XML 61 R51.htm IDEA: XBRL DOCUMENT v3.24.2.u1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Reconciliation of the allowance for loan losses (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Mar. 31, 2024
Reconciliation of the allowance for loan losses      
Beginning balance $ 15,364 $ 15,309 $ 15,309
Charge-offs (1) (11) (13)
Recoveries 1 3  
Ending balance 15,364 15,343 15,364
Adjustment | ASU 2016-13      
Reconciliation of the allowance for loan losses      
Beginning balance   42 42
Commercial Real Estate Portfolio Segment | Commercial Business      
Reconciliation of the allowance for loan losses      
Beginning balance 5,280 3,123 3,123
(Recapture of) provision for credit losses (139) 208  
Ending balance 5,141 5,215 5,280
Commercial Real Estate Portfolio Segment | Commercial Business | Adjustment | ASU 2016-13      
Reconciliation of the allowance for loan losses      
Beginning balance   1,884 1,884
Commercial Real Estate Portfolio Segment | Commercial Real Estate      
Reconciliation of the allowance for loan losses      
Beginning balance 7,391 8,894 8,894
(Recapture of) provision for credit losses (88) (195)  
Ending balance 7,303 7,205 7,391
Commercial Real Estate Portfolio Segment | Commercial Real Estate | Adjustment | ASU 2016-13      
Reconciliation of the allowance for loan losses      
Beginning balance   (1,494) (1,494)
Commercial Real Estate Portfolio Segment | Land      
Reconciliation of the allowance for loan losses      
Beginning balance 106 93 93
(Recapture of) provision for credit losses 14 (10)  
Ending balance 120 123 106
Commercial Real Estate Portfolio Segment | Land | Adjustment | ASU 2016-13      
Reconciliation of the allowance for loan losses      
Beginning balance   40 40
Commercial Real Estate Portfolio Segment | Multi-Family      
Reconciliation of the allowance for loan losses      
Beginning balance 367 798 798
(Recapture of) provision for credit losses 35 (13)  
Ending balance 402 293 367
Commercial Real Estate Portfolio Segment | Multi-Family | Adjustment | ASU 2016-13      
Reconciliation of the allowance for loan losses      
Beginning balance   (492) (492)
Commercial Real Estate Portfolio Segment | Real Estate Construction      
Reconciliation of the allowance for loan losses      
Beginning balance 636 764 764
(Recapture of) provision for credit losses 87 (65)  
Ending balance 723 830 636
Commercial Real Estate Portfolio Segment | Real Estate Construction | Adjustment | ASU 2016-13      
Reconciliation of the allowance for loan losses      
Beginning balance   131 131
Consumer      
Reconciliation of the allowance for loan losses      
Beginning balance 1,584 1,127 1,127
(Recapture of) provision for credit losses 91 75  
Charge-offs (1) (11)  
Recoveries 1 3  
Ending balance $ 1,675 1,677 1,584
Consumer | Adjustment | ASU 2016-13      
Reconciliation of the allowance for loan losses      
Beginning balance   483 483
Unallocated      
Reconciliation of the allowance for loan losses      
Beginning balance   510 510
Unallocated | Adjustment | ASU 2016-13      
Reconciliation of the allowance for loan losses      
Beginning balance   $ (510) $ (510)