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ALLOWANCE FOR LOAN LOSSES - Additional information (Details) | 12 Months Ended
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Mar. 31, 2023 USD ($) item | Mar. 31, 2022 USD ($) item | Mar. 31, 2021 USD ($)
ALLOWANCE FOR LOAN LOSSES |  |  |
Interest income foregone on non-accrual loans | $ | $ 14,000 | $ 24,000 | $ 49,000
Number of TDR loans default | item | 0 | 0 |

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- References No definition available. + Details
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- Definition Interest income foregone on loans not accruing. In general, when a loan is 90 days delinquent or when collection of principal or interest appears doubtful, it is placed on non-accrual status, at which time the accrual of interest ceases and a reserve for unrecoverable accrued interest is established and charged against operations. Payments received on non-accrual loans are applied to reduce the outstanding principal balance on a cash-basis method. As a general practice, a loan is not removed from non-accrual status until all delinquent principal, interest and late fees have been brought current and the borrower has demonstrated a history of performance based upon the contractual terms of the note. + References No definition available. + Details
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- Definition Number of financing receivable contracts modified as troubled debt restructuring within previous 12 months, with subsequent payment default. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953682-111524 + Details
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