-align: justify;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter)
    or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</div>
  <div><br>
  </div>
  <div style="text-align: justify;">Emerging growth company [ ]</div>
  <div><br>
  </div>
  <div style="text-align: justify;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or
    revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. [ ]</div>
  <div style="text-align: justify;"> <br>
  </div>
  <div style="text-align: justify;"> <br>
  </div>
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  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><font style="font-weight: bold;"><u>Item 5.02</u></font><u>&#160; </u><font style="font-weight: bold;"><u>Departure of Directors or Certain Officers; Election of Directors; Appointment of
        Certain Officers; Compensatory Arrangements of Certain Officers</u></font></div>
  <div><br>
  </div>
  <div style="text-indent: 36pt; font-weight: bold;">(d)&#160;&#160;&#160;&#160; Appointment of New Director</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 36pt;">On November 24, 2020, Riverview Bancorp, Inc. (the &#8220;Company&#8221;), and its financial institution subsidiary, Riverview Community Bank (the
    &#8220;Bank&#8221;), announced that their Boards of Directors had appointed Ms. Stacey Graham to their respective Boards of Directors effective November 18, 2020.&#160; The appointment of Ms. Graham as a Director of the Company and the Bank was at the recommendation of
    the Company&#8217;s Nominating and Governance Committee.&#160; Ms. Graham has not been appointed to serve on any of the Company&#8217;s, or the Bank&#8217;s committees.&#160; For further information concerning Ms. Graham&#8217;s background, reference is made to the press release dated
    November 24, 2020, which is attached hereto as Exhibit 99.1 and incorporated herein by reference.</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 36pt;">There are no family relationships between Ms. Graham and any director or other executive officer of the Company and the Bank and Ms.
    Graham was not appointed as a director pursuant to any arrangement or understanding with any person.&#160; Ms. Graham has not engaged in any transaction with the Company, or the Bank that would be reportable as a related party transaction under the rules of
    the Securities and Exchange Commission.</div>
  <div><br>
  </div>
  <div style="text-align: justify; font-weight: bold;"><u>Item 5.03 Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year.</u></div>
  <div><br>
  </div>
  <div>(a)<font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab"> </font><font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab">&#160;</font>The Board of Directors has
      amended the Company&#8217;s Bylaws to increase the size of the board from nine (9) to ten (10) members.&#160; A copy of the Company&#8217;s amended and restated Bylaws are attached hereto as Exhibit 3.2.</div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div style="font-weight: bold;"><u>Item 9.01. Financial Statements and Exhibits</u></div>
  <div><br>
  </div>
  <div>(d)&#160; <font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font>&#160;&#160;&#160; Exhibits</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 0px;">&#160;&#160;&#160;&#160;&#160; &#160; &#160; &#160; &#160;&#160;&#160; <a href="ex3211242020.htm">3.2</a>&#160;&#160;&#160;&#160;&#160;
    <a href="ex3211242020.htm">Amended and Restated Bylaws of Riverview Bancorp, Inc.</a></div>
  <div style="text-align: justify; text-indent: 0px;">&#160;&#160; &#160;&#160; &#160; &#160;&#160; &#160;&#160;&#160;&#160; <a href="ex99111242020.htm">99.1</a>&#160;
    &#160; <a href="ex99111242020.htm">Press Release of Riverview Bancorp, Inc. dated November 24, 2020.</a></div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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  </div>
  <div style="text-align: center; font-weight: bold;">SIGNATURES</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 36pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf
    by the undersigned hereunto duly authorized.</div>
  <div style="text-align: justify; text-indent: 36pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 0px;">
    <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; color: #000000; width: 100%;" id="z9c9f12b4ad3545de99261da4bc6c36a5">

        <tr>
          <td style="width: 50.00%;">
            <div>&#160;</div>
          </td>
          <td style="width: 50.00%;">
            <div>RIVERVIEW BANCORP, INC.</div>
          </td>
        </tr>
        <tr>
          <td style="width: 50.00%;">
            <div>&#160;</div>
          </td>
          <td style="width: 50.00%;">
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 50.00%;">
            <div>&#160;</div>
          </td>
          <td style="width: 50.00%;">
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 50.00%;">
            <div>Date:&#160; November 24, 2020<font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt"> <br>
              </font></div>
          </td>
          <td style="width: 50.00%;">
            <div><u>/s/ Kevin Lycklama&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; <br>
              </u></div>
          </td>
        </tr>
        <tr>
          <td style="width: 50.00%;">
            <div>&#160;</div>
          </td>
          <td style="width: 50.00%;">
            <div>&#160;Kevin Lycklama</div>
          </td>
        </tr>
        <tr>
          <td style="width: 50.00%;" rowspan="1">&#160;</td>
          <td style="width: 50.00%;" rowspan="1">
            <div>&#160;Chief Executive Officer</div>
            <div> (Principal Executive Officer)</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="text-align: justify; text-indent: 0px;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 0px;">
    <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-3.2
<SEQUENCE>2
<FILENAME>ex3211242020.htm
<TEXT>
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  <div style="text-align: right;"><font style="font-weight: bold;">Exhibit 3.2</font><br>
  </div>
  <div style="text-align: right;"><font style="font-weight: bold;"> <br>
    </font></div>
  <div><br>
    <div style="text-align: center; margin-bottom: 12pt; font-weight: bold;">BYLAWS</div>
    <div style="text-align: center; margin-bottom: 12pt; font-weight: bold;">RIVERVIEW BANCORP, INC.</div>
    <div style="margin-bottom: 12pt;"><br>
    </div>
    <div style="text-align: center; margin-bottom: 12pt; font-weight: bold;">ARTICLE I - Principal Office</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 1.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Principal Office</font>.&#160; The principal office and place of business of the
