<SEC-DOCUMENT>0000939057-23-000023.txt : 20230131
<SEC-HEADER>0000939057-23-000023.hdr.sgml : 20230131
<ACCEPTANCE-DATETIME>20230131162931
ACCESSION NUMBER:		0000939057-23-000023
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		15
CONFORMED PERIOD OF REPORT:	20230126
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20230131
DATE AS OF CHANGE:		20230131

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			RIVERVIEW BANCORP INC
		CENTRAL INDEX KEY:			0001041368
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				911838969
		STATE OF INCORPORATION:			WA
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-22957
		FILM NUMBER:		23572925

	BUSINESS ADDRESS:	
		STREET 1:		900 WASHINGTON STREET
		STREET 2:		SUITE 900
		CITY:			VANCOUVER
		STATE:			WA
		ZIP:			98660
		BUSINESS PHONE:		360-693-6650

	MAIL ADDRESS:	
		STREET 1:		900 WASHINGTON STREET
		STREET 2:		SUITE 900
		CITY:			VANCOUVER
		STATE:			WA
		ZIP:			98660
</SEC-HEADER>
<DOCUMENT>
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    <div style="text-align: center; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">UNITED STATES</div>

    <div style="text-align: center; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>

    <div style="text-align: center; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Washington, D.C. 20549</div>

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    <div style="text-align: center; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">CURRENT REPORT</div>

    <div style="text-align: center; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</div>

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            <div style="text-align: center; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(Address of principal executive offices)</div>
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    <td style="width: 1%; vertical-align: top;">&#160;</td>

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    <div style="text-align: center; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Registrant&#8217;s telephone number, including area code:&#160; <span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(<ix:nonNumeric name="dei:CityAreaCode" id="Fact_7fb2c6f556a94aeaa767359337af0d8f" contextRef="c20230126to20230126">360</ix:nonNumeric>) <ix:nonNumeric name="dei:LocalPhoneNumber" id="Fact_5feffba6c47c48ad9d345cbfce62188e" contextRef="c20230126to20230126">693-6650</ix:nonNumeric></span></div>

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            <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the
              registrant under any of the following provisions.</div>
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    <td style="width: 100%; vertical-align: top;">&#160;</td>

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    <td style="width: 100%; vertical-align: top;">&#160;</td>

  </tr>

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    <td style="width: 100%; vertical-align: top;">
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                240.14a-12)</span></div>
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    <td style="width: 100%; vertical-align: top;">&#160;</td>

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            <div style="text-align: justify; text-indent: -18pt; margin-left: 18pt; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; &#160; &#160; &#160; (17 CFR 240.14d-2(b))</div>
          </td>

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    <td style="width: 100%; vertical-align: top;">&#160;</td>

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    <td style="width: 100%; vertical-align: top;">
            <div style="text-align: justify; text-indent: -18pt; margin-left: 18pt; line-height: 12.55pt;"><span style="text-indent: 0pt;"><ix:nonNumeric name="dei:PreCommencementIssuerTenderOffer" id="Fact_aeb7ada80d3c4842a2eb0f2e5254488a" contextRef="c20230126to20230126" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric></span><span style="display: inline-block; text-indent: 0px; font-size: 1px; width: 18pt" class="TRGRRTFtoHTMLTab"> </span><span style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act</span></div>
            <div style="text-align: justify; margin-left: 18pt; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;&#160; (17 CFR 240.13e-4(c))</div>
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    </div>

    <div style="text-align: left; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Securities registered pursuant to Section 12(b) of the Act:</div>

    <div style="text-align: left; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;&#160;</div>

    <div style="text-align: left; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">
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    <td style="width: 35%; text-align: center; border-bottom: 2px solid rgb(0, 0, 0);"><span style="font-size: 10pt; font-family: 'Times New Roman',Times,serif;">Title of each class</span></td>

    <td style="width: 1%; padding-bottom: 2px;">
              <div style="text-align: center;">&#160;</div>
            </td>

    <td style="width: 28%; text-align: center; border-bottom: 2px solid rgb(0, 0, 0);"><span style="font-size: 10pt; font-family: 'Times New Roman',Times,serif;">Trading Symbol(s)</span></td>

    <td style="width: 1%; padding-bottom: 2px;">
              <div style="text-align: center;">&#160;</div>
            </td>

    <td style="width: 35%; text-align: center; border-bottom: 2px solid rgb(0, 0, 0);"><span style="font-size: 10pt; font-family: 'Times New Roman',Times,serif;">Name of each exchange on which registered</span></td>

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    <td style="width: 35%;">
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    <td style="width: 1%;">
              <div style="text-align: center;">&#160;</div>
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    <td style="width: 1%;">
              <div style="text-align: center;">&#160;</div>
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    <td style="width: 35%; text-align: center;"><ix:nonNumeric name="dei:SecurityExchangeName" id="Fact_76a9d3347722498a89629808daf4f1c3" contextRef="c20230126to20230126" format="ixt-sec:exchnameen">The NASDAQ Stock Market LLC</ix:nonNumeric><br />
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<div>
    &#160;<span style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt" class="TRGRRTFtoHTMLTab"> </span><br /></div>

    <div style="line-height: 6.85pt;"><br />
    </div>

    <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933
      (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</div>

    <div style="line-height: 11.4pt;"><br />
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    <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Emerging growth company <ix:nonNumeric name="dei:EntityEmergingGrowthCompany" id="Fact_e0b3cbf9806c454ca009816e73ac3427" contextRef="c20230126to20230126" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric></div>

    <div style="line-height: 11.4pt;"><br />
    </div>

    <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for
      complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. [&#160; ]</div>

    <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br />
    </div>

    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;" /></div>

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    <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Item 2.02 Results of Operations and Financial Condition.</div>

    <div style="line-height: 12.55pt;"><br />
    </div>

    <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">On January 26, 2023, Riverview Bancorp, Inc. issued its earnings release for the quarter ended December 31, 2022.
      A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.</div>

    <div style="line-height: 12.55pt;"><br />
    </div>

    <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Item 9.01&#160; Financial Statements and Exhibits.</div>

    <div style="line-height: 12.55pt;"><br />
    </div>

    <div style="text-align: justify; margin-left: 36pt; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(d)<span style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt" class="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;
      </span>Exhibits</div>

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    <div style="text-align: center; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">SIGNATURES</div>

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    <div style="text-align: justify; text-indent: 36pt; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to
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    <td style="width: 50.00%;">RIVERVIEW BANCORP, INC.</td>

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    <td style="width: 50.00%;">Date:&#160; January 26, 2023</td>

