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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2021
Dec. 31, 2020
INTEREST AND DIVIDEND INCOME:        
Interest and fees on loans receivable $ 11,046 $ 11,601 $ 33,448 $ 34,475
Interest on investment securities - taxable 1,303 549 3,438 1,709
Interest on investment securities - nontaxable 66 44 171 79
Other interest and dividends 136 98 379 216
Total interest and dividend income 12,551 12,292 37,436 36,479
INTEREST EXPENSE:        
Interest on deposits 300 556 1,141 2,071
Interest on borrowings 192 207 576 687
Total interest expense 492 763 1,717 2,758
Net interest income 12,059 11,529 35,719 33,721
Provision for (recapture of) loan losses (1,275)   (3,975) 6,300
Net interest income after provision for (recapture of) loan losses 13,334 11,529 39,694 27,421
NON-INTEREST INCOME:        
Net gains on sales of loans held for sale       28
BOLI 189 193 613 625
Other, net 31 76 196 168
Total non-interest income, net 3,116 2,812 9,778 8,254
NON-INTEREST EXPENSE:        
Salaries and employee benefits 5,880 5,698 17,269 16,269
Occupancy and depreciation 1,367 1,434 4,085 4,341
Data processing 698 638 2,187 1,996
Amortization of CDI 32 35 94 105
Advertising and marketing 155 144 487 383
FDIC insurance premium 113 89 321 221
State and local taxes 195 190 614 598
Telecommunications 51 74 152 245
Professional fees 285 321 945 962
(Gain)/loss on sale of premises and equipment, net     (993) 5
Other 503 484 1,442 1,503
Total non-interest expense 9,279 9,107 26,603 26,628
INCOME BEFORE INCOME TAXES 7,171 5,234 22,869 9,047
PROVISION FOR INCOME TAXES 1,661 1,199 5,174 1,989
NET INCOME $ 5,510 $ 4,035 $ 17,695 $ 7,058
Earnings per common share:        
Basic $ 0.25 $ 0.18 $ 0.80 $ 0.32
Diluted $ 0.25 $ 0.18 $ 0.80 $ 0.32
Weighted average number of common shares outstanding:        
Basic 22,166,130 22,320,699 22,229,832 22,279,774
Diluted 22,177,120 22,337,644 22,242,035 22,296,827
Fees and service charges        
NON-INTEREST INCOME:        
Non-interest income $ 1,759 $ 1,654 $ 5,428 $ 4,715
Asset management fees        
NON-INTEREST INCOME:        
Non-interest income $ 1,137 $ 889 3,041 $ 2,746
BOLI Death Benefit In Excess Of Cash Surrender Value        
NON-INTEREST INCOME:        
Non-interest income     $ 500