<SEC-DOCUMENT>0001206774-24-000120.txt : 20240213
<SEC-HEADER>0001206774-24-000120.hdr.sgml : 20240213
<ACCEPTANCE-DATETIME>20240213161048
ACCESSION NUMBER:		0001206774-24-000120
CONFORMED SUBMISSION TYPE:	SC 13G
PUBLIC DOCUMENT COUNT:		3
FILED AS OF DATE:		20240213
DATE AS OF CHANGE:		20240213
GROUP MEMBERS:		MIMUS

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			RIVERVIEW BANCORP INC
		CENTRAL INDEX KEY:			0001041368
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				911838969
		STATE OF INCORPORATION:			WA
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		SC 13G
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	005-52497
		FILM NUMBER:		24625947

	BUSINESS ADDRESS:	
		STREET 1:		900 WASHINGTON STREET
		STREET 2:		SUITE 900
		CITY:			VANCOUVER
		STATE:			WA
		ZIP:			98660
		BUSINESS PHONE:		360-693-6650

	MAIL ADDRESS:	
		STREET 1:		900 WASHINGTON STREET
		STREET 2:		SUITE 900
		CITY:			VANCOUVER
		STATE:			WA
		ZIP:			98660

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MANULIFE FINANCIAL CORP
		CENTRAL INDEX KEY:			0001086888
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				889897526
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SC 13G

	BUSINESS ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
		BUSINESS PHONE:		416-926-3000

	MAIL ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
</SEC-HEADER>
<DOCUMENT>
<TYPE>SC 13G
<SEQUENCE>1
<FILENAME>rvsb4298351-sc13g.htm
<DESCRIPTION>SC 13G
<TEXT>
<HTML>
<HEAD>
<TITLE></TITLE>
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<DIV>

<P STYLE="text-align: center; margin-bottom: 0"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>SECURITIES AND EXCHANGE COMMISSION</B></FONT></P>

<P STYLE="text-align: center; margin-top: 0"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Washington, D.C. 20549</B></FONT></P>

<P STYLE="text-align: center"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>SCHEDULE 13G</B></FONT></P>

<P STYLE="text-align: center"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Under the Securities Exchange Act of 1934</B></FONT></P>

<P STYLE="text-align: center; margin-bottom: 0; border-bottom: Black 2px solid"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Riverview Bancorp Inc</B></FONT></P>

<P STYLE="text-align: center; margin-top: 0"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif">(Name of Issuer)</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0; border-bottom: Black 2px solid"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>Common Stock</B></FONT></P>

<P STYLE="text-align: center; margin-top: 0"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif">(Title of Class of Securities)</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0; border-bottom: Black 2px solid; margin-right: 100pt; margin-left: 100pt"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>769397100</B></FONT></P>

<P STYLE="text-align: center; margin-top: 0"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif">(CUSIP Number)</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0; border-bottom: Black 2px solid"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif"><B>December
29, 2023</B></FONT></P>

<P STYLE="text-align: center; margin-top: 0"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif">(Date of Event which Requires Filing of this Statement)</FONT></P>

<P><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif">Check the appropriate box to designate the rule pursuant to which this Schedule is filed:</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 9pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 15pt; width: 15pt"><FONT STYLE="font-family: Wingdings">x</FONT></TD>
    <TD>Rule 13d-1(b)</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 15pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>Rule 13d-1(c)</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 15pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>Rule 13d-1(d)</TD></TR>
</TABLE>

<P><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif">*The remainder of this cover page shall be filled out for a reporting person&rsquo;s initial filing on this form with respect to the
subject class of securities, and for any subsequent amendment containing information which would alter the disclosures
provided in a prior cover page.</FONT></P>

<P><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif">The information required in the remainder of this cover page shall not be deemed to be &ldquo;filed&rdquo; for the purpose of Section 18
of the Securities Exchange Act of 1934 (&ldquo;Act&rdquo;) or otherwise subject to the liabilities of that section of the Act but shall be
subject to all other provisions of the Act (however, see the Notes).</FONT></P>

<P STYLE="text-align: center; margin-bottom: 0"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif">Page&nbsp;1 of 6</FONT></P>