    <td style="width: 50.00%;">
              <div><span style="text-decoration: underline;">/S/ David Lam&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </span><br />
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              <div>David Lam <br />
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              <div>Chief Financial Officer </div>
              <div>(Principal Financial Officer) </div>
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  <div style="text-align: right;"><font style="font-weight: bold;">Exhibit 99.1</font><br>
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              <div><font style="font-size: 10pt; font-family: 'Times New Roman',Times,serif;">Contact:</font> <br>
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              <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Kevin Lycklama or David Lam</font> </div>
              <div>Riverview Bancorp, Inc. 360-693-6650</div>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold;">Riverview Bancorp Earns $5.2 Million in Third Fiscal Quarter 2023;</div>
    <div style="text-align: center; line-height: 13.7pt;"><font style="font-size: 12pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Results Highlighted by Net Interest Margin Expansion<font style="font-size: 12pt; font-family: 'Times New Roman', Times, serif;"><br>
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    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Vancouver, WA &#8211; January 26, 2023 - Riverview Bancorp, Inc. (Nasdaq GSM: RVSB) (&#8220;Riverview&#8221; or
      the &#8220;Company&#8221;) today reported earnings of $5.2 million, or $0.24 per diluted share, in the third fiscal quarter ended December 31, 2022, which was unchanged compared to the second fiscal quarter ended September 30, 2022. Earnings were $5.5 million,
      or $0.25 per diluted share, in the third fiscal quarter a year ago, which included a $1.3 million recapture of a provision for loan losses.</div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">In the first nine months of fiscal 2023, net income was $15.1 million, or $0.69 per diluted
      share, compared to $17.7 million, or $0.80 per diluted share, in the first nine months of fiscal 2022. Year-to-date fiscal 2023 results included no provision for loan losses, compared to a $4.0 million recapture of a provision for loan losses in the
      same period a year earlier.</div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8220;Our operating results for the third fiscal quarter of 2023 were strong, despite the challenging
      rate environment, and uncertainties in the economy,&#8221; stated Kevin Lycklama, president and chief executive officer. &#8220;Steady loan production and net interest margin expansion of 18 basis points, compared to the preceding quarter, contributed to higher
      third fiscal quarter net interest income. Additionally, operating expenses remained controlled, as we continue to focus on managing expenses.&#8221;</div>
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    <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Third Quarter Highlights (at or for the period ended December 31, 2022)</div>
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              <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">&#8226;</div>
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              <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Net income was $5.2 million, or $0.24 per diluted share.</div>
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              <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">&#8226;</div>
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              <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Pre-tax, pre-provision for loan losses income (non-GAAP) was $6.8 million for the quarter, which was unchanged compared to
                the preceding quarter, and an increase compared to $5.9 million for the year ago quarter.</div>
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              <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div>
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              <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Net interest income increased to $13.7 million for the quarter compared to $13.4 million in the preceding quarter and $12.1
                million in the third fiscal quarter a year ago.</div>
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              <div style="text-align: left; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Net interest margin (&#8220;NIM&#8221;) expanded to 3.48% for the quarter, compared to 3.30% in the preceding quarter and 2.96% for the
                year ago quarter.</div>
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              <div style="text-align: left; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Return on average assets was 1.27% and return on average equity was 13.85%.</div>
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              <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">&#8226;</div>
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              <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Riverview recorded no provision for loan losses during the current quarter or the prior quarter, and recorded a $1.3
                million recapture of a provision for loan losses in the third fiscal quarter a year ago.</div>
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              <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div>
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              <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The allowance for loan losses was $14.6 million, or 1.43% of total loans.</div>
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              <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div>
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              <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total loans were $1.02 billion at December 31, 2022, compared to $1.01 billion three months earlier and $962.2 million a
                year ago.</div>
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              <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">&#8226;</div>
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              <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Asset quality remained strong, with non-performing loans excluding SBA and USDA government guaranteed loans (non-GAAP) at
                $236,000, or 0.01% of total assets at December 31, 2022.</div>
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              <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">&#8226;</div>
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              <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total deposits decreased to $1.37 billion compared to $1.49 billion three months earlier.</div>
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              <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div>
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              <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total risk-based capital ratio was 16.71% and Tier 1 leverage ratio was 10.10%.</div>
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              <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div>
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              <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Paid a quarterly cash dividend during the quarter of $0.06 per share.</div>
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    <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;"><u> </u>RVSB Reports Third Quarter Fiscal 2023 Results</div>
    <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;">January 26, 2023</div>
    <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;">Page 2<br>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><u><font style="font-weight: normal;"> </font><br>
      </u></div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><u>Income Statement Review</u></div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Riverview&#8217;s net interest income increased to $13.7 million in the current quarter, compared to
      $13.4 million in the preceding quarter, and $12.1 million in the third fiscal quarter a year ago. The increase in net interest income compared to the prior quarter was driven primarily by an increase in loan interest income and higher investment
      income. Prior year net interest income included interest and fee income earned on PPP loans and net fees on loan prepayments. The adjusted net interest income (non-GAAP) increased to $13.3 million in the current quarter compared to $12.6 million in
      the preceding quarter and $10.9 million in the third fiscal quarter a year ago. In the first nine months of fiscal 2023, net interest income increased to $39.8 million compared to $35.7 million in the first nine months of fiscal 2022.</div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">During the third quarter of fiscal 2023, there was an insignificant amount of interest and net
      fee income earned through PPP loan forgiveness and normal amortization. This compared to $781,000 of interest and net fee income on PPP loans during the third quarter of the prior year.</div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Riverview&#8217;s NIM was 3.48% for the third quarter of fiscal 2023, an 18 basis-point increase
      compared to 3.30% in the preceding quarter and a 52 basis-point increase compared to 2.96% in the third quarter of fiscal 2022. &#8220;Higher loan yields on new loan originations, as well as investment yields due to the recent Fed rate increases
      contributed to NIM expansion during the quarter,&#8221; said David Lam, executive vice president and chief financial officer. In the first nine months of fiscal 2023, the net interest margin was 3.30% compared to 3.05% in the same period a year earlier.</div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">During the third quarter of fiscal 2023, net fees on loan prepayments, which included purchased
      SBA loan premiums, increased net interest income by $111,000 and increased the NIM by three basis points. This compared to $137,000 in net fees on loan prepayments adding three basis points to NIM in the preceding quarter. The interest accretion on
      purchased loans totaled $30,000 and resulted in a one-basis point increase in the NIM during the third quarter, compared to $49,000 and a one-basis point increase in the NIM during the preceding quarter. The average overnight cash balances were $50.9
      million during the quarter ended December 31, 2022, compared to $137.6 million in the preceding quarter and $307.4 million for the third fiscal quarter a year ago. Without the elevated level in overnight cash balances, NIM would have been 3 basis
      points higher in the current quarter, 11 basis points higher in the prior quarter and 62 basis points higher in the third fiscal quarter a year ago. These items resulted in a core-NIM (non-GAAP) of 3.47% in the current quarter, 3.37% in the preceding
      quarter and 3.35% in the third fiscal quarter a year ago.</div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Investment securities totaled $458.9 million at December 31, 2022, compared to $464.7 million at
      September 30, 2022. The average securities balances for the quarters ended December 31, 2022, September 30, 2022, and December 31, 2021, were $491.2 million, $473.4 million and $368.6 million, respectively. The weighted average yields on securities
      balances for those same periods were 2.01%, 1.89% and 1.50%, respectively.</div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Riverview&#8217;s loan yields increased to 4.50% compared to 4.38% in the preceding quarter and 4.67%
      in the third fiscal quarter a year ago. Deposit costs have remained relatively stable, with the cost of deposits at 0.08% during the third fiscal quarter compared to 0.09% in the preceding quarter, and 0.08% in the third fiscal quarter a year ago.</div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Non-interest income was $3.0 million during the third fiscal quarter, compared to $3.1 million
      in both the preceding quarter and the third fiscal quarter of 2022. Brokered loan fees have slowed due to the decrease in mortgage activity and rising interest rates. In the first nine months of fiscal 2023, non-interest income was $9.2 million
      compared to $9.8 million in the same period a year ago which included a one-time BOLI death benefit of $500,000.</div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Asset management fees were $1.1 million during the third fiscal quarter compared to $1.2 million
      in the preceding quarter and were unchanged compared to the third fiscal quarter a year ago. Riverview Trust Company&#8217;s assets under management were $855.9 million at December 31, 2022, compared to $752.4 million at September 30, 2022 and $1.4 billion
      at December 31, 2021. The decrease compared the December 31, 2021 quarter was a result of a single large client&#8217;s planned conclusion of trust services.</div>
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    <div style="line-height: 12.55pt;">
      <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;">RVSB Reports Third Quarter Fiscal 2023 Results</div>
      <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;">January 26, 2023</div>
      <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;">Page 3<br>
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    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Non-interest expense was $9.8 million during the current quarter and in the preceding quarter
      and totaled $9.3 million in the third fiscal quarter a year ago. In the first nine months of fiscal 2023, non-interest expense was $29.4 million compared to $26.6 million in the first nine months of fiscal 2022. The prior year nine-month period
      included a $1.0 million gain on sale of a building. Salary and employee benefits increased during the quarter and for the first nine months due to wage pressures and the competitive landscape for attracting and retaining employees. Occupancy and
      depreciation expense increased due to the Company&#8217;s rebranding effort in addition to updates and modernization initiatives completed at our facilities. The efficiency ratio was 59.1% for the third fiscal quarter compared to 59.2% in the preceding
      quarter and 61.2% in the third fiscal quarter a year ago.</div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Return on average assets was 1.27% in the third quarter of fiscal 2023 compared to 1.21% in the
      preceding quarter. Return on average equity and return on average tangible equity (non-GAAP) were 13.85% and 16.96%, respectively, compared to 13.28% and 16.15%, respectively, for the prior quarter.</div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Riverview&#8217;s effective tax rate for the third quarter of fiscal 2023 was 23.1%, compared to 23.2%
      for both the preceding quarter and for the year ago quarter.</div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><u>Balance Sheet Review</u></div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total loans were $1.02 billion at December 31, 2022, compared to $1.01 billion three months
      earlier and $962.2 million a year ago. Riverview&#8217;s loan pipeline totaled $27.3 million at December 31, 2022, compared to $73.3 million at the end of the prior quarter. New loan originations during the quarter totaled $28.9 million compared to $48.7
      million in the preceding quarter and $109.0 million in the third quarter a year ago.</div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Undisbursed construction loans totaled $44.0 million at December 31, 2022, compared to $53.9
      million at September 30, 2022, with the majority of the undisbursed construction loans expected to fund over the next several quarters. Undisbursed homeowner association loans for the purpose of common area maintenance and repairs totaled $25.0
      million at December 31, 2022, compared to $26.4 million at September 30, 2022. Revolving commercial business loan commitments totaled $63.5 million at December 31, 2022, compared to $59.3 million three months earlier. Utilization on these loans
      totaled 19.3% at December 31, 2022, compared to 20.3% at September 30, 2022. The weighted average rate on loan originations during the quarter was 5.75% compared to 5.77% in the preceding quarter.</div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Total deposits were $1.37 billion at December 31, 2022, compared to $1.49 billion at September
      30, 2022, representing a decrease of $123.4 million, or 8.3%. Total deposits decreased $107.5 million, or 7.3%, compared to a year earlier. The decrease can be attributed to deposit pricing pressures and customers seeking out higher yielding
      investment alternatives, including Riverview Trust Company&#8217;s money market accounts. Non-interest checking and interest checking accounts, as a percentage of total deposits, totaled 54.8% at December 31, 2022.</div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">FHLB advances were $32.3 million at December 31, 2022 and were comprised of overnight advances.
      There were no outstanding FHLB advances at September 30, 2022 or a year earlier. These FHLB advances were utilized to partially offset the decrease in deposit balances.</div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Shareholders&#8217; equity was $152.0 million at December 31, 2022, compared to $147.2 million three
      months earlier and $163.1 million a year earlier. Tangible book value per share (non-GAAP) was $5.79 at December 31, 2022, compared to $5.56 at September&#160;30, 2022, and $6.11 at December 31, 2021. The decrease in shareholders&#8217; equity and tangible book
      value per share at December 31, 2022, compared to a year ago was primarily due to a $20.2 million increase in accumulated other comprehensive loss related to an increase in the unrealized loss on available for sale securities, reflecting the increase
      in interest rates over the last few quarters. Riverview paid a quarterly cash dividend to $0.06 per share on January 16, 2023, to shareholders of record on January&#160;4, 2023.</div>
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      <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;">RVSB Reports Third Quarter Fiscal 2023 Results</div>
      <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;">January 26, 2023</div>
      <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;">Page 4<br>
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    <div style="text-align: justify; line-height: 12.55pt; margin-top: 8pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><u>Credit Quality</u></div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 8pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Asset quality remained strong, with non-performing loans, excluding SBA and USDA government
      guaranteed loans (&#8220;government guaranteed loans&#8221;) (non-GAAP), at $236,000, or 0.01% of total assets as of December 31, 2022, compared to $248,000, or 0.01% of total assets at September 30, 2022. Including government guaranteed loans, non-performing
      assets were $12.6 million, or 0.79% of total assets, at December 31, 2022, compared to $21.0 million, or 1.25% of total assets, three months earlier and $1.8 million, or 0.11% of total assets, at December 31, 2021. The $12.6 million includes
      non-performing government guaranteed loans where payments have been delayed due to the servicing transfer of these loans between two third-party servicers. Once the servicing transfer is complete, Riverview expects to receive the delayed payments and
      expects non-performing assets to decrease significantly.&#160; During the quarter, these balances were reduced by $7.2 million as the Company continues to work through the reconciliation of these loans with the third-party servicer.</div>
    <div style="text-align: justify; text-indent: 18pt; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><u>Additional details on government guaranteed loans.</u></div>
    <div style="text-align: justify; margin-left: 18pt; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The Bank holds approximately $12.0 million of the government guaranteed loans
      originated by other banks that, when purchased, were placed into a Direct Registration Certificate (&#8220;DRC&#8221;) program by the SBA&#8217;s former fiscal transfer agent, Colson Inc. (&#8220;Colson&#8221;) that remain to be reconciled with Colson. Under the DRC program,
      Colson was required to remit monthly payments to the investor holding the guaranteed balance, whether or not a payment had actually been received from the borrower. In 2020, Colson did not successfully retain its existing contract as the SBA&#8217;s fiscal
      transfer agent and began transitioning servicing over to a new company, Guidehouse. In late 2021, Guidehouse, under their contract with the SBA, declined to continue the DRC program. After declining to continue the DRC program, all payments under the
      DRC program began to be held by Guidehouse or Colson until the DRC program could be unwound and the DRC holdings converted into normal pass through certificates. As part of unwinding the DRC program, Colson has requested investors who had received
      payments in advance of the borrower actually remitting payment return advanced funds before they will process the conversion of certificates. The Bank continues to work with Colson on the reconciliation and transfer of these loans. The Bank expects
      the reconciliation and unwinding process to continue and until the reconciliation and unwinding process is completed, these loans will be reflected as past due. The Bank is fully guaranteed to be paid all principal and interest on these loans.</div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Riverview recorded net loan recoveries of $6,000 during the third fiscal quarter. This compared
      to net loan charge-offs of $7,000 for the preceding quarter and net loan charge-offs of $52,000 in the third fiscal quarter a year ago. Riverview recorded no provision for loan losses during the third fiscal quarter, or the second fiscal quarter.
      This compared to a recapture of a provision for loan losses of $1.3 million in the third fiscal quarter a year ago.</div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Classified assets were $6.2 million at December 31, 2022, compared to $6.6 million at September
      30, 2022, and $6.5 million at December 31, 2021. The classified asset to total capital ratio was 3.5% at December 31, 2022, compared to 3.8% three months earlier and 3.9% a year earlier. Criticized assets were $3.5 million at December 31, 2022,
      compared to $980,000 at September 30, 2022 and $14.0 million at December 31, 2021.</div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">The allowance for loan losses was $14.6 million at December 31, 2022, which was unchanged from
      September 30, 2022. This compared to $15.2 million one year earlier. The allowance for loan losses represented 1.43% of total loans at December&#160;31, 2022, compared to 1.44% at September 30, 2022, and 1.58% a year earlier. The allowance for loan losses
      to loans, net of SBA guaranteed loans (including SBA purchased and PPP loans) (non-GAAP), was 1.52% at December 31, 2022, compared to 1.53% at September 30,&#160;2022, and 1.68% a year earlier. Included in the carrying value of loans are net discounts on
      the MBank purchased loans, which may reduce the need for an allowance for loan losses on these loans because they are carried at an amount below the outstanding principal balance. The remaining net discount on these purchased loans was $255,000 at
      December&#160;31,&#160;2022, compared to $285,000 three months earlier.</div>
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      <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;">RVSB Reports Third Quarter Fiscal 2023 Results</div>
      <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;">January 26, 2023</div>
      <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;">Page 5<br>
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    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><u>PPP Loans</u></div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">During Round 1, Riverview originated 790 PPP loans totaling approximately $112.9 million, net of
      deferred fees, and in PPP Round 2, Riverview originated 414 PPP loans totaling approximately $54.1 million, net of deferred fees. At December 31, 2022, there was $10,000 in total outstanding PPP loans from Round 1 and Round 2.</div>
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    <div style="text-align: left; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><u>Capital</u></div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Riverview continues to maintain capital levels well in excess of the regulatory requirements to
      be categorized as &#8220;well capitalized&#8221; with a total risk-based capital ratio of 16.71% and a Tier 1 leverage ratio of 10.10% at December 31, 2022. Tangible common equity to average tangible assets ratio (non-GAAP) was 7.93% at December 31, 2022.</div>
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    </div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><u>Stock Repurchase Program</u></div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">On November 17, 2022, Riverview announced that its Board of Directors authorized the repurchase
      of up to $2.5 million of the Company&#8217;s outstanding shares in the open market, based on prevailing market prices, or in privately negotiated transactions, over a period beginning on November 28, 2022, and continuing until the earlier of the completion
      of the repurchase or May 28, 2023, depending upon market conditions. During the third fiscal quarter of 2023, the Company repurchased 10,797 shares at an average price of $7.51 per share.</div>
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    <div style="line-height: 12.55pt;">
      <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;">RVSB Reports Third Quarter Fiscal 2023 Results</div>
      <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;">January 26, 2023</div>
      <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;">Page 6<br>
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    <div style="text-align: justify; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"><u>Non-GAAP Financial Measures</u></div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 8pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">In addition to results presented in accordance with generally accepted accounting principles
      (&#8220;GAAP&#8221;), this press release contains certain non-GAAP financial measures. Management has presented these non-GAAP financial measures in this earnings release because it believes that they provide useful and comparative information to assess trends
      in Riverview's core operations reflected in the current quarter's results and facilitate the comparison of our performance with the performance of our peers. However, these non-GAAP financial measures are supplemental and are not a substitute for any
      analysis based on GAAP. Where applicable, comparable earnings information using GAAP financial measures is also presented. Because not all companies use the same calculations, our presentation may not be comparable to other similarly titled measures
      as calculated by other companies. For a reconciliation of these non-GAAP financial measures, see the tables below.</div>
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            <tr>
              <td nowrap="nowrap" rowspan="1" style="width: 33.58%; vertical-align: bottom; font-size: 9pt;">
                <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>Tangible shareholders' equity to tangible assets and tangible book value per share:</u></div>
              </td>
            </tr>

