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v3.21.2

ALLOWANCE FOR LOAN LOSSES - Reconciliation of the allowance for loan losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Sep. 30, 2021 | Sep. 30, 2020 | Sep. 30, 2021 | Sep. 30, 2020
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance | $ 17,590 | $ 17,076 | $ 19,178 | $ 12,624
Provision for (recapture of) loan losses | (1,100) | 1,800 | (2,700) | 6,300
Charge-offs | (4) | (23) | (13) | (88)
Recoveries | 14 | 13 | 35 | 30
Ending balance | 16,500 | 18,866 | 16,500 | 18,866
Commercial Real Estate Portfolio Segment | Commercial Business |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance | 2,202 | 2,011 | 2,416 | 2,008
Provision for (recapture of) loan losses | 59 | 169 | (155) | 162
Recoveries |  |  |  | 10
Ending balance | 2,261 | 2,180 | 2,261 | 2,180
Commercial Real Estate Portfolio Segment | Commercial Real Estate |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance | 12,942 | 11,323 | 14,089 | 6,421
Provision for (recapture of) loan losses | (1,147) | 1,886 | (2,294) | 6,788
Ending balance | 11,795 | 13,209 | 11,795 | 13,209
Commercial Real Estate Portfolio Segment | Land |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance | 237 | 243 | 233 | 230
Provision for (recapture of) loan losses | (5) | 2 | (1) | 15
Ending balance | 232 | 245 | 232 | 245
Commercial Real Estate Portfolio Segment | Multi-Family |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance | 607 | 879 | 638 | 854
Provision for (recapture of) loan losses | (77) | (134) | (108) | (109)
Ending balance | 530 | 745 | 530 | 745
Commercial Real Estate Portfolio Segment | Real Estate Construction |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance | 197 | 692 | 294 | 1,149
Provision for (recapture of) loan losses | 34 | 28 | (63) | (429)
Ending balance | 231 | 720 | 231 | 720
Consumer |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance | 712 | 1,281 | 852 | 1,363
Provision for (recapture of) loan losses | 119 | (116) | (33) | (140)
Charge-offs | (4) | (23) | (13) | (88)
Recoveries | 14 | 13 | 35 | 20
Ending balance | 841 | 1,155 | 841 | 1,155
Unallocated |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance | 693 | 647 | 656 | 599
Provision for (recapture of) loan losses | (83) | (35) | (46) | 13
Ending balance | $ 610 | $ 612 | $ 610 | $ 612

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- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
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- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
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- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.1) -URI http://asc.fasb.org/extlink&oid=122038336&loc=d3e74567-122707 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI http://asc.fasb.org/extlink&oid=121614798&loc=d3e15032-111544 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
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