<P STYLE="text-align: center; margin-top: 0"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">CONFIDENTIAL</FONT></P>

<!-- Field: Page; Sequence: 1 -->
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 70pt">CUSIP No.</TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">769397100&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; border-top: Black 1px solid; border-left: Black 1px solid; padding-left: 15pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt">&nbsp;</TD></TR>
<TR>
    <TD STYLE="padding-bottom: 2pt; border-left: Black 1px solid; vertical-align: top; width: 1%; padding-left: 15pt; padding-top: 2pt">1.</TD>
    <TD STYLE="padding-bottom: 2pt; border-right: Black 1px solid; vertical-align: bottom; width: 99%; padding-left: 3pt; padding-top: 2pt">Names of Reporting Persons.</TD></TR>
<TR>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1px solid; border-left: Black 1px solid; vertical-align: top; padding-left: 15pt; padding-bottom: 2px">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; border-right: Black 1px solid; border-bottom: Black 1px solid; vertical-align: bottom; padding-left: 3pt; padding-bottom: 2px">Manulife Financial Corporation</TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid">2.</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid">Check the Appropriate Box if a Member of a Group (See Instructions)</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; width: 1%; padding-left: 15pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; padding-left: 3pt">(a)</TD>
    <TD STYLE="width: 8%; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 90%; padding-left: 3pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 25pt; border-right: Black 1px solid">N/A</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">(b)</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">3.</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">SEC Use Only</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; width: 1%; padding-left: 15pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">4.</TD>
    <TD STYLE="vertical-align: bottom; width: 170pt; padding-left: 3pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">Citizenship or Place of Organization</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">Canada</TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD ROWSPAN="4" STYLE="width: 25pt; padding-top: 3pt; padding-right: 10pt; padding-left: 15pt; border-left: Black 1px solid; border-bottom: Black 1px solid">Number
    of Shares Beneficially Owned by Each Reporting Person With:</TD>
    <TD STYLE="width: 10pt; padding-top: 3pt; padding-bottom: 3pt; padding-right: 5pt; border-bottom: Black 1px solid">5.</TD>
    <TD STYLE="width: 100pt; padding-top: 3pt; padding-bottom: 3pt; border-bottom: Black 1px solid">Sole Voting Power</TD>
    <TD STYLE="text-align: right; padding-top: 3pt; padding-bottom: 3pt; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid">0</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; padding-right: 5pt; border-bottom: Black 1px solid">6.</TD>
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; border-bottom: Black 1px solid">Shared Voting Power</TD>
    <TD STYLE="text-align: right; padding-top: 10pt; padding-bottom: 3pt; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid">0</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; padding-right: 5pt; border-bottom: Black 1px solid">7.</TD>
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; border-bottom: Black 1px solid">Sole Dispositive Power</TD>
    <TD STYLE="text-align: right; padding-top: 10pt; padding-bottom: 3pt; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid">0</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; padding-right: 5pt; border-bottom: Black 1px solid">8.</TD>
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; border-bottom: Black 1px solid">Shared Dispositive Power</TD>
    <TD STYLE="text-align: right; padding-top: 10pt; padding-bottom: 3pt; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid">0</TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 1%; padding-left: 15pt; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">9.</TD>
    <TD STYLE="width: 59%; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt">Aggregate Amount Beneficially Owned by Each Reporting Person</TD>
    <TD STYLE="width: 40%; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">None, except through its indirect, wholly-owned subsidiary, Manulife Investment Management (US) LLC</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 15pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-left: 3pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1px solid">&nbsp;</TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 1%; padding-left: 10.5pt; border-left: Black 1px solid">10.</TD>
    <TD STYLE="width: 75%; padding-left: 3pt">Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions)</TD>
    <TD STYLE="width: 24%; text-align: right; padding-right: 3pt; border-right: Black 1px solid">N/A&nbsp;&nbsp;&nbsp;&nbsp;<FONT STYLE="font-family: Wingdings">o</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10.5pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-left: 3pt">&nbsp;</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10.5pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">11.</TD>
    <TD STYLE="padding-left: 3pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">Percent of Class Represented by Amount in Row (9)</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">See line 9 above</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10.5pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">12.</TD>
    <TD STYLE="padding-left: 3pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">Type of Reporting Person (See Instructions)</TD>
    <TD STYLE="text-align: right; padding-right: 5pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">HC</TD></TR>
</TABLE>
