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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
 3 Months Ended 6 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
INTEREST AND DIVIDEND INCOME:        
Interest and fees on loans receivable $ 11,068,000 $ 11,626,000 $ 21,965,000 $ 22,402,000
Interest on investment securities - taxable 2,172,000 1,136,000 4,006,000 2,135,000
Interest on investment securities - nontaxable 65,000 55,000 131,000 105,000
Other interest and dividends 783,000 148,000 1,180,000 243,000
Total interest and dividend income 14,088,000 12,965,000 27,282,000 24,885,000
INTEREST EXPENSE:        
Interest on deposits 327,000 399,000 608,000 841,000
Interest on borrowings 330,000 190,000 582,000 384,000
Total interest expense 657,000 589,000 1,190,000 1,225,000
Net interest income 13,431,000 12,376,000 26,092,000 23,660,000
Provision for (recapture of) loan losses   (1,100,000)   (2,700,000)
Net interest income after provision for (recapture of) loan losses 13,431,000 13,476,000 26,092,000 26,360,000
NON-INTEREST INCOME:        
BOLI 242,000 234,000 432,000 424,000
BOLI death benefit in excess of cash surrender value   21,000   500,000
Other, net 50,000 77,000 105,000 165,000
Total non-interest income, net 3,134,000 3,074,000 6,260,000 6,662,000
NON-INTEREST EXPENSE:        
Salaries and employee benefits 5,885,000 5,635,000 11,837,000 11,389,000
Occupancy and depreciation 1,550,000 1,309,000 3,064,000 2,718,000
Data processing 701,000 724,000 1,479,000 1,489,000
Amortization of CDI 29,000 31,000 58,000 62,000
Advertising and marketing 295,000 180,000 492,000 332,000
FDIC insurance premium 119,000 113,000 235,000 208,000
State and local taxes 218,000 221,000 409,000 419,000
Telecommunications 55,000 55,000 105,000 101,000
Professional fees 280,000 343,000 581,000 660,000
Gain on sale of premises and equipment, net   (1,001,000)   (993,000)
Other 672,000 577,000 1,313,000 939,000
Total non-interest expense 9,804,000 8,187,000 19,573,000 17,324,000
INCOME BEFORE INCOME TAXES 6,761,000 8,363,000 12,779,000 15,698,000
PROVISION FOR INCOME TAXES 1,567,000 1,933,000 2,933,000 3,513,000
NET INCOME $ 5,194,000 $ 6,430,000 $ 9,846,000 $ 12,185,000
Earnings per common share:        
Basic $ 0.24 $ 0.29 $ 0.45 $ 0.55
Diluted $ 0.24 $ 0.29 $ 0.45 $ 0.55
Weighted average number of common shares outstanding:        
Basic 21,624,469 22,179,829 21,825,070 22,261,856
Diluted 21,633,886 22,191,487 21,834,501 22,274,668
Fees and service charges        
NON-INTEREST INCOME:        
Non-interest income $ 1,680,000 $ 1,814,000 $ 3,401,000 $ 3,669,000
Asset management fees.        
NON-INTEREST INCOME:        
Non-interest income $ 1,162,000 928,000 $ 2,322,000 1,904,000
BOLI Death Benefit In Excess Of Cash Surrender Value        
NON-INTEREST INCOME:        
BOLI death benefit in excess of cash surrender value   $ 21,000   $ 500,000