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LOANS AND ALLOWANCE FOR CREDIT LOSSES FOR LOANS - Analysis of loans by aging category (Details) - USD ($) $ in Thousands | Dec. 31, 2024 | Mar. 31, 2024
--- | --- | ---
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Non-accrual | $ 168 | $ 173
Total Past Due and Non-accrual | 6,027 | 1,957
Total loans | 1,045,109 | 1,024,013
30-89 Days Past Due |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Total loans | 5,558 | 1,779
90 Days and Greater Past Due |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Total loans | 301 | 5
Current |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Total loans | 1,039,082 | 1,022,056
Commercial and Industrial | Commercial Business |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Non-accrual | 43 | 58
Total Past Due and Non-accrual | 2,799 | 1,841
Total loans | 224,506 | 229,404
Commercial and Industrial | Commercial Business | 30-89 Days Past Due |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Total loans | 2,455 | 1,778
Commercial and Industrial | Commercial Business | 90 Days and Greater Past Due |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Total loans | 301 | 5
Commercial and Industrial | Commercial Business | Current |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Total loans | 221,707 | 227,563
Commercial Real Estate Portfolio Segment |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Total loans | 931,842 | 925,907
Commercial Real Estate Portfolio Segment | Commercial Business |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Total loans | 224,506 | 229,404
Commercial Real Estate Portfolio Segment | Commercial Real Estate |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Non-accrual | 93 | 79
Total Past Due and Non-accrual | 93 | 79
Total loans | 574,496 | 583,501
Commercial Real Estate Portfolio Segment | Commercial Real Estate | Current |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Total loans | 574,403 | 583,422
Commercial Real Estate Portfolio Segment | Land |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Total loans | 4,062 | 5,693
Commercial Real Estate Portfolio Segment | Land | Current |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Total loans | 4,062 | 5,693
Commercial Real Estate Portfolio Segment | Multi-Family |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Total loans | 78,822 | 70,771
Commercial Real Estate Portfolio Segment | Multi-Family | Current |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Total loans | 78,822 | 70,771
Commercial Real Estate Portfolio Segment | Real Estate Construction |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Total Past Due and Non-accrual | 2,122 |
Total loans | 49,956 | 36,538
Commercial Real Estate Portfolio Segment | Real Estate Construction | 30-89 Days Past Due |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Total loans | 2,122 |
Commercial Real Estate Portfolio Segment | Real Estate Construction | Current |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Total loans | 47,834 | 36,538
Consumer |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Non-accrual | 32 | 36
Total Past Due and Non-accrual | 1,013 | 37
Total loans | 113,267 | 98,106
Consumer | 30-89 Days Past Due |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Total loans | 981 | 1
Consumer | Current |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |
Total loans | $ 112,254 | $ 98,069

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