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LOANS AND ACL - Risk category of bank loans by year of origination (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended 12 Months Ended
Sep. 30, 2025
Sep. 30, 2025
Sep. 30, 2024
Mar. 31, 2025
Origination year        
2026/2025 $ 41,851 $ 41,851   $ 86,438
2025/2024 87,693 87,693   76,035
2024/2023 77,261 77,261   166,330
2023/2022 158,986 158,986   323,921
2022/2021 313,998 313,998   116,522
Prior 352,952 352,952   259,679
Revolving Loans 37,450 37,450   33,535
Total Loans Receivable 1,070,191 1,070,191   1,062,460
Gross write-offs        
2025/2024       86
2023/2022       25
Prior   1    
Revolving Loans       12
Total Loans Receivable 1 1 $ 1 123
Commercial and Construction | Commercial Business        
Origination year        
2026/2025 4,079 4,079   12,804
2025/2024 15,760 15,760   17,592
2024/2023 18,090 18,090   56,013
2023/2022 51,092 51,092   86,203
2022/2021 81,622 81,622   21,390
Prior 42,357 42,357   24,945
Revolving Loans 14,594 14,594   13,988
Total Loans Receivable 227,594 227,594   232,935
Gross write-offs        
Prior   1    
Total Loans Receivable 1 1    
Commercial Real Estate Portfolio Segment        
Origination year        
Total Loans Receivable 949,251 949,251   950,363
Commercial Real Estate Portfolio Segment | Commercial Real Estate        
Origination year        
2026/2025 23,700 23,700   44,477
2025/2024 47,740 47,740   45,375
2024/2023 50,847 50,847   64,643
2023/2022 63,695 63,695   143,600
2022/2021 140,362 140,362   86,768
Prior 276,617 276,617   207,322
Total Loans Receivable 602,961 602,961   592,185
Gross write-offs        
2025/2024       80
Total Loans Receivable       80
Commercial Real Estate Portfolio Segment | Land        
Origination year        
2026/2025 635 635   615
2025/2024 607 607    
2024/2023       2,570
2023/2022 2,207 2,207   84
2022/2021 78 78    
Prior 413 413   457
Revolving Loans       884
Revolving Loans (10) (10)    
Total Loans Receivable 3,930 3,930   4,610
Commercial Real Estate Portfolio Segment | Multi-Family        
Origination year        
2026/2025 437 437   1,132
2025/2024 1,121 1,121   947
2024/2023 935 935   39,462
2023/2022 37,770 37,770   35,831
2022/2021 35,416 35,416   4,275
Prior 13,312 13,312   9,804
Total Loans Receivable 88,991 88,991   91,451
Commercial Real Estate Portfolio Segment | Real Estate Construction        
Origination year        
2026/2025 6,102 6,102   14,092
2025/2024 8,602 8,602   11,784
2024/2023 7,111 7,111   3,306
2023/2022 3,960 3,960    
Total Loans Receivable 25,775 25,775   29,182
Consumer        
Origination year        
Total Loans Receivable 120,940 120,940   112,097
Gross write-offs        
Total Loans Receivable     $ 1  
Consumer | Real estate one-to-four family        
Origination year        
2026/2025       133
2023/2022       58,107
2022/2021 56,457 56,457   4,041
Prior 20,212 20,212   17,145
Revolving Loans 22,373 22,373   18,257
Total Loans Receivable 99,042 99,042   97,683
Gross write-offs        
Revolving Loans       11
Total Loans Receivable       11
Consumer | Other installment        
Origination year        
2026/2025 6,898 6,898   13,185
2025/2024 13,863 13,863   337
2024/2023 278 278   336
2023/2022 262 262   96
2022/2021 63 63   48
Prior 41 41   6
Revolving Loans 493 493   406
Total Loans Receivable 21,898 21,898   14,414
Gross write-offs        
2025/2024       6
2023/2022       25
Revolving Loans       1
Total Loans Receivable       32
Pass        
Origination year        
2026/2025 41,851 41,851   84,474
2025/2024 86,078 86,078   72,841
2024/2023 74,071 74,071   162,509
2023/2022 151,952 151,952   318,104
2022/2021 308,323 308,323   116,032
Prior 317,780 317,780   224,723
Revolving Loans 35,365 35,365   32,369
Total Loans Receivable 1,015,420 1,015,420   1,011,052
Pass | Commercial and Construction | Commercial Business        
Origination year        
2026/2025 4,079 4,079   10,840
2025/2024 14,145 14,145   17,592
2024/2023 18,090 18,090   56,013
