XML 72 R57.htm IDEA: XBRL DOCUMENT v3.21.2

ALLOWANCE FOR LOAN LOSSES - Reconciliation of the allowance for loan losses (Details) - USD ($) $ in Thousands	3 Months Ended			12 Months Ended
	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Mar. 31, 2021	Mar. 31, 2020	Mar. 31, 2019
Reconciliation of the allowance for loan losses
Beginning balance		$ 12,624		$ 12,624	$ 11,457	$ 10,766
Provision for (recapture of) loan losses	$ 1,800	4,500	$ 1,250	6,300	1,250	50
Charge-offs				(124)	(146)	(291)
Recoveries				378	63	932
Ending balance			12,624	19,178	12,624	11,457
Commercial Real Estate Portfolio Segment | Commercial business
Reconciliation of the allowance for loan losses
Beginning balance		2,008		2,008	1,808	1,668
Provision for (recapture of) loan losses				398	264	139
Charge-offs				0	(64)	0
Recoveries				10	0	1
Ending balance			2,008	2,416	2,008	1,808
Commercial Real Estate Portfolio Segment | Commercial real estate
Reconciliation of the allowance for loan losses
Beginning balance		6,421		6,421	5,053	4,914
Provision for (recapture of) loan losses				7,336	1,368	(685)
Charge-offs				0	0	0
Recoveries				332	0	824
Ending balance			6,421	14,089	6,421	5,053
Commercial Real Estate Portfolio Segment | Land
Reconciliation of the allowance for loan losses
Beginning balance		230		230	254	220
Provision for (recapture of) loan losses				3	(24)	34
Charge-offs				0	0	0
Recoveries				0	0	0
Ending balance			230	233	230	254
Commercial Real Estate Portfolio Segment | Multi-family
Reconciliation of the allowance for loan losses
Beginning balance		854		854	728	822
Provision for (recapture of) loan losses				(216)	126	(94)
Charge-offs				0	0	0
Recoveries				0	0	0
Ending balance			854	638	854	728
Commercial Real Estate Portfolio Segment | Real estate construction
Reconciliation of the allowance for loan losses
Beginning balance		1,149		1,149	1,457	618
Provision for (recapture of) loan losses				(855)	(308)	839
Charge-offs				0	0	0
Recoveries				0	0	0
Ending balance			1,149	294	1,149	1,457
Consumer
Reconciliation of the allowance for loan losses
Beginning balance		1,363		1,363	1,447	1,809
Provision for (recapture of) loan losses				(423)	(65)	(178)
Charge-offs				(124)	(82)	(291)
Recoveries				36	63	107
Ending balance			1,363	852	1,363	1,447
Unallocated
Reconciliation of the allowance for loan losses
Beginning balance		$ 599		599	710	715
Provision for (recapture of) loan losses				57	(111)	(5)
Charge-offs				0	0	0
Recoveries				0	0	0
Ending balance			$ 599	$ 656	$ 599	$ 710

X

- Definition

Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-Subparagraph (c)(4)
-URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524

+ Details

Name:	us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	duration

X

- Definition

A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.

+ References

No definition available.

+ Details

Name:	us-gaap_AllowanceForLoanAndLeaseLossesRollForward
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-Subparagraph (c)(3)
-URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524

+ Details

Name:	us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	duration

X

- Definition

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-Subparagraph (g)
-URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 30
-Section 50
-Paragraph 2
-Subparagraph (b)(1)(ii)
-URI http://asc.fasb.org/extlink&oid=121614798&loc=d3e15032-111544

Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-Subparagraph (c)(1)
-URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524

Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section S99
-Paragraph 4
-Subparagraph (SAB Topic 6.L.1)
-URI http://asc.fasb.org/extlink&oid=27010918&loc=d3e74567-122707

+ Details

Name:	us-gaap_LoansAndLeasesReceivableAllowance
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

Amount of expense related to estimated loss from loan and lease transactions.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 230
-SubTopic 10
-Section 45
-Paragraph 28
-Subparagraph (a)
-URI http://asc.fasb.org/extlink&oid=121586364&loc=d3e3602-108585

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 220
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-04.11)
-URI http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260

Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-Subparagraph (c)(2)
-URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524

+ Details

Name:	us-gaap_ProvisionForLoanAndLeaseLosses
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	duration

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_LandMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=srt_MultifamilyMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_UnallocatedFinancingReceivablesMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: