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QUARTERLY FINANCIAL INFORMATION (Details) - USD ($)
$ / shares in Units, $ in Thousands
3 Months Ended 12 Months Ended
Oct. 31, 2019
Jul. 31, 2019
Apr. 30, 2019
Jan. 31, 2019
Oct. 31, 2018
Jul. 31, 2018
Apr. 30, 2018
Jan. 31, 2018
Oct. 31, 2019
Oct. 31, 2018
Oct. 31, 2017
QUARTERLY FINANCIAL INFORMATION                      
Sales and service fees $ 59,989 $ 58,501 $ 70,674 $ 74,213 $ 83,051 $ 78,752 $ 70,424 $ 68,444 $ 263,377 $ 300,671 $ 243,667
Gross profit $ 16,240 $ 17,189 $ 21,637 $ 22,142 $ 27,851 $ 24,521 $ 19,313 $ 20,121 77,208 91,806 70,564
Gross profit margin 27.00% 29.00% 31.00% 30.00% 34.00% 31.00% 27.00% 29.00%      
Selling, general and administrative expenses $ 14,051 $ 12,592 $ 14,111 $ 13,914 $ 16,564 $ 15,160 $ 13,320 $ 12,966 54,668 58,010 49,661
Operating income 2,189 4,597 7,526 8,228 11,287 9,361 5,993 7,155 22,540 33,796 20,903
Provision for income taxes (260) 1,155 2,481 2,453 2,339 2,511 1,656 4,500 5,829 11,006 5,601
Net income $ 2,098 $ 3,491 $ 5,252 $ 6,654 $ 8,302 $ 6,500 $ 3,751 $ 2,937 $ 17,495 $ 21,490 $ 15,115
Income per common share - basic (in dollars per share) $ 0.31 $ 0.51 $ 0.77 $ 0.98 $ 1.24 $ 0.96 $ 0.55 $ 0.44 $ 2.57 $ 3.19 $ 2.27
Income per common share - diluted (in dollars per share) $ 0.31 $ 0.51 $ 0.76 $ 0.97 $ 1.22 $ 0.95 $ 0.55 $ 0.43 $ 2.55 $ 3.15 $ 2.25