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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
 3 Months Ended 9 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2020
Dec. 31, 2019
INTEREST AND DIVIDEND INCOME:        
Interest and fees on loans receivable $ 11,601,000 $ 11,699,000 $ 34,475,000 $ 35,146,000
Interest on investment securities - taxable 549,000 851,000 1,709,000 2,589,000
Interest on investment securities - nontaxable 44,000 27,000 79,000 100,000
Other interest and dividends 98,000 189,000 216,000 369,000
Total interest and dividend income 12,292,000 12,766,000 36,479,000 38,204,000
INTEREST EXPENSE:        
Interest on deposits 556,000 942,000 2,071,000 1,953,000
Interest on borrowings 207,000 332,000 687,000 1,570,000
Total interest expense 763,000 1,274,000 2,758,000 3,523,000
Net interest income 11,529,000 11,492,000 33,721,000 34,681,000
Provision for loan losses     6,300,000  
Net interest income after provision for loan losses 11,529,000 11,492,000 27,421,000 34,681,000
NON-INTEREST INCOME:        
Net gains on sales of loans held for sale [1]   68,000 28,000 210,000
BOLI [1] 193,000 188,000 625,000 585,000
Other, net 76,000 110,000 140,000 254,000
Total non-interest income, net 2,812,000 3,163,000 8,254,000 9,468,000
NON-INTEREST EXPENSE:        
Salaries and employee benefits 5,698,000 5,941,000 16,269,000 17,353,000
Occupancy and depreciation 1,434,000 1,461,000 4,341,000 4,058,000
Data processing 638,000 637,000 1,996,000 1,986,000
Amortization of CDI 35,000 40,000 105,000 121,000
Advertising and marketing 144,000 181,000 383,000 689,000
FDIC insurance premium 89,000   221,000 81,000
State and local taxes 190,000 126,000 598,000 495,000
Telecommunications 74,000 84,000 245,000 246,000
Professional fees 321,000 267,000 962,000 855,000
Other 484,000 511,000 1,508,000 1,561,000
Total non-interest expense 9,107,000 9,248,000 26,628,000 27,445,000
INCOME BEFORE INCOME TAXES 5,234,000 5,407,000 9,047,000 16,704,000
PROVISION FOR INCOME TAXES 1,199,000 1,279,000 1,989,000 3,850,000
NET INCOME $ 4,035,000 $ 4,128,000 $ 7,058,000 $ 12,854,000
Earnings per common share:        
Basic $ 0.18 $ 0.18 $ 0.32 $ 0.57
Diluted $ 0.18 $ 0.18 $ 0.32 $ 0.57
Weighted average number of common shares outstanding:        
Basic 22,320,699 22,748,385 22,279,774 22,701,806
Diluted 22,337,644 22,776,193 22,296,827 22,741,652
Fees and service charges        
NON-INTEREST INCOME:        
Non-interest income $ 1,654,000 $ 1,661,000 $ 4,715,000 $ 5,050,000
Asset management fees        
NON-INTEREST INCOME:        
Non-interest income $ 889,000 $ 1,136,000 $ 2,746,000 $ 3,369,000
[1] )Not within the scope of ASC 606