        </table>
        <div><font style="font-size: 9pt;"><br>
          </font> </div>
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                <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(Dollars in thousands)</div>
              </td>
              <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">December 31, 2022</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">September 30, 2022</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">December 31, 2021</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">March 31, 2022</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 40%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Shareholders' equity (GAAP)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">152,025</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">147,162</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">163,141</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">157,249</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; font-size: 9pt;">
                <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Exclude: Goodwill</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(27,076</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(27,076</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(27,076</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(27,076</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Exclude: Core deposit intangible, net</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(408</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(437</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(526</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(495</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; padding-bottom: 4px; font-size: 9pt;">
                <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Tangible shareholders' equity (non-GAAP)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">124,541</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">119,649</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">135,539</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">129,678</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; font-size: 9pt;">
                <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Total assets (GAAP)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,598,734</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,684,898</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,683,076</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,740,096</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Exclude: Goodwill</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(27,076</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(27,076</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(27,076</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(27,076</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; padding-bottom: 2px; font-size: 9pt;">
                <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Exclude: Core deposit intangible, net</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(408</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(437</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(526</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(495</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Tangible assets (non-GAAP)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,571,250</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,657,385</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,655,474</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,712,525</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 40%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Shareholders' equity to total assets (GAAP)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">9.51</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">8.73</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">9.69</div>
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              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">9.04</div>
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              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 40%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Tangible common equity to tangible assets (non-GAAP)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">7.93</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">7.22</div>
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              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">8.19</div>
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              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">7.57</div>
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              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 40%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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            <tr>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Shares outstanding</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">21,496,335</div>
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              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">21,507,132</div>
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              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">22,176,612</div>
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              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">22,127,396</div>
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              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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            <tr>
              <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 40%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Book value per share (GAAP)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">7.07</div>
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              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">6.84</div>
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              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">7.36</div>
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              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">7.11</div>
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              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 40%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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            <tr>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Tangible book value per share (non-GAAP)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">5.79</div>
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              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">5.56</div>
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              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">6.11</div>
              </td>
              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">5.86</div>
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              <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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      <div style="font-size: 9pt;"><br>
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      <div style="font-size: 9pt;"><br>
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      <font style="font-size: 9pt;"><br>
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              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>Pre-tax, pre-provision income</u></div>
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      <font style="font-size: 9pt;"> </font>
      <div><font style="font-size: 9pt;"><br>
        </font> </div>
      <font style="font-size: 9pt;"> </font>
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          <tr>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 33%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
            <td colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: center; font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Three Months Ended</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
            <td colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: center; font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Nine Months Ended</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 33%; font-size: 9pt;">
              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(Dollars in thousands)</div>
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            <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">December 31, 2022</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">September 30, 2022</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">December 31, 2021</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">December 31, 2022</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">December 31, 2021</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" rowspan="1" style="vertical-align: top; width: 33%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: top; width: 33%; background-color: rgb(204, 238, 255); font-size: 9pt;">
              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Net income (GAAP)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">5,240</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">5,194</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">5,510</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">15,086</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">17,695</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: top; width: 33%; font-size: 9pt;">
              <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Include: Provision for income taxes</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,575</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,567</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,661</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">4,508</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">5,174</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: top; width: 33%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">
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            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
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            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
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            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(1,275</div>
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            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
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            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
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            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(3,975</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
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          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: top; width: 33%; padding-bottom: 4px; font-size: 8pt;">
              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Pre-tax, pre-provision income (non-</div>
              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">GAAP)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">6,815</div>
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            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
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            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">6,761</div>
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            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
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            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">5,896</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">19,594</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">18,894</div>
            </td>
            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 8pt;">&#160;</td>
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      <div> <br>
      </div>
      <div>&#160;</div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
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    <div style="line-height: 12.55pt;">
      <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;">RVSB Reports Third Quarter Fiscal 2023 Results</div>
      <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;">January 26, 2023</div>
      <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;">Page 7<br>
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      <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;">
        <div> <font style="font-size: 9pt;"><br>
          </font></div>
        <div> <font style="font-size: 9pt;"><br>
          </font></div>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td nowrap="nowrap" rowspan="1" style="width: 29.04%; vertical-align: bottom; font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>Net interest margin reconciliation to core net interest margin</u></div>
                </td>
              </tr>