        corporation in the state of Washington shall be located in the City of Camas, Clark County.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 2.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Other Offices</font>.&#160; The corporation may have such other offices as the Board of
        Directors may designate or the business of the corporation may require from time to time.</div>
    <div style="text-align: center; margin-bottom: 12pt; font-weight: bold;">ARTICLE II - Shareholders</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 1.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Place of Meetings</font><font style="font-weight: bold;">.&#160; </font>All annual and special meetings of the shareholders shall be held at the principal office of the corporation or at such other place within or without the State of Washington as the Board of Directors
        may determine and shall include, but not limited to, annual and special meetings held by means of a remote communication in accordance with RCW 23B.07.080.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 2.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Annual Meeting</font><font style="font-weight: bold;">.</font>&#160; A meeting of the shareholders of the corporation for the election of directors and for the transaction of any other business of the corporation shall be held annually on the third Wednesday of July, if
        not a legal holiday, and if a legal holiday, then on the next day following which is not a legal holiday, at 10:00 a.m., Pacific time, or at such other date and time as the Board of Directors may determine.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 3.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Special Meetings</font><font style="font-weight: bold;">.&#160; </font>Special meetings of the shareholders for any purpose or purposes shall be called in accordance with the procedures set forth in the Articles of Incorporation.<font style="font-weight: bold; font-style: italic;"></font></div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 4.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Conduct of Meetings</font><font style="font-weight: bold;">.</font>&#160; Annual and special meetings shall be conducted in accordance with rules prescribed by the presiding officer of the meeting, unless otherwise prescribed by these bylaws.&#160; The Board of Directors
        shall designate, when present, either the chairman of the board or the president to preside at such meetings.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 5.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Notice of Meeting</font><font style="font-weight: bold;">.</font>&#160; Written notice stating the place, day and hour of the meeting and, in the case of a special meeting of shareholders, the purpose or purposes for which the meeting is called, shall be delivered not less
        than 10 nor more than 60 days before the date of the meeting, either personally or by mail, by or at the direction of the chairman of the board, the president, the secretary, or the directors calling the meeting, to each shareholder of record
        entitled to vote at such meeting; provided, however, that notice of a shareholders meeting to act on an amendment to the Articles of Incorporation, a plan of merger or share exchange, a proposed sale of assets pursuant to Section 23B.12.020 of the
        Revised Code of Washington or its successor, or the dissolution of the corporation shall be given no fewer than 20 nor more than 60 days before the meeting date.&#160; If mailed, such notice shall be deemed to be delivered when deposited in the mail,
        addressed to the shareholder at the address as it appears on the stock transfer books or records of the corporation as of the record date prescribed in Section 6 of this Article II, with postage thereon prepaid.&#160; When any shareholders' meeting,
        either annual or special, is adjourned for 120 days or more, notice of the adjourned meeting shall be given as in the case of an original meeting.&#160; It shall not be necessary to give any notice of the time and place of any meeting adjourned for less
        than 120 days or of the business to be transacted at the meeting, other than an announcement at the meeting at which such adjournment is taken.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 6.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Fixing of Record Date</font><font style="font-weight: bold;">.</font>&#160; For the purpose of determining shareholders entitled to notice of or to vote at any meeting of shareholders or any adjournment thereof, or shareholders entitled to receive payment of any
        dividend, or in order to make a determination of shareholders for any other proper purpose, the Board of Directors shall fix, in advance, a date as the record date for any such determination of shareholders.&#160; Such date in any case shall be not more
        than 60 days, and in case of a meeting of shareholders, not less than 10 days prior to the date on which the particular action, requiring such determination of shareholders, is to be taken.&#160; If </div>
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    <div style="margin: 0px 0px 12pt; text-align: justify; text-indent: 0px;">no record date is fixed for the determination of shareholders entitled to notice of or to vote at a
        meeting of shareholders, or shareholders entitled to receive payment of a dividend, the day before the date on which notice of the meeting is mailed or the date on which the resolution of the Board of Directors declaring such dividend is adopted,
        as the case may be, shall be the record date for such determination of shareholders.&#160; When a determination of shareholders entitled to vote at any meeting of shareholders has been made as provided in this section, such determination shall apply to
        any adjournment.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 7.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Voting Lists</font><font style="font-weight: bold;">.</font>&#160; At least 10 days before each meeting of the shareholders, the officer or agent having charge of the stock transfer books for shares of the corporation shall make a complete list of the shareholders
        entitled to vote at such meeting, or any adjournment thereof, arranged in alphabetical order, with the address of and the number of shares held by each.&#160; This list of shareholders shall be kept on file at the home office of the corporation and
        shall be subject to inspection by any shareholder at any time during usual business hours, for a period of 10 days prior to such meeting.&#160; Such list shall also be produced and kept open at the time and place of the meeting and shall be subject to
