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v3.21.2

DEPOSITS (Tables) | 12 Months Ended
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Mar. 31, 2021
DEPOSITS |
Schedule of deposit accounts | Deposit accounts consisted of the following at the dates indicated (in thousands):
|  | March 31, |  | March 31,
Account Type |  | 2021 |  | 2020
Non-interest-bearing |  | $ | 435,098 |  | $ | 271,031
Interest-bearing checking |  |  | 258,014 |  |  | 187,798
Money market |  |  | 240,554 |  |  | 169,798
Savings accounts |  |  | 291,769 |  |  | 226,880
Certificates of deposit |  |  | 120,625 |  |  | 134,941
Total |  | $ | 1,346,060 |  | $ | 990,448
Schedule of maturities of certificates of deposit for future years | Scheduled maturities of certificates of deposit for future years ending March 31 are as follows (in thousands):
Year Ending March 31: |  |  |
2022 |  | $ | 83,948
2023 |  |  | 26,635
2024 |  |  | 5,988
2025 |  |  | 2,586
2026 |  |  | 999
Thereafter |  |  | 469
Total |  | $ | 120,625
Schedule of interest expense by deposit type | Interest expense by deposit type was as follows for the years indicated (in thousands):
|  | Year Ended March 31,
|  | 2021 |  | 2020 |  | 2019
Interest-bearing checking |  | $ | 85 |  | $ | 100 |  | $ | 101
Money market |  |  | 153 |  |  | 229 |  |  | 302
Savings accounts |  |  | 418 |  |  | 1,054 |  |  | 145
Certificates of deposit |  |  | 1,888 |  |  | 1,507 |  |  | 448
Total |  | $ | 2,544 |  | $ | 2,890 |  | $ | 996

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