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LOANS AND ACL - Loans receivable, excluding loans held for sale (Details) - USD ($) $ in Thousands | Jun. 30, 2025 | Mar. 31, 2025 | Jun. 30, 2024 | Mar. 31, 2024
--- | --- | --- | --- | ---
LOANS RECEIVABLE |  |  |  |
Total loans | $ 1,068,080 | $ 1,062,460 |  |
Less: ACL for loans | 15,426 | 15,374 | $ 15,364 | $ 15,364
Loans receivable, net | 1,052,654 | 1,047,086 |  |
Commercial and Construction | Commercial Business |  |  |  |
LOANS RECEIVABLE |  |  |  |
Total loans | 231,826 | 232,935 |  |
Less: ACL for loans | 4,859 | 5,033 | 5,141 | 5,280
Commercial Real Estate Portfolio Segment |  |  |  |
LOANS RECEIVABLE |  |  |  |
Total loans | 945,841 | 950,363 |  |
Commercial Real Estate Portfolio Segment | Commercial Real Estate |  |  |  |
LOANS RECEIVABLE |  |  |  |
Total loans | 599,617 | 592,185 |  |
Less: ACL for loans | 7,650 | 7,492 | 7,303 | 7,391
Commercial Real Estate Portfolio Segment | Land |  |  |  |
LOANS RECEIVABLE |  |  |  |
Total loans | 3,659 | 4,610 |  |
Less: ACL for loans | 72 | 83 | 120 | 106
Commercial Real Estate Portfolio Segment | Multi-Family |  |  |  |
LOANS RECEIVABLE |  |  |  |
Total loans | 90,606 | 91,451 |  |
Less: ACL for loans | 440 | 444 | 402 | 367
Commercial Real Estate Portfolio Segment | Real Estate Construction |  |  |  |
LOANS RECEIVABLE |  |  |  |
Total loans | 20,133 | 29,182 |  |
Less: ACL for loans | 333 | 480 | 723 | 636
Consumer |  |  |  |
LOANS RECEIVABLE |  |  |  |
Total loans | 122,239 | 112,097 |  |
Less: ACL for loans | 2,072 | 1,842 | $ 1,675 | $ 1,584
Consumer | Real estate one-to-four family |  |  |  |
LOANS RECEIVABLE |  |  |  |
Total loans | 98,147 | 97,683 |  |
Consumer | Other installment |  |  |  |
LOANS RECEIVABLE |  |  |  |
Total loans | $ 24,092 | $ 14,414 |  |

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