        inspection by any shareholder during the entire time of the meeting.&#160; The original stock transfer book shall be prima facie evidence of the shareholders entitled to examine such list or transfer books or to vote at any meeting of shareholders.&#160;
        Failure to comply with the requirements of this bylaw shall not affect the validity of any action taken at the meeting.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 8.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Quorum</font><font style="font-weight: bold;">.&#160; </font>A majority of the outstanding shares of the corporation entitled to vote, represented in person or by proxy, shall constitute a quorum at a meeting of shareholders.&#160; The shareholders present at a duly
        organized meeting may continue to transact business until adjournment, notwithstanding the withdrawal of enough shareholders to leave less than a quorum.&#160; If a quorum is present or represented at a meeting, a majority of those present or
        represented may transact any business which comes before the meeting, unless a greater percentage is required by law.&#160; If less than a quorum of the outstanding shares is represented at a meeting, a majority of the shares so represented may adjourn
        the meeting from time to time without further notice.&#160; At such adjourned meeting at which a quorum shall be present or represented, any business may be transacted which might have been transacted at the meeting as originally notified, and in the
        case of any adjourned meeting called for the election of directors, those who attend the second of the adjourned meetings, although less than a quorum, shall nevertheless constitute a quorum for the purpose of electing directors.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 9.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Proxies</font><font style="font-weight: bold;">.</font>&#160; At all meetings of shareholders, a shareholder may vote by proxy executed in writing by the shareholder or by his duly authorized attorney in fact.&#160; Proxies solicited on behalf of the management shall be voted
        as directed by the shareholder or, in the absence of such direction, as determined by a majority of the board of directors.&#160; All proxies shall be filed with the secretary of the corporation before or at the commencement of meetings.&#160; No proxy may
        be effectively revoked until notice in writing of such revocation has been given to the secretary of the corporation by the shareholder (or his duly authorized attorney in fact, as the case may be) granting the proxy.&#160; No proxy shall be valid after
        eleven months from the date of its execution unless it is coupled with an interest.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 10.</font>&#160; <font style="font-weight: bold; font-style: italic;">Voting of Shares by Certain Holders</font><font style="font-weight: bold;">.</font>&#160; Shares standing in the name of another corporation may be voted by any officer, agent or proxy as the bylaws of such corporation may prescribe, or, in the absence of such provision,
        as the board of directors of such corporation may determine.&#160; A certified copy of a resolution adopted by such directors shall be conclusive as to their action.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">Shares held by an administrator, executor, guardian or conservator may be voted by him, either in person or by
      proxy, without a transfer of such shares into his name.&#160; Shares standing in the name of a trustee may be voted by either in person or by proxy, but no trustee shall be entitled to vote shares held by him without a transfer of such shares into his
      name.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">Shares standing in the name of a receiver may be voted by such receiver, and shares held by or under the control of
      a receiver may be voted by such receiver without the transfer thereof into his name if authority so to do is contained in an appropriate order of the court or other public authority by which such receiver was appointed.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">If shares are held jointly by three or more fiduciaries, the will of the majority of the fiduciaries shall control
      the manner of voting or giving of a proxy, unless the instrument or order appointing such fiduciaries otherwise directs.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">A shareholder, whose shares are pledged, shall be entitled to vote such shares until the shares have been
      transferred into the name of the pledgee, and thereafter, the pledgee shall be entitled to vote the shares so transferred.</div>
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    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">Neither treasury shares of its own stock held by the corporation, nor shares held by another corporation, if a
      majority of the shares entitled to vote for the election of directors of such other corporation held by the corporation, shall be voted at any meeting or counted in determining the total number of outstanding shares at any given time for purposes of
      any meeting.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 11.</font>&#160; <font style="font-weight: bold; font-style: italic;">Voting</font><font style="font-weight: bold;">.&#160; </font>Every holder of outstanding shares of capital stock of the corporation entitled to vote at any meeting shall be entitled to the number of votes (if any) as set forth in the Articles of Incorporation.&#160;
        Shareholders shall not be entitled to cumulative voting rights in the election of directors.&#160; Unless otherwise provided in the Articles of Incorporation, by statute, or by these bylaws, a majority of those votes cast by shareholders at a lawful
        meeting shall be sufficient to pass on a transaction or matter.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 12.</font>&#160; <font style="font-weight: bold; font-style: italic;">Informal Action by Shareholders</font><font style="font-weight: bold;">.</font>&#160; Any action required to be taken at a meeting of the shareholders, or any other action which may be taken at a meeting of the shareholders, may be taken without a meeting if consent in
        writing, setting forth the action so taken, shall be given by all of the shareholders entitled to vote with respect to the subject matter.</div>
