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ALLOWANCE FOR LOAN LOSSES - Reconciliation of the allowance for loan losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Dec. 31, 2020 | Dec. 31, 2019 | Dec. 31, 2020 | Dec. 31, 2019
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance | $ 18,866 | $ 11,436 | $ 12,624 | $ 11,457
Provision for (recapture of) loan losses | 0 | 0 | 6,300 | 0
Charge-offs | (15) | (13) | (103) | (70)
Recoveries | 341 | 10 | 371 | 46
Ending balance | 19,192 | 11,433 | 19,192 | 11,433
Commercial Real Estate Portfolio Segment | Commercial Business |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance | 2,180 | 2,051 | 2,008 | 1,808
Provision for (recapture of) loan losses | 286 | 0 | 448 | 246
Charge-offs | 0 | 0 | 0 | (3)
Recoveries | 0 | 0 | 10 | 0
Ending balance | 2,466 | 2,051 | 2,466 | 2,051
Commercial Real Estate Portfolio Segment | Commercial Real Estate |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance | 13,209 | 5,038 | 6,421 | 5,053
Provision for (recapture of) loan losses | 181 | (20) | 6,969 | (35)
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 332 | 0 | 332 | 0
Ending balance | 13,722 | 5,018 | 13,722 | 5,018
Commercial Real Estate Portfolio Segment | Land |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance | 245 | 219 | 230 | 254
Provision for (recapture of) loan losses | (43) | 16 | (28) | (19)
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Ending balance | 202 | 235 | 202 | 235
Commercial Real Estate Portfolio Segment | Multi-Family |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance | 745 | 779 | 854 | 728
Provision for (recapture of) loan losses | (121) | (14) | (230) | 37
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Ending balance | 624 | 765 | 624 | 765
Commercial Real Estate Portfolio Segment | Real Estate Construction |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance | 720 | 1,381 | 1,149 | 1,457
Provision for (recapture of) loan losses | (198) | 86 | (627) | 10
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Ending balance | 522 | 1,467 | 522 | 1,467
Consumer |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance | 1,155 | 1,347 | 1,363 | 1,447
Provision for (recapture of) loan losses | (137) | (76) | (277) | (158)
Charge-offs | (15) | (13) | (103) | (67)
Recoveries | 9 | 10 | 29 | 46
Ending balance | 1,012 | 1,268 | 1,012 | 1,268
Unallocated |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance | 612 | 621 | 599 | 710
Provision for (recapture of) loan losses | 32 | 8 | 45 | (81)
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Ending balance | $ 644 | $ 629 | $ 644 | $ 629

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- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 + Details
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- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
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- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 + Details
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- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI http://asc.fasb.org/extlink&oid=121614798&loc=d3e15032-111544 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.1) -URI http://asc.fasb.org/extlink&oid=27010918&loc=d3e74567-122707 + Details
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