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COMMITMENTS AND CONTINGENCIES (Tables)
12 Months Ended
Mar. 31, 2021
COMMITMENTS AND CONTINGENCIES  
Schedule of significant off-balance sheet commitments

Significant off-balance sheet commitments are listed below at the dates indicated (in thousands):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Contract or Notional

 

 

Amount

 

 

March 31,

 

March 31,

 

    

2021

    

2020

Commitments to originate loans:

 

 

  

 

 

  

Adjustable-rate

 

$

6,156

 

$

18,712

Fixed-rate

 

 

6,522

 

 

17,085

Standby letters of credit

 

 

1,999

 

 

2,045

Undisbursed loan funds and unused lines of credit

 

 

134,781

 

 

122,840

Total

 

$

149,458

 

$

160,682