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DEPOSITS (Tables)

12 Months Ended

Mar. 31, 2021

Schedule of deposit accounts

Deposit accounts consisted of the following at the dates indicated (in thousands):


		March 31,			March 31,
Account Type		2021			2020
Non-interest-bearing		$	435,098		$	271,031
Interest-bearing checking			258,014			187,798
Money market			240,554			169,798
Savings accounts			291,769			226,880
Certificates of deposit			120,625			134,941
Total		$	1,346,060		$	990,448

Schedule of maturities of certificates of deposit for future years

Scheduled maturities of certificates of deposit for future years ending March 31 are as follows (in thousands):


Year Ending March 31:
2022		$	83,948
2023			26,635
2024			5,988
2025			2,586
2026			999
Thereafter			469
Total		$	120,625

Schedule of interest expense by deposit type

Interest expense by deposit type was as follows for the years indicated (in thousands):


		Year Ended March 31,
		2021			2020			2019
Interest-bearing checking		$	85		$	100		$	101
Money market			153			229			302
Savings accounts			418			1,054			145
Certificates of deposit			1,888			1,507			448
Total		$	2,544		$	2,890		$	996