          </table>
          <div><font style="font-size: 9pt;"><br>
            </font> </div>
          <table cellspacing="0" cellpadding="0" border="0" class="cfttable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

              <tr>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 36%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td colspan="10" style="vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); text-align: center; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Three Months Ended</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: center; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Nine Months Ended</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 36%; font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(Dollars in thousands)</div>
                </td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                  <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">December 31, 2022</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                  <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">September 30, 2022</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                  <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">December 31, 2021</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                  <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">December 31, 2022</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                  <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">December 31, 2021</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 36%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 36%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Net interest income (GAAP)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">13,700</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">13,431</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">12,059</div>
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                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
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                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 36%; font-size: 9pt;">
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                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">21</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">21</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">21</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">62</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">54</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 36%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;Net fees on loan prepayments</div>
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                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(111</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(137</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(250</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(415</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(778</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 36%; font-size: 9pt;">
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                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(30</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(49</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(64</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(116</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(224</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 36%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;SBA PPP loans interest income and net fees</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(781</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(101</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(2,602</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 36%; padding-bottom: 2px; font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;Income on excess FRB liquidity</div>
                </td>
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                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(330</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(716</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(114</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(1,411</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(320</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
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              </tr>
              <tr>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 36%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Adjusted net interest income (non-GAAP)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">13,250</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">12,550</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">10,871</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">37,811</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">31,849</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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        <div> <font style="font-size: 9pt;"><br>
          </font></div>
        <div> <font style="font-size: 9pt;"><br>
          </font></div>
        <div><font style="font-size: 9pt;"> </font>
          <table cellspacing="0" cellpadding="0" border="0" class="cfttable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

              <tr>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 36%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: center; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Three Months Ended</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: center; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Nine Months Ended</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 36%; font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(Dollars in thousands)</div>
                </td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                  <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">December 31, 2022</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                  <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">September 30, 2022</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                  <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">December 31, 2021</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                  <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">December 31, 2022</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                  <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">December 31, 2021</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 36%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 36%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Average balance of interest-earning assets (GAAP)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,564,143</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,616,711</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,619,775</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,605,166</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,559,165</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 36%; font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;SBA PPP loans (average)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(10</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(11</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                </td>
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                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
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                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(49,972</div>
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                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
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                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;Excess FRB liquidity (average)</div>
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                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(50,881</div>
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                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
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                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(307,437</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
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                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(127,368</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
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                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(308,656</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
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                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Average balance of interest-earning assets excluding</div>
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                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 36%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">SBA PPP loans and excess FRB liquidity (non-GAAP)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
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                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,513,252</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,479,056</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
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                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,288,569</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,477,279</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
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                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,200,537</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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          <div> <font style="font-size: 9pt;"><br>
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          <div> <font style="font-size: 9pt;"><br>
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            <table cellspacing="0" cellpadding="0" border="0" class="cfttable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

                <tr>
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                  <td colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: center; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Three Months Ended</div>
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                  <td nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: center; vertical-align: bottom; padding-bottom: 2px; font-size: 9pt; width: 1%;">&#160;</td>
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                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Nine Months Ended</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-size: 9pt; width: 1%;">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-size: 9pt; width: 36%;">&#160;</td>
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                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
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                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-size: 9pt; width: 1%;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-size: 9pt; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                    <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">December 31, 2021</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-size: 9pt; width: 1%;">&#160;</td>
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                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                    <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">December 31, 2022</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-size: 9pt; width: 1%;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-size: 9pt; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                    <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">December 31, 2021</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-size: 9pt; width: 1%;">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt; width: 36%;">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt; width: 1%;">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                  </td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 36%; font-size: 9pt;">
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(0.03</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(0.03</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(0.06</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(0.04</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(0.07</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 36%; background-color: rgb(204, 238, 255); font-size: 9pt;">
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(0.01</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(0.01</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(0.02</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(0.01</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(0.02</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 36%; font-size: 9pt;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;SBA PPP loans</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.00</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.00</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(0.15</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(0.01</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(0.13</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                  </td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 36%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;Excess FRB liquidity</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.03</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.11</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Core net interest margin (non-GAAP)</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">3.47</div>
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                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">3.37</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">3.35</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">
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                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">3.40</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">3.52</div>
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          <div> <font style="font-size: 9pt;"><br>
            </font></div>
          <div> <font style="font-size: 9pt;"><br>
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          <div><font style="font-size: 9pt;"> </font>
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                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>Allowance for loan losses reconciliation, excluding SBA purchased and PPP loans</u></div>
                  </td>
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            <div><font style="font-size: 9pt;"><br>
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                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(Dollars in thousands)</div>
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                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                    <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">December 31, 2021</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                    <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">March 31, 2022</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" rowspan="1" style="vertical-align: top; width: 38%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 38%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Allowance for loan losses</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">14,558</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">14,552</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">15,173</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">14,523</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" rowspan="1" style="vertical-align: top; width: 38%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 38%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Loans receivable (GAAP)</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,016,513</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,011,008</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">962,223</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">990,408</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 38%; font-size: 9pt;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Exclude: Government Guaranteed loans</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(57,102</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(59,009</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(46,152</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(59,420</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                  </td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 38%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Exclude: SBA PPP loans</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(10</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(11</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(14,322</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(3,085</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                  </td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 38%; padding-bottom: 4px;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Loans receivable excluding Government Guaranteed and </div>
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">SBA PPP loans (non-GAAP)</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">959,401</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">951,988</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">901,749</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">927,903</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" rowspan="1" style="vertical-align: top; width: 38%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 38%; font-size: 9pt;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Allowance for loan losses to loans receivable (GAAP)</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1.43</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1.44</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1.58</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1.47</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                  </td>
                </tr>
                <tr>
                  <td valign="bottom" rowspan="1" style="vertical-align: top; width: 38%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 10%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1.52</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1.53</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
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            <div> <font style="font-size: 9pt;"><br>
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            <div> <font style="font-size: 9pt;"><br>
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                      <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>Non-performing loans reconciliation, excluding Government Guaranteed Loans</u></div>
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              <div><font style="font-size: 9pt;"><br>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 38%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
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                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Three Months Ended</div>
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                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
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                    <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                      <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">December 31, 2022</div>
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                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                      <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">September 30, 2022</div>
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                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                      <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">December 31, 2021</div>
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                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
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                  <tr>
                    <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 38%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 38%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Non-performing loans (GAAP)</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">12,613</div>
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                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">20,979</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,840</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 38%; padding-bottom: 2px; font-size: 9pt;">
                      <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;Less: Non-performing Government Guaranteed loans</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(12,377</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(20,731</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(1,552</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">)</div>
                    </td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: top; width: 38%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">
                      <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Adjusted non-performing loans excluding Government </div>
                      <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Guaranteed loans (non-GAAP)</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">236</div>
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                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">248</div>
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                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">288</div>
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                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 38%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 38%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Non-performing loans to total loans (GAAP)</div>
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                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                    <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 38%; font-size: 9pt;">&#160;</td>
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                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
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                    <td valign="bottom" style="vertical-align: bottom; width: 38%; background-color: rgb(204, 238, 255);">
                      <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Non-performing loans, excluding Government Guaranteed </div>
                      <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">loans to total loans (non-GAAP)</div>
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                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.02</div>
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                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
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                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.02</div>
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                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.03</div>
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                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                    </td>
                  </tr>
                  <tr>
                    <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 38%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                  <tr>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 38%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Non-performing loans to total assets (GAAP)</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.79</div>
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                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1.25</div>
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                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.11</div>
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                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                    </td>
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                  <tr>
                    <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 38%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 38%; background-color: rgb(204, 238, 255);">
                      <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Non-performing loans, excluding Government Guaranteed </div>
                      <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">loans to total assets (non-GAAP)</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.01</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.01</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.02</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                      <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                    </td>
                  </tr>

