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    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_FinancialInstrumentsContractAmounts" xlink:label="mgyr_FinancialInstrumentsContractAmounts" xlink:title="mgyr_FinancialInstrumentsContractAmounts" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_FinancialInstrumentsContractAmounts" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_FinancialInstrumentsContractAmounts" xml:lang="en-US" id="label_mgyr_FinancialInstrumentsContractAmounts">The contractual amount of off-balance sheet lending-related financial instruments (e.g., commitments and guarantees), which represents the maximum possible credit risk should the counterparty draw upon the commitment or the entity be required to fulfill its obligation under the guarantee, and the counterparty subsequently fail to perform according to the terms of the contract.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_FinancialInstrumentsContractAmounts" xlink:to="label_mgyr_FinancialInstrumentsContractAmounts" xlink:title="Label : mgyr_FinancialInstrumentsContractAmounts to label_mgyr_FinancialInstrumentsContractAmounts" />
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    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_LoanOriginationCommitments1Member" xlink:label="mgyr_LoanOriginationCommitments1Member" xlink:title="mgyr_LoanOriginationCommitments1Member" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_LoanOriginationCommitments1Member" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_LoanOriginationCommitments1Member" xml:lang="en-US" id="label_mgyr_LoanOriginationCommitments1Member">Commitments to borrowers or third party investors for the origination of a variable loan.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_LoanOriginationCommitments1Member" xlink:to="label_mgyr_LoanOriginationCommitments1Member" xlink:title="Label : mgyr_LoanOriginationCommitments1Member to label_mgyr_LoanOriginationCommitments1Member" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_LoanOriginationCommitments1Member_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_LoanOriginationCommitments1Member_1" xml:lang="en-US" id="label_mgyr_LoanOriginationCommitments1Member_1">Loan Origination Commitments One [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_mgyr_LoanOriginationCommitments1Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_LoanOriginationCommitments1Member_2" xml:lang="en-US" id="label_mgyr_LoanOriginationCommitments1Member_2">Variable rate loan commitments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_LoanOriginationCommitments1Member" xlink:to="label_mgyr_LoanOriginationCommitments1Member_2" xlink:title="Label : mgyr_LoanOriginationCommitments1Member to label_mgyr_LoanOriginationCommitments1Member_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_FederalHomeLoanBankOfNewYorkStock" xlink:label="mgyr_FederalHomeLoanBankOfNewYorkStock" xlink:title="mgyr_FederalHomeLoanBankOfNewYorkStock" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_FederalHomeLoanBankOfNewYorkStock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_FederalHomeLoanBankOfNewYorkStock" xml:lang="en-US" id="label_mgyr_FederalHomeLoanBankOfNewYorkStock">Dividend income from federal home loan bank investment.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_FederalHomeLoanBankOfNewYorkStock" xlink:to="label_mgyr_FederalHomeLoanBankOfNewYorkStock" xlink:title="Label : mgyr_FederalHomeLoanBankOfNewYorkStock to label_mgyr_FederalHomeLoanBankOfNewYorkStock" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_FederalHomeLoanBankOfNewYorkStock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_FederalHomeLoanBankOfNewYorkStock_1" xml:lang="en-US" id="label_mgyr_FederalHomeLoanBankOfNewYorkStock_1">Federal Home Loan Bank of New York stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_FederalHomeLoanBankOfNewYorkStock" xlink:to="label_mgyr_FederalHomeLoanBankOfNewYorkStock_1" xlink:title="Label : mgyr_FederalHomeLoanBankOfNewYorkStock to label_mgyr_FederalHomeLoanBankOfNewYorkStock_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_ServiceFees" xlink:label="mgyr_ServiceFees" xlink:title="mgyr_ServiceFees" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ServiceFees" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_ServiceFees" xml:lang="en-US" id="label_mgyr_ServiceFees">Amount of service fees paid for the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ServiceFees" xlink:to="label_mgyr_ServiceFees" xlink:title="Label : mgyr_ServiceFees to label_mgyr_ServiceFees" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ServiceFees_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_ServiceFees_1" xml:lang="en-US" id="label_mgyr_ServiceFees_1">Loan servicing expenses</link:label>
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    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_ScheduleOfInterestBearingDepositsTableTextBlock" xlink:label="mgyr_ScheduleOfInterestBearingDepositsTableTextBlock" xlink:title="mgyr_ScheduleOfInterestBearingDepositsTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ScheduleOfInterestBearingDepositsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_ScheduleOfInterestBearingDepositsTableTextBlock" xml:lang="en-US" id="label_mgyr_ScheduleOfInterestBearingDepositsTableTextBlock">Tabular disclosure of composition of entities interest bearing deposits.</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ScheduleOfInterestBearingDepositsTableTextBlock" xlink:to="label_mgyr_ScheduleOfInterestBearingDepositsTableTextBlock_1" xlink:title="Label : mgyr_ScheduleOfInterestBearingDepositsTableTextBlock to label_mgyr_ScheduleOfInterestBearingDepositsTableTextBlock_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ScheduleOfInterestBearingDepositsTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_ScheduleOfInterestBearingDepositsTableTextBlock_2" xml:lang="en-US" id="label_mgyr_ScheduleOfInterestBearingDepositsTableTextBlock_2">Schedule of deposits by type of account</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentTable" xlink:label="invest_InvestmentTable" xlink:title="invest_InvestmentTable" />
    <link:label xlink:type="resource" xlink:label="label_invest_InvestmentTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_invest_InvestmentTable" xml:lang="en-US" id="label_invest_InvestmentTable">Investment [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="invest_InvestmentTable" xlink:to="label_invest_InvestmentTable" xlink:title="Label : invest_InvestmentTable to label_invest_InvestmentTable" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_CertificatesOfDeposit" xlink:label="mgyr_CertificatesOfDeposit" xlink:title="mgyr_CertificatesOfDeposit" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_CertificatesOfDeposit" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_CertificatesOfDeposit" xml:lang="en-US" id="label_mgyr_CertificatesOfDeposit">Amount of deposits that cannot be withdrawn before a set date without penalty or for which notice of withdrawal is required. The deposits include certificates of deposits and open accounts.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_CertificatesOfDeposit" xlink:to="label_mgyr_CertificatesOfDeposit" xlink:title="Label : mgyr_CertificatesOfDeposit to label_mgyr_CertificatesOfDeposit" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_CertificatesOfDeposit_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_CertificatesOfDeposit_1" xml:lang="en-US" id="label_mgyr_CertificatesOfDeposit_1">Certificates of deposit</link:label>
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    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_RetirementDeposits" xlink:label="mgyr_RetirementDeposits" xlink:title="mgyr_RetirementDeposits" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_RetirementDeposits" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_RetirementDeposits" xml:lang="en-US" id="label_mgyr_RetirementDeposits">Amount of deposits that cannot be withdrawn before a set date without penalty or for which notice of withdrawal is required. The deposits include individual retirement accounts.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_RetirementDeposits" xlink:to="label_mgyr_RetirementDeposits" xlink:title="Label : mgyr_RetirementDeposits to label_mgyr_RetirementDeposits" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_RetirementDeposits_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_RetirementDeposits_1" xml:lang="en-US" id="label_mgyr_RetirementDeposits_1">Retirement accounts</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_RetirementDeposits" xlink:to="label_mgyr_RetirementDeposits_1" xlink:title="Label : mgyr_RetirementDeposits to label_mgyr_RetirementDeposits_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_UnearnedEsopSharesMember" xlink:label="mgyr_UnearnedEsopSharesMember" xlink:title="mgyr_UnearnedEsopSharesMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_UnearnedEsopSharesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_UnearnedEsopSharesMember" xml:lang="en-US" id="label_mgyr_UnearnedEsopSharesMember">Unearned ESOP Shares Member.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_UnearnedEsopSharesMember" xlink:to="label_mgyr_UnearnedEsopSharesMember" xlink:title="Label : mgyr_UnearnedEsopSharesMember to label_mgyr_UnearnedEsopSharesMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_UnearnedEsopSharesMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_UnearnedEsopSharesMember_1" xml:lang="en-US" id="label_mgyr_UnearnedEsopSharesMember_1">Unearned ESOP Shares [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_UnearnedEsopSharesMember" xlink:to="label_mgyr_UnearnedEsopSharesMember_1" xlink:title="Label : mgyr_UnearnedEsopSharesMember to label_mgyr_UnearnedEsopSharesMember_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_UnearnedEsopSharesMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_UnearnedEsopSharesMember_2" xml:lang="en-US" id="label_mgyr_UnearnedEsopSharesMember_2">Unearned ESOP Shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_UnearnedEsopSharesMember" xlink:to="label_mgyr_UnearnedEsopSharesMember_2" xlink:title="Label : mgyr_UnearnedEsopSharesMember to label_mgyr_UnearnedEsopSharesMember_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_AvailableForSaleAndHeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions" xlink:label="mgyr_AvailableForSaleAndHeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions" xlink:title="mgyr_AvailableForSaleAndHeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_AvailableForSaleAndHeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_AvailableForSaleAndHeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions" xml:lang="en-US" id="label_mgyr_AvailableForSaleAndHeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions">Represents number of unrealized loss positions in available for sale and held to maturity securities.</link:label>
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    <link:label xlink:type="resource" xlink:label="label_mgyr_AvailableForSaleAndHeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_AvailableForSaleAndHeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions_1" xml:lang="en-US" id="label_mgyr_AvailableForSaleAndHeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions_1">Number of Securities</link:label>
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    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_AvailableForSaleAndHeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="mgyr_AvailableForSaleAndHeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:title="mgyr_AvailableForSaleAndHeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" />
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    <link:label xlink:type="resource" xlink:label="label_mgyr_AvailableForSaleAndHeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_AvailableForSaleAndHeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_1" xml:lang="en-US" id="label_mgyr_AvailableForSaleAndHeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_1">Less Than 12 Months, Fair Value</link:label>
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    <link:label xlink:type="resource" xlink:label="label_mgyr_USGovernmentAgenciesDebtSecuritiesCommercialMortgageBackedSecuritiesMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_USGovernmentAgenciesDebtSecuritiesCommercialMortgageBackedSecuritiesMember_2" xml:lang="en-US" id="label_mgyr_USGovernmentAgenciesDebtSecuritiesCommercialMortgageBackedSecuritiesMember_2">Obligations of U.S. government agencies Mortgage backed securities -commercial</link:label>
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    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember" xlink:label="mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember" xlink:title="mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember" xml:lang="en-US" id="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember">U.S. government-sponsored enterprises securities collateralized by residential real estate mortgage loans.</link:label>
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    <link:label xlink:type="resource" xlink:label="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember_1" xml:lang="en-US" id="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember_1">Obligations of U.S. government-sponsored enterprises Mortgage backed securities - residential [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember" xlink:to="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember_1" xlink:title="Label : mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember to label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember_2" xml:lang="en-US" id="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember_2">Obligations of U.S. government-sponsored enterprises Mortgage backed securities - residential</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember" xlink:to="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember_2" xlink:title="Label : mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember to label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember_2" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember_3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember_3" xml:lang="en-US" id="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember_3">Obligations of U.S. government-sponsored enterprises Mortgage backed securities - residential</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember" xlink:to="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember_3" xlink:title="Label : mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember to label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesResidentialMortgageBackedSecuritiesMember_3" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_ProvisionForLossOnOtherRealEstateOwned" xlink:label="mgyr_ProvisionForLossOnOtherRealEstateOwned" xlink:title="mgyr_ProvisionForLossOnOtherRealEstateOwned" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ProvisionForLossOnOtherRealEstateOwned" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_ProvisionForLossOnOtherRealEstateOwned" xml:lang="en-US" id="label_mgyr_ProvisionForLossOnOtherRealEstateOwned">The sum of the periodic provision charged to earnings, based on an assessment of uncollectibility from the counterparty on account of OREO and other credit losses, to reduce these accounts to the amount that approximates their net realizable value.</link:label>
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    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_ProceedsFromSalesOfLoans" xlink:label="mgyr_ProceedsFromSalesOfLoans" xlink:title="mgyr_ProceedsFromSalesOfLoans" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ProceedsFromSalesOfLoans" xlink:to="label_mgyr_ProceedsFromSalesOfLoans" xlink:title="Label : mgyr_ProceedsFromSalesOfLoans to label_mgyr_ProceedsFromSalesOfLoans" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ProceedsFromSalesOfLoans" xlink:to="label_mgyr_ProceedsFromSalesOfLoans_1" xlink:title="Label : mgyr_ProceedsFromSalesOfLoans to label_mgyr_ProceedsFromSalesOfLoans_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_LossesGainsOnSalesOfOtherRealEstateOwned" xlink:label="mgyr_LossesGainsOnSalesOfOtherRealEstateOwned" xlink:title="mgyr_LossesGainsOnSalesOfOtherRealEstateOwned" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_LossesGainsOnSalesOfOtherRealEstateOwned" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_LossesGainsOnSalesOfOtherRealEstateOwned" xml:lang="en-US" id="label_mgyr_LossesGainsOnSalesOfOtherRealEstateOwned">The net gain (loss) resulting from sales and other disposals of other real estate owned, increases (decreases) in the valuation allowance for foreclosed real estate, and write-downs of other real estate owned after acquisition or physical possession.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_LossesGainsOnSalesOfOtherRealEstateOwned" xlink:to="label_mgyr_LossesGainsOnSalesOfOtherRealEstateOwned" xlink:title="Label : mgyr_LossesGainsOnSalesOfOtherRealEstateOwned to label_mgyr_LossesGainsOnSalesOfOtherRealEstateOwned" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_LossesGainsOnSalesOfOtherRealEstateOwned_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_LossesGainsOnSalesOfOtherRealEstateOwned_1" xml:lang="en-US" id="label_mgyr_LossesGainsOnSalesOfOtherRealEstateOwned_1">LossesGainsOnSalesOfOtherRealEstateOwned</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_LossesGainsOnSalesOfOtherRealEstateOwned" xlink:to="label_mgyr_LossesGainsOnSalesOfOtherRealEstateOwned_1" xlink:title="Label : mgyr_LossesGainsOnSalesOfOtherRealEstateOwned to label_mgyr_LossesGainsOnSalesOfOtherRealEstateOwned_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_LossesGainsOnSalesOfOtherRealEstateOwned_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_mgyr_LossesGainsOnSalesOfOtherRealEstateOwned_2" xml:lang="en-US" id="label_mgyr_LossesGainsOnSalesOfOtherRealEstateOwned_2">(Gains) losses on the sales of other real estate owned</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_LossesGainsOnSalesOfOtherRealEstateOwned" xlink:to="label_mgyr_LossesGainsOnSalesOfOtherRealEstateOwned_2" xlink:title="Label : mgyr_LossesGainsOnSalesOfOtherRealEstateOwned to label_mgyr_LossesGainsOnSalesOfOtherRealEstateOwned_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_IncreaseInSurrenderValueBankOwnedLifeInsurance" xlink:label="mgyr_IncreaseInSurrenderValueBankOwnedLifeInsurance" xlink:title="mgyr_IncreaseInSurrenderValueBankOwnedLifeInsurance" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_IncreaseInSurrenderValueBankOwnedLifeInsurance" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_IncreaseInSurrenderValueBankOwnedLifeInsurance" xml:lang="en-US" id="label_mgyr_IncreaseInSurrenderValueBankOwnedLifeInsurance">The increase (decrease) during the reporting period in surrender value of bank owned life insurance.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_IncreaseInSurrenderValueBankOwnedLifeInsurance" xlink:to="label_mgyr_IncreaseInSurrenderValueBankOwnedLifeInsurance" xlink:title="Label : mgyr_IncreaseInSurrenderValueBankOwnedLifeInsurance to label_mgyr_IncreaseInSurrenderValueBankOwnedLifeInsurance" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_IncreaseInSurrenderValueBankOwnedLifeInsurance_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_IncreaseInSurrenderValueBankOwnedLifeInsurance_1" xml:lang="en-US" id="label_mgyr_IncreaseInSurrenderValueBankOwnedLifeInsurance_1">IncreaseInSurrenderValueBankOwnedLifeInsurance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_IncreaseInSurrenderValueBankOwnedLifeInsurance" xlink:to="label_mgyr_IncreaseInSurrenderValueBankOwnedLifeInsurance_1" xlink:title="Label : mgyr_IncreaseInSurrenderValueBankOwnedLifeInsurance to label_mgyr_IncreaseInSurrenderValueBankOwnedLifeInsurance_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_IncreaseInSurrenderValueBankOwnedLifeInsurance_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_mgyr_IncreaseInSurrenderValueBankOwnedLifeInsurance_2" xml:lang="en-US" id="label_mgyr_IncreaseInSurrenderValueBankOwnedLifeInsurance_2">Increase in surrender value bank owned life insurance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_IncreaseInSurrenderValueBankOwnedLifeInsurance" xlink:to="label_mgyr_IncreaseInSurrenderValueBankOwnedLifeInsurance_2" xlink:title="Label : mgyr_IncreaseInSurrenderValueBankOwnedLifeInsurance to label_mgyr_IncreaseInSurrenderValueBankOwnedLifeInsurance_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_NetIncreaseDecreaseInLoansReceivable" xlink:label="mgyr_NetIncreaseDecreaseInLoansReceivable" xlink:title="mgyr_NetIncreaseDecreaseInLoansReceivable" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_NetIncreaseDecreaseInLoansReceivable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_NetIncreaseDecreaseInLoansReceivable" xml:lang="en-US" id="label_mgyr_NetIncreaseDecreaseInLoansReceivable">The increase (decrease) in loan receivable reported during the period.</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_NetIncreaseDecreaseInLoansReceivable" xlink:to="label_mgyr_NetIncreaseDecreaseInLoansReceivable_1" xlink:title="Label : mgyr_NetIncreaseDecreaseInLoansReceivable to label_mgyr_NetIncreaseDecreaseInLoansReceivable_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_NetDecreaseIncreaseInEscrowedFunds" xlink:label="mgyr_NetDecreaseIncreaseInEscrowedFunds" xlink:title="mgyr_NetDecreaseIncreaseInEscrowedFunds" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_NetDecreaseIncreaseInEscrowedFunds" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_NetDecreaseIncreaseInEscrowedFunds" xml:lang="en-US" id="label_mgyr_NetDecreaseIncreaseInEscrowedFunds">Net cash inflow (outflow) in escrowed funds.</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_NetDecreaseIncreaseInEscrowedFunds" xlink:to="label_mgyr_NetDecreaseIncreaseInEscrowedFunds_1" xlink:title="Label : mgyr_NetDecreaseIncreaseInEscrowedFunds to label_mgyr_NetDecreaseIncreaseInEscrowedFunds_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_NetDecreaseIncreaseInEscrowedFunds_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_NetDecreaseIncreaseInEscrowedFunds_2" xml:lang="en-US" id="label_mgyr_NetDecreaseIncreaseInEscrowedFunds_2">Net increase in escrowed funds</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_NetDecreaseIncreaseInEscrowedFunds" xlink:to="label_mgyr_NetDecreaseIncreaseInEscrowedFunds_2" xlink:title="Label : mgyr_NetDecreaseIncreaseInEscrowedFunds to label_mgyr_NetDecreaseIncreaseInEscrowedFunds_2" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentLineItems" xlink:label="invest_InvestmentLineItems" xlink:title="invest_InvestmentLineItems" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="invest_InvestmentLineItems" xlink:to="label_invest_InvestmentLineItems" xlink:title="Label : invest_InvestmentLineItems to label_invest_InvestmentLineItems" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="invest_InvestmentLineItems" xlink:to="label_invest_InvestmentLineItems_1" xlink:title="Label : invest_InvestmentLineItems to label_invest_InvestmentLineItems_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_AvailableForSaleSecuritiesClassifiedByContractualMaturityDateTableTextBlock" xlink:label="mgyr_AvailableForSaleSecuritiesClassifiedByContractualMaturityDateTableTextBlock" xlink:title="mgyr_AvailableForSaleSecuritiesClassifiedByContractualMaturityDateTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_AvailableForSaleSecuritiesClassifiedByContractualMaturityDateTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_AvailableForSaleSecuritiesClassifiedByContractualMaturityDateTableTextBlock" xml:lang="en-US" id="label_mgyr_AvailableForSaleSecuritiesClassifiedByContractualMaturityDateTableTextBlock">Tabular disclosure of maturities of an entity's investments in available-for-sale securities.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_AvailableForSaleSecuritiesClassifiedByContractualMaturityDateTableTextBlock" xlink:to="label_mgyr_AvailableForSaleSecuritiesClassifiedByContractualMaturityDateTableTextBlock" xlink:title="Label : mgyr_AvailableForSaleSecuritiesClassifiedByContractualMaturityDateTableTextBlock to label_mgyr_AvailableForSaleSecuritiesClassifiedByContractualMaturityDateTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_AvailableForSaleSecuritiesClassifiedByContractualMaturityDateTableTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_AvailableForSaleSecuritiesClassifiedByContractualMaturityDateTableTextBlock_1" xml:lang="en-US" id="label_mgyr_AvailableForSaleSecuritiesClassifiedByContractualMaturityDateTableTextBlock_1">Available for Sale Securities Classified by Contractual Maturity Date [Table Text Block]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesNetCarryingAmount" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesNetCarryingAmount" xml:lang="en-US" id="label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesNetCarryingAmount">Carrying amount of mortgage-backed commercial debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesNetCarryingAmount" xlink:to="label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesNetCarryingAmount" xlink:title="Label : mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesNetCarryingAmount to label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesNetCarryingAmount" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesNetCarryingAmount_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesNetCarryingAmount_1" xml:lang="en-US" id="label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesNetCarryingAmount_1">HeldToMaturitySecuritiesMortgageCommercialMaturitiesNetCarryingAmount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesNetCarryingAmount" xlink:to="label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesNetCarryingAmount_1" xlink:title="Label : mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesNetCarryingAmount to label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesNetCarryingAmount_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesNetCarryingAmount_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesNetCarryingAmount_2" xml:lang="en-US" id="label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesNetCarryingAmount_2">Mortgage Backed Securities, Commercial</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesNetCarryingAmount" xlink:to="label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesNetCarryingAmount_2" xlink:title="Label : mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesNetCarryingAmount to label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesNetCarryingAmount_2" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AwardTypeAxis" xlink:label="us-gaap_AwardTypeAxis" xlink:title="us-gaap_AwardTypeAxis" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_AwardTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_AwardTypeAxis" xml:lang="en-US" id="label_us-gaap_AwardTypeAxis">Award Type [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AwardTypeAxis" xlink:to="label_us-gaap_AwardTypeAxis" xlink:title="Label : us-gaap_AwardTypeAxis to label_us-gaap_AwardTypeAxis" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesFairValue" xlink:label="mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesFairValue" xlink:title="mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesFairValue" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesFairValue" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesFairValue" xml:lang="en-US" id="label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesFairValue">Fair value of mortgage-backed commercial debt securities categorized as held-to-maturity.