<P STYLE="margin-top: 0; margin-bottom: 0"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 70pt">CUSIP No.</TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">769397100</font></TD></TR>
</TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; border-top: Black 1px solid; border-left: Black 1px solid; padding-left: 15pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1px solid; border-right: Black 1px solid; padding-left: 3pt">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; width: 1%; padding-left: 15pt; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">1.</TD>
    <TD STYLE="vertical-align: bottom; width: 99%; padding-left: 3pt; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">Names of Reporting Persons.</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">Manulife Investment Management (US) LLC</TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid">2.</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid">Check the Appropriate Box if a Member of a Group (See Instructions)</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; width: 1%; padding-left: 15pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; padding-left: 3pt">(a)</TD>
    <TD STYLE="width: 8%; text-align: center"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 90%; padding-left: 3pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 25pt; border-right: Black 1px solid">N/A</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">(b)</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">&nbsp;</TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR>
    <TD STYLE="vertical-align: top; padding-left: 15pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">3.</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">SEC Use Only</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; width: 1%; padding-left: 15pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">4.</TD>
    <TD STYLE="vertical-align: bottom; width: 170pt; padding-left: 3pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">Citizenship or Place of Organization</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">Delaware</TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD ROWSPAN="4" STYLE="width: 25pt; padding-top: 3pt; padding-right: 10pt; padding-left: 15pt; border-left: Black 1px solid; border-bottom: Black 1px solid">Number
    of Shares Beneficially Owned by Each Reporting Person With:</TD>
    <TD STYLE="width: 10pt; padding-top: 3pt; padding-bottom: 3pt; padding-right: 5pt; border-bottom: Black 1px solid">5.</TD>
    <TD STYLE="width: 100pt; padding-top: 3pt; padding-bottom: 3pt; border-bottom: Black 1px solid">Sole Voting Power</TD>
    <TD STYLE="text-align: right; padding-top: 3pt; padding-bottom: 3pt; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid">1,060,060</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; padding-right: 5pt; border-bottom: Black 1px solid">6.</TD>
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; border-bottom: Black 1px solid">Shared Voting Power</TD>
    <TD STYLE="text-align: right; padding-top: 10pt; padding-bottom: 3pt; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid">0</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; padding-right: 5pt; border-bottom: Black 1px solid">7.</TD>
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; border-bottom: Black 1px solid">Sole Dispositive Power</TD>
    <TD STYLE="text-align: right; padding-top: 10pt; padding-bottom: 3pt; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid">1,060,060</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; padding-right: 5pt; border-bottom: Black 1px solid">8.</TD>
    <TD STYLE="padding-top: 10pt; padding-bottom: 3pt; border-bottom: Black 1px solid">Shared Dispositive Power</TD>
    <TD STYLE="text-align: right; padding-top: 10pt; padding-bottom: 3pt; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid">0</TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 1%; padding-left: 15pt; border-left: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">9.</TD>
    <TD STYLE="width: 55%; padding-left: 3pt; padding-top: 2pt; padding-bottom: 2pt">Aggregate Amount Beneficially Owned by Each Reporting Person</TD>
    <TD STYLE="width: 44%; border-right: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt; text-align: right; padding-right: 3pt">1,060,060</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 15pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-left: 3pt">&nbsp;</TD>
    <TD STYLE="border-right: Black 1px solid">&nbsp;</TD></TR>
</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 1%; padding-left: 10.5pt; border-left: Black 1px solid">10.</TD>
    <TD STYLE="width: 75%; padding-left: 3pt">Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions)</TD>
    <TD STYLE="width: 24%; text-align: right; padding-right: 3pt; border-right: Black 1px solid">N/A&nbsp;&nbsp;&nbsp;&nbsp;<FONT STYLE="font-family: Wingdings">o</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10.5pt; border-left: Black 1px solid">&nbsp;</TD>
    <TD STYLE="padding-left: 3pt">&nbsp;</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; border-right: Black 1px solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10.5pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">11.</TD>
    <TD STYLE="padding-left: 3pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">Percent of Class Represented by Amount in Row (9)</TD>
    <TD STYLE="text-align: right; padding-right: 3pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">5.02%</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10.5pt; border-left: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">12.</TD>
    <TD STYLE="padding-left: 3pt; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">Type of Reporting Person (See Instructions)</TD>
    <TD STYLE="text-align: right; padding-right: 6pt; border-right: Black 1px solid; border-bottom: Black 1px solid; padding-top: 2pt; padding-bottom: 2pt">IA</TD></TR>
</TABLE>