              </table>
              <div><font style="font-size: 9pt;"> </font><br>
              </div>
              <div> <br>
              </div>
              <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
                <div class="BRPFPageBreak" style="page-break-after: always;">
                  <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
              </div>
              <div>
                <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;">RVSB Reports Third Quarter Fiscal 2023 Results</div>
                <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;">January 26, 2023</div>
                <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;">Page 8<br>
                </div>
                <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;">
                  <div>&#160;</div>
                </div>
              </div>
            </div>
          </div>
        </div>
      </div>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">About Riverview</div>
    <div style="text-align: justify; line-height: 12.55pt; margin-top: 8pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Riverview Bancorp, Inc. (www.riverviewbank.com) is headquartered in Vancouver, Washington &#8211; just
      north of Portland, Oregon, on the I-5 corridor. With assets of $1.60 billion at December 31, 2022, it is the parent company of the 99-year-old Riverview Bank, as well as Riverview Trust Company. The Bank offers true community banking services,
      focusing on providing the highest quality service and financial products to commercial and retail clients through 17 branches, including 13 in the Portland-Vancouver area, and 3 lending centers. For the past 9 years, Riverview has been named Best
      Bank by the readers of <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">The Vancouver Business Journal</font> and <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">The Columbian</font>.</div>
    <div style="line-height: 6.85pt;"><br style="line-height: 6.85pt;">
    </div>
    <div style="text-align: justify; line-height: 10.25pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">&#8220;Safe Harbor&#8221; statement under the Private Securities Litigation Reform Act
      of 1995: This press release contains forward-looking statements that are subject to risks and uncertainties, including, but not limited to: the effect of the COVID-19 pandemic, including on our credit quality and business operations, as well as the
      impact on general economic and financial conditions and other uncertainties resulting from the COVID-19 pandemic, such as the extent and duration of the impact on public health, the U.S. and global economies, and consumer and corporate customers,
      including economic activity, employment levels and market liquidity; the Company&#8217;s ability to raise common capital; the credit risks of lending activities, including changes in the level and trend of loan delinquencies and write-offs and changes in
      the Company&#8217;s allowance for loan losses and provision for loan losses that may be impacted by deterioration in the housing and commercial real estate markets; changes in general economic conditions, either nationally or in the Company&#8217;s market areas;
      changes in the levels of general interest rates, and the relative differences between short and long term interest rates, deposit interest rates, the Company&#8217;s net interest margin and funding sources; fluctuations in the demand for loans, the number
      of unsold homes, land and other properties and fluctuations in real estate values in the Company&#8217;s market areas; secondary market conditions for loans and the Company&#8217;s ability to sell loans in the secondary market; results of examinations of us by
      the Federal Reserve and our bank subsidiary by the Federal Deposit Insurance Corporation, the Washington State Department of Financial Institutions, Division of Banks or other regulatory authorities, including the possibility that any such regulatory
      authority may, among other things, require us to increase the Company&#8217;s reserve for loan losses, write-down assets, change Riverview Bank&#8217;s regulatory capital position or affect the Company&#8217;s ability to borrow funds or maintain or increase deposits,
      which could adversely affect its liquidity and earnings; legislative or regulatory changes that adversely affect the Company&#8217;s business including changes in regulatory policies and principles, or the interpretation of regulatory capital or other
      rules; the Company&#8217;s ability to attract and retain deposits; further increases in premiums for deposit insurance; the Company&#8217;s ability to control operating costs and expenses; the use of estimates in determining fair value of certain of the
      Company&#8217;s assets, which estimates may prove to be incorrect and result in significant declines in valuation; difficulties in reducing risks associated with the loans on the Company&#8217;s balance sheet; staffing fluctuations in response to product demand
      or the implementation of corporate strategies that affect the Company&#8217;s workforce and potential associated charges; computer systems on which the Company depends could fail or experience a security breach; the Company&#8217;s ability to retain key members
      of its senior management team; costs and effects of litigation, including settlements and judgments; the Company&#8217;s ability to successfully integrate any assets, liabilities, customers, systems, and management personnel it may in the future acquire
      into its operations and the Company&#8217;s ability to realize related revenue synergies and cost savings within expected time frames and any future goodwill impairment due to changes in the Company&#8217;s business, changes in market conditions, including as a
      result of the COVID-19 pandemic and other factors related thereto; increased competitive pressures among financial services companies; changes in consumer spending, borrowing and savings habits; the availability of resources to address changes in
      laws, rules, or regulations or to respond to regulatory actions; the Company&#8217;s ability to pay dividends on its common stock; and interest or principal payments on its junior subordinated debentures; adverse changes in the securities markets;
      inability of key third-party providers to perform their obligations to us; changes in accounting policies and practices, as may be adopted by the financial institution regulatory agencies or the Financial Accounting Standards Board, including
      additional guidance and interpretation on accounting issues and details of the implementation of new accounting methods; other economic, competitive, governmental, regulatory, and technological factors affecting the Company&#8217;s operations, pricing,
      products and services and the other risks described from time to time in our filings with the SEC.</div>
    <div style="text-align: justify; line-height: 10.25pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">Such forward-looking statements may include projections. Any such
      projections were not prepared in accordance with published guidelines of the American Institute of Certified Public Accountants or the Securities Exchange Commission regarding projections and forecasts nor have such projections been audited, examined
      or otherwise reviewed by independent auditors of the Company. In addition, such projections are based upon many estimates and inherently subject to significant economic and competitive uncertainties and contingencies, many of which are beyond the
      control of management of the Company. Accordingly, actual results may be materially higher or lower than those projected. The inclusion of such projections herein should not be regarded as a representation by the Company that the projections will
      prove to be correct.</div>
    <div style="text-align: justify; line-height: 10.25pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic;">The Company cautions readers not to place undue reliance on any
      forward-looking statements. Moreover, you should treat these statements as speaking only as of the date they are made and based only on information then actually known to the Company. The Company does not undertake and specifically disclaims any
      obligation to revise any forward-looking statements to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such statements. These risks could cause our actual results for fiscal 2023 and beyond to differ
      materially from those expressed in any forward-looking statements by, or on behalf of, us, and could negatively affect the Company&#8217;s operating and stock price performance.</div>
  </div>
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    <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;">RVSB Reports Third Quarter Fiscal 2023 Results</div>
    <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;">January 26, 2023</div>
    <div style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; font-weight: normal; text-align: justify;">Page 9<br>
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                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt; font-weight: bold;">RIVERVIEW BANCORP, INC. AND SUBSIDIARY</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt; font-weight: bold;">Consolidated Balance Sheets<br>
                      <div><br>
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                  <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
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                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt; font-weight: bold;">(In thousands, except share data)&#160; (Unaudited)</div>
                  </td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt; font-weight: bold;">December 31, 2022</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-size: 9pt;">&#160;</td>
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                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt; font-weight: bold;">September 30, 2022</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-size: 9pt;">&#160;</td>
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                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt; font-weight: bold;">December 31, 2021</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt; font-weight: bold;">March 31, 2022</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
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                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt; font-weight: bold;">ASSETS</div>
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                  <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Cash (including interest-earning accounts of $8,897, $89,957,</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">24,337</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">114,183</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">239,857</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">241,424</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; text-indent: 18pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$227,635 and $224,589)</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
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                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Certificate of deposits held for investment</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">249</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">249</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">249</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">249</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Investment securities:</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%;">
                    <div style="text-align: left; text-indent: 18pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Available for sale, at estimated fair value</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">211,706</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">213,708</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">182,303</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">165,782</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; text-indent: 18pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Held to maturity, at amortized cost</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">247,147</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">251,016</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">212,722</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">253,100</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Loans receivable (net of allowance for loan losses of $14,558,</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%;">
                    <div style="text-align: left; text-indent: 18pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$14,552, $15,173, and $14,523)</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,001,955</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">996,456</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">947,050</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">975,885</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Prepaid expenses and other assets</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">12,533</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">12,868</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">11,597</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">12,396</div>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Accrued interest receivable</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">5,727</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">5,207</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">4,580</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">4,650</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Federal Home Loan Bank stock, at cost</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">3,309</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">2,019</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,722</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">2,019</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Premises and equipment, net</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">20,220</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">17,494</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">17,410</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">17,166</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Financing lease right-of-use assets</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,298</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,317</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,374</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,355</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Deferred income taxes, net</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">11,166</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">11,448</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">5,791</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">7,501</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Mortgage servicing rights, net</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">13</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">24</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">41</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">34</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Goodwill</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">27,076</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">27,076</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">27,076</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; background-color: rgb(204, 238, 255);">
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                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">408</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">437</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">526</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">495</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; padding-bottom: 2px;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Bank owned life insurance</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">31,590</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">31,396</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">30,778</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">30,964</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; padding-bottom: 4px;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">TOTAL ASSETS</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,598,734</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,684,898</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,683,076</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,740,096</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt; font-weight: bold;">LIABILITIES AND SHAREHOLDERS' EQUITY</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Deposits</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,365,997</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,489,352</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,473,454</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,533,878</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Accrued expenses and other liabilities</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">18,966</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">18,327</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">17,163</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">19,298</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Advance payments by borrowers for taxes and insurance</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">343</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">925</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">211</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">555</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Junior subordinated debentures</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">26,896</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">26,875</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">26,812</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">26,833</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Federal Home Loan Bank advances</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">32,264</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">-</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">-</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">-</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; padding-bottom: 2px;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Finance lease liability</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">2,243</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">2,257</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">2,295</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">2,283</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; text-indent: 18pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Total liabilities</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,582,847</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">SHAREHOLDERS' EQUITY:</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%;">
                    <div style="text-align: left; text-indent: 18pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Serial preferred stock, $.01 par value; 250,000 authorized,</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%;">
                    <div style="text-align: left; text-indent: 27pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">issued and outstanding, none</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">-</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">-</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">-</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">-</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; text-indent: 18pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Common stock, $.01 par value; 50,000,000 authorized,</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                <tr>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; text-indent: 27pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">September 30, 2022 &#8211; 21,507,132 issued and outstanding;</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">214</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">214</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">221</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">221</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%;">
                    <div style="text-align: left; text-indent: 27pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">December 31, 2021 &#8211; 22,426,520 issued and 22,176,612 outstanding;</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; text-indent: 27pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">March 31, 2022 &#8211; 22,155,636 issued and 22,127,396 outstanding;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%;">
                    <div style="text-align: left; text-indent: 18pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Additional paid-in capital</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">57,252</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">57,233</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">62,234</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">62,048</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; text-indent: 18pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Retained earnings</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">116,117</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">112,167</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">102,023</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">104,931</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; padding-bottom: 2px;">
                    <div style="text-align: left; text-indent: 18pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Accumulated other comprehensive loss</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">(21,558</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">)</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">(22,452</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">)</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">(1,337</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">)</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">(9,951</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">)</div>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">152,025</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">147,162</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">163,141</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">157,249</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; padding-bottom: 4px; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,598,734</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,684,898</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,683,076</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,740,096</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>

