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LOANS AND ALLOWANCE FOR CREDIT LOSSES FOR LOANS - Reconciliation of the allowance for loan losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2023 | Dec. 31, 2022
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance | $ 15,346 |  | $ 15,309 |
Charge-offs | (2) |  | (13) |
Recoveries | 17 |  | 23 |
Ending balance | 15,361 |  | 15,361 |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance |  | $ 14,552 | 15,309 | $ 14,523
Charge-offs |  |  |  | (16)
Recoveries |  | 6 |  | 51
Ending balance |  | 14,558 |  | 14,558
Adjustment | ASU 2016-13 |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance |  |  | 42 |
Commercial Real Estate Portfolio Segment | Commercial Business |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance | 5,339 |  | 3,123 |
Provision for (recapture of) credit losses | (74) |  | 258 |
Ending balance | 5,265 |  | 5,265 |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance |  | 2,789 | 3,123 | 2,422
Provision for (recapture of) loan losses |  | 101 |  | 468
Ending balance |  | 2,890 |  | 2,890
Commercial Real Estate Portfolio Segment | Commercial Business | Adjustment | ASU 2016-13 |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance |  |  | 1,884 |
Commercial Real Estate Portfolio Segment | Commercial Real Estate |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance | 7,138 |  | 8,894 |
Provision for (recapture of) credit losses | 141 |  | (121) |
Ending balance | 7,279 |  | 7,279 |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance |  | 8,230 | 8,894 | 9,037
Provision for (recapture of) loan losses |  | (254) |  | (1,061)
Ending balance |  | 7,976 |  | 7,976
Commercial Real Estate Portfolio Segment | Commercial Real Estate | Adjustment | ASU 2016-13 |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance |  |  | (1,494) |
Commercial Real Estate Portfolio Segment | Land |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance | 112 |  | 93 |
Provision for (recapture of) credit losses | 45 |  | 24 |
Ending balance | 157 |  | 157 |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance |  | 124 | 93 | 168
Provision for (recapture of) loan losses |  | (26) |  | (70)
Ending balance |  | 98 |  | 98
Commercial Real Estate Portfolio Segment | Land | Adjustment | ASU 2016-13 |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance |  |  | 40 |
Commercial Real Estate Portfolio Segment | Multi-Family |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance | 293 |  | 798 |
Provision for (recapture of) credit losses | 41 |  | 28 |
Ending balance | 334 |  | 334 |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance |  | 856 | 798 | 845
Provision for (recapture of) loan losses |  | (41) |  | (30)
Ending balance |  | 815 |  | 815
Commercial Real Estate Portfolio Segment | Multi-Family | Adjustment | ASU 2016-13 |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance |  |  | (492) |
Commercial Real Estate Portfolio Segment | Real Estate Construction |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance | 860 |  | 764 |
Provision for (recapture of) credit losses | (129) |  | (164) |
Ending balance | 731 |  | 731 |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance |  | 638 | 764 | 393
Provision for (recapture of) loan losses |  | 206 |  | 451
Ending balance |  | 844 |  | 844
Commercial Real Estate Portfolio Segment | Real Estate Construction | Adjustment | ASU 2016-13 |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance |  |  | 131 |
Consumer |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance | 1,604 |  | 1,127 |
Provision for (recapture of) credit losses | (24) |  | (25) |
Charge-offs | (2) |  | (13) |
Recoveries | 17 |  | 23 |
Ending balance | $ 1,595 |  | 1,595 |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance |  | 1,225 | 1,127 | 943
Provision for (recapture of) loan losses |  | (42) |  | 211
Charge-offs |  |  |  | (16)
Recoveries |  | 6 |  | 51
Ending balance |  | 1,189 |  | 1,189
Consumer | Adjustment | ASU 2016-13 |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance |  |  | 483 |
Unallocated |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance |  |  | 510 |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance |  | 690 | 510 | 715
Provision for (recapture of) loan losses |  | 56 |  | 31
Ending balance |  | $ 746 |  | $ 746
Unallocated | Adjustment | ASU 2016-13 |  |  |  |
Reconciliation of the allowance for loan losses |  |  |  |
Beginning balance |  |  | $ (510) |

X
- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(4) -SubTopic 10 -Topic 310 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B + Details
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- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(3) -SubTopic 10 -Topic 310 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B + Details
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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
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