    <div style="text-align: center; margin-bottom: 12pt; font-weight: bold;">ARTICLE III - Board of Directors</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 1.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">General Powers</font><font style="font-weight: bold;">.&#160; </font>All corporate<font style="font-weight: bold;">&#160;</font>powers shall be exercised by, or under authority of, and the business and affairs of
        the corporation shall be managed under the direction of, the Board of Directors.&#160; The Board of Directors shall annually elect a chairman of the board and a president from among its members and shall designate, when present, either the chairman of
        the board or the president to preside at its meetings.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 2.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Number, Term and Election</font><font style="font-weight: bold;">.</font>&#160; The Board of Directors shall consist of ten (10)&#160;members.&#160; The number of directors may be increased or
        decreased from time to time by amendment to or in the manner provided in these bylaws, but shall be no less than and no more than the numbers set forth in the Articles of Incorporation.&#160; No decrease, however, shall have the effect of shortening the
        term of any incumbent director unless such director is removed in accordance with the provisions of these bylaws.&#160; Unless removed in accordance with the Articles of Incorporation, each director shall hold office until his successor shall have been
        elected and qualified.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 3.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Regular Meetings</font><font style="font-weight: bold;">.</font>&#160; An annual meeting of the Board of Directors shall be held without other notice than this bylaw immediately after the annual meeting of shareholders, and at the same place as other regularly scheduled
        meetings of the Board of Directors.&#160; The Board of Directors may provide, by resolution, the time and place, for the holding of additional regular meetings without other notice than such resolution.&#160; The president of the corporation, the Board of
        Directors or any director may call a special meeting of the Board.&#160; Regular meetings may be held in or out of the state of Washington.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">Members of the Board of Directors may participate in regular or special meetings by means of conference telephone
      or similar communications equipment by which all persons participating in the meeting can hear each other.&#160; Such participation shall constitute attendance in person, but shall not constitute attendance for the purpose of compensation pursuant to
      SECTION 13 of this Article.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 4.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Notice of Special Meeting</font><font style="font-weight: bold;">.</font>&#160; Written notice of any special meeting shall be given to each director at least two days prior thereto.&#160; If mailed to the address at which the director is most likely to be reached, such notice
        shall be deemed to be delivered when deposited in the mail so addressed, with postage thereon prepaid.&#160; Any director may waive notice of any meeting by a writing filed with the secretary.&#160; The attendance of a director at a meeting shall constitute
        a waiver of notice of such meeting, except where a director attends a meeting for the express purpose of objecting to the transaction of any business because the meeting is not lawfully called or convened.&#160; Neither the business to be transacted at,
        nor the purpose of, any meeting of the Board of Directors need be specified in the notice or waiver of notice of such meeting.&#160; Special meetings may be held in or out of the state of Washington.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 5.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Quorum</font><font style="font-weight: bold;">.</font>&#160; A majority of the number of directors fixed by Section 2 of this Article III shall constitute a quorum for the transaction of business at any meeting of the Board of Directors, but if less than such majority
        is present at a meeting, a majority of the directors present may adjourn the meeting from time to time.&#160; Notice of any adjourned meeting shall be given in the same manner as prescribed by Section 6 of this Article III.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 6.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Manner of Acting</font><font style="font-weight: bold;">.</font>&#160; The act of the majority of the directors present at a meeting or adjourned meeting at which a quorum is present shall be the act of the board of directors, unless a greater number is prescribed by these
        bylaws.</div>
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    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 7.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Action Without a Meeting</font><font style="font-weight: bold;">.</font>&#160; Any action required or permitted to be taken by the Board of Directors at a meeting may be taken without a meeting if a consent in writing, setting forth the action so taken, shall be signed by
        all of the directors.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 8.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Resignation</font><font style="font-weight: bold;">.</font>&#160; Any director may resign at any time by sending a written notice of such resignation to the principal office of the corporation addressed to the chairman of the board or the president.&#160; Unless otherwise
        specified therein, such resignation shall take effect upon receipt thereof by the chairman of the board or the president.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 9.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Removal</font><font style="font-weight: bold;">.</font>&#160; A director or the entire board of directors may be removed only in accordance with the procedures set forth in the Articles of Incorporation.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 10.</font>&#160; <font style="font-weight: bold; font-style: italic;">Vacancies</font><font style="font-weight: bold;">.</font>&#160; Vacancies of the board of directors may be filled only in accordance with the procedures set forth in the Articles of Incorporation.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 11.</font>&#160; <font style="font-weight: bold; font-style: italic;">Compensation</font><font style="font-weight: bold;">.</font>&#160; Directors, as such, may receive a stated fee for their services.&#160; By resolution of the board of directors, a reasonable fixed sum, and reasonable expenses of attendance, if any, may be allowed for
        actual attendance at each regular or special meeting of the board of directors.&#160; Members of either standing or special committees may be allowed such compensation for actual attendance at committee meetings as the board of directors may determine.&#160;
        Nothing herein shall be construed to preclude any director from serving the corporation in any other capacity and receiving remuneration therefor.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 12.</font>&#160; <font style="font-weight: bold; font-style: italic;">Presumption of Assent</font><font style="font-weight: bold;">.&#160; </font>A director of the corporation who is present at a meeting of the Board of Directors at which action on a corporation matter is taken shall be presumed to have assented to the action taken
        unless his dissent or abstention shall be entered in the minutes of the meeting or unless he shall file his written dissent to such action with the person acting as the secretary of the meeting before the adjournment thereof or shall forward such
        dissent by registered mail to the secretary of the corporation within five (5) days after the date he receives a copy of the minutes of the meeting.&#160; Such right to dissent shall not apply to a director who voted in favor of such action.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 13.</font>&#160; <font style="font-weight: bold; font-style: italic;">Qualification</font><font style="font-weight: bold;">.</font>&#160; Each director shall at all times be the beneficial owner of not less than 1,000 shares of capital stock of the corporation.</div>
    <div style="text-align: center; margin-bottom: 12pt; font-weight: bold;">ARTICLE IV - Committees of the Board of Directors</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 1.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Appointment</font>.&#160; The board of directors may, by resolution adopted by a majority
        of the full board, designate one or more committees, each consisting of two or more directors, to serve at the pleasure of the board of directors.&#160; The board of directors may designate one or more directors as alternate members of any committee,
        who may replace any absent member at any meeting of any such committee.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 2.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Authority</font>.&#160; Any such committee shall have all the authority of the board of
        directors, except to the extent, if any, that such authority shall be limited by the resolution appointing the committee; and except also that no committee shall have the authority of the board of directors with reference to:&#160; the declaration of
        dividends; the amendment of the charter or bylaws of the Corporation, or recommending to the shareholders a plan of merger, consolida-tion, or conversion; the sale, lease, or other disposition of all or substantially all of the property and assets
        of the Corporation otherwise than in the usual and regular course of its business; a voluntary dissolution of the Corporation; a revocation of any of the foregoing; the approval of a transaction in which any member of the committee, directly or
        in-direct-ly, has any material beneficial interest; the filling of vacancies on the board of directors or in any committee; or the appointment of other committees of the board of directors or members thereof.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 3.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Tenure</font>.&#160; Subject to the provisions of Section 8 of this Article III, each
        member of a committee shall hold office until the next regular annual meeting of the board of directors following his or her designation and until a successor is designated as a member of the committee.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 4.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Meetings</font>.&#160; Unless the board of directors shall otherwise provide, regular
        meetings of any committee </div>
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    <div style="margin: 0px 0px 12pt; text-align: justify; text-indent: 0px;">appointed pursuant to this Article III shall be at such times and places as are determined by the
        board of directors, or by any such committee.&#160; Special meetings of any such committee may be held at the principal executive office of the Corporation, or at any place which has been designated from time to time by resolution of such committee or
        by written consent of all members thereof, and may be called by any member thereof upon not less than one day's notice stating the place, date, and hour of the meeting, which notice shall been given in the manner provided for the giving of notice
        to members of the board of directors of the time and place of special meetings of the board of directors.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 5.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Quorum</font>.&#160; A majority of the members of any committee shall constitute a quorum
        for the transaction of business at any meeting thereof.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 6.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Action Without a Meeting</font>.&#160; Any action required or permitted to be taken by any
        committee at a meeting may be taken without a meeting if a consent in writing, setting forth the action so taken, shall be signed by all of the members of any such committee.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 7.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Resignations and Removal</font>.&#160; Any member of any committee may be removed at any
        time with or without cause by resolution adopted by a majority of the full board of directors.&#160; Any member of any committee may resign from any such committee at any time by giving written notice to the president or secretary of the Corporation.&#160;
        Unless otherwise specified, such resignation shall take effect upon its receipt; the acceptance of such resignation shall not be necessary to make it effective.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 8.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Procedure</font>.&#160; Unless the board of directors otherwise provides, each committee
        shall elect a presiding officer from its members and may fix its own rules of procedure which shall not be inconsistent with these bylaws.&#160; It shall keep regular minutes of its proceedings and report the same to the board of directors for its
        information at the meeting held next after the proceedings shall have occurred.</div>