2023/2022 50,693 50,693   85,632
2022/2021 81,133 81,133   20,918
Prior 41,352 41,352   24,198
Revolving Loans 12,509 12,509   12,822
Total Loans Receivable 222,001 222,001   228,015
Pass | Commercial Real Estate Portfolio Segment | Commercial Real Estate        
Origination year        
2026/2025 23,700 23,700   44,477
2025/2024 47,740 47,740   42,181
2024/2023 47,657 47,657   61,005
2023/2022 57,386 57,386   138,354
2022/2021 135,193 135,193   86,768
Prior 242,728 242,728   173,364
Total Loans Receivable 554,404 554,404   546,149
Pass | Commercial Real Estate Portfolio Segment | Land        
Origination year        
2026/2025 635 635   615
2025/2024 607 607    
2024/2023       2,570
2023/2022 2,207 2,207   84
2022/2021 78 78    
Prior 413 413   457
Revolving Loans       884
Revolving Loans (10) (10)    
Total Loans Receivable 3,930 3,930   4,610
Pass | Commercial Real Estate Portfolio Segment | Multi-Family        
Origination year        
2026/2025 437 437   1,132
2025/2024 1,121 1,121   947
2024/2023 935 935   39,279
2023/2022 37,444 37,444   35,831
2022/2021 35,399 35,399   4,257
Prior 13,064 13,064   9,583
Total Loans Receivable 88,400 88,400   91,029
Pass | Commercial Real Estate Portfolio Segment | Real Estate Construction        
Origination year        
2026/2025 6,102 6,102   14,092
2025/2024 8,602 8,602   11,784
2024/2023 7,111 7,111   3,306
2023/2022 3,960 3,960    
Total Loans Receivable 25,775 25,775   29,182
Pass | Consumer | Real estate one-to-four family        
Origination year        
2026/2025       133
2023/2022       58,107
2022/2021 56,457 56,457   4,041
Prior 20,182 20,182   17,115
Revolving Loans 22,373 22,373   18,257
Total Loans Receivable 99,012 99,012   97,653
Pass | Consumer | Other installment        
Origination year        
2026/2025 6,898 6,898   13,185
2025/2024 13,863 13,863   337
2024/2023 278 278   336
2023/2022 262 262   96
2022/2021 63 63   48
Prior 41 41   6
Revolving Loans 493 493   406
Total Loans Receivable 21,898 21,898   14,414
Special Mention        
Origination year        
2026/2025       1,964
2025/2024 1,615 1,615   3,164
2024/2023 3,160 3,160   3,821
2023/2022 7,034 7,034   5,817
2022/2021 5,658 5,658   18
Prior 24,532 24,532   32,531
Revolving Loans 2,085 2,085   1,166
Total Loans Receivable 44,084 44,084   48,481
Special Mention | Commercial and Construction | Commercial Business        
Origination year        
2026/2025       1,964
2025/2024 1,615 1,615    
2023/2022 399 399   571
2022/2021 489 489    
Prior 335 335   456
Revolving Loans 2,085 2,085   1,166
Total Loans Receivable 4,923 4,923   4,157
Special Mention | Commercial Real Estate Portfolio Segment | Commercial Real Estate        
Origination year        
2025/2024       3,164
2024/2023 3,160 3,160   3,638
2023/2022 6,309 6,309   5,246
2022/2021 5,169 5,169    
Prior 24,039 24,039   31,920
Total Loans Receivable 38,677 38,677   43,968
Special Mention | Commercial Real Estate Portfolio Segment | Multi-Family        
Origination year        
2024/2023       183
2023/2022 326 326    
2022/2021       18
Prior 158 158   155
Total Loans Receivable 484 484   356
Substandard        
Origination year        
2025/2024       30
2024/2023 30 30    
2022/2021 17 17   472
Prior 10,640 10,640   2,425
Total Loans Receivable 10,687 10,687   2,927
Substandard | Commercial and Construction | Commercial Business        
Origination year        
2022/2021       472
Prior 670 670   291
Total Loans Receivable 670 670   763
Substandard | Commercial Real Estate Portfolio Segment | Commercial Real Estate        
Origination year        
2025/2024       30
2024/2023 30 30    
Prior 9,850 9,850   2,038
Total Loans Receivable 9,880 9,880   2,068
Substandard | Commercial Real Estate Portfolio Segment | Multi-Family        
Origination year        
2022/2021 17 17    
Prior 90 90   66
Total Loans Receivable 107 107   66
Substandard | Consumer | Real estate one-to-four family        
Origination year        
Prior 30 30   30
Total Loans Receivable $ 30 $ 30   $ 30