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          </div>
        </div>
        <div> <br>
        </div>
        <div> <br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div>
          <div>RVSB Reports Third Quarter Fiscial 2023 Results<br>
          </div>
          <div>January 26, 2023<br>
          </div>
          <div>Page 10<br>
          </div>
          <div> <br>
          </div>
          <div>
            <table cellspacing="0" cellpadding="0" class="cfttable" id="z124cf0cebd3f4c21bd309ebb3712a259" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt; font-weight: bold;">RIVERVIEW BANCORP, INC. AND SUBSIDIARY</div>
                  </td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt; font-weight: bold;">Consolidated Statements of Income</div>
                  </td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td colspan="10" style="vertical-align: bottom; text-align: center;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt; font-weight: bold;">Three Months Ended</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td colspan="6" style="vertical-align: bottom; text-align: center;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt; font-weight: bold;">Nine Months Ended</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="text-align: left; line-height: 9.1pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt; font-weight: bold;">(In thousands, except share data)&#160;&#160; (Unaudited)</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt; font-weight: bold;">Dec. 31, 2022</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt; font-weight: bold;">Sept. 30, 2022</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt; font-weight: bold;">Dec. 31, 2021</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt; font-weight: bold;">Dec. 31, 2022</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt; font-weight: bold;">Dec. 31, 2021</div>
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                <tr>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Interest and fees on loans receivable</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">11,531</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">11,068</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">11,046</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">33,496</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">33,448</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Interest on investment securities - taxable</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">2,397</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">2,172</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,303</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">6,403</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">3,438</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Interest on investment securities - nontaxable</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">66</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">65</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">66</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">197</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">171</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; padding-bottom: 2px;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Other interest and dividends</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">449</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">783</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">136</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,629</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">379</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; text-indent: 18pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Total interest and dividend income</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">14,443</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">14,088</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">12,551</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">41,725</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">37,436</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">INTEREST EXPENSE:</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Interest on deposits</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">289</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">327</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">300</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">897</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,141</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Interest on borrowings</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">454</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">330</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">192</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,036</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">576</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; padding-bottom: 2px;">
                    <div style="text-align: left; text-indent: 18pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Total interest expense</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">743</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">657</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">492</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,933</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,717</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Net interest income</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">13,700</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">13,431</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">12,059</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">39,792</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">35,719</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; padding-bottom: 2px;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Provision for (recapture of) loan losses</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">-</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">-</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">(1,275</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">)</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">-</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">(3,975</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">)</div>
                  </td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Net interest income after provision for (recapture of) loan losses</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">13,700</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">13,431</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">13,334</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">39,792</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">39,694</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">NON-INTEREST INCOME:</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Fees and service charges</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,502</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,680</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,759</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">4,903</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">5,428</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Asset management fees</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,137</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,162</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,137</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">3,459</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">3,041</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255);">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Bank owned life insurance ("BOLI")</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">194</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">242</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">189</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">626</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">613</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">BOLI death benefit in excess of cash surrender value</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">-</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">-</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">-</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">-</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">500</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Other, net</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">130</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">50</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">31</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">235</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">196</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%;">
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">2,963</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">3,134</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">3,116</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">9,223</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">9,778</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">NON-INTEREST EXPENSE:</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Salaries and employee benefits</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">5,982</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">5,885</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">5,880</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">17,819</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">17,269</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Occupancy and depreciation</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,536</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,550</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,367</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">4,600</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">4,085</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
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                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">705</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">701</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">698</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">2,184</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">2,187</div>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%;">
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">29</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">29</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">32</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">87</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">94</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">202</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">295</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">155</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">694</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">487</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">FDIC insurance premium</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">116</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">119</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">113</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">351</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">321</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">State and local taxes</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">225</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">218</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">195</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">634</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">614</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Telecommunications</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">48</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">55</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">51</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">153</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">152</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Professional fees</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">343</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">280</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">285</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">924</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">945</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Gain on sale of premises and equipment, net</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">-</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">-</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">-</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">-</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">(993</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">)</div>
                  </td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Other</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">662</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">672</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">503</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,975</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,442</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; padding-bottom: 2px;">
                    <div style="text-align: left; text-indent: 18pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Total non-interest expense</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">9,848</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">9,804</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">9,279</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">29,421</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">26,603</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">INCOME BEFORE INCOME TAXES</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">6,815</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">6,761</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">7,171</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">19,594</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">22,869</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; padding-bottom: 2px; background-color: #CCEEFF;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">PROVISION FOR INCOME TAXES</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,575</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,567</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">1,661</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">4,508</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">5,174</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: middle; width: 40%; padding-bottom: 4px;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">NET INCOME</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">5,240</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">5,194</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">5,510</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">15,086</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">17,695</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Earnings per common share:</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Basic</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">0.24</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">0.24</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">0.25</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">0.69</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">0.80</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Diluted</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">0.24</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">0.24</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">0.25</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">0.69</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">0.80</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Weighted average number of common shares outstanding:</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Basic</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">21,504,903</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">21,624,469</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">22,166,130</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">21,717,959</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">22,229,832</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: #CCEEFF;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Diluted</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">21,513,617</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">21,632,987</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">22,177,120</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">21,726,552</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">22,242,035</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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          </div>
          <div>&#160;</div>
        </div>
        <div> <br>
          <br>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div>
          <div>RVSB Reports Third Quarter Fiscial 2023 Results<br>
          </div>
          <div>January 26, 2023<br>
          </div>
          <div>Page 11</div>
          <div> <font style="font-size: 9pt;"><br>
            </font></div>
          <div> <font style="font-size: 9pt;"><br>
            </font></div>
          <div>
            <table cellspacing="0" cellpadding="0" class="cfttable" id="z1f9f1254eac94d79a29838fccafb49aa" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

                <tr>
                  <td valign="bottom" style="vertical-align: top; font-size: 9pt;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-style: italic;">(Dollars in thousands)</div>
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                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td colspan="10" style="vertical-align: bottom; text-align: center; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">At or for the three months ended</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="6" style="vertical-align: bottom; font-size: 9pt;">
                    <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">At or for the nine months ended</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" style="vertical-align: top; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                    <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;"> Dec. 31, 2022</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                    <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Sept. 30, 2022</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                    <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Dec. 31, 2021</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                    <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Dec. 31, 2022</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                    <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Dec. 31, 2021</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" style="vertical-align: top; font-size: 9pt;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>AVERAGE BALANCES</u></div>
                  </td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: top; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: top; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: top; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Average interest&#8211;earning assets</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,564,143</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,616,711</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,619,775</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,605,166</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,559,165</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 40%; font-size: 9pt;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Average interest-bearing liabilities</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">986,198</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,029,183</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,032,089</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,023,944</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,005,003</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Net average earning assets</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">577,945</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">587,528</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">587,686</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">581,222</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">554,162</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 40%; font-size: 9pt;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Average loans</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,017,214</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,002,925</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">938,113</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,005,104</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">922,071</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">
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                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,445,049</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,501,534</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,503,736</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,488,404</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,448,986</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 40%; font-size: 9pt;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Average equity</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">150,106</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">155,123</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">162,282</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">153,945</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">159,034</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Average tangible equity (non-GAAP)</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">122,606</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">127,597</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">134,661</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">126,417</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">131,383</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>

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        <font style="font-size: 9pt;"> </font>
        <div> <font style="font-size: 9pt;"><br>
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        <div> <font style="font-size: 9pt;"><br>
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        <div><font style="font-size: 9pt;"> </font>
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              <tr>
                <td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 45%; font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">ASSET QUALITY</div>
                </td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                  <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Dec. 31, 2022</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                  <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Sept. 30, 2022</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                  <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Dec. 31, 2021</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
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              <tr>
                <td valign="bottom" rowspan="1" style="vertical-align: top; width: 45%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: top; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: top; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: top; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Non-performing loans</div>
                </td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                </td>
                <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">12,613</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                </td>
                <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">20,979</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                </td>
                <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,840</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 45%; font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Non-performing loans excluding SBA Government Guarantee (non-GAAP)</div>
                </td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">236</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">248</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">288</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Non-performing loans to total loans</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1.24</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">2.08</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.19</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 45%;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Non-performing loans to total loans excluding SBA Government Guarantee (non-</div>
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">GAAP)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.02</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.02</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.03</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Real estate/repossessed assets owned</div>
                </td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                </td>
                <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                </td>
                <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                </td>
                <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 45%; font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Non-performing assets</div>
                </td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                </td>
                <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">12,613</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                </td>
                <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">20,979</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                </td>
                <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,840</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Non-performing assets excluding SBA Government Guarantee (non-GAAP)</div>
                </td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">236</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">248</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">288</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 45%; font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Non-performing assets to total assets</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.79</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1.25</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.11</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255);">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">Non-performing assets to total assets excluding SBA Government Guarantee (non-</div>
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">GAAP)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.01</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.01</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.02</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 45%; font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Net loan charge-offs (recoveries) in the quarter</div>
                </td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
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                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(6</div>
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                <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
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                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">7</div>
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                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
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                <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">52</div>
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                <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Net charge-offs (recoveries) in the quarter/average net loans</div>
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                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.00</div>
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                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.00</div>
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                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.02</div>
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                </td>
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                <td valign="bottom" rowspan="1" style="vertical-align: top; width: 45%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Allowance for loan losses</div>
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                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
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                <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">14,558</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
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                <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">14,552</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                </td>
                <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">15,173</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 45%;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Average interest-earning assets to average</div>
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                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">&#160;&#160;interest-bearing liabilities</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">158.60</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">157.09</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">156.94</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255);">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Allowance for loan losses to</div>
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                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-size: 9pt;">&#160;&#160;non-performing loans</div>
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                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">115.42</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">69.36</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 45%; font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Allowance for loan losses to total loans</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1.43</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
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                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1.44</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1.58</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Shareholders&#8217; equity to assets</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">9.51</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">8.73</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">9.69</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" rowspan="1" style="vertical-align: top; width: 45%; font-size: 9pt;">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                <td valign="bottom" rowspan="1" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                <td valign="bottom" rowspan="1" style="vertical-align: top; width: 45%; font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>CAPITAL RATIOS</u></div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Total capital (to risk weighted assets)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">16.71</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">16.48</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">16.72</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 45%; font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Tier 1 capital (to risk weighted assets)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">15.46</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">15.23</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">15.47</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Common equity tier 1 (to risk weighted assets)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">15.46</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">15.23</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">15.47</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 45%; font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Tier 1 capital (to average tangible assets)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">10.10</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">9.57</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">9.10</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Tangible common equity (to average tangible assets) (non-GAAP)</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">7.93</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">7.22</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
                <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">8.19</div>
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                <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                  <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                </td>
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          <div> <font style="font-size: 9pt;"><br>
            </font></div>
          <div> <font style="font-size: 9pt;"><br>
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          <div><font style="font-size: 9pt;"> </font>
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                <tr>
                  <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 45%; font-size: 9pt;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>DEPOSIT MIX</u></div>
                  </td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                    <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Dec. 31, 2022</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                    <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Sept. 30, 2022</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                    <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Dec. 31, 2021</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                    <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">March 31, 2022</div>
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                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
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                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: top; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: top; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Interest checking</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">277,101</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">291,758</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">285,807</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">287,861</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 45%; font-size: 9pt;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Regular savings</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">290,137</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">318,573</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">327,887</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">340,076</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Money market deposit accounts</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">240,849</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">279,403</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">277,355</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">299,738</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 45%; font-size: 9pt;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Non-interest checking</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">471,776</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">502,767</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">469,100</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">494,831</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); padding-bottom: 2px; font-size: 9pt;">
                    <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Certificates of deposit</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">86,134</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">96,851</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">113,305</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">111,372</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 45%; padding-bottom: 4px; font-size: 9pt;">
                    <div style="text-align: left; text-indent: 9pt; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Total deposits</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,365,997</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,489,352</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,473,454</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                    <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,533,878</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                </tr>