    <div style="text-align: center; margin-bottom: 12pt; font-weight: bold;">ARTICLE V - Officers</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 1.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Positions</font>.&#160; The officers of the Corporation shall be a president, a secretary
        and a treasurer, each of whom shall be elected by the board of directors.&#160; The board of directors may also designate the chairman of the board as an officer.&#160; The president shall be the chief executive officer unless the board of directors
        designates the chairman of the board as chief executive officer.&#160; The president shall be a director of the Corporation.&#160; The offices of the secretary and treasurer may be held by the same person and a vice president may also be either the secretary
        or the treasurer.&#160; The board of directors may designate one or more vice presidents as executive vice president or senior vice president.&#160; The board of directors may also elect or authorize the appointment of such other officers as the business of
        the Corporation may require.&#160; The officers shall have such authority and perform such duties as the board of directors may from time to time authorize or determine.&#160; In the absence of action by the board of directors, the officers shall have such
        powers and duties as generally pertain to their respective offices.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 2.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Election and Term of Office</font>.&#160; The officers of the Corporation shall be elected
        annually by the board of directors at the first meeting of the board of directors held after each annual meeting of the shareholders.&#160; If the election of officers is not held at such meeting, such election shall be held as soon thereafter as
        possible.&#160; Each officer shall hold office until his successor shall have been duly elected and qualified or until his death or until he shall resign or shall have been removed in the manner hereinafter provided.&#160; Election or appointment of an
        officer, employee or agent shall not of itself create contract rights.&#160; The board of directors may authorize the corporation to enter into an employment contract with any officer in accordance with applicable law.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 3.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Removal</font>.&#160; Any officer may be removed by vote of two&#8209;thirds of the board of
        directors whenever, in its judgment, the best interests of the Corporation will be served thereby, but such removal, other than for cause, shall be without prejudice to the contract rights, if any, of the person so removed.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 4.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Vacancies</font>.&#160; A vacancy in any office because of death, resignation, removal,
        disqualification or otherwise, may be filled by the board of directors for the unexpired portion of the term.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"> <br>
      </div>
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    <div style="margin-bottom: 12pt;"><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 5.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Remuneration</font>.&#160; The remuneration of the officers shall be fixed from time to
        time by the board of directors and no officer shall be prevented from receiving such salary by reason of the fact that he is also a director of the Corporation.</div>
    <div style="text-align: center; margin-bottom: 12pt; font-weight: bold;">ARTICLE VI - Contracts, Loans, Checks and Deposits</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 1.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Contracts</font><font style="font-weight: bold;">.</font>&#160; Except as otherwise prescribed by these bylaws with respect to certificates for shares, the Board of Directors may authorize any officer, employee, or agent of the bank to enter into any contract or execute
        and deliver any instrument in the name of and on behalf of the corporation.&#160; Such authority may be general or confined to specific instances.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 2.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Loans</font><font style="font-weight: bold;">.&#160; </font>No loans shall be contracted on behalf of the corporation and no evidence of indebtedness shall be issued in its name, unless authorized by the Board of Directors.&#160; Such authority may be general or confined
        to specific instances.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 3.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Checks, Drafts, Etc</font><font style="font-weight: bold;">.&#160; </font>All checks, drafts, or other orders for the payment of money, notes, or other evidences of indebtedness in the name of the corporation shall be signed by one or more officer, employee, or agent
        of the corporation in such manner as shall from time to time be determined by the Board of Directors.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 4.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Deposits</font><font style="font-weight: bold;">.&#160; </font>All funds of the corporation not otherwise employed shall be deposits from time to time to the credit of the corporation in any of its duly authorized depositories as the Board of Directors may select.<font style="font-weight: bold; font-style: italic;"></font></div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 5.</font>&#160;&#160; <font style="font-weight: bold; font-style: italic;">Contracts with Directors and Officers</font><font style="font-weight: bold;">.&#160; </font>To the fullest extent authorized by and in conformance with Washington law, the corporation may enter into contracts with and otherwise transact business as vendor,
        purchaser, or otherwise, with its directors, officers, employees and shareholders and with corporations, associations, firms, and entities in which they are or may become interested as directors, officers, shareholders, or otherwise, as freely as
        though such interest did not exist, except that no loans shall be made by the corporation secured by its shares.&#160; In the absence of fraud, the fact that any director, officer, employee, shareholder, or any corporation, association, firm or other
        entity of which any director, officer, employee or shareholder is interested, is in any way interested in any transaction or contract shall not make the transaction or contract void or voidable, or require the director, officer, employee or
