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LOANS AND ALLOWANCE FOR CREDIT LOSSES FOR LOANS - Risk category of bank loans by year of origination (Details) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Dec. 31, 2023 USD ($) | Dec. 31, 2023 USD ($)
Origination year |  |
2024 | $ 53,016 | $ 53,016
2023 | 165,667 | 165,667
2022 | 342,046 | 342,046
2021 | 131,765 | 131,765
2020 | 85,308 | 85,308
Prior | 222,888 | 222,888
Revolving Loans | 17,509 | 17,509
Total Loans Receivable | 1,018,199 | 1,018,199
Gross write-offs |  |
2023 |  | 11
Prior |  | 2
Total Loans Receivable | 2 | 13
Commercial Real Estate Portfolio Segment |  |
Origination year |  |
Total Loans Receivable | 920,198 | 920,198
Commercial Real Estate Portfolio Segment | Commercial Business |  |
Origination year |  |
2024 | 10,078 | 10,078
2023 | 63,837 | 63,837
2022 | 88,204 | 88,204
2021 | 30,264 | 30,264
2020 | 17,851 | 17,851
Prior | 13,387 | 13,387
Revolving Loans | 5,628 | 5,628
Total Loans Receivable | 229,249 | 229,249
Commercial Real Estate Portfolio Segment | Commercial Real Estate |  |
Origination year |  |
2024 | 24,867 | 24,867
2023 | 63,814 | 63,814
2022 | 149,196 | 149,196
2021 | 90,346 | 90,346
2020 | 53,902 | 53,902
Prior | 190,950 | 190,950
Total Loans Receivable | 573,075 | 573,075
Commercial Real Estate Portfolio Segment | Land |  |
Origination year |  |
2024 | 3,501 | 3,501
2023 | 2,718 | 2,718
2022 | 98 | 98
2021 | 1,809 | 1,809
2020 | 110 | 110
Prior | 454 | 454
Total Loans Receivable | 8,690 | 8,690
Commercial Real Estate Portfolio Segment | Multi-Family |  |
Origination year |  |
2024 | 684 | 684
2023 | 17,150 | 17,150
2022 | 32,221 | 32,221
2021 | 5,066 | 5,066
2020 | 9,000 | 9,000
Prior | 2,896 | 2,896
Total Loans Receivable | 67,017 | 67,017
Commercial Real Estate Portfolio Segment | Real Estate Construction |  |
Origination year |  |
2024 | 13,575 | 13,575
2023 | 17,536 | 17,536
2022 | 11,056 | 11,056
Total Loans Receivable | 42,167 | 42,167
Consumer |  |
Origination year |  |
Total Loans Receivable | 98,001 | 98,001
Gross write-offs |  |
Total Loans Receivable | 2 | 13
Consumer | Real estate one-to-four family |  |
Origination year |  |
2022 | 61,048 | 61,048
2021 | 4,194 | 4,194
2020 | 4,411 | 4,411
Prior | 15,183 | 15,183
Revolving Loans | 11,430 | 11,430
Total Loans Receivable | 96,266 | 96,266
Consumer | Other installment |  |
Origination year |  |
2024 | 311 | 311
2023 | 612 | 612
2022 | 223 | 223
2021 | 86 | 86
2020 | 34 | 34
Prior | 18 | 18
Revolving Loans | 451 | 451
Total Loans Receivable | 1,735 | 1,735
Gross write-offs |  |
2023 |  | 11
Prior |  | 2
Total Loans Receivable |  | 13
Pass |  |
Origination year |  |
2024 | 52,246 | 52,246
2023 | 161,279 | 161,279
2022 | 340,370 | 340,370
2021 | 131,765 | 131,765
2020 | 84,721 | 84,721
Prior | 195,380 | 195,380
Revolving Loans | 15,012 | 15,012
Total Loans Receivable | 980,773 | 980,773
Pass | Commercial Real Estate Portfolio Segment | Commercial Business |  |
Origination year |  |
2024 | 10,078 | 10,078
2023 | 63,586 | 63,586
2022 | 87,431 | 87,431
2021 | 30,264 | 30,264
2020 | 17,299 | 17,299
Prior | 13,038 | 13,038
Revolving Loans | 3,131 | 3,131
Total Loans Receivable | 224,827 | 224,827
Pass | Commercial Real Estate Portfolio Segment | Commercial Real Estate |  |
