
	June 30, 2024
	Term Loans Amortized Cost Basis by Origination Fiscal Year
															Total
													Revolving		Loans
	2025		2024		2023		2022		2021		Prior		Loans		Receivable

Commercial business
Risk rating
Pass	$	1,951	$	17,940	$	62,724	$	83,628	$	25,872	$	27,680	$	12,412	$	232,207
Special Mention		—		—		—		694		681		1,056		3,802		6,233
Substandard		—		—		—		—		—		53		—		53
Total commercial business	$	1,951	$	17,940	$	62,724	$	84,322	$	26,553	$	28,789	$	16,214	$	238,493
Current YTD gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Commercial real estate
Risk rating
Pass	$	5,871	$	35,980	$	66,285	$	145,972	$	88,855	$	204,326	$	—	$	547,289
Special Mention		—		—		3,725		891		—		26,137		—		30,753
Substandard		—		—		—		—		—		73		—		73
Total commercial real estate	$	5,871	$	35,980	$	70,010	$	146,863	$	88,855	$	230,536	$	—	$	578,115
Current YTD gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Land
Risk rating
Pass	$	—	$	3,037	$	2,319	$	92	$	—	$	522	$	—	$	5,970
Special Mention		—		—		352		—		—		—		—		352
Total land	$	—	$	3,037	$	2,671	$	92	$	—	$	522	$	—	$	6,322
Current YTD gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Multi-family
Risk rating
Pass	$	20	$	965	$	26,133	$	36,246	$	4,613	$	10,876	$	—	$	78,853
Special Mention		—		—		186		—		19		152		—		357
Substandard		—		—		—		—		—		68		—		68
Total multi-family	$	20	$	965	$	26,319	$	36,246	$	4,632	$	11,096	$	—	$	79,278
Current YTD gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—


	June 30, 2024
	Term Loans Amortized Cost Basis by Origination Fiscal Year
															Total
													Revolving		Loans
	2025		2024		2023		2022		2021		Prior		Loans		Receivable

Real estate construction
Risk rating
Pass	$	2,258	$	18,423	$	11,118	$	8,156	$	—	$	—	$	—	$	39,955
Special Mention		3		—		—		—		—		—		—		3
Total real estate construction	$	2,261	$	18,423	$	11,118	$	8,156	$	—	$	—	$	—	$	39,958
Current YTD gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Real estate one-to-four family
Risk rating
Pass	$	—	$	—	$	—	$	60,083	$	4,134	$	18,320	$	13,512	$	96,049
Substandard		—		—		—		—		—		34		—		34
Total real estate one-to-four family	$	—	$	—	$	—	$	60,083	$	4,134	$	18,354	$	13,512	$	96,083
Current YTD gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Other installment
Risk rating
Pass	$	5,173	$	441	$	487	$	175	$	65	$	23	$	452	$	6,816
Total other installment	$	5,173	$	441	$	487	$	175	$	65	$	23	$	452	$	6,816
Current YTD gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	1	$	1

Total loans receivable, gross
Risk rating
Pass	$	15,273	$	76,786	$	169,066	$	334,352	$	123,539	$	261,747	$	26,376	$	1,007,139
Special Mention		3		—		4,263		1,585		700		27,345		3,802		37,698
Substandard		—		—		—		—		—		228		—		228
Total loans receivable, gross	$	15,276	$	76,786	$	173,329	$	335,937	$	124,239	$	289,320	$	30,178	$	1,045,065
Total current YTD gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	1	$	1


	March 31, 2024
	Term Loans Amortized Cost Basis by Origination Fiscal Year
															Total
													Revolving		Loans
	2024		2023		2022		2021		2020		Prior		Loans		Receivable

Commercial business
Risk rating
Pass	$	14,126	$	63,838	$	85,131	$	28,119	$	16,945	$	12,411	$	4,827	$	225,397
Special Mention		—		—		733		—		486		232		2,498		3,949
Substandard		—		—		—		—		—		58		—		58
Total commercial business	$	14,126	$	63,838	$	85,864	$	28,119	$	17,431	$	12,701	$	7,325	$	229,404
Current YTD gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Commercial real estate
Risk rating
Pass	$	36,116	$	66,847	$	147,015	$	89,662	$	53,424	$	158,311	$	—	$	551,375
Special Mention		—		3,752		897		—		—		26,878		—		31,527
Substandard		520		—		—		—		—		79		—		599
Total commercial real estate	$	36,636	$	70,599	$	147,912	$	89,662	$	53,424	$	185,268	$	—	$	583,501
Current YTD gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Land
Risk rating
Pass	$	2,361	$	2,340	$	94	$	—	$	106	$	437	$	—	$	5,338
Special Mention		—		355		—		—		—		—		—		355
Total land	$	2,361	$	2,695	$	94	$	—	$	106	$	437	$	—	$	5,693
Current YTD gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Multi-family
Risk rating
Pass	$	970	$	21,643	$	32,003	$	4,841	$	8,788	$	2,429	$	—	$	70,674
Special Mention		—		—		—		—		35		32		—		67
Substandard		—		—		—		—		—		30		—		30
Total multi-family	$	970	$	21,643	$	32,003	$	4,841	$	8,823	$	2,491	$	—	$	70,771
Current YTD gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—


	March 31, 2024
	Term Loans Amortized Cost Basis by Origination Fiscal Year
															Total
													Revolving		Loans
	2024		2023		2022		2021		2020		Prior		Loans		Receivable

Real estate construction
Risk rating
Pass	$	13,320	$	10,078	$	12,346	$	—	$	—	$	—	$	—	$	35,744
Special Mention		794		—		—		—		—		—		—		794
Total real estate construction	$	14,114	$	10,078	$	12,346	$	—	$	—	$	—	$	—	$	36,538
Current YTD gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Real estate one-to-four family
Risk rating
Pass	$	—	$	—	$	60,447	$	4,164	$	4,364	$	14,756	$	12,599	$	96,330
Substandard		—		—		—		—		—		36		—		36
Total real estate one-to-four family	$	—	$	—	$	60,447	$	4,164	$	4,364	$	14,792	$	12,599	$	96,366
Current YTD gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Other installment
Risk rating
Pass	$	418	$	555	$	198	$	75	$	27	$	8	$	459	$	1,740
Total other installment	$	418	$	555	$	198	$	75	$	27	$	8	$	459	$	1,740
Current YTD gross write-offs	$	—	$	11	$	—	$	—	$	—	$	2	$	—	$	13

Total loans receivable, gross
Risk rating
Pass	$	67,311	$	165,301	$	337,234	$	126,861	$	83,654	$	188,352	$	17,885	$	986,598
Special Mention		794		4,107		1,630		—		521		27,142		2,498		36,692
Substandard		520		—		—		—		—		203		—		723
Total loans receivable, gross	$	68,625	$	169,408	$	338,864	$	126,861	$	84,175	$	215,697	$	20,383	$	1,024,013
Total current YTD gross write-offs	$	—	$	11	$	—	$	—	$	—	$	2	$	—	$	13

The following tables present an analysis of loans by aging category at the dates indicated (in thousands):