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COMMITMENTS AND CONTINGENCIES (Tables)
12 Months Ended
Mar. 31, 2022
COMMITMENTS AND CONTINGENCIES  
Schedule of significant off-balance sheet commitments

Significant off-balance sheet commitments are listed below at the dates indicated (in thousands):

Contract or Notional

Amount

March 31, 

March 31, 

    

2022

    

2021

Commitments to extend credit:

 

  

 

  

Adjustable-rate

$

17,125

$

6,156

Fixed-rate

 

2,895

 

6,522

Standby letters of credit

 

1,780

 

1,999

Undisbursed loan funds and unused lines of credit

 

137,460

 

134,781

Total

$

159,260

$

149,458