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LOANS AND ACL - Reconciliation of the allowance for loan losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended
--- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Mar. 31, 2025
Reconciliation of the allowance for loan losses |  |  |
Beginning balance | $ 15,374 | $ 15,364 | $ 15,364
Charge-offs |  | (1) | (123)
Recoveries | 52 | 1 |
Ending balance | 15,426 | 15,364 | 15,374
Commercial and Construction | Commercial Business |  |  |
Reconciliation of the allowance for loan losses |  |  |
Beginning balance | 5,033 | 5,280 | 5,280
(Recapture of) provision for loan losses | (174) | (139) |
Ending balance | 4,859 | 5,141 | 5,033
Commercial Real Estate Portfolio Segment | Commercial Real Estate |  |  |
Reconciliation of the allowance for loan losses |  |  |
Beginning balance | 7,492 | 7,391 | 7,391
(Recapture of) provision for loan losses | 158 | (88) |
Charge-offs |  |  | (80)
Ending balance | 7,650 | 7,303 | 7,492
Commercial Real Estate Portfolio Segment | Land |  |  |
Reconciliation of the allowance for loan losses |  |  |
Beginning balance | 83 | 106 | 106
(Recapture of) provision for loan losses | (11) | 14 |
Ending balance | 72 | 120 | 83
Commercial Real Estate Portfolio Segment | Multi-Family |  |  |
Reconciliation of the allowance for loan losses |  |  |
Beginning balance | 444 | 367 | 367
(Recapture of) provision for loan losses | (4) | 35 |
Ending balance | 440 | 402 | 444
Commercial Real Estate Portfolio Segment | Real Estate Construction |  |  |
Reconciliation of the allowance for loan losses |  |  |
Beginning balance | 480 | 636 | 636
(Recapture of) provision for loan losses | (147) | 87 |
Ending balance | 333 | 723 | 480
Consumer |  |  |
Reconciliation of the allowance for loan losses |  |  |
Beginning balance | 1,842 | 1,584 | 1,584
(Recapture of) provision for loan losses | 178 | 91 |
Charge-offs |  | (1) |
Recoveries | 52 | 1 |
Ending balance | $ 2,072 | $ 1,675 | $ 1,842

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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