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INCOME TAXES - Additional Information (Details) - USD ($) | 12 Months Ended
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Mar. 31, 2025 | Mar. 31, 2024 | Mar. 31, 2023
INCOME TAXES |  |  |
Federal corporate income tax rate | 21.00% | 21.00% | 21.00%
Base year allowance for loan losses | $ 2,200,000 | $ 2,200,000 |
Unrecognized deferred tax liability | 528,000 | 528,000 |
Unrecognized tax benefits | 0 | 0 |
Income tax accrued interest and penalties | $ 0 | $ 0 |

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