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesFairValue" xlink:to="label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesFairValue" xlink:title="Label : mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesFairValue to label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesFairValue" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesFairValue_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesFairValue_1" xml:lang="en-US" id="label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesFairValue_1">HeldToMaturitySecuritiesMortgageCommercialMaturitiesFairValue</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesFairValue" xlink:to="label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesFairValue_1" xlink:title="Label : mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesFairValue to label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesFairValue_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesFairValue_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesFairValue_2" xml:lang="en-US" id="label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesFairValue_2">Mortgage Backed Securities, Commercial</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesFairValue" xlink:to="label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesFairValue_2" xlink:title="Label : mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesFairValue to label_mgyr_HeldToMaturitySecuritiesMortgageCommercialMaturitiesFairValue_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_ImpairedLoansFairValueDisclosure" xlink:label="mgyr_ImpairedLoansFairValueDisclosure" xlink:title="mgyr_ImpairedLoansFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ImpairedLoansFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_ImpairedLoansFairValueDisclosure" xml:lang="en-US" id="label_mgyr_ImpairedLoansFairValueDisclosure">Fair value portion of impaired loans.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ImpairedLoansFairValueDisclosure" xlink:to="label_mgyr_ImpairedLoansFairValueDisclosure" xlink:title="Label : mgyr_ImpairedLoansFairValueDisclosure to label_mgyr_ImpairedLoansFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ImpairedLoansFairValueDisclosure_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_ImpairedLoansFairValueDisclosure_1" xml:lang="en-US" id="label_mgyr_ImpairedLoansFairValueDisclosure_1">Impaired loans.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ImpairedLoansFairValueDisclosure" xlink:to="label_mgyr_ImpairedLoansFairValueDisclosure_1" xlink:title="Label : mgyr_ImpairedLoansFairValueDisclosure to label_mgyr_ImpairedLoansFairValueDisclosure_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ImpairedLoansFairValueDisclosure_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_ImpairedLoansFairValueDisclosure_2" xml:lang="en-US" id="label_mgyr_ImpairedLoansFairValueDisclosure_2">Impaired loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ImpairedLoansFairValueDisclosure" xlink:to="label_mgyr_ImpairedLoansFairValueDisclosure_2" xlink:title="Label : mgyr_ImpairedLoansFairValueDisclosure to label_mgyr_ImpairedLoansFairValueDisclosure_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_OtherRealEstateOwnedFairValueDisclosure" xlink:label="mgyr_OtherRealEstateOwnedFairValueDisclosure" xlink:title="mgyr_OtherRealEstateOwnedFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_OtherRealEstateOwnedFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_OtherRealEstateOwnedFairValueDisclosure" xml:lang="en-US" id="label_mgyr_OtherRealEstateOwnedFairValueDisclosure">Fair value portion of other real estate owned.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_OtherRealEstateOwnedFairValueDisclosure" xlink:to="label_mgyr_OtherRealEstateOwnedFairValueDisclosure" xlink:title="Label : mgyr_OtherRealEstateOwnedFairValueDisclosure to label_mgyr_OtherRealEstateOwnedFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_OtherRealEstateOwnedFairValueDisclosure_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_OtherRealEstateOwnedFairValueDisclosure_1" xml:lang="en-US" id="label_mgyr_OtherRealEstateOwnedFairValueDisclosure_1">Other real estate owned</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_OtherRealEstateOwnedFairValueDisclosure" xlink:to="label_mgyr_OtherRealEstateOwnedFairValueDisclosure_1" xlink:title="Label : mgyr_OtherRealEstateOwnedFairValueDisclosure to label_mgyr_OtherRealEstateOwnedFairValueDisclosure_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_OtherRealEstateOwnedFairValueDisclosure_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_OtherRealEstateOwnedFairValueDisclosure_2" xml:lang="en-US" id="label_mgyr_OtherRealEstateOwnedFairValueDisclosure_2">Other real estate owned</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_OtherRealEstateOwnedFairValueDisclosure" xlink:to="label_mgyr_OtherRealEstateOwnedFairValueDisclosure_2" xlink:title="Label : mgyr_OtherRealEstateOwnedFairValueDisclosure to label_mgyr_OtherRealEstateOwnedFairValueDisclosure_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_ImpairedLoansMember" xlink:label="mgyr_ImpairedLoansMember" xlink:title="mgyr_ImpairedLoansMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ImpairedLoansMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_ImpairedLoansMember" xml:lang="en-US" id="label_mgyr_ImpairedLoansMember">Impaired loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ImpairedLoansMember" xlink:to="label_mgyr_ImpairedLoansMember" xlink:title="Label : mgyr_ImpairedLoansMember to label_mgyr_ImpairedLoansMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ImpairedLoansMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_ImpairedLoansMember_1" xml:lang="en-US" id="label_mgyr_ImpairedLoansMember_1">Impaired Loans [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ImpairedLoansMember" xlink:to="label_mgyr_ImpairedLoansMember_1" xlink:title="Label : mgyr_ImpairedLoansMember to label_mgyr_ImpairedLoansMember_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ImpairedLoansMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_ImpairedLoansMember_2" xml:lang="en-US" id="label_mgyr_ImpairedLoansMember_2">Impaired Loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ImpairedLoansMember" xlink:to="label_mgyr_ImpairedLoansMember_2" xlink:title="Label : mgyr_ImpairedLoansMember to label_mgyr_ImpairedLoansMember_2" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="dei_DocumentPeriodEndDate" xlink:title="dei_DocumentPeriodEndDate" />
    <link:label xlink:type="resource" xlink:label="label_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_dei_DocumentPeriodEndDate" xml:lang="en-US" id="label_dei_DocumentPeriodEndDate">Document Period End Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="label_dei_DocumentPeriodEndDate" xlink:title="Label : dei_DocumentPeriodEndDate to label_dei_DocumentPeriodEndDate" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_FairValueAssumptionsAppraisalOfCollateral" xlink:label="mgyr_FairValueAssumptionsAppraisalOfCollateral" xlink:title="mgyr_FairValueAssumptionsAppraisalOfCollateral" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_FairValueAssumptionsAppraisalOfCollateral" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_FairValueAssumptionsAppraisalOfCollateral" xml:lang="en-US" id="label_mgyr_FairValueAssumptionsAppraisalOfCollateral">Measure of appraisal of collateral, in percentage terms.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_FairValueAssumptionsAppraisalOfCollateral" xlink:to="label_mgyr_FairValueAssumptionsAppraisalOfCollateral" xlink:title="Label : mgyr_FairValueAssumptionsAppraisalOfCollateral to label_mgyr_FairValueAssumptionsAppraisalOfCollateral" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_FairValueAssumptionsAppraisalOfCollateral_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_FairValueAssumptionsAppraisalOfCollateral_1" xml:lang="en-US" id="label_mgyr_FairValueAssumptionsAppraisalOfCollateral_1">Fair value input- appraisal of collateral</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_FairValueAssumptionsAppraisalOfCollateral" xlink:to="label_mgyr_FairValueAssumptionsAppraisalOfCollateral_1" xlink:title="Label : mgyr_FairValueAssumptionsAppraisalOfCollateral to label_mgyr_FairValueAssumptionsAppraisalOfCollateral_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_OtherRealEstateOwnedMember" xlink:label="mgyr_OtherRealEstateOwnedMember" xlink:title="mgyr_OtherRealEstateOwnedMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_OtherRealEstateOwnedMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_OtherRealEstateOwnedMember" xml:lang="en-US" id="label_mgyr_OtherRealEstateOwnedMember">Information pertaining to Other Real Estate Owned, as depicted in fair value sub-schedules.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_OtherRealEstateOwnedMember" xlink:to="label_mgyr_OtherRealEstateOwnedMember" xlink:title="Label : mgyr_OtherRealEstateOwnedMember to label_mgyr_OtherRealEstateOwnedMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_OtherRealEstateOwnedMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_OtherRealEstateOwnedMember_1" xml:lang="en-US" id="label_mgyr_OtherRealEstateOwnedMember_1">Other Real Estate Owned [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_OtherRealEstateOwnedMember" xlink:to="label_mgyr_OtherRealEstateOwnedMember_1" xlink:title="Label : mgyr_OtherRealEstateOwnedMember to label_mgyr_OtherRealEstateOwnedMember_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_OtherRealEstateOwnedMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_OtherRealEstateOwnedMember_2" xml:lang="en-US" id="label_mgyr_OtherRealEstateOwnedMember_2">Other Real Estate Owned</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_OtherRealEstateOwnedMember" xlink:to="label_mgyr_OtherRealEstateOwnedMember_2" xlink:title="Label : mgyr_OtherRealEstateOwnedMember to label_mgyr_OtherRealEstateOwnedMember_2" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_OtherRealEstateOwnedMember_3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_mgyr_OtherRealEstateOwnedMember_3" xml:lang="en-US" id="label_mgyr_OtherRealEstateOwnedMember_3">Other Real Estate Owned</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_OtherRealEstateOwnedMember" xlink:to="label_mgyr_OtherRealEstateOwnedMember_3" xlink:title="Label : mgyr_OtherRealEstateOwnedMember to label_mgyr_OtherRealEstateOwnedMember_3" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_InterestBearingDomesticDepositCertificatesOfDepositsFairValueDisclosure" xlink:label="mgyr_InterestBearingDomesticDepositCertificatesOfDepositsFairValueDisclosure" xlink:title="mgyr_InterestBearingDomesticDepositCertificatesOfDepositsFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_InterestBearingDomesticDepositCertificatesOfDepositsFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_InterestBearingDomesticDepositCertificatesOfDepositsFairValueDisclosure" xml:lang="en-US" id="label_mgyr_InterestBearingDomesticDepositCertificatesOfDepositsFairValueDisclosure">Amount of interest-bearing domestic certificate of deposit liabilities.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_InterestBearingDomesticDepositCertificatesOfDepositsFairValueDisclosure" xlink:to="label_mgyr_InterestBearingDomesticDepositCertificatesOfDepositsFairValueDisclosure" xlink:title="Label : mgyr_InterestBearingDomesticDepositCertificatesOfDepositsFairValueDisclosure to label_mgyr_InterestBearingDomesticDepositCertificatesOfDepositsFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_InterestBearingDomesticDepositCertificatesOfDepositsFairValueDisclosure_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_InterestBearingDomesticDepositCertificatesOfDepositsFairValueDisclosure_1" xml:lang="en-US" id="label_mgyr_InterestBearingDomesticDepositCertificatesOfDepositsFairValueDisclosure_1">Certificate of deposit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_InterestBearingDomesticDepositCertificatesOfDepositsFairValueDisclosure" xlink:to="label_mgyr_InterestBearingDomesticDepositCertificatesOfDepositsFairValueDisclosure_1" xlink:title="Label : mgyr_InterestBearingDomesticDepositCertificatesOfDepositsFairValueDisclosure to label_mgyr_InterestBearingDomesticDepositCertificatesOfDepositsFairValueDisclosure_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_MaximumPercentageStockRepurchaseAuthorisation" xlink:label="mgyr_MaximumPercentageStockRepurchaseAuthorisation" xlink:title="mgyr_MaximumPercentageStockRepurchaseAuthorisation" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_MaximumPercentageStockRepurchaseAuthorisation" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_MaximumPercentageStockRepurchaseAuthorisation" xml:lang="en-US" id="label_mgyr_MaximumPercentageStockRepurchaseAuthorisation">Represents maximum percentage of shares which can be repurchased from open market.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_MaximumPercentageStockRepurchaseAuthorisation" xlink:to="label_mgyr_MaximumPercentageStockRepurchaseAuthorisation" xlink:title="Label : mgyr_MaximumPercentageStockRepurchaseAuthorisation to label_mgyr_MaximumPercentageStockRepurchaseAuthorisation" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_MaximumPercentageStockRepurchaseAuthorisation_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_MaximumPercentageStockRepurchaseAuthorisation_1" xml:lang="en-US" id="label_mgyr_MaximumPercentageStockRepurchaseAuthorisation_1">Maximum stock repurchase authorization (as a percent)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_MaximumPercentageStockRepurchaseAuthorisation" xlink:to="label_mgyr_MaximumPercentageStockRepurchaseAuthorisation_1" xlink:title="Label : mgyr_MaximumPercentageStockRepurchaseAuthorisation to label_mgyr_MaximumPercentageStockRepurchaseAuthorisation_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_ShareRepurchaseSecondProgramMember" xlink:label="mgyr_ShareRepurchaseSecondProgramMember" xlink:title="mgyr_ShareRepurchaseSecondProgramMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ShareRepurchaseSecondProgramMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_ShareRepurchaseSecondProgramMember" xml:lang="en-US" id="label_mgyr_ShareRepurchaseSecondProgramMember">Information pertaining to activity conducted under the second share repurchase program implemented by the company.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ShareRepurchaseSecondProgramMember" xlink:to="label_mgyr_ShareRepurchaseSecondProgramMember" xlink:title="Label : mgyr_ShareRepurchaseSecondProgramMember to label_mgyr_ShareRepurchaseSecondProgramMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ShareRepurchaseSecondProgramMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_ShareRepurchaseSecondProgramMember_1" xml:lang="en-US" id="label_mgyr_ShareRepurchaseSecondProgramMember_1">Second Repurchase Program [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ShareRepurchaseSecondProgramMember" xlink:to="label_mgyr_ShareRepurchaseSecondProgramMember_1" xlink:title="Label : mgyr_ShareRepurchaseSecondProgramMember to label_mgyr_ShareRepurchaseSecondProgramMember_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ShareRepurchaseSecondProgramMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_ShareRepurchaseSecondProgramMember_2" xml:lang="en-US" id="label_mgyr_ShareRepurchaseSecondProgramMember_2">Second Repurchase Program</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ShareRepurchaseSecondProgramMember" xlink:to="label_mgyr_ShareRepurchaseSecondProgramMember_2" xlink:title="Label : mgyr_ShareRepurchaseSecondProgramMember to label_mgyr_ShareRepurchaseSecondProgramMember_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_EmployeeStockOwnershipPlanESOPValueInESOP" xlink:label="mgyr_EmployeeStockOwnershipPlanESOPValueInESOP" xlink:title="mgyr_EmployeeStockOwnershipPlanESOPValueInESOP" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_EmployeeStockOwnershipPlanESOPValueInESOP" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_EmployeeStockOwnershipPlanESOPValueInESOP" xml:lang="en-US" id="label_mgyr_EmployeeStockOwnershipPlanESOPValueInESOP">Represents cost of shares repurchased by the ESOP trust.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_EmployeeStockOwnershipPlanESOPValueInESOP" xlink:to="label_mgyr_EmployeeStockOwnershipPlanESOPValueInESOP" xlink:title="Label : mgyr_EmployeeStockOwnershipPlanESOPValueInESOP to label_mgyr_EmployeeStockOwnershipPlanESOPValueInESOP" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_EmployeeStockOwnershipPlanESOPValueInESOP_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_EmployeeStockOwnershipPlanESOPValueInESOP_1" xml:lang="en-US" id="label_mgyr_EmployeeStockOwnershipPlanESOPValueInESOP_1">Cost of shares repurchased by ESOP trust</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_EmployeeStockOwnershipPlanESOPValueInESOP" xlink:to="label_mgyr_EmployeeStockOwnershipPlanESOPValueInESOP_1" xlink:title="Label : mgyr_EmployeeStockOwnershipPlanESOPValueInESOP to label_mgyr_EmployeeStockOwnershipPlanESOPValueInESOP_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_InterestRateOfLoanWithRespectToEmployeeStockOwnershipPlan" xlink:label="mgyr_InterestRateOfLoanWithRespectToEmployeeStockOwnershipPlan" xlink:title="mgyr_InterestRateOfLoanWithRespectToEmployeeStockOwnershipPlan" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_InterestRateOfLoanWithRespectToEmployeeStockOwnershipPlan" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_InterestRateOfLoanWithRespectToEmployeeStockOwnershipPlan" xml:lang="en-US" id="label_mgyr_InterestRateOfLoanWithRespectToEmployeeStockOwnershipPlan">The interest rate of loans taken by employees from the ESOP.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_InterestRateOfLoanWithRespectToEmployeeStockOwnershipPlan" xlink:to="label_mgyr_InterestRateOfLoanWithRespectToEmployeeStockOwnershipPlan" xlink:title="Label : mgyr_InterestRateOfLoanWithRespectToEmployeeStockOwnershipPlan to label_mgyr_InterestRateOfLoanWithRespectToEmployeeStockOwnershipPlan" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_InterestRateOfLoanWithRespectToEmployeeStockOwnershipPlan_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_InterestRateOfLoanWithRespectToEmployeeStockOwnershipPlan_1" xml:lang="en-US" id="label_mgyr_InterestRateOfLoanWithRespectToEmployeeStockOwnershipPlan_1">Interest rate of loan with respect to employee stock ownership plan</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_InterestRateOfLoanWithRespectToEmployeeStockOwnershipPlan" xlink:to="label_mgyr_InterestRateOfLoanWithRespectToEmployeeStockOwnershipPlan_1" xlink:title="Label : mgyr_InterestRateOfLoanWithRespectToEmployeeStockOwnershipPlan to label_mgyr_InterestRateOfLoanWithRespectToEmployeeStockOwnershipPlan_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_TreasurySecurityTerm" xlink:label="mgyr_TreasurySecurityTerm" xlink:title="mgyr_TreasurySecurityTerm" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_TreasurySecurityTerm" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_TreasurySecurityTerm" xml:lang="en-US" id="label_mgyr_TreasurySecurityTerm">The term of treasury security, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_TreasurySecurityTerm" xlink:to="label_mgyr_TreasurySecurityTerm" xlink:title="Label : mgyr_TreasurySecurityTerm to label_mgyr_TreasurySecurityTerm" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_TreasurySecurityTerm_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_TreasurySecurityTerm_1" xml:lang="en-US" id="label_mgyr_TreasurySecurityTerm_1">Treasury Security Term</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_TreasurySecurityTerm" xlink:to="label_mgyr_TreasurySecurityTerm_1" xlink:title="Label : mgyr_TreasurySecurityTerm to label_mgyr_TreasurySecurityTerm_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_TreasurySecurityTerm_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_TreasurySecurityTerm_2" xml:lang="en-US" id="label_mgyr_TreasurySecurityTerm_2">Term of treasury security</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_TreasurySecurityTerm" xlink:to="label_mgyr_TreasurySecurityTerm_2" xlink:title="Label : mgyr_TreasurySecurityTerm to label_mgyr_TreasurySecurityTerm_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_Subsidiaries3Member" xlink:label="mgyr_Subsidiaries3Member" xlink:title="mgyr_Subsidiaries3Member" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_Subsidiaries3Member" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_Subsidiaries3Member" xml:lang="en-US" id="label_mgyr_Subsidiaries3Member">Information pertaining to subsidiary Hungaria Urban Renewal, LLC.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_Subsidiaries3Member" xlink:to="label_mgyr_Subsidiaries3Member" xlink:title="Label : mgyr_Subsidiaries3Member to label_mgyr_Subsidiaries3Member" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_Subsidiaries3Member_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_Subsidiaries3Member_1" xml:lang="en-US" id="label_mgyr_Subsidiaries3Member_1">Subsidiaries 3 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_Subsidiaries3Member" xlink:to="label_mgyr_Subsidiaries3Member_1" xlink:title="Label : mgyr_Subsidiaries3Member to label_mgyr_Subsidiaries3Member_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_Subsidiaries3Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_Subsidiaries3Member_2" xml:lang="en-US" id="label_mgyr_Subsidiaries3Member_2">Hungaria Urban Renewal</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_Subsidiaries3Member" xlink:to="label_mgyr_Subsidiaries3Member_2" xlink:title="Label : mgyr_Subsidiaries3Member to label_mgyr_Subsidiaries3Member_2" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="dei_EntityDomain" xlink:title="dei_EntityDomain" />
    <link:label xlink:type="resource" xlink:label="label_dei_EntityDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_dei_EntityDomain" xml:lang="en-US" id="label_dei_EntityDomain">Entity [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityDomain" xlink:to="label_dei_EntityDomain" xlink:title="Label : dei_EntityDomain to label_dei_EntityDomain" />
