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LOANS AND ALLOWANCE FOR CREDIT LOSSES FOR LOANS - Risk category of bank loans by year of origination (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2024
Dec. 31, 2023
Mar. 31, 2024
Origination year          
2025/2024 $ 60,876   $ 60,876   $ 68,625
2024/2023 90,190   90,190   169,408
2023/2022 154,459   154,459   338,864
2022/2021 328,835   328,835   126,861
2021/2020 118,121   118,121   84,175
Prior 266,887   266,887   215,697
Revolving Loans 25,741   25,741   20,383
Total Loans Receivable 1,045,109   1,045,109   1,024,013
Gross write-offs          
2024/2023         11
Prior         2
Revolving Loans     117    
Total Loans Receivable 116 $ 2 117 $ 13 13
Commercial and Industrial | Commercial Business          
Origination year          
2025/2024 9,791   9,791   14,126
2024/2023 20,332   20,332   63,838
2023/2022 57,278   57,278   85,864
2022/2021 80,477   80,477   28,119
2021/2020 22,216   22,216   17,431
Prior 26,227   26,227   12,701
Revolving Loans 8,185   8,185   7,325
Total Loans Receivable 224,506   224,506   229,404
Commercial Real Estate Portfolio Segment          
Origination year          
Total Loans Receivable 931,842   931,842   925,907
Commercial Real Estate Portfolio Segment | Commercial Business          
Origination year          
Total Loans Receivable 224,506   224,506   229,404
Commercial Real Estate Portfolio Segment | Commercial Real Estate          
Origination year          
2025/2024 24,916   24,916   36,636
2024/2023 40,769   40,769   70,599
2023/2022 64,562   64,562   147,912
2022/2021 144,726   144,726   89,662
2021/2020 87,473   87,473   53,424
Prior 212,050   212,050   185,268
Total Loans Receivable 574,496   574,496   583,501
Gross write-offs          
Revolving Loans     80    
Total Loans Receivable 80   80    
Commercial Real Estate Portfolio Segment | Land          
Origination year          
2025/2024 619   619   2,361
2024/2023         2,695
2023/2022 2,597   2,597   94
2022/2021 86   86    
2021/2020         106
Prior 479   479   437
Revolving Loans 281   281    
Total Loans Receivable 4,062   4,062   5,693
Commercial Real Estate Portfolio Segment | Multi-Family          
Origination year          
2025/2024 711   711   970
2024/2023 953   953   21,643
2023/2022 26,204   26,204   32,003
2022/2021 36,040   36,040   4,841
2021/2020 4,307   4,307   8,823
Prior 10,607   10,607   2,491
Total Loans Receivable 78,822   78,822   70,771
Commercial Real Estate Portfolio Segment | Real Estate Construction          
Origination year          
2025/2024 10,901   10,901   14,114
2024/2023 27,530   27,530   10,078
2023/2022 3,442   3,442   12,346
2022/2021 8,083   8,083    
Total Loans Receivable 49,956   49,956   36,538
Consumer          
Origination year          
Total Loans Receivable 113,267   113,267   98,106
Gross write-offs          
Total Loans Receivable 36 $ 2 37 $ 13  
Consumer | Real estate one-to-four family          
Origination year          
2025/2024 10   10    
2023/2022         60,447
2022/2021 59,305   59,305   4,164
2021/2020 4,072   4,072   4,364
Prior 17,514   17,514   14,792
Revolving Loans 16,859   16,859   12,599
Total Loans Receivable 97,760   97,760   96,366
Gross write-offs          
Revolving Loans     11    
Total Loans Receivable     11    
Consumer | Other installment          
Origination year          
2025/2024 13,928   13,928   418
2024/2023 606   606   555
2023/2022 376   376   198
2022/2021 118   118   75
2021/2020 53   53   27
Prior 10   10   8
Revolving Loans 416   416   459
Total Loans Receivable 15,507   15,507   1,740
Gross write-offs          
2024/2023         11
Prior         2
Revolving Loans     26    
Total Loans Receivable     26   13
Pass          
Origination year          
2025/2024 54,310   54,310   67,311
2024/2023 86,994   86,994   165,301
2023/2022 150,607   150,607   337,234
2022/2021 325,524   325,524   126,861
2021/2020 117,584   117,584   83,654
Prior 234,335   234,335   188,352
Revolving Loans 25,092   25,092   17,885
Total Loans Receivable 994,446   994,446   986,598
Pass | Commercial and Industrial | Commercial Business          
Origination year          
2025/2024 7,714   7,714   14,126
2024/2023 20,332   20,332   63,838
2023/2022 57,278   57,278   85,131
2022/2021 79,864   79,864   28,119
2021/2020 21,697   21,697   16,945
Prior 25,379   25,379   12,411
Revolving Loans 7,536   7,536   4,827
Total Loans Receivable 219,800   219,800   225,397
Pass | Commercial Real Estate Portfolio Segment | Commercial Real Estate          
