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PREMISES AND EQUIPMENT | 12 Months Ended
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Mar. 31, 2021
PREMISES AND EQUIPMENT |
PREMISES AND EQUIPMENT | 6. PREMISES AND EQUIPMENT Premises and equipment consisted of the following at the dates indicated (in thousands):
|  | March 31,
|  | 2021 |  | 2020
Land |  | $ | 5,247 |  | $ | 4,531
Buildings and improvements |  |  | 18,097 |  |  | 15,356
Leasehold improvements |  |  | 3,123 |  |  | 1,666
Furniture and equipment |  |  | 10,734 |  |  | 10,819
Construction in progress |  |  | 32 |  |  | 3,245
Total |  |  | 37,233 |  |  | 35,617
Less accumulated depreciation and amortization |  |  | (19,409) |  |  | (20,047)
Premises and equipment, net |  | $ | 17,824 |  | $ | 15,570
Depreciation and amortization expense was $1.4 million, $1.3 million and $1.1 million for the years ended March 31, 2021, 2020 and 2019, respectively.

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- Definition The entire disclosure for long-lived, physical asset used in normal conduct of business and not intended for resale. Includes, but is not limited to, work of art, historical treasure, and similar asset classified as collections. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 958 -SubTopic 360 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=120429125&loc=d3e99893-112916 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 360 -URI http://asc.fasb.org/topic&trid=2155823 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 958 -SubTopic 360 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=120429125&loc=SL120174063-112916 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 958 -SubTopic 360 -Section 50 -Paragraph 1 -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=120429125&loc=d3e99779-112916 + Details
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