    <link:label xlink:type="resource" xlink:label="label_dei_EntityDomain_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_dei_EntityDomain_1" xml:lang="en-US" id="label_dei_EntityDomain_1">Entity [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityDomain" xlink:to="label_dei_EntityDomain_1" xlink:title="Label : dei_EntityDomain to label_dei_EntityDomain_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_Subsidiaries2Member" xlink:label="mgyr_Subsidiaries2Member" xlink:title="mgyr_Subsidiaries2Member" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_Subsidiaries2Member" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_Subsidiaries2Member" xml:lang="en-US" id="label_mgyr_Subsidiaries2Member">Information pertaining to the Magyar Bank division of the company.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_Subsidiaries2Member" xlink:to="label_mgyr_Subsidiaries2Member" xlink:title="Label : mgyr_Subsidiaries2Member to label_mgyr_Subsidiaries2Member" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_Subsidiaries2Member_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_Subsidiaries2Member_1" xml:lang="en-US" id="label_mgyr_Subsidiaries2Member_1">Subsidiaries 2 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_Subsidiaries2Member" xlink:to="label_mgyr_Subsidiaries2Member_1" xlink:title="Label : mgyr_Subsidiaries2Member to label_mgyr_Subsidiaries2Member_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_Subsidiaries2Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_Subsidiaries2Member_2" xml:lang="en-US" id="label_mgyr_Subsidiaries2Member_2">Magyar Bank</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_Subsidiaries2Member" xlink:to="label_mgyr_Subsidiaries2Member_2" xlink:title="Label : mgyr_Subsidiaries2Member to label_mgyr_Subsidiaries2Member_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_ShareRepurchaseFirstProgramMember" xlink:label="mgyr_ShareRepurchaseFirstProgramMember" xlink:title="mgyr_ShareRepurchaseFirstProgramMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ShareRepurchaseFirstProgramMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_ShareRepurchaseFirstProgramMember" xml:lang="en-US" id="label_mgyr_ShareRepurchaseFirstProgramMember">Information pertaining to activity conducted under the first share repurchase program implemented by the company.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ShareRepurchaseFirstProgramMember" xlink:to="label_mgyr_ShareRepurchaseFirstProgramMember" xlink:title="Label : mgyr_ShareRepurchaseFirstProgramMember to label_mgyr_ShareRepurchaseFirstProgramMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ShareRepurchaseFirstProgramMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_ShareRepurchaseFirstProgramMember_1" xml:lang="en-US" id="label_mgyr_ShareRepurchaseFirstProgramMember_1">First Repurchase Program [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ShareRepurchaseFirstProgramMember" xlink:to="label_mgyr_ShareRepurchaseFirstProgramMember_1" xlink:title="Label : mgyr_ShareRepurchaseFirstProgramMember to label_mgyr_ShareRepurchaseFirstProgramMember_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ShareRepurchaseFirstProgramMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_ShareRepurchaseFirstProgramMember_2" xml:lang="en-US" id="label_mgyr_ShareRepurchaseFirstProgramMember_2">First Repurchase Program</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ShareRepurchaseFirstProgramMember" xlink:to="label_mgyr_ShareRepurchaseFirstProgramMember_2" xlink:title="Label : mgyr_ShareRepurchaseFirstProgramMember to label_mgyr_ShareRepurchaseFirstProgramMember_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesCommercialMortgageBackedSecuritiesMember" xlink:label="mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesCommercialMortgageBackedSecuritiesMember" xlink:title="mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesCommercialMortgageBackedSecuritiesMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesCommercialMortgageBackedSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesCommercialMortgageBackedSecuritiesMember" xml:lang="en-US" id="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesCommercialMortgageBackedSecuritiesMember">U.S. government-sponsored enterprises securities collateralized by commercial real estate mortgage loans.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesCommercialMortgageBackedSecuritiesMember" xlink:to="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesCommercialMortgageBackedSecuritiesMember" xlink:title="Label : mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesCommercialMortgageBackedSecuritiesMember to label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesCommercialMortgageBackedSecuritiesMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesCommercialMortgageBackedSecuritiesMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesCommercialMortgageBackedSecuritiesMember_1" xml:lang="en-US" id="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesCommercialMortgageBackedSecuritiesMember_1">Obligations of U.S. government-sponsored enterprises Mortgage backed securities -commercial [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesCommercialMortgageBackedSecuritiesMember" xlink:to="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesCommercialMortgageBackedSecuritiesMember_1" xlink:title="Label : mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesCommercialMortgageBackedSecuritiesMember to label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesCommercialMortgageBackedSecuritiesMember_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesCommercialMortgageBackedSecuritiesMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesCommercialMortgageBackedSecuritiesMember_2" xml:lang="en-US" id="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesCommercialMortgageBackedSecuritiesMember_2">Obligations of U.S. government-sponsored enterprises Mortgage backed securities -commercial</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesCommercialMortgageBackedSecuritiesMember" xlink:to="label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesCommercialMortgageBackedSecuritiesMember_2" xlink:title="Label : mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesCommercialMortgageBackedSecuritiesMember to label_mgyr_USGovernmentSponsoredEnterprisesDebtSecuritiesCommercialMortgageBackedSecuritiesMember_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_FinancingReceivableOtherMember" xlink:label="mgyr_FinancingReceivableOtherMember" xlink:title="mgyr_FinancingReceivableOtherMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_FinancingReceivableOtherMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_FinancingReceivableOtherMember" xml:lang="en-US" id="label_mgyr_FinancingReceivableOtherMember">Represents details pertaining to other financing receivable.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_FinancingReceivableOtherMember" xlink:to="label_mgyr_FinancingReceivableOtherMember" xlink:title="Label : mgyr_FinancingReceivableOtherMember to label_mgyr_FinancingReceivableOtherMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_FinancingReceivableOtherMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_FinancingReceivableOtherMember_1" xml:lang="en-US" id="label_mgyr_FinancingReceivableOtherMember_1">Other [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_FinancingReceivableOtherMember" xlink:to="label_mgyr_FinancingReceivableOtherMember_1" xlink:title="Label : mgyr_FinancingReceivableOtherMember to label_mgyr_FinancingReceivableOtherMember_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_FinancingReceivableOtherMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_FinancingReceivableOtherMember_2" xml:lang="en-US" id="label_mgyr_FinancingReceivableOtherMember_2">Other</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_FinancingReceivableOtherMember" xlink:to="label_mgyr_FinancingReceivableOtherMember_2" xlink:title="Label : mgyr_FinancingReceivableOtherMember to label_mgyr_FinancingReceivableOtherMember_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_Residential1To4FamilyRealEstateMember" xlink:label="mgyr_Residential1To4FamilyRealEstateMember" xlink:title="mgyr_Residential1To4FamilyRealEstateMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_Residential1To4FamilyRealEstateMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_Residential1To4FamilyRealEstateMember" xml:lang="en-US" id="label_mgyr_Residential1To4FamilyRealEstateMember">Details pertaining to residential real estate 1-4 family loan extended by the entity.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_Residential1To4FamilyRealEstateMember" xlink:to="label_mgyr_Residential1To4FamilyRealEstateMember" xlink:title="Label : mgyr_Residential1To4FamilyRealEstateMember to label_mgyr_Residential1To4FamilyRealEstateMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_Residential1To4FamilyRealEstateMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_Residential1To4FamilyRealEstateMember_1" xml:lang="en-US" id="label_mgyr_Residential1To4FamilyRealEstateMember_1">One-to four-family residential [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_Residential1To4FamilyRealEstateMember" xlink:to="label_mgyr_Residential1To4FamilyRealEstateMember_1" xlink:title="Label : mgyr_Residential1To4FamilyRealEstateMember to label_mgyr_Residential1To4FamilyRealEstateMember_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_Residential1To4FamilyRealEstateMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_Residential1To4FamilyRealEstateMember_2" xml:lang="en-US" id="label_mgyr_Residential1To4FamilyRealEstateMember_2">One-to four-family residential</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_Residential1To4FamilyRealEstateMember" xlink:to="label_mgyr_Residential1To4FamilyRealEstateMember_2" xlink:title="Label : mgyr_Residential1To4FamilyRealEstateMember to label_mgyr_Residential1To4FamilyRealEstateMember_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_DocumentAndEntityInformationAbstract" xlink:label="mgyr_DocumentAndEntityInformationAbstract" xlink:title="mgyr_DocumentAndEntityInformationAbstract" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_DocumentAndEntityInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_DocumentAndEntityInformationAbstract" xml:lang="en-US" id="label_mgyr_DocumentAndEntityInformationAbstract">Document and Entity Information [Abstract]</link:label>
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    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_EntityCommonStockSharesOwnedByRegistrantsMutualHoldingCompany" xlink:label="mgyr_EntityCommonStockSharesOwnedByRegistrantsMutualHoldingCompany" xlink:title="mgyr_EntityCommonStockSharesOwnedByRegistrantsMutualHoldingCompany" />
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    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_CashPaidForAbstract" xlink:label="mgyr_CashPaidForAbstract" xlink:title="mgyr_CashPaidForAbstract" />
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    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_EmployeeContributionPlanTextBlock" xlink:label="mgyr_EmployeeContributionPlanTextBlock" xlink:title="mgyr_EmployeeContributionPlanTextBlock" />
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    <link:label xlink:type="resource" xlink:label="label_mgyr_EmployeeContributionPlanTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_EmployeeContributionPlanTextBlock_1" xml:lang="en-US" id="label_mgyr_EmployeeContributionPlanTextBlock_1">Employee Contribution Plan [Text Block]</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_EmployeeContributionPlanTextBlock" xlink:to="label_mgyr_EmployeeContributionPlanTextBlock_3" xlink:title="Label : mgyr_EmployeeContributionPlanTextBlock to label_mgyr_EmployeeContributionPlanTextBlock_3" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_FinancialInstrumentsWithOffbalanceSheetRiskAbstract" xlink:label="mgyr_FinancialInstrumentsWithOffbalanceSheetRiskAbstract" xlink:title="mgyr_FinancialInstrumentsWithOffbalanceSheetRiskAbstract" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_FinancialInstrumentsWithOffbalanceSheetRiskAbstract" xlink:to="label_mgyr_FinancialInstrumentsWithOffbalanceSheetRiskAbstract" xlink:title="Label : mgyr_FinancialInstrumentsWithOffbalanceSheetRiskAbstract to label_mgyr_FinancialInstrumentsWithOffbalanceSheetRiskAbstract" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_BankownedLifeInsurancePolicyPolicyTextBlock" xlink:label="mgyr_BankownedLifeInsurancePolicyPolicyTextBlock" xlink:title="mgyr_BankownedLifeInsurancePolicyPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_BankownedLifeInsurancePolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_BankownedLifeInsurancePolicyPolicyTextBlock" xml:lang="en-US" id="label_mgyr_BankownedLifeInsurancePolicyPolicyTextBlock">The entire policy regarding bank-owned life insurance policies, with the bank as the beneficiary.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_BankownedLifeInsurancePolicyPolicyTextBlock" xlink:to="label_mgyr_BankownedLifeInsurancePolicyPolicyTextBlock" xlink:title="Label : mgyr_BankownedLifeInsurancePolicyPolicyTextBlock to label_mgyr_BankownedLifeInsurancePolicyPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_BankownedLifeInsurancePolicyPolicyTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_BankownedLifeInsurancePolicyPolicyTextBlock_1" xml:lang="en-US" id="label_mgyr_BankownedLifeInsurancePolicyPolicyTextBlock_1">Bank-Owned Life Insurance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_BankownedLifeInsurancePolicyPolicyTextBlock" xlink:to="label_mgyr_BankownedLifeInsurancePolicyPolicyTextBlock_1" xlink:title="Label : mgyr_BankownedLifeInsurancePolicyPolicyTextBlock to label_mgyr_BankownedLifeInsurancePolicyPolicyTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_ScheduleOfAccruedInterestReceivable" xlink:label="mgyr_ScheduleOfAccruedInterestReceivable" xlink:title="mgyr_ScheduleOfAccruedInterestReceivable" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ScheduleOfAccruedInterestReceivable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_ScheduleOfAccruedInterestReceivable" xml:lang="en-US" id="label_mgyr_ScheduleOfAccruedInterestReceivable">Tabular disclosure of accrued interest receivable.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ScheduleOfAccruedInterestReceivable" xlink:to="label_mgyr_ScheduleOfAccruedInterestReceivable" xlink:title="Label : mgyr_ScheduleOfAccruedInterestReceivable to label_mgyr_ScheduleOfAccruedInterestReceivable" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ScheduleOfAccruedInterestReceivable_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_ScheduleOfAccruedInterestReceivable_1" xml:lang="en-US" id="label_mgyr_ScheduleOfAccruedInterestReceivable_1">Schedule Of Accrued Interest Receivable [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ScheduleOfAccruedInterestReceivable" xlink:to="label_mgyr_ScheduleOfAccruedInterestReceivable_1" xlink:title="Label : mgyr_ScheduleOfAccruedInterestReceivable to label_mgyr_ScheduleOfAccruedInterestReceivable_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ScheduleOfAccruedInterestReceivable_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_ScheduleOfAccruedInterestReceivable_2" xml:lang="en-US" id="label_mgyr_ScheduleOfAccruedInterestReceivable_2">ACCRUED INTEREST RECEIVABLE</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ScheduleOfAccruedInterestReceivable" xlink:to="label_mgyr_ScheduleOfAccruedInterestReceivable_2" xlink:title="Label : mgyr_ScheduleOfAccruedInterestReceivable to label_mgyr_ScheduleOfAccruedInterestReceivable_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_ScheduleOfContractualMaturitiesOfCertificatesOfDeposit" xlink:label="mgyr_ScheduleOfContractualMaturitiesOfCertificatesOfDeposit" xlink:title="mgyr_ScheduleOfContractualMaturitiesOfCertificatesOfDeposit" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ScheduleOfContractualMaturitiesOfCertificatesOfDeposit" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_ScheduleOfContractualMaturitiesOfCertificatesOfDeposit" xml:lang="en-US" id="label_mgyr_ScheduleOfContractualMaturitiesOfCertificatesOfDeposit">Tabular disclosure of the maturities of certificates of deposit.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ScheduleOfContractualMaturitiesOfCertificatesOfDeposit" xlink:to="label_mgyr_ScheduleOfContractualMaturitiesOfCertificatesOfDeposit" xlink:title="Label : mgyr_ScheduleOfContractualMaturitiesOfCertificatesOfDeposit to label_mgyr_ScheduleOfContractualMaturitiesOfCertificatesOfDeposit" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ScheduleOfContractualMaturitiesOfCertificatesOfDeposit_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_ScheduleOfContractualMaturitiesOfCertificatesOfDeposit_1" xml:lang="en-US" id="label_mgyr_ScheduleOfContractualMaturitiesOfCertificatesOfDeposit_1">Schedule Of Contractual Maturities Of Certificates Of Deposits [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ScheduleOfContractualMaturitiesOfCertificatesOfDeposit" xlink:to="label_mgyr_ScheduleOfContractualMaturitiesOfCertificatesOfDeposit_1" xlink:title="Label : mgyr_ScheduleOfContractualMaturitiesOfCertificatesOfDeposit to label_mgyr_ScheduleOfContractualMaturitiesOfCertificatesOfDeposit_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ScheduleOfContractualMaturitiesOfCertificatesOfDeposit_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_ScheduleOfContractualMaturitiesOfCertificatesOfDeposit_2" xml:lang="en-US" id="label_mgyr_ScheduleOfContractualMaturitiesOfCertificatesOfDeposit_2">Schedule of contractual maturities of certificates of deposit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ScheduleOfContractualMaturitiesOfCertificatesOfDeposit" xlink:to="label_mgyr_ScheduleOfContractualMaturitiesOfCertificatesOfDeposit_2" xlink:title="Label : mgyr_ScheduleOfContractualMaturitiesOfCertificatesOfDeposit to label_mgyr_ScheduleOfContractualMaturitiesOfCertificatesOfDeposit_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_ScheduleOfMaturitiesOfFhlbnyAdvancesTableTableTextBlock" xlink:label="mgyr_ScheduleOfMaturitiesOfFhlbnyAdvancesTableTableTextBlock" xlink:title="mgyr_ScheduleOfMaturitiesOfFhlbnyAdvancesTableTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ScheduleOfMaturitiesOfFhlbnyAdvancesTableTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_ScheduleOfMaturitiesOfFhlbnyAdvancesTableTableTextBlock" xml:lang="en-US" id="label_mgyr_ScheduleOfMaturitiesOfFhlbnyAdvancesTableTableTextBlock">Tabular disclosure identifying maturities of loans enacted into with the Federal Home Loan Bank of NY.</link:label>
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    <link:label xlink:type="resource" xlink:label="label_mgyr_ScheduleOfMaturitiesOfFhlbnyAdvancesTableTableTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_ScheduleOfMaturitiesOfFhlbnyAdvancesTableTableTextBlock_1" xml:lang="en-US" id="label_mgyr_ScheduleOfMaturitiesOfFhlbnyAdvancesTableTableTextBlock_1">Schedule Of Maturities Of FHLBNY Advances [Table Text Block]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_mgyr_ScheduleOfMaturitiesOfFhlbnyAdvancesTableTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_ScheduleOfMaturitiesOfFhlbnyAdvancesTableTableTextBlock_2" xml:lang="en-US" id="label_mgyr_ScheduleOfMaturitiesOfFhlbnyAdvancesTableTableTextBlock_2">Schedule of maturities of FHLBNY advances</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ScheduleOfMaturitiesOfFhlbnyAdvancesTableTableTextBlock" xlink:to="label_mgyr_ScheduleOfMaturitiesOfFhlbnyAdvancesTableTableTextBlock_2" xlink:title="Label : mgyr_ScheduleOfMaturitiesOfFhlbnyAdvancesTableTableTextBlock to label_mgyr_ScheduleOfMaturitiesOfFhlbnyAdvancesTableTableTextBlock_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_InformationConcerningShorttermArrangementsWithFHLBNYTableTextBlock" xlink:label="mgyr_InformationConcerningShorttermArrangementsWithFHLBNYTableTextBlock" xlink:title="mgyr_InformationConcerningShorttermArrangementsWithFHLBNYTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_InformationConcerningShorttermArrangementsWithFHLBNYTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_InformationConcerningShorttermArrangementsWithFHLBNYTableTextBlock" xml:lang="en-US" id="label_mgyr_InformationConcerningShorttermArrangementsWithFHLBNYTableTextBlock">Tabular disclosure of short-term loan agreements enacted into with the Federal Home Loan Bank of NY.</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_InformationConcerningShorttermArrangementsWithFHLBNYTableTextBlock" xlink:to="label_mgyr_InformationConcerningShorttermArrangementsWithFHLBNYTableTextBlock_2" xlink:title="Label : mgyr_InformationConcerningShorttermArrangementsWithFHLBNYTableTextBlock to label_mgyr_InformationConcerningShorttermArrangementsWithFHLBNYTableTextBlock_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_ScheduleOfFairValueOfPlanAssetsTableTextBlock" xlink:label="mgyr_ScheduleOfFairValueOfPlanAssetsTableTextBlock" xlink:title="mgyr_ScheduleOfFairValueOfPlanAssetsTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ScheduleOfFairValueOfPlanAssetsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_ScheduleOfFairValueOfPlanAssetsTableTextBlock" xml:lang="en-US" id="label_mgyr_ScheduleOfFairValueOfPlanAssetsTableTextBlock">Tabular disclosure of the fair value of defined benefit plan assets.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ScheduleOfFairValueOfPlanAssetsTableTextBlock" xlink:to="label_mgyr_ScheduleOfFairValueOfPlanAssetsTableTextBlock" xlink:title="Label : mgyr_ScheduleOfFairValueOfPlanAssetsTableTextBlock to label_mgyr_ScheduleOfFairValueOfPlanAssetsTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ScheduleOfFairValueOfPlanAssetsTableTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_ScheduleOfFairValueOfPlanAssetsTableTextBlock_1" xml:lang="en-US" id="label_mgyr_ScheduleOfFairValueOfPlanAssetsTableTextBlock_1">Schedule Of Fair Value Of Plan Assets [Table Text Block]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_mgyr_ScheduleOfFairValueOfPlanAssetsTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_ScheduleOfFairValueOfPlanAssetsTableTextBlock_2" xml:lang="en-US" id="label_mgyr_ScheduleOfFairValueOfPlanAssetsTableTextBlock_2">Schedule of plan assets that are measured at fair value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ScheduleOfFairValueOfPlanAssetsTableTextBlock" xlink:to="label_mgyr_ScheduleOfFairValueOfPlanAssetsTableTextBlock_2" xlink:title="Label : mgyr_ScheduleOfFairValueOfPlanAssetsTableTextBlock to label_mgyr_ScheduleOfFairValueOfPlanAssetsTableTextBlock_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_CommitmentsTablesAbstract" xlink:label="mgyr_CommitmentsTablesAbstract" xlink:title="mgyr_CommitmentsTablesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_CommitmentsTablesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_CommitmentsTablesAbstract" xml:lang="en-US" id="label_mgyr_CommitmentsTablesAbstract">Commitments Tables</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_CommitmentsTablesAbstract" xlink:to="label_mgyr_CommitmentsTablesAbstract" xlink:title="Label : mgyr_CommitmentsTablesAbstract to label_mgyr_CommitmentsTablesAbstract" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_OwnershipOfMaygarBancorpPercentage" xlink:label="mgyr_OwnershipOfMaygarBancorpPercentage" xlink:title="mgyr_OwnershipOfMaygarBancorpPercentage" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_OwnershipOfMaygarBancorpPercentage" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_OwnershipOfMaygarBancorpPercentage" xml:lang="en-US" id="label_mgyr_OwnershipOfMaygarBancorpPercentage">The percentage of ownership of the company, delineated between Magyar Bancorp, MHC, public stockholders, and treasury stock holdings.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_OwnershipOfMaygarBancorpPercentage" xlink:to="label_mgyr_OwnershipOfMaygarBancorpPercentage" xlink:title="Label : mgyr_OwnershipOfMaygarBancorpPercentage to label_mgyr_OwnershipOfMaygarBancorpPercentage" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_OwnershipOfMaygarBancorpPercentage_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_OwnershipOfMaygarBancorpPercentage_1" xml:lang="en-US" id="label_mgyr_OwnershipOfMaygarBancorpPercentage_1">Ownership of Maygar Bancorp, Inc. (percentage)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_OwnershipOfMaygarBancorpPercentage" xlink:to="label_mgyr_OwnershipOfMaygarBancorpPercentage_1" xlink:title="Label : mgyr_OwnershipOfMaygarBancorpPercentage to label_mgyr_OwnershipOfMaygarBancorpPercentage_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_CommercialRelationships" xlink:label="mgyr_CommercialRelationships" xlink:title="mgyr_CommercialRelationships" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_CommercialRelationships" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_CommercialRelationships" xml:lang="en-US" id="label_mgyr_CommercialRelationships">The threshold for commerical loan relationships for which external consultants perform reviews for potential loss assessment.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_CommercialRelationships" xlink:to="label_mgyr_CommercialRelationships" xlink:title="Label : mgyr_CommercialRelationships to label_mgyr_CommercialRelationships" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_CommercialRelationships_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_CommercialRelationships_1" xml:lang="en-US" id="label_mgyr_CommercialRelationships_1">Commercial relationships</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_CommercialRelationships" xlink:to="label_mgyr_CommercialRelationships_1" xlink:title="Label : mgyr_CommercialRelationships to label_mgyr_CommercialRelationships_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_CriticizedRelationships" xlink:label="mgyr_CriticizedRelationships" xlink:title="mgyr_CriticizedRelationships" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_CriticizedRelationships" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_CriticizedRelationships" xml:lang="en-US" id="label_mgyr_CriticizedRelationships">The threshold for criticized loan relationships for which external consultants perform reviews for potential loss assessment.