Origination year |  |
2024 | 24,867 | 24,867
2023 | 60,034 | 60,034
2022 | 148,293 | 148,293
2021 | 90,346 | 90,346
2020 | 53,902 | 53,902
Prior | 163,891 | 163,891
Total Loans Receivable | 541,333 | 541,333
Pass | Commercial Real Estate Portfolio Segment | Land |  |
Origination year |  |
2024 | 3,501 | 3,501
2023 | 2,361 | 2,361
2022 | 98 | 98
2021 | 1,809 | 1,809
2020 | 110 | 110
Prior | 454 | 454
Total Loans Receivable | 8,333 | 8,333
Pass | Commercial Real Estate Portfolio Segment | Multi-Family |  |
Origination year |  |
2024 | 684 | 684
2023 | 17,150 | 17,150
2022 | 32,221 | 32,221
2021 | 5,066 | 5,066
2020 | 8,965 | 8,965
Prior | 2,834 | 2,834
Total Loans Receivable | 66,920 | 66,920
Pass | Commercial Real Estate Portfolio Segment | Real Estate Construction |  |
Origination year |  |
2024 | 12,805 | 12,805
2023 | 17,536 | 17,536
2022 | 11,056 | 11,056
Total Loans Receivable | 41,397 | 41,397
Pass | Consumer | Real estate one-to-four family |  |
Origination year |  |
2022 | 61,048 | 61,048
2021 | 4,194 | 4,194
2020 | 4,411 | 4,411
Prior | 15,145 | 15,145
Revolving Loans | 11,430 | 11,430
Total Loans Receivable | 96,228 | 96,228
Pass | Consumer | Other installment |  |
Origination year |  |
2024 | 311 | 311
2023 | 612 | 612
2022 | 223 | 223
2021 | 86 | 86
2020 | 34 | 34
Prior | 18 | 18
Revolving Loans | 451 | 451
Total Loans Receivable | 1,735 | 1,735
Special Mention |  |
Origination year |  |
2024 | 770 | 770
2023 | 4,388 | 4,388
2022 | 1,676 | 1,676
2020 | 587 | 587
Prior | 27,293 | 27,293
Revolving Loans | 2,497 | 2,497
Total Loans Receivable | 37,211 | 37,211
Special Mention | Commercial Real Estate Portfolio Segment | Commercial Business |  |
Origination year |  |
2023 | 251 | 251
2022 | 773 | 773
2020 | 552 | 552
Prior | 286 | 286
Revolving Loans | 2,497 | 2,497
Total Loans Receivable | 4,359 | 4,359
Special Mention | Commercial Real Estate Portfolio Segment | Commercial Real Estate |  |
Origination year |  |
2023 | 3,780 | 3,780
2022 | 903 | 903
Prior | 26,975 | 26,975
Total Loans Receivable | 31,658 | 31,658
Special Mention | Commercial Real Estate Portfolio Segment | Land |  |
Origination year |  |
2023 | 357 | 357
Total Loans Receivable | 357 | 357
Special Mention | Commercial Real Estate Portfolio Segment | Multi-Family |  |
Origination year |  |
2020 | 35 | 35
Prior | 32 | 32
Total Loans Receivable | 67 | 67
Special Mention | Commercial Real Estate Portfolio Segment | Real Estate Construction |  |
Origination year |  |
2024 | 770 | 770
Total Loans Receivable | 770 | 770
Substandard |  |
Origination year |  |
Prior | 215 | 215
Total Loans Receivable | 215 | 215
Substandard | Commercial Real Estate Portfolio Segment | Commercial Business |  |
Origination year |  |
Prior | 63 | 63
Total Loans Receivable | 63 | 63
Substandard | Commercial Real Estate Portfolio Segment | Commercial Real Estate |  |
Origination year |  |
Prior | 84 | 84
Total Loans Receivable | 84 | 84
Substandard | Commercial Real Estate Portfolio Segment | Multi-Family |  |
Origination year |  |
Prior | 30 | 30
Total Loans Receivable | 30 | 30
Substandard | Consumer | Real estate one-to-four family |  |
Origination year |  |
Prior | 38 | 38
Total Loans Receivable | $ 38 | $ 38

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