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v3.25.1

LOANS AND ACL - Additional information (Details) | 12 Months Ended
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Mar. 31, 2025 USD ($) item | Mar. 31, 2024 USD ($) item | Mar. 31, 2023 USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Deferred loan fees | $ 4,300,000 | $ 4,700,000 |
Discount On Loans Receivable | 1,200,000 | 1,300,000 |
Receivable with Imputed Interest, Premium | $ 1,700,000 | $ 1,900,000 |
Number of Loans to Foreign Domiciled Businesses or Foreign Countries | item | 0 | 0 |
Percentage Of Loans And Extensions Of Credit Outstanding | 15.00% |  |
Financing Receivable, Excluding Accrued Interest, after Allowance for Credit Loss | $ 1,047,086,000 | $ 1,008,649,000 |
Minimum percentage of monthly payments charged off for consumer installment loan | 75.00% |  |
Allowance for credit losses (in dollars) | $ 15,374,000 | 15,364,000 | $ 15,309,000
Interest income foregone on non-accrual loans | 16,000 | 10,000 | 14,000
Non-accrual loans with no ACL | 94,000 | 137,000 |
Non-accrual loans with ACL | 61,000 | 36,000 |
Non-accruals, Allowance | 1,000 | 1,000 |
Total loans | 1,062,460,000 | 1,024,013,000 |
Assets pledged as collateral | FHLB and FRB Borrowing Arrangements |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing Receivable, Excluding Accrued Interest, after Allowance for Credit Loss | 756,600,000 |  |
Assets pledged as collateral | Financing receivable | Commercial Business |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing Receivable, Excluding Accrued Interest, after Allowance for Credit Loss | 37,000 | 58,000 |
Assets pledged as collateral | Financing receivable | Commercial Real Estate |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing Receivable, Excluding Accrued Interest, after Allowance for Credit Loss | 57,000 | 79,000 |
Commercial and Industrial | Commercial Business |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Total loans | 232,935,000 | 229,404,000 |
Commercial Real Estate Portfolio Segment |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Total loans | 950,363,000 | 925,907,000 |
Commercial Real Estate Portfolio Segment | Commercial Business |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Allowance for credit losses (in dollars) | 5,033,000 | 5,280,000 | 3,123,000
Total loans | 232,935,000 | 229,404,000 |
Commercial Real Estate Portfolio Segment | Commercial Real Estate |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Allowance for credit losses (in dollars) | 7,492,000 | 7,391,000 | 8,894,000
Total loans | $ 592,185,000 | 583,501,000 |
Commercial Real Estate Portfolio Segment | Raw land loans |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Maximum loan-to-value ratio | 65.00% |  |
Commercial Real Estate Portfolio Segment | Improved land loans |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Maximum loan-to-value ratio | 75.00% |  |
Commercial Real Estate Portfolio Segment | Minimum | Commercial Real Estate |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Maximum loan-to-value ratio | 65.00% |  |
Commercial Real Estate Portfolio Segment | Maximum | Commercial Real Estate |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Maximum loan-to-value ratio | 80.00% |  |
Consumer |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Allowance for credit losses (in dollars) | $ 1,842,000 | 1,584,000 | $ 1,127,000
Total loans | $ 112,097,000 | 98,106,000 |
Consumer | Real estate one-to-four family |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Maximum loan-to-value ratio | 80.00% |  |
Total loans | $ 97,683,000 | $ 96,366,000 |
Consumer | Minimum | Real estate one-to-four family |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Terms of maturity | 15 years |  |
Consumer | Maximum | Real estate one-to-four family |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Terms of maturity | 30 years |  |

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- Definition Amount of deferred interest and fee income, unamortized costs incurred to originate loans unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans covered under loss sharing agreements. + References No definition available. + Details
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- Definition Interest income foregone on loans not accruing. In general, when a loan is 90 days delinquent or when collection of principal or interest appears doubtful, it is placed on non-accrual status, at which time the accrual of interest ceases and a reserve for unrecoverable accrued interest is established and charged against operations. Payments received on non-accrual loans are applied to reduce the outstanding principal balance on a cash-basis method. As a general practice, a loan is not removed from non-accrual status until all delinquent principal, interest and late fees have been brought current and the borrower has demonstrated a history of performance based upon the contractual terms of the note. + References No definition available. + Details
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