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v3.23.3

LOANS AND ALLOWANCE FOR CREDIT LOSSES - Reconciliation of the allowance for loan losses (Details) - USD ($) | 3 Months Ended | 6 Months Ended
--- | --- | ---
Sep. 30, 2023 | Jun. 30, 2023 | Sep. 30, 2022 | Sep. 30, 2023 | Sep. 30, 2022
Reconciliation of the allowance for loan losses |  |  |  |  |
Beginning balance | $ 15,343,000 | $ 15,309,000 |  | $ 15,309,000 |
Charge-offs |  |  |  | (11,000) |
Recoveries | 3,000 |  |  | 6,000 |
Ending balance | 15,346,000 | 15,343,000 |  | 15,346,000 |
Reconciliation of the allowance for loan losses |  |  |  |  |
Beginning balance |  | 15,309,000 | $ 14,559,000 | 15,309,000 | $ 14,523,000
Charge-offs |  |  | (10,000) |  | (16,000)
Recoveries |  |  | 3,000 |  | 45,000
Ending balance |  |  | 14,552,000 |  | 14,552,000
Adjustment | ASU 2016-13 |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |
Beginning balance |  | 42,000 |  | 42,000 |
Commercial Real Estate Portfolio Segment | Commercial Business |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |
Beginning balance | 5,215,000 | 3,123,000 |  | 3,123,000 |
Provision for (recapture of) credit losses | 124,000 |  |  | 332,000 |
Ending balance | 5,339,000 | 5,215,000 |  | 5,339,000 |
Reconciliation of the allowance for loan losses |  |  |  |  |
Beginning balance |  | 3,123,000 | 2,495,000 | 3,123,000 | 2,422,000
Provision for (recapture of) loan losses |  |  | 294,000 |  | 367,000
Ending balance |  |  | 2,789,000 |  | 2,789,000
Commercial Real Estate Portfolio Segment | Commercial Business | Adjustment | ASU 2016-13 |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |
Beginning balance |  | 1,884,000 |  | 1,884,000 |
Commercial Real Estate Portfolio Segment | Commercial Real Estate |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |
Beginning balance | 7,205,000 | 8,894,000 |  | 8,894,000 |
Provision for (recapture of) credit losses | (67,000) |  |  | (262,000) |
Ending balance | 7,138,000 | 7,205,000 |  | 7,138,000 |
Reconciliation of the allowance for loan losses |  |  |  |  |
Beginning balance |  | 8,894,000 | 8,542,000 | 8,894,000 | 9,037,000
Provision for (recapture of) loan losses |  |  | (312,000) |  | (807,000)
Ending balance |  |  | 8,230,000 |  | 8,230,000
Commercial Real Estate Portfolio Segment | Commercial Real Estate | Adjustment | ASU 2016-13 |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |
Beginning balance |  | (1,494,000) |  | (1,494,000) |
Commercial Real Estate Portfolio Segment | Land |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |
Beginning balance | 123,000 | 93,000 |  | 93,000 |
Provision for (recapture of) credit losses | (11,000) |  |  | (21,000) |
Ending balance | 112,000 | 123,000 |  | 112,000 |
Reconciliation of the allowance for loan losses |  |  |  |  |
Beginning balance |  | 93,000 | 149,000 | 93,000 | 168,000
Provision for (recapture of) loan losses |  |  | (25,000) |  | (44,000)
Ending balance |  |  | 124,000 |  | 124,000
Commercial Real Estate Portfolio Segment | Land | Adjustment | ASU 2016-13 |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |
Beginning balance |  | 40,000 |  | 40,000 |
Commercial Real Estate Portfolio Segment | Multi-Family |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |
Beginning balance | 293,000 | 798,000 |  | 798,000 |
Provision for (recapture of) credit losses |  |  |  | (13,000) |
Ending balance | 293,000 | 293,000 |  | 293,000 |
Reconciliation of the allowance for loan losses |  |  |  |  |
Beginning balance |  | 798,000 | 862,000 | 798,000 | 845,000
Provision for (recapture of) loan losses |  |  | (6,000) |  | 11,000
Ending balance |  |  | 856,000 |  | 856,000
Commercial Real Estate Portfolio Segment | Multi-Family | Adjustment | ASU 2016-13 |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |
Beginning balance |  | (492,000) |  | (492,000) |
Commercial Real Estate Portfolio Segment | Real Estate Construction |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |
Beginning balance | 830,000 | 764,000 |  | 764,000 |
Provision for (recapture of) credit losses | 30,000 |  |  | (35,000) |
Ending balance | 860,000 | 830,000 |  | 860,000 |
Reconciliation of the allowance for loan losses |  |  |  |  |
Beginning balance |  | 764,000 | 518,000 | 764,000 | 393,000
Provision for (recapture of) loan losses |  |  | 120,000 |  | 245,000
Ending balance |  |  | 638,000 |  | 638,000
Commercial Real Estate Portfolio Segment | Real Estate Construction | Adjustment | ASU 2016-13 |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |
Beginning balance |  | 131,000 |  | 131,000 |
Consumer |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |
Beginning balance | 1,677,000 | 1,127,000 |  | 1,127,000 |
Provision for (recapture of) credit losses | (76,000) |  |  | (1,000) |
Charge-offs |  |  |  | (11,000) |
Recoveries | 3,000 |  |  | 6,000 |
Ending balance | $ 1,604,000 | 1,677,000 |  | 1,604,000 |
Reconciliation of the allowance for loan losses |  |  |  |  |
Beginning balance |  | 1,127,000 | 1,236,000 | 1,127,000 | 943,000
Provision for (recapture of) loan losses |  |  | (4,000) |  | 253,000
Charge-offs |  |  | (10,000) |  | (16,000)
Recoveries |  |  | 3,000 |  | 45,000
Ending balance |  |  | 1,225,000 |  | 1,225,000
Consumer | ASU 2016-13 |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |
Recoveries |  | 0 |  |  |
Consumer | Adjustment | ASU 2016-13 |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |
Beginning balance |  | 483,000 |  | 483,000 |
Unallocated |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |
Beginning balance |  | 510,000 |  | 510,000 |
Reconciliation of the allowance for loan losses |  |  |  |  |
Beginning balance |  | 510,000 | 757,000 | 510,000 | 715,000
Provision for (recapture of) loan losses |  |  | (67,000) |  | (25,000)
Ending balance |  |  | $ 690,000 |  | $ 690,000
Unallocated | Adjustment | ASU 2016-13 |  |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |  |
Beginning balance |  | $ (510,000) |  | $ (510,000) |

X
- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(4) -SubTopic 10 -Topic 310 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B + Details
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- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(3) -SubTopic 10 -Topic 310 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B + Details
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