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DEPOSITS

12 Months Ended

Mar. 31, 2024

DEPOSITS

DEPOSITS

7.    DEPOSITS

Deposit accounts consisted of the following at the dates indicated (in thousands):

​

​	​	​	​	​	​	​
​		March 31,			March 31,
Account Type	​	2024		​	2023
Non-interest-bearing	​	$	349,082	​	$	404,937
Interest-bearing checking	​		289,823	​		254,522
Money market	​		209,164	​		221,778
Savings accounts	​		192,638	​		255,147
Certificates of deposit	​		190,972	​		128,833
Total	​	$	1,231,679	​	$	1,265,217

​

Individual certificates of deposit greater than $250,000 totaled $55.7 million and $40.3 million at March 31, 2024 and 2023, respectively.

Scheduled maturities of certificates of deposit for future years ending March 31 are as follows (in thousands):

​

​	​	​	​
Year Ending March 31, :			​
2025	​	$	179,162
2026	​		9,185
2027	​		895
2028	​		501
2029	​		957
Thereafter	​		272
Total	​	$	190,972

​

Interest expense by deposit type was as follows for the years indicated (in thousands):

​

​	​	​	​	​	​	​	​	​	​
​	​	Year Ended March 31,
​		2024			2023			2022
Interest-bearing checking	​	$	785	​	$	89	​	$	87
Money market	​		2,860	​		415	​		150
Savings accounts	​		132	​		219	​		247
Certificates of deposit	​		4,508	​		779	​		940
Total	​	$	8,285	​	$	1,502	​	$	1,424

​

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- Definition

The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-SubTopic 405
-Topic 942
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147481047/942-405-50-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph (e)
-Publisher SEC

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Publisher SEC

Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 942
-SubTopic 210
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03.12)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1

+ Details

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X

- References

No definition available.

+ Details

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Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration