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ALLOWANCE FOR LOAN LOSSES - Impaired Financing Receivables (Details) - USD ($) $ in Thousands | Mar. 31, 2021 | Mar. 31, 2020
--- | --- | ---
Allowance for loan losses |  |
Individually Evaluated for Impairment | $ 11 | $ 12
Collectively Evaluated for Impairment | 19,167 | 12,612
Total | 19,178 | 12,624
Recorded investment in loans |  |
Individually Evaluated for Impairment | 3,581 | 5,212
Collectively Evaluated for Impairment | 939,654 | 906,297
Total | 943,235 | 911,509
Commercial Real Estate Portfolio Segment | Commercial business |  |
Allowance for loan losses |  |
Individually Evaluated for Impairment | 0 | 0
Collectively Evaluated for Impairment | 2,416 | 2,008
Total | 2,416 | 2,008
Recorded investment in loans |  |
Individually Evaluated for Impairment | 120 | 139
Collectively Evaluated for Impairment | 265,025 | 178,890
Total | 265,145 | 179,029
Commercial Real Estate Portfolio Segment | Commercial real estate |  |
Allowance for loan losses |  |
Individually Evaluated for Impairment | 0 | 0
Collectively Evaluated for Impairment | 14,089 | 6,421
Total | 14,089 | 6,421
Recorded investment in loans |  |
Individually Evaluated for Impairment | 1,468 | 2,378
Collectively Evaluated for Impairment | 541,999 | 505,493
Total | 543,467 | 507,871
Commercial Real Estate Portfolio Segment | Land |  |
Allowance for loan losses |  |
Individually Evaluated for Impairment | 0 | 0
Collectively Evaluated for Impairment | 233 | 230
Total | 233 | 230
Recorded investment in loans |  |
Individually Evaluated for Impairment | 710 | 714
Collectively Evaluated for Impairment | 13,330 | 13,312
Total | 14,040 | 14,026
Commercial Real Estate Portfolio Segment | Multi-family |  |
Allowance for loan losses |  |
Individually Evaluated for Impairment | 0 | 0
Collectively Evaluated for Impairment | 638 | 854
Total | 638 | 854
Recorded investment in loans |  |
Individually Evaluated for Impairment | 753 | 1,549
Collectively Evaluated for Impairment | 44,261 | 56,825
Total | 45,014 | 58,374
Commercial Real Estate Portfolio Segment | Real estate construction |  |
Allowance for loan losses |  |
Individually Evaluated for Impairment | 0 | 0
Collectively Evaluated for Impairment | 294 | 1,149
Total | 294 | 1,149
Recorded investment in loans |  |
Individually Evaluated for Impairment | 0 | 0
Collectively Evaluated for Impairment | 16,990 | 64,843
Total | 16,990 | 64,843
Consumer |  |
Allowance for loan losses |  |
Individually Evaluated for Impairment | 11 | 12
Collectively Evaluated for Impairment | 841 | 1,351
Total | 852 | 1,363
Recorded investment in loans |  |
Individually Evaluated for Impairment | 530 | 432
Collectively Evaluated for Impairment | 58,049 | 86,934
Total | 58,579 | 87,366
Unallocated |  |
Allowance for loan losses |  |
Individually Evaluated for Impairment | 0 | 0
Collectively Evaluated for Impairment | 656 | 599
Total | 656 | 599
Recorded investment in loans |  |
Individually Evaluated for Impairment | 0 | 0
Collectively Evaluated for Impairment | 0 | 0
Total | $ 0 | $ 0

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