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LOANS AND ALLOWANCE FOR CREDIT LOSSES FOR LOANS - Reconciliation of the allowance for loan losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2024
Dec. 31, 2023
Mar. 31, 2024
Reconciliation of the allowance for loan losses          
Beginning balance $ 15,466 $ 15,346 $ 15,364 $ 15,309 $ 15,309
(Recapture of) provision for credit losses     100    
Charge-offs (116) (2) (117) (13) (13)
Recoveries 2 17 5 23  
Ending balance 15,352 15,361 15,352 15,361 15,364
Adjustment | ASU 2016-13          
Reconciliation of the allowance for loan losses          
Beginning balance       42 42
Commercial Real Estate Portfolio Segment | Commercial Business          
Reconciliation of the allowance for loan losses          
Beginning balance 5,118 5,339 5,280 3,123 3,123
(Recapture of) provision for credit losses 16 (74) (146) 258  
Ending balance 5,134 5,265 5,134 5,265 5,280
Commercial Real Estate Portfolio Segment | Commercial Business | Adjustment | ASU 2016-13          
Reconciliation of the allowance for loan losses          
Beginning balance       1,884 1,884
Commercial Real Estate Portfolio Segment | Commercial Real Estate          
Reconciliation of the allowance for loan losses          
Beginning balance 7,137 7,138 7,391 8,894 8,894
(Recapture of) provision for credit losses 162 141 (92) (121)  
Charge-offs (80)   (80)    
Ending balance 7,219 7,279 7,219 7,279 7,391
Commercial Real Estate Portfolio Segment | Commercial Real Estate | Adjustment | ASU 2016-13          
Reconciliation of the allowance for loan losses          
Beginning balance       (1,494) (1,494)
Commercial Real Estate Portfolio Segment | Land          
Reconciliation of the allowance for loan losses          
Beginning balance 139 112 106 93 93
(Recapture of) provision for credit losses (67) 45 (34) 24  
Ending balance 72 157 72 157 106
Commercial Real Estate Portfolio Segment | Land | Adjustment | ASU 2016-13          
Reconciliation of the allowance for loan losses          
Beginning balance       40 40
Commercial Real Estate Portfolio Segment | Multi-Family          
Reconciliation of the allowance for loan losses          
Beginning balance 354 293 367 798 798
(Recapture of) provision for credit losses 11 41 (2) 28  
Ending balance 365 334 365 334 367
Commercial Real Estate Portfolio Segment | Multi-Family | Adjustment | ASU 2016-13          
Reconciliation of the allowance for loan losses          
Beginning balance       (492) (492)
Commercial Real Estate Portfolio Segment | Real Estate Construction          
Reconciliation of the allowance for loan losses          
Beginning balance 925 860 636 764 764
(Recapture of) provision for credit losses (96) (129) 193 (164)  
Ending balance 829 731 829 731 636
Commercial Real Estate Portfolio Segment | Real Estate Construction | Adjustment | ASU 2016-13          
Reconciliation of the allowance for loan losses          
Beginning balance       131 131
Consumer          
Reconciliation of the allowance for loan losses          
Beginning balance 1,793 1,604 1,584 1,127 1,127
(Recapture of) provision for credit losses (26) (24) 181 (25)  
Charge-offs (36) (2) (37) (13)  
Recoveries 2 17 5 23  
Ending balance $ 1,733 $ 1,595 $ 1,733 1,595 1,584
Consumer | Adjustment | ASU 2016-13          
Reconciliation of the allowance for loan losses          
Beginning balance       483 483
Unallocated          
Reconciliation of the allowance for loan losses          
Beginning balance       510 510
Unallocated | Adjustment | ASU 2016-13          
Reconciliation of the allowance for loan losses          
Beginning balance       $ (510) $ (510)