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LOANS AND ACL - Reconciliation of the allowance for loan losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Mar. 31, 2025
Reconciliation of the allowance for loan losses          
Beginning balance $ 15,426 $ 15,364 $ 15,374 $ 15,364 $ 15,364
Provision for (recapture of) credit losses   100   100  
Charge-offs (1)   (1) (1) (123)
Recoveries 2 2 54 3  
Ending balance 15,427 15,466 15,427 15,466 15,374
Commercial and Construction | Commercial Business          
Reconciliation of the allowance for loan losses          
Beginning balance 4,859 5,141 5,033 5,280 5,280
Provision for (recapture of) credit losses 1 (23) (173) (162)  
Charge-offs (1)   (1)    
Ending balance 4,859 5,118 4,859 5,118 5,033
Commercial Real Estate Portfolio Segment | Commercial Real Estate          
Reconciliation of the allowance for loan losses          
Beginning balance 7,650 7,303 7,492 7,391 7,391
Provision for (recapture of) credit losses (25) (166) 133 (254)  
Charge-offs         (80)
Ending balance 7,625 7,137 7,625 7,137 7,492
Commercial Real Estate Portfolio Segment | Land          
Reconciliation of the allowance for loan losses          
Beginning balance 72 120 83 106 106
Provision for (recapture of) credit losses 5 19 (6) 33  
Ending balance 77 139 77 139 83
Commercial Real Estate Portfolio Segment | Multi-Family          
Reconciliation of the allowance for loan losses          
Beginning balance 440 402 444 367 367
Provision for (recapture of) credit losses (13) (48) (17) (13)  
Ending balance 427 354 427 354 444
Commercial Real Estate Portfolio Segment | Real Estate Construction          
Reconciliation of the allowance for loan losses          
Beginning balance 333 723 480 636 636
Provision for (recapture of) credit losses 97 202 (50) 289  
Ending balance 430 925 430 925 480
Consumer          
Reconciliation of the allowance for loan losses          
Beginning balance 2,072 1,675 1,842 1,584 1,584
Provision for (recapture of) credit losses (65) 116 113 207  
Charge-offs       (1)  
Recoveries 2 2 54 3  
Ending balance $ 2,009 $ 1,793 $ 2,009 $ 1,793 $ 1,842