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v3.25.1

DEPOSITS (Tables) | 12 Months Ended
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Mar. 31, 2025
DEPOSITS |
Schedule of deposit accounts | Deposit accounts consisted of the following at the dates indicated (in thousands): ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | March 31, |  | March 31,
Account Type | ​ | 2025 | ​ | 2024
Non-interest-bearing | ​ | $ | 315,503 | ​ | $ | 349,082
Interest-bearing checking | ​ |  | 285,035 | ​ |  | 289,823
Money market | ​ |  | 236,044 | ​ |  | 209,164
Savings accounts | ​ |  | 168,287 | ​ |  | 192,638
Certificates of deposit | ​ |  | 227,459 | ​ |  | 190,972
Total | ​ | $ | 1,232,328 | ​ | $ | 1,231,679
​
Schedule of maturities of certificates of deposit for future years | Scheduled maturities of certificates of deposit for future years ending March 31 are as follows (in thousands): ​
​ | ​ | ​ | ​
Year Ending March 31, : |  |  | ​
2026 | ​ | $ | 222,075
2027 | ​ |  | 2,426
2028 | ​ |  | 906
2029 | ​ |  | 829
2030 | ​ |  | 354
Thereafter | ​ |  | 869
Total | ​ | $ | 227,459
​
Schedule of interest expense by deposit type | Interest expense by deposit type was as follows for the years indicated (in thousands): ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Year Ended March 31,
​ |  | 2025 |  | 2024 |  | 2023
Interest-bearing checking | ​ | $ | 2,606 | ​ | $ | 785 | ​ | $ | 89
Money market | ​ |  | 4,162 | ​ |  | 2,860 | ​ |  | 415
Savings accounts | ​ |  | 170 | ​ |  | 132 | ​ |  | 219
Certificates of deposit | ​ |  | 8,375 | ​ |  | 4,508 | ​ |  | 779
Total | ​ | $ | 15,313 | ​ | $ | 8,285 | ​ | $ | 1,502
​

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- Definition Tabular disclosure of type of deposit liability. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph e -Publisher SEC Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph d -Publisher SEC Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph c -Publisher SEC Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph a -Subparagraph (5) -Publisher SEC Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph a -Subparagraph (4) -Publisher SEC Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph a -Subparagraph (3) -Publisher SEC Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph a -Subparagraph (2) -Publisher SEC Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph a -Subparagraph (1) -Publisher SEC Reference 9: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph a -Publisher SEC Reference 10: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph f -Subparagraph (1) -Publisher SEC Reference 11: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph f -Subparagraph (2) -Publisher SEC Reference 12: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph f -Subparagraph (2)(i) -Publisher SEC Reference 13: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph f -Subparagraph (2)(iv) -Publisher SEC Reference 14: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph f -Subparagraph (2)(iii) -Publisher SEC Reference 15: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph f -Subparagraph (2)(ii) -Publisher SEC + Details
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