            </table>
            <div> <font style="font-size: 9pt;"><br>
              </font></div>
            <div><br>
              <div><br>
              </div>
              <div><br>
              </div>
              <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
                <div class="BRPFPageBreak" style="page-break-after: always;">
                  <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
              </div>
              RVSB Reports Third Quarter Fiscial 2023 Results<br>
              <div>
                <div>January 26, 2023<br>
                </div>
                <div>Page 12</div>
                <div> <font style="font-size: 9pt;"><br>
                  </font></div>
                <div> <font style="font-size: 9pt;"><br>
                  </font></div>
                <div>
                  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="zee7833387fba4fc79cbedc4da55f8140">

                      <tr>
                        <td nowrap="nowrap" rowspan="1" style="width: 36.74%; vertical-align: bottom; font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>COMPOSITION OF COMMERCIAL AND CONSTRUCTION&#160; LOANS</u></div>
                        </td>
                      </tr>

                  </table>
                  <div><font style="font-size: 9pt;"><br>
                    </font> </div>
                  <table cellspacing="0" cellpadding="0" border="0" class="cfttable" id="za9273fe96b0b4daa96f4adb30b729f16" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

                      <tr>
                        <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 45%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="text-align: center; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-size: 9pt;">Other<br>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="text-align: center; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="text-align: center; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; text-align: center; font-size: 9pt;">Commercial <br>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" style="vertical-align: bottom; width: 45%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">
                          <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Commercial</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="text-align: center; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" colspan="2" style="vertical-align: bottom; text-align: center; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Real Estate</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="text-align: center; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" colspan="2" style="vertical-align: bottom; text-align: center; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Real Estate</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="text-align: center; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" colspan="2" style="vertical-align: bottom; text-align: center; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&amp; Construction</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 45%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                          <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Business</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                          <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Mortgage</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                          <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Construction</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                          <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Total</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" rowspan="1" style="vertical-align: top; width: 45%; font-size: 9pt;">
                          <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>December 31, 2022</u></div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td colspan="14" rowspan="1" style="vertical-align: bottom; text-align: center; font-size: 9pt;">(Dollars in thousands)<br>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Commercial business</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">238,730</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">238,730</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" style="vertical-align: top; width: 45%; font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">SBA PPP</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">10</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">10</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Commercial construction</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">31,810</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">31,810</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                      <tr>
                        <td valign="bottom" style="vertical-align: top; width: 45%; font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Office buildings</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">116,980</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">116,980</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Warehouse/industrial</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">99,075</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">99,075</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" style="vertical-align: top; width: 45%; font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Retail/shopping centers/strip malls</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">83,265</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">83,265</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Assisted living facilities</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">511</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">511</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" style="vertical-align: top; width: 45%; font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Single purpose facilities</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">262,349</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">262,349</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Land</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">6,481</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">6,481</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" style="vertical-align: top; width: 45%; font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Multi-family</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">55,157</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">55,157</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" style="vertical-align: top; width: 45%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">One-to-four family construction</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">19,343</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">19,343</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" style="vertical-align: top; width: 45%; padding-bottom: 4px; font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;Total</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">238,740</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">623,818</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">51,153</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">913,711</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" rowspan="1" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" rowspan="1" style="vertical-align: top; width: 45%; font-size: 9pt;">
                          <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>March 31, 2022</u></div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Commercial business</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">225,006</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">225,006</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" style="vertical-align: top; width: 45%; font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">SBA PPP</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">3,085</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
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                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">3,085</div>
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                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                      <tr>
                        <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Commercial construction</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">12,741</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">12,741</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" style="vertical-align: top; width: 45%; font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Office buildings</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">124,690</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">124,690</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Warehouse/industrial</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">100,184</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">100,184</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" style="vertical-align: top; width: 45%; font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Retail/shopping centers/strip malls</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">97,192</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">97,192</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Assisted living facilities</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">663</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">663</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" style="vertical-align: top; width: 45%; font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Single purpose facilities</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">260,108</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">260,108</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Land</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">11,556</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">11,556</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" style="vertical-align: top; width: 45%; font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Multi-family</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">60,211</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">60,211</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" style="vertical-align: top; width: 45%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">One-to-four family construction</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">11,419</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">11,419</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" style="vertical-align: top; width: 45%; padding-bottom: 4px; font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;Total</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">228,091</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">654,604</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">24,160</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">906,855</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                      </tr>

                  </table>
                </div>
              </div>
              <div style="font-size: 9pt;"><br>
              </div>
              <div style="font-size: 9pt;"><br>
              </div>
              <div>
                <table cellspacing="0" cellpadding="0" border="0" class="cfttable" id="z607c8ea41f5543a084a48d0dfcb16735" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

                    <tr>
                      <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 45%; font-size: 9pt;">
                        <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>LOAN MIX</u></div>
                      </td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                        <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Dec. 31, 2022</div>
                      </td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                        <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;"> Sept. 30, 2022</div>
                      </td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                        <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;"> Dec. 31, 2021</div>
                      </td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                        <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">March 31, 2022</div>
                      </td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                    </tr>
                    <tr>
                      <td valign="bottom" rowspan="1" style="vertical-align: top; width: 45%; font-size: 9pt;">
                        <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Commercial and construction</div>
                      </td>
                      <td valign="bottom" class="cftguttercell" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td colspan="14" rowspan="1" style="vertical-align: bottom; text-align: center; font-size: 9pt;">(Dollars in thousands)&#160; <br>
                      </td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    </tr>
                    <tr>
                      <td valign="bottom" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                        <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;Commercial business</div>
                      </td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                      </td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">238,740</div>
                      </td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                      </td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">236,317</div>
                      </td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                      </td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">222,535</div>
                      </td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                      </td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">228,091</div>
                      </td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    </tr>
                    <tr>
                      <td valign="bottom" style="vertical-align: top; width: 45%; font-size: 9pt;">
                        <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;Other real estate mortgage</div>
                      </td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">623,818</div>
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                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">631,156</div>
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                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">631,872</div>
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                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">654,604</div>
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                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                    <tr>
                      <td valign="bottom" style="vertical-align: top; width: 45%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">
                        <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;Real estate construction</div>
                      </td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">51,153</div>
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                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">37,758</div>
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                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">18,365</div>
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                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">24,160</div>
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                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                    <tr>
                      <td valign="bottom" style="vertical-align: top; width: 45%; font-size: 9pt;">
                        <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;&#160;&#160;Total commercial and construction</div>
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                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">913,711</div>
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                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">905,231</div>
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                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">872,772</div>
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                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">906,855</div>
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                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                    <tr>
                      <td valign="bottom" rowspan="1" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                        <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Consumer</div>
                      </td>
                      <td valign="bottom" class="cftguttercell" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                    <tr>
                      <td valign="bottom" style="vertical-align: top; width: 45%; font-size: 9pt;">
                        <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;Real estate one-to-four family</div>
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                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">101,122</div>
                      </td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">104,163</div>
                      </td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">87,821</div>
                      </td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">82,006</div>
                      </td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                    <tr>
                      <td valign="bottom" style="vertical-align: top; width: 45%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">
                        <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;Other installment</div>
                      </td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,680</div>
                      </td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,614</div>
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                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,630</div>
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                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,547</div>
                      </td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                    <tr>
                      <td valign="bottom" style="vertical-align: top; width: 45%; font-size: 9pt;">
                        <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;&#160;&#160;Total consumer</div>
                      </td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">102,802</div>
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                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">105,777</div>
                      </td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">89,451</div>
                      </td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">83,553</div>
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                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                      <td valign="bottom" style="vertical-align: top; width: 45%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                    <tr>
                      <td valign="bottom" style="vertical-align: top; width: 45%; font-size: 9pt;">
                        <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Total loans</div>
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                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,016,513</div>
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                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,011,008</div>
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                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">962,223</div>
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                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">990,408</div>
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                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
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                    <tr>
                      <td valign="bottom" rowspan="1" style="vertical-align: top; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
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                    <tr>
                      <td valign="bottom" rowspan="1" style="vertical-align: top; width: 45%; font-size: 9pt;">Less:</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                    </tr>
                    <tr>
                      <td valign="bottom" style="vertical-align: top; width: 45%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">
                        <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;Allowance for loan losses</div>
                      </td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">14,558</div>
                      </td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">14,552</div>
                      </td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">15,173</div>
                      </td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">14,523</div>
                      </td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                    </tr>
                    <tr>
                      <td valign="bottom" style="vertical-align: top; width: 45%; padding-bottom: 4px; font-size: 9pt;">
                        <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;Loans receivable, net</div>
                      </td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                      </td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1,001,955</div>
                      </td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                      </td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">996,456</div>
                      </td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                      </td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">947,050</div>
                      </td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                      <td valign="bottom" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                      </td>
                      <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); font-size: 9pt;">
                        <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">975,885</div>
                      </td>
                      <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; font-size: 9pt;">&#160;</td>
                    </tr>

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              </div>
              <div><font style="font-size: 9pt;"><br>
                </font>
                <div style="font-size: 9pt;"><br>
                </div>
                <div style="font-size: 9pt;">
                  <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>DETAIL OF NON-PERFORMING ASSETS</u></div>
                </div>
                <div>
                  <table cellspacing="0" cellpadding="0" border="0" class="cfttable" id="z50c06c9c1a5b44178d684982bb9f2717" style="width: 85%; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">