<P STYLE="text-align: center; margin-bottom: 0"><FONT STYLE="font: 9pt Arial, Helvetica, Sans-Serif">Page&nbsp;2 of 6</FONT></P>

<P STYLE="text-align: center; margin-top: 0pt"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">CONFIDENTIAL</FONT></P>

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<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><B>STATEMENT ON SCHEDULE 13G</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30pt"><B>Item 1.</B></TD>
    <TD STYLE="width: 49%">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>(a) Name of Issuer</TD>
    <TD>Riverview Bancorp, Inc.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>(b) Address of Issuer&rsquo;s Principal Executive Offices</TD>
    <TD>900 Washington Street, Ste. 900, Vancouver, Washington</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><B>Item 2.</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>(a) Name of Person Filing</TD>
    <TD>This filing is made on behalf of Manulife Financial Corporation ("MFC") and MFC&rsquo;s indirect, wholly-owned subsidiary, Manulife Investment
Management (US) LLC</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>(b) Address of Principal Business Office or, if none, Residence</TD>
    <TD>The principal business office of MFC is located at 200 Bloor Street East, Toronto, Ontario,
Canada, M4W 1E5.<BR>
The principal business office of MIM (US) is located at 197 Clarendon Street, Boston,
Massachusetts 02116.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>(c) Citizenship</TD>
    <TD>MFC is organized and exists under the laws of Canada.<BR>
MIM (US) is organized and exists under the laws of the State of Delaware.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>(d) Title of Class of Securities</TD>
    <TD>Common Stock</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>(e) CUSIP Number</TD>
    <TD>769397100</TD></TR>
</TABLE>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>Item 3. If this statement is filed pursuant to &sect;&sect;240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30pt">&nbsp;</TD>
    <TD STYLE="width: 37pt; text-align: left">&nbsp;</TD>
    <TD STYLE="width: 2%">(a)&nbsp;</TD>
    <TD STYLE="width: 16%"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD>Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o).</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt">(b)</TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="padding-top: 2pt">Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c).</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt">(c)</TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="padding-top: 2pt">Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c).</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt">(d)</TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="padding-top: 2pt">Investment company registered under section 8 of the Investment Company Act of 1940 <FONT STYLE="white-space: nowrap">(15 U.S.C 80a-8).</font></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 2pt">MIM (US)</TD>
    <TD STYLE="padding-top: 2pt">(e)</TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-family: Wingdings">x</FONT></TD>
    <TD STYLE="padding-top: 2pt">An investment adviser in accordance with &sect;240.13d-1(b)(1)(ii)(E);</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt">(f)</TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="padding-top: 2pt">An employee benefit plan or endowment fund in accordance with &sect;240.13d-1(b)(1)(ii)(F);</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 2pt">MFC</TD>
    <TD STYLE="padding-top: 2pt">(g)</TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-family: Wingdings">x</FONT></TD>
    <TD STYLE="padding-top: 2pt">A parent holding company or control person in accordance with &sect; 240.13d-1(b)(1)(ii)(G);</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt">(h)</TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="padding-top: 2pt">A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt">(i)</TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="padding-top: 2pt">A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of
1940 (15 U.S.C. 80a-3);</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt">(j)</TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="padding-top: 2pt">A non-U.S. institution in accordance with &sect;240.13d-1(b)(1)(ii)(J);</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-top: 2pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt">(k)</TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-family: Wingdings">o</FONT></TD>
    <TD STYLE="padding-top: 2pt">Group, in accordance with &sect;240.13d-1(b)(1)(ii)(J).</TD></TR>
</TABLE>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin-left: 30pt">If filing as a non-U.S. institution in accordance with &sect;240.13d-1(b)(1)(ii)(J), please specify the type of institution:
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; FI</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>Item 4. Ownership.</B></P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin-left: 15pt">Provide the following information regarding the aggregate number and percentage of the class of securities of the issuer identified in Item 1.</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30pt; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 25%; font: 8pt Arial, Helvetica, Sans-Serif">(a) Amount beneficially owned:</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">MIM (US) has beneficial ownership of 1,060,060 shares of Common Stock. Through its parent-subsidiary relationship to MIM (US), MFC may