        shareholder to account to this corporation for any profits therefrom if the transaction or contract is or shall be authorized, ratified, or approved by (i) the vote of a majority of the Board of Directors excluding any interested director or
        directors, (ii) the written consent of the holders of a majority of the shares entitled to vote, or (iii) a general resolution approving the acts of the directors and officers adopted at a shareholders meeting by vote of the holders of the majority
        of the shares entitled to vote.&#160; All loans to officers and directors shall be subject to Federal and state laws and regulations.&#160; Nothing herein contained shall create or imply any liability in the circumstances above described or prevent the
        authorization, ratification or approval of such transactions or contracts in any other manner.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 6.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Shares of Another Corporation</font>.&#160; Shares of another corporation held by this corporation may be voted by the president or any vice president, or by proxy appointment form by either of them, unless the directors by resolution shall designate
        some other person to vote the shares.</div>
    <div style="text-align: center; margin-bottom: 12pt; font-weight: bold;">ARTICLE VII - Certificates for Shares and Their Transfer</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 1.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Certificates for Shares</font><font style="font-weight: bold;">.&#160;&#160; </font>The Board of Directors may determine to issue certificated or uncertificated shares of capital stock of the corporation. <font style="font-weight: bold;">&#160;</font>Certificates representing shares of capital stock of the corporation shall be in such form as shall be determined by the Board of Directors.&#160; Such certificates shall be signed by the chief executive officer or
        by any other officer of the corporation authorized by the Board of Directors, attested by the secretary or an assistant secretary, and sealed with the corporate seal or a facsimile thereof.&#160; The signatures of such officers upon a certificate may be
        facsimiles if the certificate is manually signed on behalf of a transfer agent or a registrar, other than the corporation itself or one of its employees.&#160; Each certificate for shares of capital stock shall be consecutively numbered or otherwise
        identified.&#160; The name and address of the person to whom the shares are issued, with the number of shares and date of issue, shall be entered on the stock transfer books of the corporation.&#160; All certificates surrendered to the corporation for
        transfer shall be canceled and no new certificate shall be issued until the former certificate for the like number of shares has been surrendered and canceled, except that in case of a lost or destroyed certificate, a new certificate may be issued
        therefor upon such terms and indemnity to the corporation as the Board of Directors may prescribe.</div>
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    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 2.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Transfer of Shares</font><font style="font-weight: bold;">.</font>&#160; Transfer of shares of capital stock of the corporation shall be made only on its stock transfer books.&#160; Authority for such transfer shall be given only by the holder of record thereof or by his
        legal representative, who shall furnish proper evidence of such authority, or by his attorney authorized by power of attorney duly executed and filed with the corporation.&#160; Such transfer shall be made only on surrender for cancellation of the
        certificate for such shares if such shares are held in certificated form, or the receipt of proper transfer instructions from the holder of record or his or her legal representative, if such shares are held in the uncertificated form.&#160; The person
        in whose name of shares of capital stock stand on the books of the corporation shall be deemed by the corporation to be the owner thereof for all purposes.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 3.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Certification of Beneficial Ownership</font><font style="font-weight: bold;">.&#160; </font>The Board of Directors may adopt by resolution a procedure whereby a shareholder of the bank may certify in writing to the corporation that all or a portion of the
        shares registered in the name of such shareholder are held for the account of a specified person or persons.&#160; Upon receipt by the corporation of a certification complying with such procedure, the persons specified in the certification shall be
        deemed, for the purpose or purposes set forth in the certification, to be the holders of record of the number of shares specified in place of the shareholder making the certification.</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-weight: bold; font-style: italic;">SECTION 4.</font>&#160;&#160;&#160; <font style="font-weight: bold; font-style: italic;">Lost Certificates</font><font style="font-weight: bold;">.</font>&#160; The board of directors may direct a new certificate to be issued in place of any certificate theretofore issued by the Corporation alleged to have been lost, stolen, or destroyed, upon the making of an
        affidavit of that fact by the person claiming the certificate of stock to be lost, stolen, or destroyed.&#160; When authorizing such issue of a new certificate, the board of directors may, in its discretion and as a condition precedent to the issuance
        thereof, require the owner of such lost, stolen, or destroyed certificate, or his legal representative, to give the Corporation a bond in such sum as it may direct as indemnity against any claim that may be made against the Corporation with respect
        to the certificate alleged to have been lost, stolen, or destroyed.</div>
    <div style="text-align: center; margin-bottom: 12pt; font-weight: bold;">ARTICLE VIII - Fiscal Year; Annual Audit</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">The fiscal year of the corporation shall end on the last day of March of each year.&#160; The corporation shall be
      subject to an annual audit as of the end of its fiscal year by the independent public accountants appointed by and responsible to the Board of Directors</div>
    <div style="text-align: center; margin-bottom: 12pt; font-weight: bold;">ARTICLE IX - Dividends</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">Subject to the terms of the corporation's Articles of Incorporation and the laws of the State of Washington, the