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_CriticizedRelationships" xlink:to="label_mgyr_CriticizedRelationships" xlink:title="Label : mgyr_CriticizedRelationships to label_mgyr_CriticizedRelationships" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_CriticizedRelationships_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_CriticizedRelationships_1" xml:lang="en-US" id="label_mgyr_CriticizedRelationships_1">Criticized relationships</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_CriticizedRelationships" xlink:to="label_mgyr_CriticizedRelationships_1" xlink:title="Label : mgyr_CriticizedRelationships to label_mgyr_CriticizedRelationships_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_EffectOfDilutiveSecuritiesAbstract" xlink:label="mgyr_EffectOfDilutiveSecuritiesAbstract" xlink:title="mgyr_EffectOfDilutiveSecuritiesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_EffectOfDilutiveSecuritiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_EffectOfDilutiveSecuritiesAbstract" xml:lang="en-US" id="label_mgyr_EffectOfDilutiveSecuritiesAbstract">Effect of dilutive securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_EffectOfDilutiveSecuritiesAbstract" xlink:to="label_mgyr_EffectOfDilutiveSecuritiesAbstract" xlink:title="Label : mgyr_EffectOfDilutiveSecuritiesAbstract to label_mgyr_EffectOfDilutiveSecuritiesAbstract" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_NonVestedStockAwardsOutstandingAbstract" xlink:label="mgyr_NonVestedStockAwardsOutstandingAbstract" xlink:title="mgyr_NonVestedStockAwardsOutstandingAbstract" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_NonVestedStockAwardsOutstandingAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_NonVestedStockAwardsOutstandingAbstract" xml:lang="en-US" id="label_mgyr_NonVestedStockAwardsOutstandingAbstract">Non Vested Stock Awards Outstanding</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_NonVestedStockAwardsOutstandingAbstract" xlink:to="label_mgyr_NonVestedStockAwardsOutstandingAbstract" xlink:title="Label : mgyr_NonVestedStockAwardsOutstandingAbstract to label_mgyr_NonVestedStockAwardsOutstandingAbstract" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_NonVestedStockAwardsWeightedAverageGrantDateFairValueAbstract" xlink:label="mgyr_NonVestedStockAwardsWeightedAverageGrantDateFairValueAbstract" xlink:title="mgyr_NonVestedStockAwardsWeightedAverageGrantDateFairValueAbstract" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_NonVestedStockAwardsWeightedAverageGrantDateFairValueAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_NonVestedStockAwardsWeightedAverageGrantDateFairValueAbstract" xml:lang="en-US" id="label_mgyr_NonVestedStockAwardsWeightedAverageGrantDateFairValueAbstract">Non Vested Stock Awards, Weighted Average Grant Date Fair Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_NonVestedStockAwardsWeightedAverageGrantDateFairValueAbstract" xlink:to="label_mgyr_NonVestedStockAwardsWeightedAverageGrantDateFairValueAbstract" xlink:title="Label : mgyr_NonVestedStockAwardsWeightedAverageGrantDateFairValueAbstract to label_mgyr_NonVestedStockAwardsWeightedAverageGrantDateFairValueAbstract" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_EmployeeStockOwnershipPlanReleasedShares" xlink:label="mgyr_EmployeeStockOwnershipPlanReleasedShares" xlink:title="mgyr_EmployeeStockOwnershipPlanReleasedShares" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_EmployeeStockOwnershipPlanReleasedShares" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_EmployeeStockOwnershipPlanReleasedShares" xml:lang="en-US" id="label_mgyr_EmployeeStockOwnershipPlanReleasedShares">The number of shares released under the employee stock ownership plan.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_EmployeeStockOwnershipPlanReleasedShares" xlink:to="label_mgyr_EmployeeStockOwnershipPlanReleasedShares" xlink:title="Label : mgyr_EmployeeStockOwnershipPlanReleasedShares to label_mgyr_EmployeeStockOwnershipPlanReleasedShares" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_EmployeeStockOwnershipPlanReleasedShares_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_EmployeeStockOwnershipPlanReleasedShares_1" xml:lang="en-US" id="label_mgyr_EmployeeStockOwnershipPlanReleasedShares_1">EmployeeStockOwnershipPlanReleasedShares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_EmployeeStockOwnershipPlanReleasedShares" xlink:to="label_mgyr_EmployeeStockOwnershipPlanReleasedShares_1" xlink:title="Label : mgyr_EmployeeStockOwnershipPlanReleasedShares to label_mgyr_EmployeeStockOwnershipPlanReleasedShares_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_EmployeeStockOwnershipPlanReleasedShares_2" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_mgyr_EmployeeStockOwnershipPlanReleasedShares_2" xml:lang="en-US" id="label_mgyr_EmployeeStockOwnershipPlanReleasedShares_2">Total released shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_EmployeeStockOwnershipPlanReleasedShares" xlink:to="label_mgyr_EmployeeStockOwnershipPlanReleasedShares_2" xlink:title="Label : mgyr_EmployeeStockOwnershipPlanReleasedShares to label_mgyr_EmployeeStockOwnershipPlanReleasedShares_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_UnrealizedGainLossOnAvailableForSaleAndHeldToMaturitySecurities" xlink:label="mgyr_UnrealizedGainLossOnAvailableForSaleAndHeldToMaturitySecurities" xlink:title="mgyr_UnrealizedGainLossOnAvailableForSaleAndHeldToMaturitySecurities" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_UnrealizedGainLossOnAvailableForSaleAndHeldToMaturitySecurities" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_UnrealizedGainLossOnAvailableForSaleAndHeldToMaturitySecurities" xml:lang="en-US" id="label_mgyr_UnrealizedGainLossOnAvailableForSaleAndHeldToMaturitySecurities">Represents unrealized gain loss on held to maturity and available for sale securities.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_UnrealizedGainLossOnAvailableForSaleAndHeldToMaturitySecurities" xlink:to="label_mgyr_UnrealizedGainLossOnAvailableForSaleAndHeldToMaturitySecurities" xlink:title="Label : mgyr_UnrealizedGainLossOnAvailableForSaleAndHeldToMaturitySecurities to label_mgyr_UnrealizedGainLossOnAvailableForSaleAndHeldToMaturitySecurities" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_UnrealizedGainLossOnAvailableForSaleAndHeldToMaturitySecurities_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_UnrealizedGainLossOnAvailableForSaleAndHeldToMaturitySecurities_1" xml:lang="en-US" id="label_mgyr_UnrealizedGainLossOnAvailableForSaleAndHeldToMaturitySecurities_1">UnrealizedGainLossOnAvailableForSaleAndHeldToMaturitySecurities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_UnrealizedGainLossOnAvailableForSaleAndHeldToMaturitySecurities" xlink:to="label_mgyr_UnrealizedGainLossOnAvailableForSaleAndHeldToMaturitySecurities_1" xlink:title="Label : mgyr_UnrealizedGainLossOnAvailableForSaleAndHeldToMaturitySecurities to label_mgyr_UnrealizedGainLossOnAvailableForSaleAndHeldToMaturitySecurities_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_UnrealizedGainLossOnAvailableForSaleAndHeldToMaturitySecurities_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_mgyr_UnrealizedGainLossOnAvailableForSaleAndHeldToMaturitySecurities_2" xml:lang="en-US" id="label_mgyr_UnrealizedGainLossOnAvailableForSaleAndHeldToMaturitySecurities_2">Total, Unrealized Losses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_UnrealizedGainLossOnAvailableForSaleAndHeldToMaturitySecurities" xlink:to="label_mgyr_UnrealizedGainLossOnAvailableForSaleAndHeldToMaturitySecurities_2" xlink:title="Label : mgyr_UnrealizedGainLossOnAvailableForSaleAndHeldToMaturitySecurities to label_mgyr_UnrealizedGainLossOnAvailableForSaleAndHeldToMaturitySecurities_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_MortgageServicingRights" xlink:label="mgyr_MortgageServicingRights" xlink:title="mgyr_MortgageServicingRights" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_MortgageServicingRights" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_MortgageServicingRights" xml:lang="en-US" id="label_mgyr_MortgageServicingRights">The value of capitalized mortgage servicing rights.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_MortgageServicingRights" xlink:to="label_mgyr_MortgageServicingRights" xlink:title="Label : mgyr_MortgageServicingRights to label_mgyr_MortgageServicingRights" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_MortgageServicingRights_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_MortgageServicingRights_1" xml:lang="en-US" id="label_mgyr_MortgageServicingRights_1">Mortgage Servicing Rights</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_MortgageServicingRights" xlink:to="label_mgyr_MortgageServicingRights_1" xlink:title="Label : mgyr_MortgageServicingRights to label_mgyr_MortgageServicingRights_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_EscrowBalanceHeldForLoansServicedOnBehalfOfOthers" xlink:label="mgyr_EscrowBalanceHeldForLoansServicedOnBehalfOfOthers" xlink:title="mgyr_EscrowBalanceHeldForLoansServicedOnBehalfOfOthers" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_EscrowBalanceHeldForLoansServicedOnBehalfOfOthers" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_EscrowBalanceHeldForLoansServicedOnBehalfOfOthers" xml:lang="en-US" id="label_mgyr_EscrowBalanceHeldForLoansServicedOnBehalfOfOthers">The designation of funds furnished by a borrower to a lender to assure future payments of the borrower's real estate taxes and insurance obligations with respect to a mortgaged property. Escrow deposits may be made for a variety of other purposes such as earnest money and contingent payments. This element excludes replacement reserves which are an escrow separately provided for within the US GAAP taxonomy. Specific to escrow deposits held for loans serviced on behalf of others.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_EscrowBalanceHeldForLoansServicedOnBehalfOfOthers" xlink:to="label_mgyr_EscrowBalanceHeldForLoansServicedOnBehalfOfOthers" xlink:title="Label : mgyr_EscrowBalanceHeldForLoansServicedOnBehalfOfOthers to label_mgyr_EscrowBalanceHeldForLoansServicedOnBehalfOfOthers" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_EscrowBalanceHeldForLoansServicedOnBehalfOfOthers_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_EscrowBalanceHeldForLoansServicedOnBehalfOfOthers_1" xml:lang="en-US" id="label_mgyr_EscrowBalanceHeldForLoansServicedOnBehalfOfOthers_1">Escrow balance held for loans serviced on behalf of others</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_EscrowBalanceHeldForLoansServicedOnBehalfOfOthers" xlink:to="label_mgyr_EscrowBalanceHeldForLoansServicedOnBehalfOfOthers_1" xlink:title="Label : mgyr_EscrowBalanceHeldForLoansServicedOnBehalfOfOthers to label_mgyr_EscrowBalanceHeldForLoansServicedOnBehalfOfOthers_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_InterestonlyMortgageLoans" xlink:label="mgyr_InterestonlyMortgageLoans" xlink:title="mgyr_InterestonlyMortgageLoans" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_InterestonlyMortgageLoans" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_InterestonlyMortgageLoans" xml:lang="en-US" id="label_mgyr_InterestonlyMortgageLoans">The principal balance of interest-only mortgage loans receivable on the company's books as of the balance sheet date.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_InterestonlyMortgageLoans" xlink:to="label_mgyr_InterestonlyMortgageLoans" xlink:title="Label : mgyr_InterestonlyMortgageLoans to label_mgyr_InterestonlyMortgageLoans" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_InterestonlyMortgageLoans_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_InterestonlyMortgageLoans_1" xml:lang="en-US" id="label_mgyr_InterestonlyMortgageLoans_1">Interest-only mortgage loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_InterestonlyMortgageLoans" xlink:to="label_mgyr_InterestonlyMortgageLoans_1" xlink:title="Label : mgyr_InterestonlyMortgageLoans to label_mgyr_InterestonlyMortgageLoans_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_NumberOfLoans" xlink:label="mgyr_NumberOfLoans" xlink:title="mgyr_NumberOfLoans" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_NumberOfLoans" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_NumberOfLoans" xml:lang="en-US" id="label_mgyr_NumberOfLoans">Number of financing receivables that have been modified by troubled debt restructurings.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_NumberOfLoans" xlink:to="label_mgyr_NumberOfLoans" xlink:title="Label : mgyr_NumberOfLoans to label_mgyr_NumberOfLoans" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_NumberOfLoans_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_NumberOfLoans_1" xml:lang="en-US" id="label_mgyr_NumberOfLoans_1">Number of Loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_NumberOfLoans" xlink:to="label_mgyr_NumberOfLoans_1" xlink:title="Label : mgyr_NumberOfLoans to label_mgyr_NumberOfLoans_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_InvestmentBeforeTdrModification" xlink:label="mgyr_InvestmentBeforeTdrModification" xlink:title="mgyr_InvestmentBeforeTdrModification" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_InvestmentBeforeTdrModification" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_InvestmentBeforeTdrModification" xml:lang="en-US" id="label_mgyr_InvestmentBeforeTdrModification">Amount of investment in financing receivables (before modification) modified by troubled debt restructurings.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_InvestmentBeforeTdrModification" xlink:to="label_mgyr_InvestmentBeforeTdrModification" xlink:title="Label : mgyr_InvestmentBeforeTdrModification to label_mgyr_InvestmentBeforeTdrModification" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_InvestmentBeforeTdrModification_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_InvestmentBeforeTdrModification_1" xml:lang="en-US" id="label_mgyr_InvestmentBeforeTdrModification_1">Investment Before TDR Modification</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_InvestmentBeforeTdrModification" xlink:to="label_mgyr_InvestmentBeforeTdrModification_1" xlink:title="Label : mgyr_InvestmentBeforeTdrModification to label_mgyr_InvestmentBeforeTdrModification_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_InvestmentAfterTdrModification" xlink:label="mgyr_InvestmentAfterTdrModification" xlink:title="mgyr_InvestmentAfterTdrModification" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_InvestmentAfterTdrModification" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_InvestmentAfterTdrModification" xml:lang="en-US" id="label_mgyr_InvestmentAfterTdrModification">Amount of investment in financing receivables (after modification) modified by troubled debt restructurings.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_InvestmentAfterTdrModification" xlink:to="label_mgyr_InvestmentAfterTdrModification" xlink:title="Label : mgyr_InvestmentAfterTdrModification to label_mgyr_InvestmentAfterTdrModification" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_InvestmentAfterTdrModification_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_InvestmentAfterTdrModification_1" xml:lang="en-US" id="label_mgyr_InvestmentAfterTdrModification_1">Investment After TDR Modification</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_InvestmentAfterTdrModification" xlink:to="label_mgyr_InvestmentAfterTdrModification_1" xlink:title="Label : mgyr_InvestmentAfterTdrModification to label_mgyr_InvestmentAfterTdrModification_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_LargeDeposits" xlink:label="mgyr_LargeDeposits" xlink:title="mgyr_LargeDeposits" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_LargeDeposits" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_LargeDeposits" xml:lang="en-US" id="label_mgyr_LargeDeposits">The aggregate amount of deposit accounts with a minimum denomination of $100,000 as of the balance sheet date.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_LargeDeposits" xlink:to="label_mgyr_LargeDeposits" xlink:title="Label : mgyr_LargeDeposits to label_mgyr_LargeDeposits" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_LargeDeposits_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_LargeDeposits_1" xml:lang="en-US" id="label_mgyr_LargeDeposits_1">Aggregate of deposit accounts with a minimum denomination of $100,000</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_LargeDeposits" xlink:to="label_mgyr_LargeDeposits_1" xlink:title="Label : mgyr_LargeDeposits to label_mgyr_LargeDeposits_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_LargeCDs" xlink:label="mgyr_LargeCDs" xlink:title="mgyr_LargeCDs" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_LargeCDs" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_LargeCDs" xml:lang="en-US" id="label_mgyr_LargeCDs">The aggregate amount of certificate deposits with a balance greater than $100,000 as of the balance sheet date.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_LargeCDs" xlink:to="label_mgyr_LargeCDs" xlink:title="Label : mgyr_LargeCDs to label_mgyr_LargeCDs" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_LargeCDs_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_LargeCDs_1" xml:lang="en-US" id="label_mgyr_LargeCDs_1">Aggregated of certificate deposits with balance greater than $100,000</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_LargeCDs" xlink:to="label_mgyr_LargeCDs_1" xlink:title="Label : mgyr_LargeCDs to label_mgyr_LargeCDs_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_YearEndingSeptember30Abstract" xlink:label="mgyr_YearEndingSeptember30Abstract" xlink:title="mgyr_YearEndingSeptember30Abstract" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_YearEndingSeptember30Abstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_YearEndingSeptember30Abstract" xml:lang="en-US" id="label_mgyr_YearEndingSeptember30Abstract">Year Ending September 30,</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_YearEndingSeptember30Abstract" xlink:to="label_mgyr_YearEndingSeptember30Abstract" xlink:title="Label : mgyr_YearEndingSeptember30Abstract to label_mgyr_YearEndingSeptember30Abstract" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_FederalHomeLoanBankOfNewYorkAdvancesAbstract" xlink:label="mgyr_FederalHomeLoanBankOfNewYorkAdvancesAbstract" xlink:title="mgyr_FederalHomeLoanBankOfNewYorkAdvancesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_FederalHomeLoanBankOfNewYorkAdvancesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_FederalHomeLoanBankOfNewYorkAdvancesAbstract" xml:lang="en-US" id="label_mgyr_FederalHomeLoanBankOfNewYorkAdvancesAbstract">Federal Home Loan Bank of New York Advances [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_FederalHomeLoanBankOfNewYorkAdvancesAbstract" xlink:to="label_mgyr_FederalHomeLoanBankOfNewYorkAdvancesAbstract" xlink:title="Label : mgyr_FederalHomeLoanBankOfNewYorkAdvancesAbstract to label_mgyr_FederalHomeLoanBankOfNewYorkAdvancesAbstract" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_SecuritiesSoldUnderReverseRepurchaseAgreementsAbstract" xlink:label="mgyr_SecuritiesSoldUnderReverseRepurchaseAgreementsAbstract" xlink:title="mgyr_SecuritiesSoldUnderReverseRepurchaseAgreementsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_SecuritiesSoldUnderReverseRepurchaseAgreementsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_SecuritiesSoldUnderReverseRepurchaseAgreementsAbstract" xml:lang="en-US" id="label_mgyr_SecuritiesSoldUnderReverseRepurchaseAgreementsAbstract">Securities Sold Under Reverse Repurchase Agreements [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_SecuritiesSoldUnderReverseRepurchaseAgreementsAbstract" xlink:to="label_mgyr_SecuritiesSoldUnderReverseRepurchaseAgreementsAbstract" xlink:title="Label : mgyr_SecuritiesSoldUnderReverseRepurchaseAgreementsAbstract to label_mgyr_SecuritiesSoldUnderReverseRepurchaseAgreementsAbstract" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_LongTermFhlbnyAdvancesAbstract" xlink:label="mgyr_LongTermFhlbnyAdvancesAbstract" xlink:title="mgyr_LongTermFhlbnyAdvancesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_LongTermFhlbnyAdvancesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_LongTermFhlbnyAdvancesAbstract" xml:lang="en-US" id="label_mgyr_LongTermFhlbnyAdvancesAbstract">Long term FHLBNY advances</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_LongTermFhlbnyAdvancesAbstract" xlink:to="label_mgyr_LongTermFhlbnyAdvancesAbstract" xlink:title="Label : mgyr_LongTermFhlbnyAdvancesAbstract to label_mgyr_LongTermFhlbnyAdvancesAbstract" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_LoansSoldServicingReleased" xlink:label="mgyr_LoansSoldServicingReleased" xlink:title="mgyr_LoansSoldServicingReleased" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_LoansSoldServicingReleased" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_LoansSoldServicingReleased" xml:lang="en-US" id="label_mgyr_LoansSoldServicingReleased">Value of loans sold during the period where servicing rights were released.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_LoansSoldServicingReleased" xlink:to="label_mgyr_LoansSoldServicingReleased" xlink:title="Label : mgyr_LoansSoldServicingReleased to label_mgyr_LoansSoldServicingReleased" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_LoansSoldServicingReleased_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_LoansSoldServicingReleased_1" xml:lang="en-US" id="label_mgyr_LoansSoldServicingReleased_1">Loans sold, servicing released</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_LoansSoldServicingReleased" xlink:to="label_mgyr_LoansSoldServicingReleased_1" xlink:title="Label : mgyr_LoansSoldServicingReleased to label_mgyr_LoansSoldServicingReleased_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_ValueOfLoansSoldStillBeingServiced" xlink:label="mgyr_ValueOfLoansSoldStillBeingServiced" xlink:title="mgyr_ValueOfLoansSoldStillBeingServiced" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ValueOfLoansSoldStillBeingServiced" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_ValueOfLoansSoldStillBeingServiced" xml:lang="en-US" id="label_mgyr_ValueOfLoansSoldStillBeingServiced">The value of loans that have been sold by the company, but which are still being serviced.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ValueOfLoansSoldStillBeingServiced" xlink:to="label_mgyr_ValueOfLoansSoldStillBeingServiced" xlink:title="Label : mgyr_ValueOfLoansSoldStillBeingServiced to label_mgyr_ValueOfLoansSoldStillBeingServiced" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ValueOfLoansSoldStillBeingServiced_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_ValueOfLoansSoldStillBeingServiced_1" xml:lang="en-US" id="label_mgyr_ValueOfLoansSoldStillBeingServiced_1">Value of loans sold still being serviced</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ValueOfLoansSoldStillBeingServiced" xlink:to="label_mgyr_ValueOfLoansSoldStillBeingServiced_1" xlink:title="Label : mgyr_ValueOfLoansSoldStillBeingServiced to label_mgyr_ValueOfLoansSoldStillBeingServiced_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_SbaLoansBeingServiced" xlink:label="mgyr_SbaLoansBeingServiced" xlink:title="mgyr_SbaLoansBeingServiced" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_SbaLoansBeingServiced" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_SbaLoansBeingServiced" xml:lang="en-US" id="label_mgyr_SbaLoansBeingServiced">The value of SBA loans being serviced by the company as of the balance sheet date.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_SbaLoansBeingServiced" xlink:to="label_mgyr_SbaLoansBeingServiced" xlink:title="Label : mgyr_SbaLoansBeingServiced to label_mgyr_SbaLoansBeingServiced" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_SbaLoansBeingServiced_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_SbaLoansBeingServiced_1" xml:lang="en-US" id="label_mgyr_SbaLoansBeingServiced_1">SBA Loans being serviced</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_SbaLoansBeingServiced" xlink:to="label_mgyr_SbaLoansBeingServiced_1" xlink:title="Label : mgyr_SbaLoansBeingServiced to label_mgyr_SbaLoansBeingServiced_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_TaxLossReservesBaseYearAmount" xlink:label="mgyr_TaxLossReservesBaseYearAmount" xlink:title="mgyr_TaxLossReservesBaseYearAmount" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_TaxLossReservesBaseYearAmount" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_TaxLossReservesBaseYearAmount" xml:lang="en-US" id="label_mgyr_TaxLossReservesBaseYearAmount">The amount of tax reserve for which no deferred tax liability has been recognized.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_TaxLossReservesBaseYearAmount" xlink:to="label_mgyr_TaxLossReservesBaseYearAmount" xlink:title="Label : mgyr_TaxLossReservesBaseYearAmount to label_mgyr_TaxLossReservesBaseYearAmount" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_TaxLossReservesBaseYearAmount_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_TaxLossReservesBaseYearAmount_1" xml:lang="en-US" id="label_mgyr_TaxLossReservesBaseYearAmount_1">Tax loss reserves, base year amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_TaxLossReservesBaseYearAmount" xlink:to="label_mgyr_TaxLossReservesBaseYearAmount_1" xlink:title="Label : mgyr_TaxLossReservesBaseYearAmount to label_mgyr_TaxLossReservesBaseYearAmount_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_IncreaseDecreaseResultingFromAbstract" xlink:label="mgyr_IncreaseDecreaseResultingFromAbstract" xlink:title="mgyr_IncreaseDecreaseResultingFromAbstract" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_IncreaseDecreaseResultingFromAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_IncreaseDecreaseResultingFromAbstract" xml:lang="en-US" id="label_mgyr_IncreaseDecreaseResultingFromAbstract">Increase (decrease) resulting from:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_IncreaseDecreaseResultingFromAbstract" xlink:to="label_mgyr_IncreaseDecreaseResultingFromAbstract" xlink:title="Label : mgyr_IncreaseDecreaseResultingFromAbstract to label_mgyr_IncreaseDecreaseResultingFromAbstract" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_TemporaryDifferencesAndDeferredTaxEffectAbstract" xlink:label="mgyr_TemporaryDifferencesAndDeferredTaxEffectAbstract" xlink:title="mgyr_TemporaryDifferencesAndDeferredTaxEffectAbstract" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_TemporaryDifferencesAndDeferredTaxEffectAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_TemporaryDifferencesAndDeferredTaxEffectAbstract" xml:lang="en-US" id="label_mgyr_TemporaryDifferencesAndDeferredTaxEffectAbstract">Temporary Differences and Deferred Tax Effect</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_TemporaryDifferencesAndDeferredTaxEffectAbstract" xlink:to="label_mgyr_TemporaryDifferencesAndDeferredTaxEffectAbstract" xlink:title="Label : mgyr_TemporaryDifferencesAndDeferredTaxEffectAbstract to label_mgyr_TemporaryDifferencesAndDeferredTaxEffectAbstract" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_DeferredTaxAssetsOtherRealEstateOwned" xlink:label="mgyr_DeferredTaxAssetsOtherRealEstateOwned" xlink:title="mgyr_DeferredTaxAssetsOtherRealEstateOwned" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_DeferredTaxAssetsOtherRealEstateOwned" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_DeferredTaxAssetsOtherRealEstateOwned" xml:lang="en-US" id="label_mgyr_DeferredTaxAssetsOtherRealEstateOwned">Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from other real estate owned.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_DeferredTaxAssetsOtherRealEstateOwned" xlink:to="label_mgyr_DeferredTaxAssetsOtherRealEstateOwned" xlink:title="Label : mgyr_DeferredTaxAssetsOtherRealEstateOwned to label_mgyr_DeferredTaxAssetsOtherRealEstateOwned" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_DeferredTaxAssetsOtherRealEstateOwned_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_DeferredTaxAssetsOtherRealEstateOwned_1" xml:lang="en-US" id="label_mgyr_DeferredTaxAssetsOtherRealEstateOwned_1">OREO</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_DeferredTaxAssetsOtherRealEstateOwned" xlink:to="label_mgyr_DeferredTaxAssetsOtherRealEstateOwned_1" xlink:title="Label : mgyr_DeferredTaxAssetsOtherRealEstateOwned to label_mgyr_DeferredTaxAssetsOtherRealEstateOwned_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="dei_EntityWellKnownSeasonedIssuer" xlink:title="dei_EntityWellKnownSeasonedIssuer" />