be deemed to have beneficial ownership of these same shares.</TD></TR>
<TR STYLE="vertical-align: top; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">(b) Percent of class</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Of the 21,111,043 shares of Common Stock outstanding as of November 9, 2023, according to the Form 10-Q filed by the issuer with the Securities
and Exchange Commission on Novemeber 9, 2023, MIM (US) held 5.02%.</TD></TR>
<TR STYLE="vertical-align: top; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 8pt Arial, Helvetica, Sans-Serif">(c) Number of shares as to which the person has:</TD></TR>
</TABLE>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0; text-indent: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30pt">&nbsp;</TD>
    <TD STYLE="width: 37pt">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 3%"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">(i)</FONT></TD>
    <TD STYLE="width: 40%"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Sole power to vote or to direct the vote</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Incorporated by reference to Item 5 of the cover page pertaining to each reporting person.</FONT></TD>
    <TD STYLE="width: 5%; vertical-align: bottom; text-align: left">&nbsp;.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">(ii)</FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Shared power to vote or to direct the vote</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Incorporated by reference to Item 6 of the cover page pertaining to each reporting person.</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">(iii)</FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Sole power to dispose or to direct the disposition of</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Incorporated by reference to Item 7 of the cover page pertaining to each reporting person.</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">(iv)</FONT></TD>
    <TD><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Shared power to dispose or to direct the disposition of</FONT></TD>
    <TD STYLE="border-bottom: Black 1px solid"><FONT STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Incorporated by reference to Item 8 of the cover page pertaining to each reporting person.</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: left">&nbsp;.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
</TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30pt; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 13%; padding: 0.75pt; font: 8pt Arial, Helvetica, Sans-Serif"><I>Instruction.</I><BR>
    &sect;240.13d-3(d)(1).</TD>
    <TD STYLE="padding: 0.75pt; font: 8pt Arial, Helvetica, Sans-Serif">For computations regarding securities which represent a right to acquire an underlying security see</TD></TR>
<TR STYLE="vertical-align: top; font: 8pt Arial, Helvetica, Sans-Serif">
    <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="padding: 0.75pt; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="padding: 0.75pt; font: 8pt Arial, Helvetica, Sans-Serif">&nbsp;</TD></TR>
</TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30pt"><B>Item 5.</B></TD>
    <TD><B>Ownership of Five Percent or Less of a Class</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more than five percent of the
class of securities, check the following <FONT STYLE="font-family: Wingdings">o</FONT>.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><B>Item 6.</B></TD>
    <TD><B>Ownership of More than Five Percent on Behalf of Another Person.</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>N/A</TD></TR>
</TABLE>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; text-align: center; margin-bottom: 0">Page&nbsp;3 of 6</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: center; margin-top: 0pt">CONFIDENTIAL</P>

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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 30pt">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><B>Item 7.</B></TD>
    <TD><B>Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on By the
Parent Holding Company or Control Person </B><BR> See Items 3 and 4 above.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><B>Item 8.</B></TD>
    <TD><B>Identification and Classification of Members of the Group</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>N/A</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><B>Item 9.</B></TD>
    <TD><B>Notice of Dissolution of Group</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>N/A</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><B>Item&nbsp;10.&nbsp;</B></TD>
    <TD><B>Certification</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>By signing below the undersigned certifies that, to the best of its knowledge and belief, (i) the securities referred to above were acquired
and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing
or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant
in any transaction having that purpose or effect, and (ii) the foreign regulatory schemes applicable to MIML, are substantially comparable
to the regulatory scheme applicable to the functionally equivalent U.S. institutions. The undersigned also undertakes to furnish to the
Commission staff, upon request, information that would otherwise be disclosed in a Schedule 13D.</TD></TR>
</TABLE>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; text-align: center; margin-bottom: 0">Page&nbsp;4 of 6</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: center; margin-top: 0pt">CONFIDENTIAL</P>


