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LOANS AND ALLOWANCE FOR CREDIT LOSSES FOR LOANS - Reconciliation of the allowance for loan losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Mar. 31, 2024
Reconciliation of the allowance for loan losses          
Beginning balance $ 15,364 $ 15,343 $ 15,364 $ 15,309 $ 15,309
(Recapture of) provision for credit losses 100   100    
Charge-offs     (1) (11) (13)
Recoveries 2 3 3 6  
Ending balance 15,466 15,346 15,466 15,346 15,364
Adjustment | ASU 2016-13          
Reconciliation of the allowance for loan losses          
Beginning balance       42 42
Commercial Real Estate Portfolio Segment | Commercial Business          
Reconciliation of the allowance for loan losses          
Beginning balance 5,141 5,215 5,280 3,123 3,123
(Recapture of) provision for credit losses (23) 124 (162) 332  
Ending balance 5,118 5,339 5,118 5,339 5,280
Commercial Real Estate Portfolio Segment | Commercial Business | Adjustment | ASU 2016-13          
Reconciliation of the allowance for loan losses          
Beginning balance       1,884 1,884
Commercial Real Estate Portfolio Segment | Commercial Real Estate          
Reconciliation of the allowance for loan losses          
Beginning balance 7,303 7,205 7,391 8,894 8,894
(Recapture of) provision for credit losses (166) (67) (254) (262)  
Ending balance 7,137 7,138 7,137 7,138 7,391
Commercial Real Estate Portfolio Segment | Commercial Real Estate | Adjustment | ASU 2016-13          
Reconciliation of the allowance for loan losses          
Beginning balance       (1,494) (1,494)
Commercial Real Estate Portfolio Segment | Land          
Reconciliation of the allowance for loan losses          
Beginning balance 120 123 106 93 93
(Recapture of) provision for credit losses 19 (11) 33 (21)  
Ending balance 139 112 139 112 106
Commercial Real Estate Portfolio Segment | Land | Adjustment | ASU 2016-13          
Reconciliation of the allowance for loan losses          
Beginning balance       40 40
Commercial Real Estate Portfolio Segment | Multi-Family          
Reconciliation of the allowance for loan losses          
Beginning balance 402 293 367 798 798
(Recapture of) provision for credit losses (48)   (13) (13)  
Ending balance 354 293 354 293 367
Commercial Real Estate Portfolio Segment | Multi-Family | Adjustment | ASU 2016-13          
Reconciliation of the allowance for loan losses          
Beginning balance       (492) (492)
Commercial Real Estate Portfolio Segment | Real Estate Construction          
Reconciliation of the allowance for loan losses          
Beginning balance 723 830 636 764 764
(Recapture of) provision for credit losses 202 30 289 (35)  
Ending balance 925 860 925 860 636
Commercial Real Estate Portfolio Segment | Real Estate Construction | Adjustment | ASU 2016-13          
Reconciliation of the allowance for loan losses          
Beginning balance       131 131
Consumer          
Reconciliation of the allowance for loan losses          
Beginning balance 1,675 1,677 1,584 1,127 1,127
(Recapture of) provision for credit losses 116 (76) 207 (1)  
Charge-offs     (1) (11)  
Recoveries 2 3 3 6  
Ending balance $ 1,793 $ 1,604 $ 1,793 1,604 1,584
Consumer | Adjustment | ASU 2016-13          
Reconciliation of the allowance for loan losses          
Beginning balance       483 483
Unallocated          
Reconciliation of the allowance for loan losses          
Beginning balance       510 510
Unallocated | Adjustment | ASU 2016-13          
Reconciliation of the allowance for loan losses          
Beginning balance       $ (510) $ (510)