      Board of Directors may, from time to time, declare, and the corporation may pay, dividends upon its outstanding shares of capital stock.</div>
    <div style="text-align: center; margin-bottom: 12pt; font-weight: bold;">ARTICLE X - Corporate Seal</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">The corporation need not have a corporate seal.&#160; If the directors adopt a corporate seal, the seal of the
      corporation shall be circular in form and consist of the name of the corporation, the state and year of incorporation, and the words "Corporate Seal."</div>
    <div style="text-align: center; margin-bottom: 12pt; font-weight: bold;">ARTICLE XI - Amendments</div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt;">In accordance with the corporation's Articles of Incorporation, these bylaws may be repealed, altered, amended or
      rescinded by the shareholders of the corporation only by vote of not less than 80% of the outstanding shares of capital stock of the corporation entitled to vote generally in the election of directors (considered for this purpose as one class) cast
      at a meeting of the shareholders called for that purpose (provided that notice of such proposed repeal, alteration, amendment or rescission is included in the notice of such meeting).&#160; In addition, the board of directors may repeal, alter, amend or
      rescind these bylaws by vote of two&#8209;thirds of the board of directors at a legal meeting held in accordance with the provisions of these bylaws.</div>
    <div style="text-align: center; margin-bottom: 12pt; font-size: 8pt;">* * * * * * * * * *</div>
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<TYPE>EX-99.1
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<FILENAME>ex99111242020.htm
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  <div style="text-align: right;"><font style="font-weight: bold;">Exhibit 99.1</font><br>
  </div>
  <div style="text-align: right;"><font style="font-weight: bold;"> <br>
    </font></div>
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              <div>&#160;<br>
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    <div>Contact:&#160;&#160;&#160;&#160;&#160;&#160;&#160; Kevin Lycklama</div>
    <div style="text-indent: 54pt;">Riverview Bancorp, Inc. 360-693-6650</div>
    <div><br>
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      <div><br>
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    <div style="text-align: center; font-size: 12pt; font-weight: bold;"><u> <br>
      </u></div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>Stacey Graham Named to Riverview Board of Directors</u></div>
    <div><br>
    </div>
    <br>
    <div style="font-family: 'Times New Roman',Times,serif;">Vancouver, Wash., November 24, 2020 -- Riverview Bancorp, Inc. (NASDAQ GSM: RVSB) today announced the appointment of Stacey Graham, Chief Strategist
      at What&#8217;s Next? Strategies to the Board of Directors for Riverview Community Bank and Riverview Bancorp, Inc.</div>
    <div><br>
    </div>
    <div style="font-family: 'Times New Roman',Times,serif;">"Our Board and Company will utilize Stacey&#8217;s extensive experience in business management, marketing, and the banking industry to continue building
      awareness of not only the great products and services we provide, but also our commitment to the communities we serve," said Kevin J. Lycklama, President and Chief Executive Officer of Riverview Bancorp. "Stacey has a great understanding of the
      banking community and will be invaluable to our company as a member of our Board of Directors."</div>
    <div><br>
    </div>
    <div style="font-family: 'Times New Roman',Times,serif;">As the Chief Strategist at What&#8217;s Next? Strategies, Ms. Graham develops marketing, branding, fundraising and strategic planning for clients across the
      country. Her banking experience began in 2005 at First Independent Bank where she was Chief Strategy Officer/EVP until 2012 when she worked at Sterling Savings Bank as Senior Vice President &amp; Integration Executive. She also held the position of
      President at the Humane Society of Southwest Washington for nearly eight years. She attended Willamette University and also received a diploma in Bank Marketing &amp; Management at the American Bankers Association School of Bank Marketing &amp;
      Management.</div>
    <div><br>
    </div>
    <div style="font-family: 'Times New Roman',Times,serif;">In addition to her other responsibilities, Ms. Graham is also a board member for both the Lighthouse Foundation and The Historic Trust. She served as
      Vice Chair for six years and Chair for three years at The Historic Trust where she helped to promote preservation, education, economic development and celebrating historic events.</div>
    <div><br>
    </div>
    <div style="text-align: justify;"><u>About the Company</u></div>
    <div style="text-align: justify; margin-top: 8pt; margin-bottom: 5pt;">Riverview Bancorp, Inc. (www.riverviewbank.com) is headquartered in Vancouver, Washington &#8211; just north of Portland,
      Oregon, on the I-5 corridor. With assets of $1.43 billion at September 30, 2020, it is the parent company of the 97-year-old Riverview Community Bank, as well as Riverview Trust Company. The Bank offers true community banking services, focusing on
      providing the highest quality service and financial products to commercial and retail clients through 18 branches, including 14 in the Portland-Vancouver area, and 3 lending centers. For the past 7 years, Riverview has been named Best Bank by the
      readers of <font style="font-family: 'Times New Roman',Times,serif; font-style: italic;">The Vancouver Business Journal</font> and <font style="font-family: 'Times New Roman',Times,serif; font-style: italic;">The Columbian</font>.</div>
    <div style="text-align: justify; margin-top: 12pt; margin-bottom: 6pt; font-style: italic;">This press release contains statements that the Company believes are &#8220;forward-looking
      statements.&#8221; These statements relate to the Company&#8217;s financial condition, results of operations, plans, objectives, future performance or business. You should not place undue reliance on these statements, as they are subject to risks and
      uncertainties. When considering these forward-looking statements, you should keep in mind these risks and uncertainties, as well as any cautionary statements the Company may make. Moreover, you should treat these statements as speaking only as of the
      date they are made and based only on information then actually known to the Company.</div>
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