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    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: bold 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%">&nbsp;</TD><TD STYLE="width: 33%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%">&nbsp;</TD><TD STYLE="text-align: right; width: 33%"></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><B>SIGNATURE</B></P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif">After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true,
complete and correct.</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 65%">&nbsp;</TD>
    <TD STYLE="width: 35%; text-align: center"><B>Manulife Financial Corporation</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">February 9, 2024</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Date</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-bottom: 1pt"><IMG SRC="rvsb4298351x3x1.jpg" ALT=""></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Signature </TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">Graham Miller / Agent*</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Name / Title</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><B>Manulife Investment Management (US) LLC</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">February 9, 2024</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Date</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding-bottom: 1pt"><IMG SRC="rvsb4298351x3x2.jpg" ALT=""></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Signature</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">Paul Donahue / Chief Compliance Officer</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Name / Title</TD></TR>
</TABLE>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif">*Signed pursuant to a Power of Attorney dated January 17, 2018 included as Exhibit A to Schedule 13F- NT filed with the Securities and
Exchange Commission by Manulife Financial Corporation on January 29, 2018.</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin-bottom: 0">The original statement shall be signed by each person on whose
behalf the statement is filed or his authorized representative. If the statement is signed on behalf of a person by his authorized
representative other than an executive officer or general partner of the filing person, evidence of the representative&rsquo;s
authority to sign on behalf of such person shall be filed with the statement, provided, however, that a power of attorney for this
purpose which is already on file with the Commission may be incorporated by reference. The name and any title of each person who
signs the statement shall be typed or printed beneath his signature.</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><I>NOTE</I>: Schedules filed in paper format shall include a signed
original and five copies of the schedule, including all exhibits. See &sect;240.13d-7 for other parties for whom copies are
to be sent.</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>Attention: Intentional misstatements or omissions of fact constitute Federal criminal violations (See 18 U.S.C. 1001)</B></P>

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; text-align: center; margin-bottom: 0">Page&nbsp;5 of 6</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: center; margin-top: 0pt">CONFIDENTIAL</P>


<!-- Field: Page; Sequence: 4 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: bold 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%">&nbsp;</TD><TD STYLE="width: 33%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%">&nbsp;</TD><TD STYLE="text-align: right; width: 33%"></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif"><B>EXHIBIT A</B></P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: center"><U>JOINT FILING AGREEMENT</U></P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif">Manulife Financial Corporation, and Manulife Investment Management (US) LLC agree that the Schedule 13G which this Agreement is attached,
relating to the Common Stock of Riverview Bancorp Inc is filed on behalf of each of them.</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 8pt Arial, Helvetica, Sans-Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 65%">&nbsp;</TD>
    <TD STYLE="width: 35%; text-align: center"><B>Manulife Financial Corporation</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">February 9, 2024</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Date</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1px solid; padding-bottom: 1pt"><IMG SRC="rvsb4298351x3x1.jpg" ALT=""></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Signature</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">Graham Miller / Agent*</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"> Name</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><B>Manulife Investment Management (US) LLC</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">February 9, 2024</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Date</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid; text-align: left; padding-bottom: 1pt"><IMG SRC="rvsb4298351x3x2.jpg" ALT=""></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Signature</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1px solid">Paul Donahue / Chief Compliance Officer</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Name / Title</TD></TR>
</TABLE>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif">*Signed pursuant to a Power of Attorney dated January 17, 2018 included as Exhibit A to Schedule 13F- NT filed with the Securities and
Exchange Commission by Manulife Financial Corporation on January 29, 2018.</P>

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; text-align: center; margin-bottom: 0">Page&nbsp;6 of 6</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; text-align: center; margin-top: 0pt">CONFIDENTIAL</P>


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