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INVESTMENT SECURITIES - Available for sale (Details) - USD ($)
$ in Thousands
Dec. 31, 2024
Mar. 31, 2024
INVESTMENT SECURITIES    
Amortized Cost $ 144,814 $ 164,416
Gross Unrealized Gains 17 26
Gross Unrealized Losses (19,957) (21,246)
Estimated Fair Value 124,874 143,196
Municipal securities    
INVESTMENT SECURITIES    
Amortized Cost 37,329 41,657
Gross Unrealized Gains 1 20
Gross Unrealized Losses (6,794) (6,541)
Estimated Fair Value 30,536 35,136
Agency securities    
INVESTMENT SECURITIES    
Amortized Cost 38,937 47,818
Gross Unrealized Losses (3,352) (4,241)
Estimated Fair Value 35,585 43,577
Real estate mortgage investment conduits    
INVESTMENT SECURITIES    
Amortized Cost 29,261 31,424
Gross Unrealized Losses (5,658) (5,759)
Estimated Fair Value 23,603 25,665
Residential mortgage-backed securities    
INVESTMENT SECURITIES    
Amortized Cost 11,422 13,519
Gross Unrealized Gains 12 3
Gross Unrealized Losses (751) (971)
Estimated Fair Value 10,683 12,551
Other mortgage-backed securities    
INVESTMENT SECURITIES    
Amortized Cost 27,865 29,998
Gross Unrealized Gains 4 3
Gross Unrealized Losses (3,402) (3,734)
Estimated Fair Value $ 24,467 $ 26,267