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EARNINGS PER SHARE (Tables)
3 Months Ended
Jan. 31, 2014
EARNINGS PER SHARE [Abstract]  
Reconciliation of Basic and Diluted Earnings Per Share

 

    Three months ended  
    January 31,  
    2014     2013  
    Basic     Diluted     Basic     Diluted  
                         
Net income   $ 2,369     $ 2,369     $ 2,254     $ 2,254  
Undistributed earnings allocated to participating shares     (20 )     (20 )     (24 )     (24 )
Net income applicable to common shareholders   $ 2,349     $ 2,349     $ 2,230     $ 2,230  
Weighted average shares outstanding     6,477       6,477       6,447       6,447  
Stock options     -         37       -         37  
      6,477       6,514       6,447       6,484  
                                 
Income per share   $ 0.36     $ 0.36     $ 0.35     $ 0.34