    <link:label xlink:type="resource" xlink:label="label_dei_EntityWellKnownSeasonedIssuer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_dei_EntityWellKnownSeasonedIssuer" xml:lang="en-US" id="label_dei_EntityWellKnownSeasonedIssuer">Entity Well-known Seasoned Issuer</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityWellKnownSeasonedIssuer" xlink:to="label_dei_EntityWellKnownSeasonedIssuer" xlink:title="Label : dei_EntityWellKnownSeasonedIssuer to label_dei_EntityWellKnownSeasonedIssuer" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_DeferredTaxAssetsLiabilitiesNetBeforeAllowance" xlink:label="mgyr_DeferredTaxAssetsLiabilitiesNetBeforeAllowance" xlink:title="mgyr_DeferredTaxAssetsLiabilitiesNetBeforeAllowance" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_DeferredTaxAssetsLiabilitiesNetBeforeAllowance" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_DeferredTaxAssetsLiabilitiesNetBeforeAllowance" xml:lang="en-US" id="label_mgyr_DeferredTaxAssetsLiabilitiesNetBeforeAllowance">Amount of deferred tax asset attributable to deductible temporary differences and carryforwards, net of deferred tax liability attributable to taxable temporary differences.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_DeferredTaxAssetsLiabilitiesNetBeforeAllowance" xlink:to="label_mgyr_DeferredTaxAssetsLiabilitiesNetBeforeAllowance" xlink:title="Label : mgyr_DeferredTaxAssetsLiabilitiesNetBeforeAllowance to label_mgyr_DeferredTaxAssetsLiabilitiesNetBeforeAllowance" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_DeferredTaxAssetsLiabilitiesNetBeforeAllowance_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_DeferredTaxAssetsLiabilitiesNetBeforeAllowance_1" xml:lang="en-US" id="label_mgyr_DeferredTaxAssetsLiabilitiesNetBeforeAllowance_1">DeferredTaxAssetsLiabilitiesNetBeforeAllowance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_DeferredTaxAssetsLiabilitiesNetBeforeAllowance" xlink:to="label_mgyr_DeferredTaxAssetsLiabilitiesNetBeforeAllowance_1" xlink:title="Label : mgyr_DeferredTaxAssetsLiabilitiesNetBeforeAllowance to label_mgyr_DeferredTaxAssetsLiabilitiesNetBeforeAllowance_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_DeferredTaxAssetsLiabilitiesNetBeforeAllowance_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_mgyr_DeferredTaxAssetsLiabilitiesNetBeforeAllowance_2" xml:lang="en-US" id="label_mgyr_DeferredTaxAssetsLiabilitiesNetBeforeAllowance_2">Net deferred tax asset</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_DeferredTaxAssetsLiabilitiesNetBeforeAllowance" xlink:to="label_mgyr_DeferredTaxAssetsLiabilitiesNetBeforeAllowance_2" xlink:title="Label : mgyr_DeferredTaxAssetsLiabilitiesNetBeforeAllowance to label_mgyr_DeferredTaxAssetsLiabilitiesNetBeforeAllowance_2" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityVoluntaryFilers" xlink:label="dei_EntityVoluntaryFilers" xlink:title="dei_EntityVoluntaryFilers" />
    <link:label xlink:type="resource" xlink:label="label_dei_EntityVoluntaryFilers" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_dei_EntityVoluntaryFilers" xml:lang="en-US" id="label_dei_EntityVoluntaryFilers">Entity Voluntary Filers</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityVoluntaryFilers" xlink:to="label_dei_EntityVoluntaryFilers" xlink:title="Label : dei_EntityVoluntaryFilers to label_dei_EntityVoluntaryFilers" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_DefinedBenefitPlanInvestmentGoalsEquity" xlink:label="mgyr_DefinedBenefitPlanInvestmentGoalsEquity" xlink:title="mgyr_DefinedBenefitPlanInvestmentGoalsEquity" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_DefinedBenefitPlanInvestmentGoalsEquity" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_DefinedBenefitPlanInvestmentGoalsEquity" xml:lang="en-US" id="label_mgyr_DefinedBenefitPlanInvestmentGoalsEquity">The long-term investment objective of the pension plan's investments in equity securities (as a percentage).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_DefinedBenefitPlanInvestmentGoalsEquity" xlink:to="label_mgyr_DefinedBenefitPlanInvestmentGoalsEquity" xlink:title="Label : mgyr_DefinedBenefitPlanInvestmentGoalsEquity to label_mgyr_DefinedBenefitPlanInvestmentGoalsEquity" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_DefinedBenefitPlanInvestmentGoalsEquity_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_DefinedBenefitPlanInvestmentGoalsEquity_1" xml:lang="en-US" id="label_mgyr_DefinedBenefitPlanInvestmentGoalsEquity_1">Long-term investment objective, equities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_DefinedBenefitPlanInvestmentGoalsEquity" xlink:to="label_mgyr_DefinedBenefitPlanInvestmentGoalsEquity_1" xlink:title="Label : mgyr_DefinedBenefitPlanInvestmentGoalsEquity to label_mgyr_DefinedBenefitPlanInvestmentGoalsEquity_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="dei_EntityCurrentReportingStatus" xlink:title="dei_EntityCurrentReportingStatus" />
    <link:label xlink:type="resource" xlink:label="label_dei_EntityCurrentReportingStatus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_dei_EntityCurrentReportingStatus" xml:lang="en-US" id="label_dei_EntityCurrentReportingStatus">Entity Current Reporting Status</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCurrentReportingStatus" xlink:to="label_dei_EntityCurrentReportingStatus" xlink:title="Label : dei_EntityCurrentReportingStatus to label_dei_EntityCurrentReportingStatus" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_DefinedBenefitPlanInvestmentGoalsDebt" xlink:label="mgyr_DefinedBenefitPlanInvestmentGoalsDebt" xlink:title="mgyr_DefinedBenefitPlanInvestmentGoalsDebt" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_DefinedBenefitPlanInvestmentGoalsDebt" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_DefinedBenefitPlanInvestmentGoalsDebt" xml:lang="en-US" id="label_mgyr_DefinedBenefitPlanInvestmentGoalsDebt">The long-term investment objective of the pension plan's investments in debt securities (as a percentage).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_DefinedBenefitPlanInvestmentGoalsDebt" xlink:to="label_mgyr_DefinedBenefitPlanInvestmentGoalsDebt" xlink:title="Label : mgyr_DefinedBenefitPlanInvestmentGoalsDebt to label_mgyr_DefinedBenefitPlanInvestmentGoalsDebt" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_DefinedBenefitPlanInvestmentGoalsDebt_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_DefinedBenefitPlanInvestmentGoalsDebt_1" xml:lang="en-US" id="label_mgyr_DefinedBenefitPlanInvestmentGoalsDebt_1">Long-term investment objective, debt</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_DefinedBenefitPlanInvestmentGoalsDebt" xlink:to="label_mgyr_DefinedBenefitPlanInvestmentGoalsDebt_1" xlink:title="Label : mgyr_DefinedBenefitPlanInvestmentGoalsDebt to label_mgyr_DefinedBenefitPlanInvestmentGoalsDebt_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityFilerCategory" xlink:label="dei_EntityFilerCategory" xlink:title="dei_EntityFilerCategory" />
    <link:label xlink:type="resource" xlink:label="label_dei_EntityFilerCategory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_dei_EntityFilerCategory" xml:lang="en-US" id="label_dei_EntityFilerCategory">Entity Filer Category</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFilerCategory" xlink:to="label_dei_EntityFilerCategory" xlink:title="Label : dei_EntityFilerCategory to label_dei_EntityFilerCategory" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_DefinedBenefitPlanInvestmentGoalsGuidelines" xlink:label="mgyr_DefinedBenefitPlanInvestmentGoalsGuidelines" xlink:title="mgyr_DefinedBenefitPlanInvestmentGoalsGuidelines" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_DefinedBenefitPlanInvestmentGoalsGuidelines" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_DefinedBenefitPlanInvestmentGoalsGuidelines" xml:lang="en-US" id="label_mgyr_DefinedBenefitPlanInvestmentGoalsGuidelines">Guidelines pertaining to investment holdings for defined benefit plan assets.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_DefinedBenefitPlanInvestmentGoalsGuidelines" xlink:to="label_mgyr_DefinedBenefitPlanInvestmentGoalsGuidelines" xlink:title="Label : mgyr_DefinedBenefitPlanInvestmentGoalsGuidelines to label_mgyr_DefinedBenefitPlanInvestmentGoalsGuidelines" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_DefinedBenefitPlanInvestmentGoalsGuidelines_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_DefinedBenefitPlanInvestmentGoalsGuidelines_1" xml:lang="en-US" id="label_mgyr_DefinedBenefitPlanInvestmentGoalsGuidelines_1">Funding guidelines, description</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_DefinedBenefitPlanInvestmentGoalsGuidelines" xlink:to="label_mgyr_DefinedBenefitPlanInvestmentGoalsGuidelines_1" xlink:title="Label : mgyr_DefinedBenefitPlanInvestmentGoalsGuidelines to label_mgyr_DefinedBenefitPlanInvestmentGoalsGuidelines_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityPublicFloat" xlink:label="dei_EntityPublicFloat" xlink:title="dei_EntityPublicFloat" />
    <link:label xlink:type="resource" xlink:label="label_dei_EntityPublicFloat" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_dei_EntityPublicFloat" xml:lang="en-US" id="label_dei_EntityPublicFloat">Entity Public Float</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityPublicFloat" xlink:to="label_dei_EntityPublicFloat" xlink:title="Label : dei_EntityPublicFloat to label_dei_EntityPublicFloat" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesTax" xlink:label="mgyr_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesTax" xlink:title="mgyr_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesTax" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesTax" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesTax" xml:lang="en-US" id="label_mgyr_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesTax">The tax effect of actuarial losses recognized in accumulated other comprehensive income.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesTax" xlink:to="label_mgyr_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesTax" xlink:title="Label : mgyr_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesTax to label_mgyr_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesTax" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesTax_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesTax_1" xml:lang="en-US" id="label_mgyr_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesTax_1">Acturial losses, income tax effects</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesTax" xlink:to="label_mgyr_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesTax_1" xlink:title="Label : mgyr_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesTax to label_mgyr_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesTax_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName" xlink:title="dei_EntityRegistrantName" />
    <link:label xlink:type="resource" xlink:label="label_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_dei_EntityRegistrantName" xml:lang="en-US" id="label_dei_EntityRegistrantName">Entity Registrant Name</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="label_dei_EntityRegistrantName" xlink:title="Label : dei_EntityRegistrantName to label_dei_EntityRegistrantName" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_ChangeInBenefitObligationsAbstract" xlink:label="mgyr_ChangeInBenefitObligationsAbstract" xlink:title="mgyr_ChangeInBenefitObligationsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ChangeInBenefitObligationsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_ChangeInBenefitObligationsAbstract" xml:lang="en-US" id="label_mgyr_ChangeInBenefitObligationsAbstract">Change in benefit obligations</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ChangeInBenefitObligationsAbstract" xlink:to="label_mgyr_ChangeInBenefitObligationsAbstract" xlink:title="Label : mgyr_ChangeInBenefitObligationsAbstract to label_mgyr_ChangeInBenefitObligationsAbstract" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="dei_EntityCentralIndexKey" xlink:title="dei_EntityCentralIndexKey" />
    <link:label xlink:type="resource" xlink:label="label_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_dei_EntityCentralIndexKey" xml:lang="en-US" id="label_dei_EntityCentralIndexKey">Entity Central Index Key</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="label_dei_EntityCentralIndexKey" xlink:title="Label : dei_EntityCentralIndexKey to label_dei_EntityCentralIndexKey" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_ChangeInPlanAssetsAbstract" xlink:label="mgyr_ChangeInPlanAssetsAbstract" xlink:title="mgyr_ChangeInPlanAssetsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ChangeInPlanAssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_ChangeInPlanAssetsAbstract" xml:lang="en-US" id="label_mgyr_ChangeInPlanAssetsAbstract">Change in plan assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ChangeInPlanAssetsAbstract" xlink:to="label_mgyr_ChangeInPlanAssetsAbstract" xlink:title="Label : mgyr_ChangeInPlanAssetsAbstract to label_mgyr_ChangeInPlanAssetsAbstract" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_DefinedBenefitPlanExpectedFutureBenefitPayments" xlink:label="mgyr_DefinedBenefitPlanExpectedFutureBenefitPayments" xlink:title="mgyr_DefinedBenefitPlanExpectedFutureBenefitPayments" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_DefinedBenefitPlanExpectedFutureBenefitPayments" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_DefinedBenefitPlanExpectedFutureBenefitPayments" xml:lang="en-US" id="label_mgyr_DefinedBenefitPlanExpectedFutureBenefitPayments">Total amount of benefits expected to be paid.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_DefinedBenefitPlanExpectedFutureBenefitPayments" xlink:to="label_mgyr_DefinedBenefitPlanExpectedFutureBenefitPayments" xlink:title="Label : mgyr_DefinedBenefitPlanExpectedFutureBenefitPayments to label_mgyr_DefinedBenefitPlanExpectedFutureBenefitPayments" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_DefinedBenefitPlanExpectedFutureBenefitPayments_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_DefinedBenefitPlanExpectedFutureBenefitPayments_1" xml:lang="en-US" id="label_mgyr_DefinedBenefitPlanExpectedFutureBenefitPayments_1">DefinedBenefitPlanExpectedFutureBenefitPayments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_DefinedBenefitPlanExpectedFutureBenefitPayments" xlink:to="label_mgyr_DefinedBenefitPlanExpectedFutureBenefitPayments_1" xlink:title="Label : mgyr_DefinedBenefitPlanExpectedFutureBenefitPayments to label_mgyr_DefinedBenefitPlanExpectedFutureBenefitPayments_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_DefinedBenefitPlanExpectedFutureBenefitPayments_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_mgyr_DefinedBenefitPlanExpectedFutureBenefitPayments_2" xml:lang="en-US" id="label_mgyr_DefinedBenefitPlanExpectedFutureBenefitPayments_2">Benefit payments expected to be paid, total</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_DefinedBenefitPlanExpectedFutureBenefitPayments" xlink:to="label_mgyr_DefinedBenefitPlanExpectedFutureBenefitPayments_2" xlink:title="Label : mgyr_DefinedBenefitPlanExpectedFutureBenefitPayments to label_mgyr_DefinedBenefitPlanExpectedFutureBenefitPayments_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_NonQualifiedCompensationPlanDescription" xlink:label="mgyr_NonQualifiedCompensationPlanDescription" xlink:title="mgyr_NonQualifiedCompensationPlanDescription" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_NonQualifiedCompensationPlanDescription" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_NonQualifiedCompensationPlanDescription" xml:lang="en-US" id="label_mgyr_NonQualifiedCompensationPlanDescription">Description of teh Supplemental Executive Retirement lan (also know as the New Director Emeritus Plan) which the company has implemented for nonqualified compensation.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_NonQualifiedCompensationPlanDescription" xlink:to="label_mgyr_NonQualifiedCompensationPlanDescription" xlink:title="Label : mgyr_NonQualifiedCompensationPlanDescription to label_mgyr_NonQualifiedCompensationPlanDescription" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_NonQualifiedCompensationPlanDescription_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_NonQualifiedCompensationPlanDescription_1" xml:lang="en-US" id="label_mgyr_NonQualifiedCompensationPlanDescription_1">Director Emeritus Plan description</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_NonQualifiedCompensationPlanDescription" xlink:to="label_mgyr_NonQualifiedCompensationPlanDescription_1" xlink:title="Label : mgyr_NonQualifiedCompensationPlanDescription to label_mgyr_NonQualifiedCompensationPlanDescription_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_RentalExpense" xlink:label="mgyr_RentalExpense" xlink:title="mgyr_RentalExpense" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_RentalExpense" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_RentalExpense" xml:lang="en-US" id="label_mgyr_RentalExpense">Total estimated rental expense.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_RentalExpense" xlink:to="label_mgyr_RentalExpense" xlink:title="Label : mgyr_RentalExpense to label_mgyr_RentalExpense" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_RentalExpense_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_RentalExpense_1" xml:lang="en-US" id="label_mgyr_RentalExpense_1">Rental Expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_RentalExpense" xlink:to="label_mgyr_RentalExpense_1" xlink:title="Label : mgyr_RentalExpense to label_mgyr_RentalExpense_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="dei_EntityCommonStockSharesOutstanding" xlink:title="dei_EntityCommonStockSharesOutstanding" />
    <link:label xlink:type="resource" xlink:label="label_dei_EntityCommonStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_dei_EntityCommonStockSharesOutstanding" xml:lang="en-US" id="label_dei_EntityCommonStockSharesOutstanding">Entity Common Stock, Shares Outstanding</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCommonStockSharesOutstanding" xlink:to="label_dei_EntityCommonStockSharesOutstanding" xlink:title="Label : dei_EntityCommonStockSharesOutstanding to label_dei_EntityCommonStockSharesOutstanding" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_TerminationFeeLehmanBrothers" xlink:label="mgyr_TerminationFeeLehmanBrothers" xlink:title="mgyr_TerminationFeeLehmanBrothers" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_TerminationFeeLehmanBrothers" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_TerminationFeeLehmanBrothers" xml:lang="en-US" id="label_mgyr_TerminationFeeLehmanBrothers">The termination fee received by the company for the interest rate collar with Lehman Brothers Special Financing Inc. that was unwound in April 2008.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_TerminationFeeLehmanBrothers" xlink:to="label_mgyr_TerminationFeeLehmanBrothers" xlink:title="Label : mgyr_TerminationFeeLehmanBrothers to label_mgyr_TerminationFeeLehmanBrothers" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_TerminationFeeLehmanBrothers_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_TerminationFeeLehmanBrothers_1" xml:lang="en-US" id="label_mgyr_TerminationFeeLehmanBrothers_1">Termination fee</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_TerminationFeeLehmanBrothers" xlink:to="label_mgyr_TerminationFeeLehmanBrothers_1" xlink:title="Label : mgyr_TerminationFeeLehmanBrothers to label_mgyr_TerminationFeeLehmanBrothers_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_BookValueOfInterestRateCollarLehmanBrothers" xlink:label="mgyr_BookValueOfInterestRateCollarLehmanBrothers" xlink:title="mgyr_BookValueOfInterestRateCollarLehmanBrothers" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_BookValueOfInterestRateCollarLehmanBrothers" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_BookValueOfInterestRateCollarLehmanBrothers" xml:lang="en-US" id="label_mgyr_BookValueOfInterestRateCollarLehmanBrothers">The book value of the interest rate collar with Lehman Brothers Special Financing Inc. that was unwound in April 2008.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_BookValueOfInterestRateCollarLehmanBrothers" xlink:to="label_mgyr_BookValueOfInterestRateCollarLehmanBrothers" xlink:title="Label : mgyr_BookValueOfInterestRateCollarLehmanBrothers to label_mgyr_BookValueOfInterestRateCollarLehmanBrothers" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_BookValueOfInterestRateCollarLehmanBrothers_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_BookValueOfInterestRateCollarLehmanBrothers_1" xml:lang="en-US" id="label_mgyr_BookValueOfInterestRateCollarLehmanBrothers_1">Book value of interest rate collar</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_BookValueOfInterestRateCollarLehmanBrothers" xlink:to="label_mgyr_BookValueOfInterestRateCollarLehmanBrothers_1" xlink:title="Label : mgyr_BookValueOfInterestRateCollarLehmanBrothers to label_mgyr_BookValueOfInterestRateCollarLehmanBrothers_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_UnrealizedGainOnInterestRateCollarLehmanBrothers" xlink:label="mgyr_UnrealizedGainOnInterestRateCollarLehmanBrothers" xlink:title="mgyr_UnrealizedGainOnInterestRateCollarLehmanBrothers" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_UnrealizedGainOnInterestRateCollarLehmanBrothers" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_UnrealizedGainOnInterestRateCollarLehmanBrothers" xml:lang="en-US" id="label_mgyr_UnrealizedGainOnInterestRateCollarLehmanBrothers">The unrealized gain on the unwinding of the interest rate collar with Lehman Brothers Special Financing Inc. in April 2008.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_UnrealizedGainOnInterestRateCollarLehmanBrothers" xlink:to="label_mgyr_UnrealizedGainOnInterestRateCollarLehmanBrothers" xlink:title="Label : mgyr_UnrealizedGainOnInterestRateCollarLehmanBrothers to label_mgyr_UnrealizedGainOnInterestRateCollarLehmanBrothers" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_UnrealizedGainOnInterestRateCollarLehmanBrothers_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_UnrealizedGainOnInterestRateCollarLehmanBrothers_1" xml:lang="en-US" id="label_mgyr_UnrealizedGainOnInterestRateCollarLehmanBrothers_1">Unrealized gain on interest rate collar</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_UnrealizedGainOnInterestRateCollarLehmanBrothers" xlink:to="label_mgyr_UnrealizedGainOnInterestRateCollarLehmanBrothers_1" xlink:title="Label : mgyr_UnrealizedGainOnInterestRateCollarLehmanBrothers to label_mgyr_UnrealizedGainOnInterestRateCollarLehmanBrothers_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_NumberOfImpairedLoans" xlink:label="mgyr_NumberOfImpairedLoans" xlink:title="mgyr_NumberOfImpairedLoans" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_NumberOfImpairedLoans" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_NumberOfImpairedLoans" xml:lang="en-US" id="label_mgyr_NumberOfImpairedLoans">Number of loans impaired.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_NumberOfImpairedLoans" xlink:to="label_mgyr_NumberOfImpairedLoans" xlink:title="Label : mgyr_NumberOfImpairedLoans to label_mgyr_NumberOfImpairedLoans" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_NumberOfImpairedLoans_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_NumberOfImpairedLoans_1" xml:lang="en-US" id="label_mgyr_NumberOfImpairedLoans_1">Number of impaired loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_NumberOfImpairedLoans" xlink:to="label_mgyr_NumberOfImpairedLoans_1" xlink:title="Label : mgyr_NumberOfImpairedLoans to label_mgyr_NumberOfImpairedLoans_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_FinancingReceivablesImpairedLoansWriteDownCumulative" xlink:label="mgyr_FinancingReceivablesImpairedLoansWriteDownCumulative" xlink:title="mgyr_FinancingReceivablesImpairedLoansWriteDownCumulative" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_FinancingReceivablesImpairedLoansWriteDownCumulative" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_FinancingReceivablesImpairedLoansWriteDownCumulative" xml:lang="en-US" id="label_mgyr_FinancingReceivablesImpairedLoansWriteDownCumulative">Amount of cumulative charge-offs of impaired loans.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_FinancingReceivablesImpairedLoansWriteDownCumulative" xlink:to="label_mgyr_FinancingReceivablesImpairedLoansWriteDownCumulative" xlink:title="Label : mgyr_FinancingReceivablesImpairedLoansWriteDownCumulative to label_mgyr_FinancingReceivablesImpairedLoansWriteDownCumulative" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_FinancingReceivablesImpairedLoansWriteDownCumulative_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_FinancingReceivablesImpairedLoansWriteDownCumulative_1" xml:lang="en-US" id="label_mgyr_FinancingReceivablesImpairedLoansWriteDownCumulative_1">Cumulative write-down of impaired loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_FinancingReceivablesImpairedLoansWriteDownCumulative" xlink:to="label_mgyr_FinancingReceivablesImpairedLoansWriteDownCumulative_1" xlink:title="Label : mgyr_FinancingReceivablesImpairedLoansWriteDownCumulative to label_mgyr_FinancingReceivablesImpairedLoansWriteDownCumulative_1" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_ForclosedLoans" xlink:label="mgyr_ForclosedLoans" xlink:title="mgyr_ForclosedLoans" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ForclosedLoans" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_ForclosedLoans" xml:lang="en-US" id="label_mgyr_ForclosedLoans">Represents number of loans foreclosed.