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v3.25.1

DEPOSITS | 12 Months Ended
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Mar. 31, 2025
DEPOSITS |
DEPOSITS | 7. DEPOSITS Deposit accounts consisted of the following at the dates indicated (in thousands): ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | March 31, |  | March 31,
Account Type | ​ | 2025 | ​ | 2024
Non-interest-bearing | ​ | $ | 315,503 | ​ | $ | 349,082
Interest-bearing checking | ​ |  | 285,035 | ​ |  | 289,823
Money market | ​ |  | 236,044 | ​ |  | 209,164
Savings accounts | ​ |  | 168,287 | ​ |  | 192,638
Certificates of deposit | ​ |  | 227,459 | ​ |  | 190,972
Total | ​ | $ | 1,232,328 | ​ | $ | 1,231,679
​ Individual certificates of deposit greater than $250,000 totaled $58.0 million and $55.7 million at March 31, 2025 and 2024, respectively. Scheduled maturities of certificates of deposit for future years ending March 31 are as follows (in thousands): ​
​ | ​ | ​ | ​
Year Ending March 31, : |  |  | ​
2026 | ​ | $ | 222,075
2027 | ​ |  | 2,426
2028 | ​ |  | 906
2029 | ​ |  | 829
2030 | ​ |  | 354
Thereafter | ​ |  | 869
Total | ​ | $ | 227,459
​ Interest expense by deposit type was as follows for the years indicated (in thousands): ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Year Ended March 31,
​ |  | 2025 |  | 2024 |  | 2023
Interest-bearing checking | ​ | $ | 2,606 | ​ | $ | 785 | ​ | $ | 89
Money market | ​ |  | 4,162 | ​ |  | 2,860 | ​ |  | 415
Savings accounts | ​ |  | 170 | ​ |  | 132 | ​ |  | 219
Certificates of deposit | ​ |  | 8,375 | ​ |  | 4,508 | ​ |  | 779
Total | ​ | $ | 15,313 | ​ | $ | 8,285 | ​ | $ | 1,502
​

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- Definition The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 1 -SubTopic 405 -Topic 942 -Publisher FASB -URI https://asc.fasb.org/1943274/2147478353/942-405-50-1 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 942 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(12)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph e -Publisher SEC Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Publisher SEC + Details
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- References No definition available. + Details
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