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v3.23.1

ALLOWANCE FOR LOAN LOSSES - Reconciliation of the allowance for loan losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended
--- | --- | ---
Mar. 31, 2023 | Mar. 31, 2022 | Dec. 31, 2021 | Sep. 30, 2021 | Jun. 30, 2021 | Mar. 31, 2023 | Mar. 31, 2022 | Mar. 31, 2021
Reconciliation of the allowance for loan losses |  |  |  |  |  |  |  |
Beginning balance |  |  |  |  |  | $ 14,523 |  |
Provision for (recapture of) loan losses |  |  |  |  |  | 750 |  |
Charge-offs |  |  |  |  |  | (17) |  |
Recoveries |  |  |  |  |  | 53 |  |
Ending balance | $ 15,309 | $ 14,523 |  |  |  | 15,309 | $ 14,523 |
Reconciliation of the allowance for loan losses |  |  |  |  |  |  |  |
Beginning balance |  |  |  |  | $ 19,178 | 14,523 | 19,178 | $ 12,624
Provision for (recapture of) loan losses | 750 | (650) | $ (1,275) | $ (1,100) | (1,600) |  | (4,625) | 6,300
Charge-offs |  |  |  |  |  |  | (86) | (124)
Recoveries |  |  |  |  |  |  | 56 | 378
Ending balance |  | 14,523 |  |  |  |  | 14,523 | 19,178
Commercial Real Estate Portfolio Segment | Commercial Business |  |  |  |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |  |  |  |
Beginning balance |  |  |  |  |  | 2,422 |  |
Provision for (recapture of) loan losses |  |  |  |  |  | 701 |  |
Ending balance | 3,123 | 2,422 |  |  |  | 3,123 | 2,422 |
Reconciliation of the allowance for loan losses |  |  |  |  |  |  |  |
Beginning balance |  |  |  |  | 2,416 | 2,422 | 2,416 | 2,008
Provision for (recapture of) loan losses |  |  |  |  |  |  | 75 | 398
Charge-offs |  |  |  |  |  |  | (69) |
Recoveries |  |  |  |  |  |  |  | 10
Ending balance |  | 2,422 |  |  |  |  | 2,422 | 2,416
Commercial Real Estate Portfolio Segment | Commercial Real Estate |  |  |  |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |  |  |  |
Beginning balance |  |  |  |  |  | 9,037 |  |
Provision for (recapture of) loan losses |  |  |  |  |  | (143) |  |
Ending balance | 8,894 | 9,037 |  |  |  | 8,894 | 9,037 |
Reconciliation of the allowance for loan losses |  |  |  |  |  |  |  |
Beginning balance |  |  |  |  | 14,089 | 9,037 | 14,089 | 6,421
Provision for (recapture of) loan losses |  |  |  |  |  |  | (5,052) | 7,336
Recoveries |  |  |  |  |  |  |  | 332
Ending balance |  | 9,037 |  |  |  |  | 9,037 | 14,089
Commercial Real Estate Portfolio Segment | Land |  |  |  |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |  |  |  |
Beginning balance |  |  |  |  |  | 168 |  |
Provision for (recapture of) loan losses |  |  |  |  |  | (75) |  |
Ending balance | 93 | 168 |  |  |  | 93 | 168 |
Reconciliation of the allowance for loan losses |  |  |  |  |  |  |  |
Beginning balance |  |  |  |  | 233 | 168 | 233 | 230
Provision for (recapture of) loan losses |  |  |  |  |  |  | (65) | 3
Ending balance |  | 168 |  |  |  |  | 168 | 233
Commercial Real Estate Portfolio Segment | Multi-Family |  |  |  |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |  |  |  |
Beginning balance |  |  |  |  |  | 845 |  |
Provision for (recapture of) loan losses |  |  |  |  |  | (47) |  |
Ending balance | 798 | 845 |  |  |  | 798 | 845 |
Reconciliation of the allowance for loan losses |  |  |  |  |  |  |  |
Beginning balance |  |  |  |  | 638 | 845 | 638 | 854
Provision for (recapture of) loan losses |  |  |  |  |  |  | 207 | (216)
Ending balance |  | 845 |  |  |  |  | 845 | 638
Commercial Real Estate Portfolio Segment | Real Estate Construction |  |  |  |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |  |  |  |
Beginning balance |  |  |  |  |  | 393 |  |
Provision for (recapture of) loan losses |  |  |  |  |  | 371 |  |
Ending balance | 764 | 393 |  |  |  | 764 | 393 |
Reconciliation of the allowance for loan losses |  |  |  |  |  |  |  |
Beginning balance |  |  |  |  | 294 | 393 | 294 | 1,149
Provision for (recapture of) loan losses |  |  |  |  |  |  | 99 | (855)
Ending balance |  | 393 |  |  |  |  | 393 | 294
Consumer |  |  |  |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |  |  |  |
Beginning balance |  |  |  |  |  | 943 |  |
Provision for (recapture of) loan losses |  |  |  |  |  | 148 |  |
Charge-offs |  |  |  |  |  | (17) |  |
Recoveries |  |  |  |  |  | 53 |  |
Ending balance | 1,127 | 943 |  |  |  | 1,127 | 943 |
Reconciliation of the allowance for loan losses |  |  |  |  |  |  |  |
Beginning balance |  |  |  |  | 852 | 943 | 852 | 1,363
Provision for (recapture of) loan losses |  |  |  |  |  |  | 52 | (423)
Charge-offs |  |  |  |  |  |  | (17) | (124)
Recoveries |  |  |  |  |  |  | 56 | 36
Ending balance |  | 943 |  |  |  |  | 943 | 852
Unallocated |  |  |  |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |  |  |  |
Beginning balance |  |  |  |  |  | 715 |  |
Provision for (recapture of) loan losses |  |  |  |  |  | (205) |  |
Ending balance | $ 510 | 715 |  |  |  | 510 | 715 |
Reconciliation of the allowance for loan losses |  |  |  |  |  |  |  |
Beginning balance |  |  |  |  | $ 656 | $ 715 | 656 | 599
Provision for (recapture of) loan losses |  |  |  |  |  |  | 59 | 57
Ending balance |  | $ 715 |  |  |  |  | $ 715 | $ 656

X
- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
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- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (e) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
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- Definition Amount, excluding accrued interest, of credit loss expense (reversal of expense) on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
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- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.1) -URI https://asc.fasb.org/extlink&oid=122038336&loc=d3e74567-122707 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI https://asc.fasb.org/extlink&oid=121614798&loc=d3e15032-111544 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
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