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ForclosedLoans" xlink:to="label_mgyr_ForclosedLoans" xlink:title="Label : mgyr_ForclosedLoans to label_mgyr_ForclosedLoans" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ForclosedLoans_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_ForclosedLoans_1" xml:lang="en-US" id="label_mgyr_ForclosedLoans_1">Forclosed Loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ForclosedLoans" xlink:to="label_mgyr_ForclosedLoans_1" xlink:title="Label : mgyr_ForclosedLoans to label_mgyr_ForclosedLoans_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ForclosedLoans_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_ForclosedLoans_2" xml:lang="en-US" id="label_mgyr_ForclosedLoans_2">Amount of residential real estate loans foreclosed</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_ForclosedLoans" xlink:to="label_mgyr_ForclosedLoans_2" xlink:title="Label : mgyr_ForclosedLoans to label_mgyr_ForclosedLoans_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_FairValueMeasuredOnRecurringBasisAbstract" xlink:label="mgyr_FairValueMeasuredOnRecurringBasisAbstract" xlink:title="mgyr_FairValueMeasuredOnRecurringBasisAbstract" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_FairValueMeasuredOnRecurringBasisAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_FairValueMeasuredOnRecurringBasisAbstract" xml:lang="en-US" id="label_mgyr_FairValueMeasuredOnRecurringBasisAbstract">Fair value measured on recurring basis:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_FairValueMeasuredOnRecurringBasisAbstract" xlink:to="label_mgyr_FairValueMeasuredOnRecurringBasisAbstract" xlink:title="Label : mgyr_FairValueMeasuredOnRecurringBasisAbstract to label_mgyr_FairValueMeasuredOnRecurringBasisAbstract" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_Tier1CapitalToRiskweightedAssetsAbstract" xlink:label="mgyr_Tier1CapitalToRiskweightedAssetsAbstract" xlink:title="mgyr_Tier1CapitalToRiskweightedAssetsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_Tier1CapitalToRiskweightedAssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_Tier1CapitalToRiskweightedAssetsAbstract" xml:lang="en-US" id="label_mgyr_Tier1CapitalToRiskweightedAssetsAbstract">Tier 1 Capital (to risk-weighted assets)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_Tier1CapitalToRiskweightedAssetsAbstract" xlink:to="label_mgyr_Tier1CapitalToRiskweightedAssetsAbstract" xlink:title="Label : mgyr_Tier1CapitalToRiskweightedAssetsAbstract to label_mgyr_Tier1CapitalToRiskweightedAssetsAbstract" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_Tier1LeverageCapitalToAverageAssetsAbstract" xlink:label="mgyr_Tier1LeverageCapitalToAverageAssetsAbstract" xlink:title="mgyr_Tier1LeverageCapitalToAverageAssetsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_Tier1LeverageCapitalToAverageAssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_Tier1LeverageCapitalToAverageAssetsAbstract" xml:lang="en-US" id="label_mgyr_Tier1LeverageCapitalToAverageAssetsAbstract">Tier 1 Leverage Capital (to average assets)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_Tier1LeverageCapitalToAverageAssetsAbstract" xlink:to="label_mgyr_Tier1LeverageCapitalToAverageAssetsAbstract" xlink:title="Label : mgyr_Tier1LeverageCapitalToAverageAssetsAbstract to label_mgyr_Tier1LeverageCapitalToAverageAssetsAbstract" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_LargeCapValueMember" xlink:label="mgyr_LargeCapValueMember" xlink:title="mgyr_LargeCapValueMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_LargeCapValueMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_LargeCapValueMember" xml:lang="en-US" id="label_mgyr_LargeCapValueMember">Large-Cap Value [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_LargeCapValueMember" xlink:to="label_mgyr_LargeCapValueMember" xlink:title="Label : mgyr_LargeCapValueMember to label_mgyr_LargeCapValueMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_LargeCapValueMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_LargeCapValueMember_1" xml:lang="en-US" id="label_mgyr_LargeCapValueMember_1">Large-Cap Value [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_LargeCapValueMember" xlink:to="label_mgyr_LargeCapValueMember_1" xlink:title="Label : mgyr_LargeCapValueMember to label_mgyr_LargeCapValueMember_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_LargeCapValueMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_LargeCapValueMember_2" xml:lang="en-US" id="label_mgyr_LargeCapValueMember_2">Large-Cap Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_LargeCapValueMember" xlink:to="label_mgyr_LargeCapValueMember_2" xlink:title="Label : mgyr_LargeCapValueMember to label_mgyr_LargeCapValueMember_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_LargeCapCoreMember" xlink:label="mgyr_LargeCapCoreMember" xlink:title="mgyr_LargeCapCoreMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_LargeCapCoreMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_LargeCapCoreMember" xml:lang="en-US" id="label_mgyr_LargeCapCoreMember">Large-Cap Core [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_LargeCapCoreMember" xlink:to="label_mgyr_LargeCapCoreMember" xlink:title="Label : mgyr_LargeCapCoreMember to label_mgyr_LargeCapCoreMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_LargeCapCoreMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_LargeCapCoreMember_1" xml:lang="en-US" id="label_mgyr_LargeCapCoreMember_1">Large-Cap Core [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_LargeCapCoreMember" xlink:to="label_mgyr_LargeCapCoreMember_1" xlink:title="Label : mgyr_LargeCapCoreMember to label_mgyr_LargeCapCoreMember_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_LargeCapCoreMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_LargeCapCoreMember_2" xml:lang="en-US" id="label_mgyr_LargeCapCoreMember_2">Large-Cap Core</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_LargeCapCoreMember" xlink:to="label_mgyr_LargeCapCoreMember_2" xlink:title="Label : mgyr_LargeCapCoreMember to label_mgyr_LargeCapCoreMember_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_MidCapCoreMember" xlink:label="mgyr_MidCapCoreMember" xlink:title="mgyr_MidCapCoreMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_MidCapCoreMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_MidCapCoreMember" xml:lang="en-US" id="label_mgyr_MidCapCoreMember">Mid Cap Core [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_MidCapCoreMember" xlink:to="label_mgyr_MidCapCoreMember" xlink:title="Label : mgyr_MidCapCoreMember to label_mgyr_MidCapCoreMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_MidCapCoreMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_MidCapCoreMember_1" xml:lang="en-US" id="label_mgyr_MidCapCoreMember_1">Mid-Cap Core [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_MidCapCoreMember" xlink:to="label_mgyr_MidCapCoreMember_1" xlink:title="Label : mgyr_MidCapCoreMember to label_mgyr_MidCapCoreMember_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_MidCapCoreMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_MidCapCoreMember_2" xml:lang="en-US" id="label_mgyr_MidCapCoreMember_2">Mid Cap Core</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_MidCapCoreMember" xlink:to="label_mgyr_MidCapCoreMember_2" xlink:title="Label : mgyr_MidCapCoreMember to label_mgyr_MidCapCoreMember_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_SmallCapCoreMember" xlink:label="mgyr_SmallCapCoreMember" xlink:title="mgyr_SmallCapCoreMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_SmallCapCoreMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_SmallCapCoreMember" xml:lang="en-US" id="label_mgyr_SmallCapCoreMember">Small-Cap Core [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_SmallCapCoreMember" xlink:to="label_mgyr_SmallCapCoreMember" xlink:title="Label : mgyr_SmallCapCoreMember to label_mgyr_SmallCapCoreMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_SmallCapCoreMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_SmallCapCoreMember_1" xml:lang="en-US" id="label_mgyr_SmallCapCoreMember_1">Small-Cap Core [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_SmallCapCoreMember" xlink:to="label_mgyr_SmallCapCoreMember_1" xlink:title="Label : mgyr_SmallCapCoreMember to label_mgyr_SmallCapCoreMember_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_SmallCapCoreMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_SmallCapCoreMember_2" xml:lang="en-US" id="label_mgyr_SmallCapCoreMember_2">Small-Cap Core</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_SmallCapCoreMember" xlink:to="label_mgyr_SmallCapCoreMember_2" xlink:title="Label : mgyr_SmallCapCoreMember to label_mgyr_SmallCapCoreMember_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_NonUSCoreMember" xlink:label="mgyr_NonUSCoreMember" xlink:title="mgyr_NonUSCoreMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_NonUSCoreMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_NonUSCoreMember" xml:lang="en-US" id="label_mgyr_NonUSCoreMember">Non-U.S. Core [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_NonUSCoreMember" xlink:to="label_mgyr_NonUSCoreMember" xlink:title="Label : mgyr_NonUSCoreMember to label_mgyr_NonUSCoreMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_NonUSCoreMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_NonUSCoreMember_1" xml:lang="en-US" id="label_mgyr_NonUSCoreMember_1">Non-U.S. Core [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_NonUSCoreMember" xlink:to="label_mgyr_NonUSCoreMember_1" xlink:title="Label : mgyr_NonUSCoreMember to label_mgyr_NonUSCoreMember_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_NonUSCoreMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_NonUSCoreMember_2" xml:lang="en-US" id="label_mgyr_NonUSCoreMember_2">Non-U.S. Core</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_NonUSCoreMember" xlink:to="label_mgyr_NonUSCoreMember_2" xlink:title="Label : mgyr_NonUSCoreMember to label_mgyr_NonUSCoreMember_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_IntermediateTermCoreMember" xlink:label="mgyr_IntermediateTermCoreMember" xlink:title="mgyr_IntermediateTermCoreMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_IntermediateTermCoreMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_IntermediateTermCoreMember" xml:lang="en-US" id="label_mgyr_IntermediateTermCoreMember">Intermediate-Term Core [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_IntermediateTermCoreMember" xlink:to="label_mgyr_IntermediateTermCoreMember" xlink:title="Label : mgyr_IntermediateTermCoreMember to label_mgyr_IntermediateTermCoreMember" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_IntermediateTermCoreMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_IntermediateTermCoreMember_1" xml:lang="en-US" id="label_mgyr_IntermediateTermCoreMember_1">Intermediate-Term Core [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_IntermediateTermCoreMember" xlink:to="label_mgyr_IntermediateTermCoreMember_1" xlink:title="Label : mgyr_IntermediateTermCoreMember to label_mgyr_IntermediateTermCoreMember_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_IntermediateTermCoreMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_IntermediateTermCoreMember_2" xml:lang="en-US" id="label_mgyr_IntermediateTermCoreMember_2">Intermediate-Term Core</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_IntermediateTermCoreMember" xlink:to="label_mgyr_IntermediateTermCoreMember_2" xlink:title="Label : mgyr_IntermediateTermCoreMember to label_mgyr_IntermediateTermCoreMember_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_FederalHomeLoanBankAdvancesShortTermBalance" xlink:label="mgyr_FederalHomeLoanBankAdvancesShortTermBalance" xlink:title="mgyr_FederalHomeLoanBankAdvancesShortTermBalance" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_FederalHomeLoanBankAdvancesShortTermBalance" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_FederalHomeLoanBankAdvancesShortTermBalance" xml:lang="en-US" id="label_mgyr_FederalHomeLoanBankAdvancesShortTermBalance">Short term Federal Home Loan Bank borrowings of the latest balance sheet date.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_FederalHomeLoanBankAdvancesShortTermBalance" xlink:to="label_mgyr_FederalHomeLoanBankAdvancesShortTermBalance" xlink:title="Label : mgyr_FederalHomeLoanBankAdvancesShortTermBalance to label_mgyr_FederalHomeLoanBankAdvancesShortTermBalance" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_FederalHomeLoanBankAdvancesShortTermBalance_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_mgyr_FederalHomeLoanBankAdvancesShortTermBalance_1" xml:lang="en-US" id="label_mgyr_FederalHomeLoanBankAdvancesShortTermBalance_1">Federal Home Loan Bank, Advances, Short-term, Balance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_FederalHomeLoanBankAdvancesShortTermBalance" xlink:to="label_mgyr_FederalHomeLoanBankAdvancesShortTermBalance_1" xlink:title="Label : mgyr_FederalHomeLoanBankAdvancesShortTermBalance to label_mgyr_FederalHomeLoanBankAdvancesShortTermBalance_1" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_FederalHomeLoanBankAdvancesShortTermBalance_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_mgyr_FederalHomeLoanBankAdvancesShortTermBalance_2" xml:lang="en-US" id="label_mgyr_FederalHomeLoanBankAdvancesShortTermBalance_2">Balance at end of year</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="mgyr_FederalHomeLoanBankAdvancesShortTermBalance" xlink:to="label_mgyr_FederalHomeLoanBankAdvancesShortTermBalance_2" xlink:title="Label : mgyr_FederalHomeLoanBankAdvancesShortTermBalance to label_mgyr_FederalHomeLoanBankAdvancesShortTermBalance_2" />
    <link:loc xlink:type="locator" xlink:href="mgyr-20150331.xsd#mgyr_ScheduleOfImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="mgyr_ScheduleOfImpairedFinancingReceivableAverageRecordedInvestment" xlink:title="mgyr_ScheduleOfImpairedFinancingReceivableAverageRecordedInvestment" />
    <link:label xlink:type="resource" xlink:label="label_mgyr_ScheduleOfImpairedFinancingReceivableAverageRecordedInvestment" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_mgyr_ScheduleOfImpairedFinancingReceivableAverageRecordedInvestment" xml:lang="en-US" id="label_mgyr_ScheduleOfImpairedFinancingReceivableAverageRecordedInvestment">Tabular disclosure of amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGains" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGains" xlink:title="us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGains" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:title="us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xml:lang="en-US" id="label_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets">Capital Required to be Well Capitalized to Risk Weighted Assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:to="label_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:title="Label : us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets to label_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_1" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_1" xml:lang="en-US" id="label_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_1">Minimum Capital required to be well-capitalized, ratio</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:to="label_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_1" xlink:title="Label : us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets to label_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:title="us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xml:lang="en-US" id="label_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets">Capital Required for Capital Adequacy to Risk Weighted Assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:to="label_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:title="Label : us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets to label_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_1" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_1" xml:lang="en-US" id="label_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_1">Minimum amount of capital for adequacy purposes, ratio</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:to="label_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_1" xlink:title="Label : us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets to label_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacy" xlink:label="us-gaap_CapitalRequiredForCapitalAdequacy" xlink:title="us-gaap_CapitalRequiredForCapitalAdequacy" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CapitalRequiredForCapitalAdequacy" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_CapitalRequiredForCapitalAdequacy" xml:lang="en-US" id="label_us-gaap_CapitalRequiredForCapitalAdequacy">Capital Required for Capital Adequacy</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalRequiredForCapitalAdequacy" xlink:to="label_us-gaap_CapitalRequiredForCapitalAdequacy" xlink:title="Label : us-gaap_CapitalRequiredForCapitalAdequacy to label_us-gaap_CapitalRequiredForCapitalAdequacy" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CapitalRequiredForCapitalAdequacy_1" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_us-gaap_CapitalRequiredForCapitalAdequacy_1" xml:lang="en-US" id="label_us-gaap_CapitalRequiredForCapitalAdequacy_1">Minimum amount of capital for adequacy purposes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalRequiredForCapitalAdequacy" xlink:to="label_us-gaap_CapitalRequiredForCapitalAdequacy_1" xlink:title="Label : us-gaap_CapitalRequiredForCapitalAdequacy to label_us-gaap_CapitalRequiredForCapitalAdequacy_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalized" xlink:label="us-gaap_CapitalRequiredToBeWellCapitalized" xlink:title="us-gaap_CapitalRequiredToBeWellCapitalized" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CapitalRequiredToBeWellCapitalized" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_CapitalRequiredToBeWellCapitalized" xml:lang="en-US" id="label_us-gaap_CapitalRequiredToBeWellCapitalized">Capital Required to be Well Capitalized</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalRequiredToBeWellCapitalized" xlink:to="label_us-gaap_CapitalRequiredToBeWellCapitalized" xlink:title="Label : us-gaap_CapitalRequiredToBeWellCapitalized to label_us-gaap_CapitalRequiredToBeWellCapitalized" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CapitalRequiredToBeWellCapitalized_1" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_us-gaap_CapitalRequiredToBeWellCapitalized_1" xml:lang="en-US" id="label_us-gaap_CapitalRequiredToBeWellCapitalized_1">Minimum Capital required to be well-capitalized</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalRequiredToBeWellCapitalized" xlink:to="label_us-gaap_CapitalRequiredToBeWellCapitalized_1" xlink:title="Label : us-gaap_CapitalRequiredToBeWellCapitalized to label_us-gaap_CapitalRequiredToBeWellCapitalized_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalToRiskWeightedAssets" xlink:label="us-gaap_CapitalToRiskWeightedAssets" xlink:title="us-gaap_CapitalToRiskWeightedAssets" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CapitalToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_CapitalToRiskWeightedAssets" xml:lang="en-US" id="label_us-gaap_CapitalToRiskWeightedAssets">Capital to Risk Weighted Assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalToRiskWeightedAssets" xlink:to="label_us-gaap_CapitalToRiskWeightedAssets" xlink:title="Label : us-gaap_CapitalToRiskWeightedAssets to label_us-gaap_CapitalToRiskWeightedAssets" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CapitalToRiskWeightedAssets_1" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_us-gaap_CapitalToRiskWeightedAssets_1" xml:lang="en-US" id="label_us-gaap_CapitalToRiskWeightedAssets_1">Total Capital (to risk-weighted assets) ratio</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalToRiskWeightedAssets" xlink:to="label_us-gaap_CapitalToRiskWeightedAssets_1" xlink:title="Label : us-gaap_CapitalToRiskWeightedAssets to label_us-gaap_CapitalToRiskWeightedAssets_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:label="us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:title="us-gaap_CarryingReportedAmountFairValueDisclosureMember" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_CarryingReportedAmountFairValueDisclosureMember" xml:lang="en-US" id="label_us-gaap_CarryingReportedAmountFairValueDisclosureMember">Reported Value Measurement [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:to="label_us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:title="Label : us-gaap_CarryingReportedAmountFairValueDisclosureMember to label_us-gaap_CarryingReportedAmountFairValueDisclosureMember" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CarryingReportedAmountFairValueDisclosureMember_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_us-gaap_CarryingReportedAmountFairValueDisclosureMember_1" xml:lang="en-US" id="label_us-gaap_CarryingReportedAmountFairValueDisclosureMember_1">Reported Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:to="label_us-gaap_CarryingReportedAmountFairValueDisclosureMember_1" xlink:title="Label : us-gaap_CarryingReportedAmountFairValueDisclosureMember to label_us-gaap_CarryingReportedAmountFairValueDisclosureMember_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashEquivalentsMember" xlink:label="us-gaap_CashEquivalentsMember" xlink:title="us-gaap_CashEquivalentsMember" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CashEquivalentsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_CashEquivalentsMember" xml:lang="en-US" id="label_us-gaap_CashEquivalentsMember">Cash Equivalents [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashEquivalentsMember" xlink:to="label_us-gaap_CashEquivalentsMember" xlink:title="Label : us-gaap_CashEquivalentsMember to label_us-gaap_CashEquivalentsMember" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CashEquivalentsMember_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_us-gaap_CashEquivalentsMember_1" xml:lang="en-US" id="label_us-gaap_CashEquivalentsMember_1">Cash Equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashEquivalentsMember" xlink:to="label_us-gaap_CashEquivalentsMember_1" xlink:title="Label : us-gaap_CashEquivalentsMember to label_us-gaap_CashEquivalentsMember_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:label="us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:title="us-gaap_CashAndCashEquivalentsPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_CashAndCashEquivalentsPolicyTextBlock" xml:lang="en-US" id="label_us-gaap_CashAndCashEquivalentsPolicyTextBlock">Cash and Cash Equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:to="label_us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:title="Label : us-gaap_CashAndCashEquivalentsPolicyTextBlock to label_us-gaap_CashAndCashEquivalentsPolicyTextBlock" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Cash" xlink:label="us-gaap_Cash" xlink:title="us-gaap_Cash" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_Cash" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_Cash" xml:lang="en-US" id="label_us-gaap_Cash">Cash</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Cash" xlink:to="label_us-gaap_Cash" xlink:title="Label : us-gaap_Cash to label_us-gaap_Cash" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:title="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xml:lang="en-US" id="label_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">Cash and Cash Equivalents, Period Increase (Decrease)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="label_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:title="Label : us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease to label_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_1" xml:lang="en-US" id="label_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_1">Net increase (decrease) in cash and cash equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="label_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_1" xlink:title="Label : us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease to label_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:title="us-gaap_CashAndCashEquivalentsAtCarryingValue" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US" id="label_us-gaap_CashAndCashEquivalentsAtCarryingValue">Cash and Cash Equivalents, at Carrying Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="label_us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:title="Label : us-gaap_CashAndCashEquivalentsAtCarryingValue to label_us-gaap_CashAndCashEquivalentsAtCarryingValue" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CashAndCashEquivalentsAtCarryingValue_1" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_us-gaap_CashAndCashEquivalentsAtCarryingValue_1" xml:lang="en-US" id="label_us-gaap_CashAndCashEquivalentsAtCarryingValue_1">Cash and cash equivalents, end of period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="label_us-gaap_CashAndCashEquivalentsAtCarryingValue_1" xlink:title="Label : us-gaap_CashAndCashEquivalentsAtCarryingValue to label_us-gaap_CashAndCashEquivalentsAtCarryingValue_1" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CashAndCashEquivalentsAtCarryingValue_2" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_us-gaap_CashAndCashEquivalentsAtCarryingValue_2" xml:lang="en-US" id="label_us-gaap_CashAndCashEquivalentsAtCarryingValue_2">Cash and cash equivalents, beginning of period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="label_us-gaap_CashAndCashEquivalentsAtCarryingValue_2" xlink:title="Label : us-gaap_CashAndCashEquivalentsAtCarryingValue to label_us-gaap_CashAndCashEquivalentsAtCarryingValue_2" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CashAndCashEquivalentsAtCarryingValue_3" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_us-gaap_CashAndCashEquivalentsAtCarryingValue_3" xml:lang="en-US" id="label_us-gaap_CashAndCashEquivalentsAtCarryingValue_3">Total cash and cash equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="label_us-gaap_CashAndCashEquivalentsAtCarryingValue_3" xlink:title="Label : us-gaap_CashAndCashEquivalentsAtCarryingValue to label_us-gaap_CashAndCashEquivalentsAtCarryingValue_3" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashSurrenderValueOfLifeInsurance" xlink:label="us-gaap_CashSurrenderValueOfLifeInsurance" xlink:title="us-gaap_CashSurrenderValueOfLifeInsurance" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CashSurrenderValueOfLifeInsurance" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_CashSurrenderValueOfLifeInsurance" xml:lang="en-US" id="label_us-gaap_CashSurrenderValueOfLifeInsurance">Life Insurance Contracts, Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashSurrenderValueOfLifeInsurance" xlink:to="label_us-gaap_CashSurrenderValueOfLifeInsurance" xlink:title="Label : us-gaap_CashSurrenderValueOfLifeInsurance to label_us-gaap_CashSurrenderValueOfLifeInsurance" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:label="us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:title="us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xml:lang="en-US" id="label_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract">Non-cash investing activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:to="label_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:title="Label : us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract to label_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" />