                      <tr>
                        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">
                          <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Southwest</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 45%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                          <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Washington</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                          <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Other</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                          <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Total</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%; font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 45%; font-size: 9pt;">
                          <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>December 31, 2022</u></div>
                        </td>
                        <td valign="bottom" class="cftguttercell" colspan="1" rowspan="1" style="text-align: center; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" colspan="10" rowspan="1" style="vertical-align: bottom; text-align: center; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(Dollars in thousands)</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Commercial business</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">84</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">84</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Commercial real estate</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">106</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">106</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Consumer</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">45</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">46</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;Subtotal</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">235</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">236</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 45%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; padding-bottom: 2px; font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Government Guaranteed loans</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">-</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">12,377</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">12,377</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                      </tr>
                      <tr>
                        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 45%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Total non-performing assets</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">235</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">12,378</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                        <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-size: 9pt;">
                          <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">12,613</div>
                        </td>
                        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                      </tr>

                  </table>
                </div>
                <div style="font-size: 9pt;"><br>
                </div>
                <div><br>
                </div>
                <div><br>
                </div>
                <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
                  <div class="BRPFPageBreak" style="page-break-after: always;">
                    <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
                </div>
                <div> RVSB Reports Third Quarter Fiscial 2023 Results<br>
                  <div>
                    <div>January 26, 2023<br>
                    </div>
                    <div>Page 13</div>
                    <div> <font style="font-size: 9pt;"><br>
                      </font></div>
                    <div> <font style="font-size: 9pt;"><br>
                      </font></div>
                    <div>
                      <table cellspacing="0" cellpadding="0" class="cfttable" id="z31c0c3a047f1463eb6d75b08b99534ce" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td colspan="10" style="vertical-align: bottom; text-align: center; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;"> At or for the three months ended</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td colspan="6" style="vertical-align: bottom; text-align: center; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">At or for the nine months ended</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;"><u>SELECTED OPERATING DATA</u></div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                              <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Dec. 31, 2022</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                              <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Sept. 30, 2022</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                              <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Dec. 31, 2021</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                              <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Dec. 31, 2022</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 9pt;">
                              <div style="text-align: center; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Dec. 31, 2021</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; font-size: 9pt;">&#160;</td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" colspan="2" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; font-size: 9pt;">&#160;</td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Efficiency ratio (4)</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">59.10</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">59.19</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">61.15</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">60.02</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">58.47</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Coverage ratio (6)</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">139.11</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">137.00</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">129.96</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">135.25</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">134.27</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Return on average assets (1)</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1.27</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1.21</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1.28</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1.19</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1.42</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Return on average equity (1)</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">13.85</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">13.28</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">13.47</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">13.01</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">14.77</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Return on average tangible equity (1) (non-GAAP)</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">16.96</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">16.15</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">16.23</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">15.84</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">17.88</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 40%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;"><u>NET INTEREST SPREAD</u></div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Yield on loans</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">4.50</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">4.38</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">4.67</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">4.42</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">4.81</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Yield on investment securities</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">2.01</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1.89</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1.50</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1.89</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">1.50</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;&#160;&#160;Total yield on interest-earning assets</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">3.67</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">3.46</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">3.08</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">3.46</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">3.19</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Cost of interest-bearing deposits</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.12</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.13</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.12</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.12</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.16</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Cost of FHLB advances and other borrowings</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">5.88</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">4.49</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">2.62</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">4.64</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">2.63</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;&#160;&#160;Total cost of interest-bearing liabilities</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.30</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.25</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.19</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.25</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.23</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Spread (7)</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">3.37</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">3.21</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">2.89</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">3.21</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">2.96</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Net interest margin</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">3.48</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">3.30</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">2.96</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">3.30</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">3.05</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">%</div>
                            </td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 40%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;"><u>PER SHARE DATA</u></div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Basic earnings per share (2)</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.24</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.24</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.25</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.69</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.80</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Diluted earnings per share (3)</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.24</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.24</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.25</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.69</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.80</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Book value per share (5)</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">7.07</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">6.84</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">7.36</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">7.07</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">7.36</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Tangible book value per share (5) (non-GAAP)</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">5.79</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">5.56</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">6.11</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">5.79</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">6.11</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 40%; font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Market price per share:</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;High for the period</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">7.96</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">7.67</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">8.07</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">7.96</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">$</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">8.07</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;Low for the period</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">6.25</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">6.18</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">7.19</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">6.09</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">6.47</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;Close for period end</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">7.68</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">6.35</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">7.69</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">7.68</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">7.69</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Cash dividends declared per share</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.0600</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.0600</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.0550</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.1800</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">0.1600</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 40%; font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Average number of shares outstanding:</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" rowspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;Basic (2)</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">21,504,903</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">21,624,469</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">22,166,130</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">21,717,959</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">22,229,832</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-size: 9pt;">&#160;</td>
                          </tr>
                          <tr>
                            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 40%; font-size: 9pt;">
                              <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;Diluted (3)</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">21,513,617</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">21,632,987</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">22,177,120</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">21,726,552</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftcurrcell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                            <td valign="bottom" nowrap="nowrap" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;">
                              <div style="line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">22,242,035</div>
                            </td>
                            <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; font-size: 9pt;">&#160;</td>
                          </tr>

                      </table>
                    </div>
                    <div> <font style="font-size: 9pt;"><br>
                      </font></div>
                  </div>
                </div>
                <font style="font-size: 9pt;"> </font>
                <div>
                  <div style="line-height: 10.25pt; font-size: 9pt;"><br style="line-height: 10.25pt;">
                  </div>
                  <div style="line-height: 10.25pt; font-size: 9pt;"><br style="line-height: 10.25pt;">
                  </div>
                  <div>
                    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zed9cfa78528a4671b77d4f047a381fa9">

                        <tr>
                          <td style="width: 36pt; vertical-align: top; text-align: right; font-size: 9pt;">
                            <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(1)</div>
                          </td>
                          <td style="width: auto; vertical-align: top; font-size: 9pt;">
                            <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Amounts for the periods shown are annualized.</div>
                          </td>
                        </tr>

                    </table>
                  </div>
                  <div>
                    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zb62eda2d40cd4d0986f10381bb9702b1">

                        <tr>
                          <td style="width: 36pt; vertical-align: top; text-align: right; font-size: 9pt;">
                            <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(2)</div>
                          </td>
                          <td style="width: auto; vertical-align: top; font-size: 9pt;">
                            <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Amounts exclude ESOP shares not committed to be released.</div>
                          </td>
                        </tr>

                    </table>
                  </div>
                  <div>
                    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z74d00f9aa7fa4d7383deba71b8e02a8b">

                        <tr>
                          <td style="width: 36pt; vertical-align: top; text-align: right; font-size: 9pt;">
                            <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(3)</div>
                          </td>
                          <td style="width: auto; vertical-align: top; font-size: 9pt;">
                            <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Amounts exclude ESOP shares not committed to be released and include common stock equivalents.</div>
                          </td>
                        </tr>

                    </table>
                  </div>
                  <div>
                    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zbf26d589de8f4b7f869468465a65b7f1">

                        <tr>
                          <td style="width: 36pt; vertical-align: top; text-align: right; font-size: 9pt;">
                            <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(4)</div>
                          </td>
                          <td style="width: auto; vertical-align: top; font-size: 9pt;">
                            <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Non-interest expense divided by net interest income and non-interest income.</div>
                          </td>
                        </tr>

                    </table>
                  </div>
                  <div>
                    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zb123be882c9145d795c70753723361a4">

                        <tr>
                          <td style="width: 36pt; vertical-align: top; text-align: right; font-size: 9pt;">
                            <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(5)</div>
                          </td>
                          <td style="width: auto; vertical-align: top; font-size: 9pt;">
                            <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Amounts calculated based on shareholders&#8217; equity and include ESOP shares not committed to be released.</div>
                          </td>
                        </tr>

                    </table>
                  </div>
                  <div>
                    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z80726341d16d455789ecdba7550a27ab">

                        <tr>
                          <td style="width: 36pt; vertical-align: top; text-align: right; font-size: 9pt;">
                            <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(6)</div>
                          </td>
                          <td style="width: auto; vertical-align: top; font-size: 9pt;">
                            <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Net interest income divided by non-interest expense.</div>
                          </td>
                        </tr>

                    </table>
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                          <td style="width: 36pt; vertical-align: top; text-align: right; font-size: 9pt;">
                            <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">(7)</div>
                          </td>
                          <td style="width: auto; vertical-align: top; font-size: 9pt;">
                            <div style="text-align: left; line-height: 10.25pt; font-family: 'Times New Roman',Times,serif;">Yield on interest-earning assets less cost of funds on interest-bearing liabilities.</div>
                          </td>
                        </tr>

                    </table>
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                  </div>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SecurityExchangeName" xlink:label="SecurityExchangeName" xlink:title="SecurityExchangeName" />
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  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>5
<FILENAME>rvsb-20230126_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!--Generated by Broadridge PROfile 22.12.1.5105 Broadridge-->
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<span style="display: none;">v3.22.4</span><table class="report" border="0" cellspacing="2" id="idm139685849672496">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th"><div>Jan. 26, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Jan. 26,  2023<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">000-22957<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">RIVERVIEW BANCORP, INC.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001041368<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">WA<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">91-1838969<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">900 Washington Street<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine2', window );">Entity Address, Address Line Two</a></td>
<td class="text">Suite 900<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Vancouver<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">WA<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">98660<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">360<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">693-6650<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock, Par Value $0.01 per share<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">RVSB<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
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<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td>xbrli:normalizedStringItemType</td>
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<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
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<td>dei_</td>
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<td>xbrli:dateItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
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<td>dei_</td>
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<td>dei:submissionTypeItemType</td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td>xbrli:normalizedStringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 2 such as Street or Suite number</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine2</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td>xbrli:normalizedStringItemType</td>
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<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
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<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td>dei:stateOrProvinceItemType</td>
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<td>na</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
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<td>dei_</td>
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<td>dei:fileNumberItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
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<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td><strong> Balance Type:</strong></td>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
