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COMMITMENTS AND CONTINGENCIES - Significant Off-balance Sheet Commitments (Details) - USD ($) $ in Thousands | Mar. 31, 2025 | Mar. 31, 2024
--- | --- | ---
Fair Value, off-Balance-Sheet Risks, Disclosure Information [Line Items] |  |
Total | $ 102,648 | $ 160,795
Commitments to extend credit | Adjustable-rate |  |
Fair Value, off-Balance-Sheet Risks, Disclosure Information [Line Items] |  |
Total | 4,384 | 9,907
Commitments to extend credit | Fixed-rate |  |
Fair Value, off-Balance-Sheet Risks, Disclosure Information [Line Items] |  |
Total | 1,114 | 110
Standby letters of credit |  |
Fair Value, off-Balance-Sheet Risks, Disclosure Information [Line Items] |  |
Total | 1,600 | 1,600
Undisbursed loan funds and unused lines of credit |  |
Fair Value, off-Balance-Sheet Risks, Disclosure Information [Line Items] |  |
Total | $ 95,550 | $ 149,178

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