Origination year          
2025/2024 20,427   20,427   36,116
2024/2023 37,573   37,573   66,847
2023/2022 60,894   60,894   147,015
2022/2021 142,028   142,028   89,662
2021/2020 87,473   87,473   53,424
Prior 180,602   180,602   158,311
Total Loans Receivable 528,997   528,997   551,375
Pass | Commercial Real Estate Portfolio Segment | Land          
Origination year          
2025/2024 619   619   2,361
2024/2023         2,340
2023/2022 2,597   2,597   94
2022/2021 86   86    
2021/2020         106
Prior 479   479   437
Revolving Loans 281   281    
Total Loans Receivable 4,062   4,062   5,338
Pass | Commercial Real Estate Portfolio Segment | Multi-Family          
Origination year          
2025/2024 711   711   970
2024/2023 953   953   21,643
2023/2022 26,020   26,020   32,003
2022/2021 36,040   36,040   4,841
2021/2020 4,289   4,289   8,788
Prior 10,383   10,383   2,429
Total Loans Receivable 78,396   78,396   70,674
Pass | Commercial Real Estate Portfolio Segment | Real Estate Construction          
Origination year          
2025/2024 10,901   10,901   13,320
2024/2023 27,530   27,530   10,078
2023/2022 3,442   3,442   12,346
2022/2021 8,083   8,083    
Total Loans Receivable 49,956   49,956   35,744
Pass | Consumer | Real estate one-to-four family          
Origination year          
2025/2024 10   10    
2023/2022         60,447
2022/2021 59,305   59,305   4,164
2021/2020 4,072   4,072   4,364
Prior 17,482   17,482   14,756
Revolving Loans 16,859   16,859   12,599
Total Loans Receivable 97,728   97,728   96,330
Pass | Consumer | Other installment          
Origination year          
2025/2024 13,928   13,928   418
2024/2023 606   606   555
2023/2022 376   376   198
2022/2021 118   118   75
2021/2020 53   53   27
Prior 10   10   8
Revolving Loans 416   416   459
Total Loans Receivable 15,507   15,507   1,740
Special Mention          
Origination year          
2025/2024 6,566   6,566   794
2024/2023 3,166   3,166   4,107
2023/2022 3,852   3,852   1,630
2022/2021 3,311   3,311    
2021/2020 537   537   521
Prior 32,357   32,357   27,142
Revolving Loans 649   649   2,498
Total Loans Receivable 50,438   50,438   36,692
Special Mention | Commercial and Industrial | Commercial Business          
Origination year          
2025/2024 2,077   2,077    
2023/2022         733
2022/2021 613   613    
2021/2020 519   519   486
Prior 806   806   232
Revolving Loans 649   649   2,498
Total Loans Receivable 4,664   4,664   3,949
Special Mention | Commercial Real Estate Portfolio Segment          
Origination year          
2024/2023         3,752
2023/2022         897
Prior         26,878
Total Loans Receivable         31,527
Special Mention | Commercial Real Estate Portfolio Segment | Commercial Real Estate          
Origination year          
2025/2024 4,489   4,489    
2024/2023 3,166   3,166    
2023/2022 3,668   3,668    
2022/2021 2,698   2,698    
Prior 31,385   31,385    
Total Loans Receivable 45,406   45,406    
Special Mention | Commercial Real Estate Portfolio Segment | Land          
Origination year          
2024/2023         355
Total Loans Receivable         355
Special Mention | Commercial Real Estate Portfolio Segment | Multi-Family          
Origination year          
2023/2022 184   184    
2021/2020 18   18   35
Prior 166   166   32
Total Loans Receivable 368   368   67
Special Mention | Commercial Real Estate Portfolio Segment | Real Estate Construction          
Origination year          
2025/2024         794
Total Loans Receivable         794
Substandard          
Origination year          
2025/2024         520
2024/2023 30   30    
Prior 195   195   203
Total Loans Receivable 225   225   723
Substandard | Commercial and Industrial | Commercial Business          
Origination year          
Prior 42   42   58
Total Loans Receivable 42   42   58
Substandard | Commercial Real Estate Portfolio Segment          
Origination year          
2025/2024         520
Prior         79
Total Loans Receivable         599
Substandard | Commercial Real Estate Portfolio Segment | Commercial Real Estate          
Origination year          
2024/2023 30   30    
Prior 63   63    
Total Loans Receivable 93   93    
Substandard | Commercial Real Estate Portfolio Segment | Multi-Family          
Origination year          
Prior 58   58   30
Total Loans Receivable 58   58   30
Substandard | Consumer | Real estate one-to-four family          
Origination year          
Prior 32   32   36
Total Loans Receivable $ 32   $ 32   $ 36