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_CommercialLoanMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_CommercialLoanMember" xml:lang="en-US" id="label_us-gaap_CommercialLoanMember">Commercial business [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommercialLoanMember" xlink:to="label_us-gaap_CommercialLoanMember" xlink:title="Label : us-gaap_CommercialLoanMember to label_us-gaap_CommercialLoanMember" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CommercialLoanMember_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_us-gaap_CommercialLoanMember_1" xml:lang="en-US" id="label_us-gaap_CommercialLoanMember_1">Commercial business</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommercialLoanMember" xlink:to="label_us-gaap_CommercialLoanMember_1" xlink:title="Label : us-gaap_CommercialLoanMember to label_us-gaap_CommercialLoanMember_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="us-gaap_CommercialRealEstateMember" xlink:title="us-gaap_CommercialRealEstateMember" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CommercialRealEstateMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_CommercialRealEstateMember" xml:lang="en-US" id="label_us-gaap_CommercialRealEstateMember">Commercial real estate [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommercialRealEstateMember" xlink:to="label_us-gaap_CommercialRealEstateMember" xlink:title="Label : us-gaap_CommercialRealEstateMember to label_us-gaap_CommercialRealEstateMember" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CommercialRealEstateMember_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_us-gaap_CommercialRealEstateMember_1" xml:lang="en-US" id="label_us-gaap_CommercialRealEstateMember_1">Commercial real estate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommercialRealEstateMember" xlink:to="label_us-gaap_CommercialRealEstateMember_1" xlink:title="Label : us-gaap_CommercialRealEstateMember to label_us-gaap_CommercialRealEstateMember_1" />
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xml:lang="en-US" id="label_us-gaap_CommitmentsAndContingenciesDisclosureAbstract">CONTINGENCIES [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:to="label_us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:title="Label : us-gaap_CommitmentsAndContingenciesDisclosureAbstract to label_us-gaap_CommitmentsAndContingenciesDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:label="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:title="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xml:lang="en-US" id="label_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock">Commitments and Contingencies Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:to="label_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:title="Label : us-gaap_CommitmentsAndContingenciesDisclosureTextBlock to label_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_1" xml:lang="en-US" id="label_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_1">CONTINGENCIES</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:to="label_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_1" xlink:title="Label : us-gaap_CommitmentsAndContingenciesDisclosureTextBlock to label_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="us-gaap_CommonStockParOrStatedValuePerShare" xlink:title="us-gaap_CommonStockParOrStatedValuePerShare" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CommonStockParOrStatedValuePerShare" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_CommonStockParOrStatedValuePerShare" xml:lang="en-US" id="label_us-gaap_CommonStockParOrStatedValuePerShare">Common stock; par value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockParOrStatedValuePerShare" xlink:to="label_us-gaap_CommonStockParOrStatedValuePerShare" xlink:title="Label : us-gaap_CommonStockParOrStatedValuePerShare to label_us-gaap_CommonStockParOrStatedValuePerShare" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockMember" xlink:label="us-gaap_CommonStockMember" xlink:title="us-gaap_CommonStockMember" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CommonStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_CommonStockMember" xml:lang="en-US" id="label_us-gaap_CommonStockMember">Common Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockMember" xlink:to="label_us-gaap_CommonStockMember" xlink:title="Label : us-gaap_CommonStockMember to label_us-gaap_CommonStockMember" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CommonStockMember_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_us-gaap_CommonStockMember_1" xml:lang="en-US" id="label_us-gaap_CommonStockMember_1">Common Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockMember" xlink:to="label_us-gaap_CommonStockMember_1" xlink:title="Label : us-gaap_CommonStockMember to label_us-gaap_CommonStockMember_1" />
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_CommonStockValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_CommonStockValue" xml:lang="en-US" id="label_us-gaap_CommonStockValue">Common stock: $.01 Par Value, 8,000,000 shares authorized; 5,923,742 issued; 5,815,444 and 5,811,394 shares outstanding at December 31, 2014 and September 30, 2014, respectively</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockValue" xlink:to="label_us-gaap_CommonStockValue" xlink:title="Label : us-gaap_CommonStockValue to label_us-gaap_CommonStockValue" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CommonStockValue_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_us-gaap_CommonStockValue_1" xml:lang="en-US" id="label_us-gaap_CommonStockValue_1">Common stock: $.01 Par Value, 8,000,000 shares authorized; 5,923,742 issued; 5,815,444 shares outstanding at March 31, 2015 and September 30, 2014</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockValue" xlink:to="label_us-gaap_CommonStockValue_1" xlink:title="Label : us-gaap_CommonStockValue to label_us-gaap_CommonStockValue_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="us-gaap_CommonStockSharesIssued" xlink:title="us-gaap_CommonStockSharesIssued" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CommonStockSharesIssued" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_CommonStockSharesIssued" xml:lang="en-US" id="label_us-gaap_CommonStockSharesIssued">Common stock; shares issued</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockSharesIssued" xlink:to="label_us-gaap_CommonStockSharesIssued" xlink:title="Label : us-gaap_CommonStockSharesIssued to label_us-gaap_CommonStockSharesIssued" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="us-gaap_CommonStockSharesAuthorized" xlink:title="us-gaap_CommonStockSharesAuthorized" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CommonStockSharesAuthorized" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_CommonStockSharesAuthorized" xml:lang="en-US" id="label_us-gaap_CommonStockSharesAuthorized">Common stock; shares authorized</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockSharesAuthorized" xlink:to="label_us-gaap_CommonStockSharesAuthorized" xlink:title="Label : us-gaap_CommonStockSharesAuthorized to label_us-gaap_CommonStockSharesAuthorized" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="us-gaap_CommonStockSharesOutstanding" xlink:title="us-gaap_CommonStockSharesOutstanding" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CommonStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_CommonStockSharesOutstanding" xml:lang="en-US" id="label_us-gaap_CommonStockSharesOutstanding">Common stock, shares outstanding</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockSharesOutstanding" xlink:to="label_us-gaap_CommonStockSharesOutstanding" xlink:title="Label : us-gaap_CommonStockSharesOutstanding to label_us-gaap_CommonStockSharesOutstanding" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:title="us-gaap_CompensationAndRetirementDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_CompensationAndRetirementDisclosureAbstract" xml:lang="en-US" id="label_us-gaap_CompensationAndRetirementDisclosureAbstract">PENSION PLAN [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:to="label_us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:title="Label : us-gaap_CompensationAndRetirementDisclosureAbstract to label_us-gaap_CompensationAndRetirementDisclosureAbstract" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="us-gaap_ComprehensiveIncomeNetOfTax" xlink:title="us-gaap_ComprehensiveIncomeNetOfTax" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_ComprehensiveIncomeNetOfTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_ComprehensiveIncomeNetOfTax" xml:lang="en-US" id="label_us-gaap_ComprehensiveIncomeNetOfTax">Comprehensive Income (Loss), Net of Tax, Attributable to Parent</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ComprehensiveIncomeNetOfTax" xlink:to="label_us-gaap_ComprehensiveIncomeNetOfTax" xlink:title="Label : us-gaap_ComprehensiveIncomeNetOfTax to label_us-gaap_ComprehensiveIncomeNetOfTax" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_ComprehensiveIncomeNetOfTax_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_us-gaap_ComprehensiveIncomeNetOfTax_1" xml:lang="en-US" id="label_us-gaap_ComprehensiveIncomeNetOfTax_1">Total comprehensive income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ComprehensiveIncomeNetOfTax" xlink:to="label_us-gaap_ComprehensiveIncomeNetOfTax_1" xlink:title="Label : us-gaap_ComprehensiveIncomeNetOfTax to label_us-gaap_ComprehensiveIncomeNetOfTax_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xlink:label="us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xlink:title="us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xml:lang="en-US" id="label_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock">Comprehensive Income and Accumulated Other Comprehensive Income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xlink:to="label_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xlink:title="Label : us-gaap_ComprehensiveIncomePolicyPolicyTextBlock to label_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComprehensiveIncomeNoteTextBlock" xlink:label="us-gaap_ComprehensiveIncomeNoteTextBlock" xlink:title="us-gaap_ComprehensiveIncomeNoteTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_ComprehensiveIncomeNoteTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_ComprehensiveIncomeNoteTextBlock" xml:lang="en-US" id="label_us-gaap_ComprehensiveIncomeNoteTextBlock">Comprehensive Income (Loss) Note [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ComprehensiveIncomeNoteTextBlock" xlink:to="label_us-gaap_ComprehensiveIncomeNoteTextBlock" xlink:title="Label : us-gaap_ComprehensiveIncomeNoteTextBlock to label_us-gaap_ComprehensiveIncomeNoteTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_ComprehensiveIncomeNoteTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_us-gaap_ComprehensiveIncomeNoteTextBlock_1" xml:lang="en-US" id="label_us-gaap_ComprehensiveIncomeNoteTextBlock_1">OTHER COMPREHENSIVE INCOME (LOSS)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ComprehensiveIncomeNoteTextBlock" xlink:to="label_us-gaap_ComprehensiveIncomeNoteTextBlock_1" xlink:title="Label : us-gaap_ComprehensiveIncomeNoteTextBlock to label_us-gaap_ComprehensiveIncomeNoteTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="us-gaap_ConstructionLoansMember" xlink:title="us-gaap_ConstructionLoansMember" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_ConstructionLoansMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_ConstructionLoansMember" xml:lang="en-US" id="label_us-gaap_ConstructionLoansMember">Construction [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConstructionLoansMember" xlink:to="label_us-gaap_ConstructionLoansMember" xlink:title="Label : us-gaap_ConstructionLoansMember to label_us-gaap_ConstructionLoansMember" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_ConstructionLoansMember_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_us-gaap_ConstructionLoansMember_1" xml:lang="en-US" id="label_us-gaap_ConstructionLoansMember_1">Construction</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConstructionLoansMember" xlink:to="label_us-gaap_ConstructionLoansMember_1" xlink:title="Label : us-gaap_ConstructionLoansMember to label_us-gaap_ConstructionLoansMember_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CorporateNoteSecuritiesMember" xlink:label="us-gaap_CorporateNoteSecuritiesMember" xlink:title="us-gaap_CorporateNoteSecuritiesMember" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CorporateNoteSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_CorporateNoteSecuritiesMember" xml:lang="en-US" id="label_us-gaap_CorporateNoteSecuritiesMember">Corporate securities [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CorporateNoteSecuritiesMember" xlink:to="label_us-gaap_CorporateNoteSecuritiesMember" xlink:title="Label : us-gaap_CorporateNoteSecuritiesMember to label_us-gaap_CorporateNoteSecuritiesMember" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CorporateNoteSecuritiesMember_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_us-gaap_CorporateNoteSecuritiesMember_1" xml:lang="en-US" id="label_us-gaap_CorporateNoteSecuritiesMember_1">Corporate securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CorporateNoteSecuritiesMember" xlink:to="label_us-gaap_CorporateNoteSecuritiesMember_1" xlink:title="Label : us-gaap_CorporateNoteSecuritiesMember to label_us-gaap_CorporateNoteSecuritiesMember_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember" xlink:label="us-gaap_CorporateDebtSecuritiesMember" xlink:title="us-gaap_CorporateDebtSecuritiesMember" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CorporateDebtSecuritiesMember" xlink:to="label_us-gaap_CorporateDebtSecuritiesMember" xlink:title="Label : us-gaap_CorporateDebtSecuritiesMember to label_us-gaap_CorporateDebtSecuritiesMember" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_CorporateDebtSecuritiesMember_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_us-gaap_CorporateDebtSecuritiesMember_1" xml:lang="en-US" id="label_us-gaap_CorporateDebtSecuritiesMember_1">Investment Securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CorporateDebtSecuritiesMember" xlink:to="label_us-gaap_CorporateDebtSecuritiesMember_1" xlink:title="Label : us-gaap_CorporateDebtSecuritiesMember to label_us-gaap_CorporateDebtSecuritiesMember_1" />
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_DebtInstrumentFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_DebtInstrumentFairValue" xml:lang="en-US" id="label_us-gaap_DebtInstrumentFairValue">Debt Instrument, Fair Value Disclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentFairValue" xlink:to="label_us-gaap_DebtInstrumentFairValue" xlink:title="Label : us-gaap_DebtInstrumentFairValue to label_us-gaap_DebtInstrumentFairValue" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_DebtInstrumentFairValue_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_us-gaap_DebtInstrumentFairValue_1" xml:lang="en-US" id="label_us-gaap_DebtInstrumentFairValue_1">Borrowings</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_DeferredTaxLiabilitiesInvestments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_DeferredTaxLiabilitiesInvestments" xml:lang="en-US" id="label_us-gaap_DeferredTaxLiabilitiesInvestments">Deferred Tax Liabilities, Investments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxLiabilitiesInvestments" xlink:to="label_us-gaap_DeferredTaxLiabilitiesInvestments" xlink:title="Label : us-gaap_DeferredTaxLiabilitiesInvestments to label_us-gaap_DeferredTaxLiabilitiesInvestments" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_DeferredTaxLiabilitiesInvestments_1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_us-gaap_DeferredTaxLiabilitiesInvestments_1" xml:lang="en-US" id="label_us-gaap_DeferredTaxLiabilitiesInvestments_1">Discount accretion on investments</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualEmployerContribution" xlink:label="us-gaap_DeferredCompensationArrangementWithIndividualEmployerContribution" xlink:title="us-gaap_DeferredCompensationArrangementWithIndividualEmployerContribution" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_DeferredCompensationArrangementWithIndividualEmployerContribution" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_DeferredCompensationArrangementWithIndividualEmployerContribution" xml:lang="en-US" id="label_us-gaap_DeferredCompensationArrangementWithIndividualEmployerContribution">Employer's contribution to the plan</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:label="us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:title="us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" />
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_DeferredIncomeTaxLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_DeferredIncomeTaxLiabilities" xml:lang="en-US" id="label_us-gaap_DeferredIncomeTaxLiabilities">Deferred Tax Liabilities, Gross</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_DefinedBenefitPlanBenefitObligation_2" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_us-gaap_DefinedBenefitPlanBenefitObligation_2" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanBenefitObligation_2">Projected benefit obligation, beginning</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_DefinedBenefitPlanBenefitObligation_3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_us-gaap_DefinedBenefitPlanBenefitObligation_3" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanBenefitObligation_3">Actuarial present value of benefit obligations</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" xlink:title="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree">October 1, 2015 through September 30, 2016</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree_1" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree_1">October 1, 2016 through September 30, 2017</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" xlink:title="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo">October 1, 2014 through September 30, 2015</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" xlink:to="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" xlink:title="Label : us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo to label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo_1" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo_1">October 1, 2015 through September 30, 2016</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" xlink:to="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo_1" xlink:title="Label : us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo to label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesAfterTax" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesAfterTax" xlink:title="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesAfterTax" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesAfterTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesAfterTax" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesAfterTax">Actuarial losses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesAfterTax" xlink:to="label_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesAfterTax" xlink:title="Label : us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesAfterTax to label_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesAfterTax" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsRollingMaturityAbstract" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsRollingMaturityAbstract" xlink:title="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsRollingMaturityAbstract" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsRollingMaturityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsRollingMaturityAbstract" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsRollingMaturityAbstract">Defined Benefit Plan, Expected Future Benefit Payments, Rolling Maturity [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsRollingMaturityAbstract" xlink:to="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsRollingMaturityAbstract" xlink:title="Label : us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsRollingMaturityAbstract to label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsRollingMaturityAbstract" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsRollingMaturityAbstract_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsRollingMaturityAbstract_1" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsRollingMaturityAbstract_1">Estimated Future Benefit Payments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsRollingMaturityAbstract" xlink:to="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsRollingMaturityAbstract_1" xlink:title="Label : us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsRollingMaturityAbstract to label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsRollingMaturityAbstract_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedBenefitPlanActuarialGainLoss" xlink:label="us-gaap_DefinedBenefitPlanActuarialGainLoss" xlink:title="us-gaap_DefinedBenefitPlanActuarialGainLoss" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_DefinedBenefitPlanActuarialGainLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_DefinedBenefitPlanActuarialGainLoss" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanActuarialGainLoss">Actuarial (gain) loss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanActuarialGainLoss" xlink:to="label_us-gaap_DefinedBenefitPlanActuarialGainLoss" xlink:title="Label : us-gaap_DefinedBenefitPlanActuarialGainLoss to label_us-gaap_DefinedBenefitPlanActuarialGainLoss" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate" xlink:label="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate" xlink:title="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate">Weighted average discount rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate" xlink:to="label_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate" xlink:title="Label : us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate to label_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets" xlink:label="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets" xlink:title="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets">Expected long-term rate of return on assets</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" xlink:title="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter">October 1, 2018 through September 30, 2023</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" xlink:to="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" xlink:title="Label : us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter to label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter_1" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter_1">October 1, 2019 through September 30, 2023</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" xlink:to="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter_1" xlink:title="Label : us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter to label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" xlink:title="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour">October 1, 2016 through September 30, 2017</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" xlink:to="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" xlink:title="Label : us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour to label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour_1" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour_1">October 1, 2017 through September 30, 2018</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses" xlink:label="us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses" xlink:title="us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses" xlink:to="label_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses" xlink:title="Label : us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses to label_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedBenefitPlanFutureAmortizationOfGainLoss" xlink:label="us-gaap_DefinedBenefitPlanFutureAmortizationOfGainLoss" xlink:title="us-gaap_DefinedBenefitPlanFutureAmortizationOfGainLoss" />
