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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
 3 Months Ended
Jun. 30, 2022
Jun. 30, 2021
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 4,652,000 $ 5,755,000
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 785,000 864,000
Purchased loans amortization, net 12,000 32,000
Provision for (recapture of) loan losses   (1,600,000)
Stock-based compensation expense 63,000 55,000
Increase (decrease) in deferred loan origination fees, net of amortization 84,000 (684,000)
Net loss on disposal of premises and equipment 3,000 8,000
Income from BOLI (190,000) (190,000)
BOLI death benefit in excess of cash surrender value   (479,000)
Changes in certain other assets and liabilities:    
Prepaid expenses and other assets 125,000 1,557,000
Accrued interest receivable (362,000) 296,000
Accrued expenses and other liabilities (1,407,000) (4,430,000)
Net cash provided by operating activities 3,765,000 1,184,000
CASH FLOWS FROM INVESTING ACTIVITIES:    
Loan repayments, net 79,000 54,480,000
Purchases of loans receivable (36,727,000) (60,000)
Principal repayments on investment securities available for sale 3,878,000 13,842,000
Purchases of investment securities available for sale (26,443,000) (65,246,000)
Principal repayments on investment securities held to maturity 5,431,000 295,000
Purchases of investment securities held to maturity (8,496,000)  
Purchases of premises and equipment and capitalized software (264,000) (480,000)
Net cash (used in) provided by investing activities (62,542,000) 2,831,000
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net (decrease) increase in deposits (38,273,000) 66,906,000
Dividends paid (1,218,000) (1,118,000)
Net increase (decrease) in advance payments by borrowers for taxes and insurance (32,000) 34,000
Principal payments on finance lease liability (13,000) (11,000)
Proceeds from exercise of stock options 4,000  
Repurchase of common stock (1,279,000) (493,000)
Net cash provided by (used in) financing activities (40,811,000) 65,318,000
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS (99,588,000) 69,333,000
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 241,424,000 265,408,000
CASH AND CASH EQUIVALENTS, END OF PERIOD 141,836,000 334,741,000
Cash paid during the period for:    
Interest 461,000 575,000
NONCASH INVESTING AND FINANCING ACTIVITIES:    
Dividends declared and accrued in other liabilities 1,317,000 1,114,000
Net unrealized holding (losses) gains from available for sale investment securities (6,501,000) 1,551,000
Income tax effect related to other comprehensive income (loss) 1,562,000 $ (372,000)
Reclassification of loans receivable to prepaid expenses and other assets $ 14,531,000