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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
 3 Months Ended
Jun. 30, 2022
Jun. 30, 2021
INTEREST AND DIVIDEND INCOME:    
Interest and fees on loans receivable $ 10,897,000 $ 10,776,000
Interest on investment securities - taxable 1,834,000 999,000
Interest on investment securities - nontaxable 66,000 50,000
Other interest and dividends 397,000 95,000
Total interest and dividend income 13,194,000 11,920,000
INTEREST EXPENSE:    
Interest on deposits 281,000 442,000
Interest on borrowings 252,000 194,000
Total interest expense 533,000 636,000
Net interest income 12,661,000 11,284,000
Provision for (recapture of) loan losses   (1,600,000)
Net interest income after provision for (recapture of) loan losses 12,661,000 12,884,000
NON-INTEREST INCOME:    
BOLI 190,000 190,000
BOLI death benefit in excess of cash surrender value   479,000
Other, net 55,000 88,000
Total non-interest income, net 3,126,000 3,588,000
NON-INTEREST EXPENSE:    
Salaries and employee benefits 5,952,000 5,754,000
Occupancy and depreciation 1,514,000 1,409,000
Data processing 778,000 765,000
Amortization of CDI 29,000 31,000
Advertising and marketing 197,000 152,000
FDIC insurance premium 116,000 95,000
State and local taxes 191,000 198,000
Telecommunications 50,000 46,000
Professional fees 301,000 317,000
Other 641,000 370,000
Total non-interest expense 9,769,000 9,137,000
INCOME BEFORE INCOME TAXES 6,018,000 7,335,000
PROVISION FOR INCOME TAXES 1,366,000 1,580,000
NET INCOME $ 4,652,000 $ 5,755,000
Earnings per common share:    
Basic $ 0.21 $ 0.26
Diluted $ 0.21 $ 0.26
Weighted average number of common shares outstanding:    
Basic 22,027,874 22,344,785
Diluted 22,037,320 22,358,764
Fees and service charges    
NON-INTEREST INCOME:    
Non-interest income $ 1,721,000 $ 1,855,000
Asset management fees.    
NON-INTEREST INCOME:    
Non-interest income $ 1,160,000 976,000
BOLI Death Benefit In Excess Of Cash Surrender Value    
NON-INTEREST INCOME:    
BOLI death benefit in excess of cash surrender value   $ 479,000