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LOANS AND ALLOWANCE FOR CREDIT LOSSES FOR LOANS - Analysis of loans by aging category (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Mar. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual	$ 186	$ 283
Total Past Due and Non-accrual	4,916	3,830
Total loans	1,018,199
Total loans		1,008,856
30 To 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	4,730
Total loans		1,978
90 Days and Greater Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans		1,569
Current
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,013,283
Total loans		1,005,026
Commercial Real Estate Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	920,198
Total loans		907,399
Commercial Real Estate Portfolio Segment | Commercial Business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual	63	97
Total Past Due and Non-accrual	3,959	3,633
Total loans	229,249
Total loans		232,868
Commercial Real Estate Portfolio Segment | Commercial Business | 30 To 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	3,896
Total loans		1,967
Commercial Real Estate Portfolio Segment | Commercial Business | 90 Days and Greater Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans		1,569
Commercial Real Estate Portfolio Segment | Commercial Business | Current
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	225,290
Total loans		229,235
Commercial Real Estate Portfolio Segment | Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual	85	100
Total Past Due and Non-accrual	906	100
Total loans	573,075
Total loans		564,496
Commercial Real Estate Portfolio Segment | Commercial Real Estate | 30 To 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	821
Commercial Real Estate Portfolio Segment | Commercial Real Estate | Current
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	572,169
Total loans		564,396
Commercial Real Estate Portfolio Segment | Land
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	8,690
Total loans		6,437
Commercial Real Estate Portfolio Segment | Land | Current
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	8,690
Total loans		6,437
Commercial Real Estate Portfolio Segment | Multi-Family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	67,017
Total loans		55,836
Commercial Real Estate Portfolio Segment | Multi-Family | Current
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	67,017
Total loans		55,836
Commercial Real Estate Portfolio Segment | Real Estate Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	42,167
Total loans		47,762
Commercial Real Estate Portfolio Segment | Real Estate Construction | Current
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	42,167
Total loans		47,762
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual	38	86
Total Past Due and Non-accrual	51	97
Total loans	98,001
Total loans		101,457
Consumer | 30 To 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	13
Total loans		11
Consumer | Current
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 97,950
Total loans		$ 101,360

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Represents the monetary amount of Financing Receivable Recorded Investment (Past Due and Non-accrual), as of the indicated date.

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- Definition

Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease.

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Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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