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_DefinedBenefitPlanBenefitsPaid" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_DefinedBenefitPlanBenefitsPaid" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanBenefitsPaid">Annuity payments and lump sum distributions</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost" xlink:label="us-gaap_DefinedBenefitPlanInterestCost" xlink:title="us-gaap_DefinedBenefitPlanInterestCost" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanInterestCost" xlink:to="label_us-gaap_DefinedBenefitPlanInterestCost" xlink:title="Label : us-gaap_DefinedBenefitPlanInterestCost to label_us-gaap_DefinedBenefitPlanInterestCost" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_DefinedBenefitPlanInterestCost_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_us-gaap_DefinedBenefitPlanInterestCost_1" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanInterestCost_1">Interest cost on projected benefit obligation</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:label="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:title="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets">Defined Benefit Plan, Fair Value of Plan Assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:to="label_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:title="Label : us-gaap_DefinedBenefitPlanFairValueOfPlanAssets to label_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_1" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_1" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_1">Fair value of assets, end</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_2" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_2" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_2">Fair value of assets, beginning</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedBenefitPlanContributionsByEmployer" xlink:label="us-gaap_DefinedBenefitPlanContributionsByEmployer" xlink:title="us-gaap_DefinedBenefitPlanContributionsByEmployer" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets" xlink:label="us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets" xlink:title="us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedContributionPensionAndOtherPostretirementPlansDisclosureAbstract" xlink:label="us-gaap_DefinedContributionPensionAndOtherPostretirementPlansDisclosureAbstract" xlink:title="us-gaap_DefinedContributionPensionAndOtherPostretirementPlansDisclosureAbstract" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxReconciliationTaxExemptIncome" xlink:to="label_us-gaap_IncomeTaxReconciliationTaxExemptIncome_1" xlink:title="Label : us-gaap_IncomeTaxReconciliationTaxExemptIncome to label_us-gaap_IncomeTaxReconciliationTaxExemptIncome_1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInDueFromRelatedParties" xlink:to="label_us-gaap_IncreaseDecreaseInDueFromRelatedParties" xlink:title="Label : us-gaap_IncreaseDecreaseInDueFromRelatedParties to label_us-gaap_IncreaseDecreaseInDueFromRelatedParties" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities" xlink:label="us-gaap_IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities" xlink:title="us-gaap_IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestReceivableAndOtherAssetsAbstract" xlink:to="label_us-gaap_InterestReceivableAndOtherAssetsAbstract" xlink:title="Label : us-gaap_InterestReceivableAndOtherAssetsAbstract to label_us-gaap_InterestReceivableAndOtherAssetsAbstract" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestAndDividendIncomeOperating" xlink:to="label_us-gaap_InterestAndDividendIncomeOperating_1" xlink:title="Label : us-gaap_InterestAndDividendIncomeOperating to label_us-gaap_InterestAndDividendIncomeOperating_1" />
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_InterestExpenseDeposits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_InterestExpenseDeposits" xml:lang="en-US" id="label_us-gaap_InterestExpenseDeposits">Interest Expense, Deposits</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_InterestExpenseDeposits_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_us-gaap_InterestExpenseDeposits_1" xml:lang="en-US" id="label_us-gaap_InterestExpenseDeposits_1">Deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseDeposits" xlink:to="label_us-gaap_InterestExpenseDeposits_1" xlink:title="Label : us-gaap_InterestExpenseDeposits to label_us-gaap_InterestExpenseDeposits_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseBorrowings" xlink:label="us-gaap_InterestExpenseBorrowings" xlink:title="us-gaap_InterestExpenseBorrowings" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_InterestExpenseBorrowings" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_InterestExpenseBorrowings" xml:lang="en-US" id="label_us-gaap_InterestExpenseBorrowings">Borrowings</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="us-gaap_InterestIncomeExpenseNet" xlink:title="us-gaap_InterestIncomeExpenseNet" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_InterestIncomeExpenseNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_InterestIncomeExpenseNet" xml:lang="en-US" id="label_us-gaap_InterestIncomeExpenseNet">Interest Income (Expense), Net</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_InterestIncomeExpenseNet_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_us-gaap_InterestIncomeExpenseNet_1" xml:lang="en-US" id="label_us-gaap_InterestIncomeExpenseNet_1">Net interest and dividend income</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:title="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" />
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_1" xml:lang="en-US" id="label_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_1">Net interest and dividend income after provision for loan losses</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestPaidNet" xlink:label="us-gaap_InterestPaidNet" xlink:title="us-gaap_InterestPaidNet" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_InterestPaidNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_InterestPaidNet" xml:lang="en-US" id="label_us-gaap_InterestPaidNet">Interest</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:to="label_us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:title="Label : us-gaap_InterestIncomeSecuritiesTaxExempt to label_us-gaap_InterestIncomeSecuritiesTaxExempt" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="us-gaap_InternalCreditAssessmentAxis" xlink:title="us-gaap_InternalCreditAssessmentAxis" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InternalCreditAssessmentAxis" xlink:to="label_us-gaap_InternalCreditAssessmentAxis_1" xlink:title="Label : us-gaap_InternalCreditAssessmentAxis to label_us-gaap_InternalCreditAssessmentAxis_1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InternalCreditAssessmentDomain" xlink:to="label_us-gaap_InternalCreditAssessmentDomain" xlink:title="Label : us-gaap_InternalCreditAssessmentDomain to label_us-gaap_InternalCreditAssessmentDomain" />
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">Loans and Leases Receivable, Gross</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:title="us-gaap_LoansAndLeasesReceivableNetReportedAmount" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansReceivableMember" xlink:label="us-gaap_LoansReceivableMember" xlink:title="us-gaap_LoansReceivableMember" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_LoansReceivableMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_LoansReceivableMember" xml:lang="en-US" id="label_us-gaap_LoansReceivableMember">Loans [Member]</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansReceivableMember" xlink:to="label_us-gaap_LoansReceivableMember_1" xlink:title="Label : us-gaap_LoansReceivableMember to label_us-gaap_LoansReceivableMember_1" />
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans">Interest Income not recognized on non-accrual loans</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:label="us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:title="us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xml:lang="en-US" id="label_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock">Loans, Notes, Trade and Other Receivables Disclosure [Text Block]</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:to="label_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_1" xlink:title="Label : us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock to label_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansReceivableNetAbstract" xlink:label="us-gaap_LoansReceivableNetAbstract" xlink:title="us-gaap_LoansReceivableNetAbstract" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansReceivableNetAbstract" xlink:to="label_us-gaap_LoansReceivableNetAbstract" xlink:title="Label : us-gaap_LoansReceivableNetAbstract to label_us-gaap_LoansReceivableNetAbstract" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansReceivableFairValueDisclosure" xlink:label="us-gaap_LoansReceivableFairValueDisclosure" xlink:title="us-gaap_LoansReceivableFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_LoansReceivableFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_LoansReceivableFairValueDisclosure" xml:lang="en-US" id="label_us-gaap_LoansReceivableFairValueDisclosure">Loans Receivable, Fair Value Disclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansReceivableFairValueDisclosure" xlink:to="label_us-gaap_LoansReceivableFairValueDisclosure" xlink:title="Label : us-gaap_LoansReceivableFairValueDisclosure to label_us-gaap_LoansReceivableFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_LoansReceivableFairValueDisclosure_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_us-gaap_LoansReceivableFairValueDisclosure_1" xml:lang="en-US" id="label_us-gaap_LoansReceivableFairValueDisclosure_1">Loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansReceivableFairValueDisclosure" xlink:to="label_us-gaap_LoansReceivableFairValueDisclosure_1" xlink:title="Label : us-gaap_LoansReceivableFairValueDisclosure to label_us-gaap_LoansReceivableFairValueDisclosure_1" />
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xml:lang="en-US" id="label_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis">Major Types of Debt and Equity Securities [Axis]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xml:lang="en-US" id="label_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain">Major Types of Debt and Equity Securities [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="label_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:title="Label : us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain to label_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MarketableSecuritiesTextBlock" xlink:label="us-gaap_MarketableSecuritiesTextBlock" xlink:title="us-gaap_MarketableSecuritiesTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_MarketableSecuritiesTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_MarketableSecuritiesTextBlock" xml:lang="en-US" id="label_us-gaap_MarketableSecuritiesTextBlock">Schedule amortized cost, gross unrealized gians or losses and fair values of investment securities available for sale and held to maturity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MarketableSecuritiesTextBlock" xlink:to="label_us-gaap_MarketableSecuritiesTextBlock" xlink:title="Label : us-gaap_MarketableSecuritiesTextBlock to label_us-gaap_MarketableSecuritiesTextBlock" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MarketableSecuritiesRestricted" xlink:label="us-gaap_MarketableSecuritiesRestricted" xlink:title="us-gaap_MarketableSecuritiesRestricted" />
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xml:lang="en-US" id="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears">Operating Leases, Future Minimum Payments, Due in Five Years</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:to="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:title="Label : us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears to label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_1" xml:lang="en-US" id="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_1">2019</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" xlink:title="us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" xml:lang="en-US" id="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract">September 30,</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" xlink:to="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" xlink:title="Label : us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract to label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:title="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xml:lang="en-US" id="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears">Operating Leases, Future Minimum Payments, Due in Four Years</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:to="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:title="Label : us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears to label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_1" xml:lang="en-US" id="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_1">2018</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLossCarryforwardsValuationAllowance" xlink:to="label_us-gaap_OperatingLossCarryforwardsValuationAllowance" xlink:title="Label : us-gaap_OperatingLossCarryforwardsValuationAllowance to label_us-gaap_OperatingLossCarryforwardsValuationAllowance" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:title="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xml:lang="en-US" id="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears">Operating Leases, Future Minimum Payments, Due in Three Years</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:to="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:title="Label : us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears to label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_1" xml:lang="en-US" id="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_1">2017</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:to="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_1" xlink:title="Label : us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears to label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:title="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xml:lang="en-US" id="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears">Operating Leases, Future Minimum Payments, Due in Two Years</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:to="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:title="Label : us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears to label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_1" xml:lang="en-US" id="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_1">2016</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLossCarryforwardsExpirationDate" xlink:label="us-gaap_OperatingLossCarryforwardsExpirationDate" xlink:title="us-gaap_OperatingLossCarryforwardsExpirationDate" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_OperatingLossCarryforwardsExpirationDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_OperatingLossCarryforwardsExpirationDate" xml:lang="en-US" id="label_us-gaap_OperatingLossCarryforwardsExpirationDate">Operating Loss Carryforwards, Expiration Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLossCarryforwardsExpirationDate" xlink:to="label_us-gaap_OperatingLossCarryforwardsExpirationDate" xlink:title="Label : us-gaap_OperatingLossCarryforwardsExpirationDate to label_us-gaap_OperatingLossCarryforwardsExpirationDate" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_OperatingLossCarryforwardsExpirationDate_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_us-gaap_OperatingLossCarryforwardsExpirationDate_1" xml:lang="en-US" id="label_us-gaap_OperatingLossCarryforwardsExpirationDate_1">Operating loss carry forwards, expiration date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLossCarryforwardsExpirationDate" xlink:to="label_us-gaap_OperatingLossCarryforwardsExpirationDate_1" xlink:title="Label : us-gaap_OperatingLossCarryforwardsExpirationDate to label_us-gaap_OperatingLossCarryforwardsExpirationDate_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:title="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xml:lang="en-US" id="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter">Operating Leases, Future Minimum Payments, Due Thereafter</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:to="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:title="Label : us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter to label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_1" xml:lang="en-US" id="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_1">Thereafter</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:to="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_1" xlink:title="Label : us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter to label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:title="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xml:lang="en-US" id="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent">Operating Leases, Future Minimum Payments Due, Next Twelve Months</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:to="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:title="Label : us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent to label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_1" xml:lang="en-US" id="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_1">2015</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:title="us-gaap_OperatingLeasesFutureMinimumPaymentsDue" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xml:lang="en-US" id="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDue">Operating Leases, Future Minimum Payments Due</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:to="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:title="Label : us-gaap_OperatingLeasesFutureMinimumPaymentsDue to label_us-gaap_OperatingLeasesFutureMinimumPaymentsDue" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDue_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDue_1" xml:lang="en-US" id="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDue_1">Future minimum payments under non-cancelable operating leases</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax" xlink:to="label_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax_1" xlink:title="Label : us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax to label_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax_1" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:title="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax" xlink:title="us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax" />
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_PassMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_PassMember" xml:lang="en-US" id="label_us-gaap_PassMember">Pass [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_ParentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_ParentMember" xml:lang="en-US" id="label_us-gaap_ParentMember">Parent [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_ParentMember_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_us-gaap_ParentMember_1" xml:lang="en-US" id="label_us-gaap_ParentMember_1">Magyar Bancorp, Inc.</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireLoansReceivable" xlink:label="us-gaap_PaymentsToAcquireLoansReceivable" xlink:title="us-gaap_PaymentsToAcquireLoansReceivable" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:title="us-gaap_PaymentsToAcquireAvailableForSaleSecurities" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireFederalReserveStock" xlink:label="us-gaap_PaymentsToAcquireFederalReserveStock" xlink:title="us-gaap_PaymentsToAcquireFederalReserveStock" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_PaymentsToAcquireFederalReserveStock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_PaymentsToAcquireFederalReserveStock" xml:lang="en-US" id="label_us-gaap_PaymentsToAcquireFederalReserveStock">Payments to Acquire Federal Reserve Bank Stock</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:label="us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:title="us-gaap_PaymentsToAcquireHeldToMaturitySecurities" />
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_PlanAssetCategoriesDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_PlanAssetCategoriesDomain" xml:lang="en-US" id="label_us-gaap_PlanAssetCategoriesDomain">Plan Asset Categories [Domain]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_PostemploymentBenefitsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_PostemploymentBenefitsAbstract" xml:lang="en-US" id="label_us-gaap_PostemploymentBenefitsAbstract">NONQUALIFIED COMPENSATION PLAN [Abstract]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_PreferredStockValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_PreferredStockValue" xml:lang="en-US" id="label_us-gaap_PreferredStockValue">Preferred stock: $.01 Par Value, 1,000,000 shares authorized; none issued</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_PreferredStockSharesIssued" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_PreferredStockSharesIssued" xml:lang="en-US" id="label_us-gaap_PreferredStockSharesIssued">Preferred stock; shares issued</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_PreferredStockSharesAuthorized" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_PreferredStockSharesAuthorized" xml:lang="en-US" id="label_us-gaap_PreferredStockSharesAuthorized">Preferred stock; shares authorized</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase" xml:lang="en-US" id="label_us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase">Maturity of repurchase agreements</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xlink:label="us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xlink:title="us-gaap_ProceedsFromRepaymentsOfShortTermDebt" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromIssuanceOfLongTermDebt" xlink:label="us-gaap_ProceedsFromIssuanceOfLongTermDebt" xlink:title="us-gaap_ProceedsFromIssuanceOfLongTermDebt" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfHeldToMaturitySecurities" xlink:label="us-gaap_ProceedsFromSaleOfHeldToMaturitySecurities" xlink:title="us-gaap_ProceedsFromSaleOfHeldToMaturitySecurities" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfOtherPropertyPlantAndEquipment" xlink:label="us-gaap_ProceedsFromSaleOfOtherPropertyPlantAndEquipment" xlink:title="us-gaap_ProceedsFromSaleOfOtherPropertyPlantAndEquipment" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_ProceedsFromSaleOfOtherPropertyPlantAndEquipment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_ProceedsFromSaleOfOtherPropertyPlantAndEquipment" xml:lang="en-US" id="label_us-gaap_ProceedsFromSaleOfOtherPropertyPlantAndEquipment">Proceeds from Sale of Other Property, Plant, and Equipment</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:label="us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:title="us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" />
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_PropertyPlantAndEquipmentAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_PropertyPlantAndEquipmentAbstract" xml:lang="en-US" id="label_us-gaap_PropertyPlantAndEquipmentAbstract">PREMISES AND EQUIPMENT [Abstract]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_1" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_1" xml:lang="en-US" id="label_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_1">Minimum amount of Tier 1 Capital for adequacy purposes, ratio</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:to="label_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:title="Label : us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized to label_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_1" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_1" xml:lang="en-US" id="label_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_1">Minimum Tier 1 Capital required to be well-capitalized</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:to="label_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_1" xlink:title="Label : us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized to label_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFour" xlink:label="us-gaap_TimeDepositMaturitiesYearFour" xlink:title="us-gaap_TimeDepositMaturitiesYearFour" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_TimeDepositMaturitiesYearFour" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_TimeDepositMaturitiesYearFour" xml:lang="en-US" id="label_us-gaap_TimeDepositMaturitiesYearFour">2018</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDeposits" xlink:label="us-gaap_TimeDeposits" xlink:title="us-gaap_TimeDeposits" />
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_TimeDeposits_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_us-gaap_TimeDeposits_1" xml:lang="en-US" id="label_us-gaap_TimeDeposits_1">Certificates of deposit (including retirement accounts)</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesYearThree" xlink:label="us-gaap_TimeDepositMaturitiesYearThree" xlink:title="us-gaap_TimeDepositMaturitiesYearThree" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesYearTwo" xlink:label="us-gaap_TimeDepositMaturitiesYearTwo" xlink:title="us-gaap_TimeDepositMaturitiesYearTwo" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFive" xlink:label="us-gaap_TimeDepositMaturitiesYearFive" xlink:title="us-gaap_TimeDepositMaturitiesYearFive" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="us-gaap_TimeDepositMaturitiesYearOne" xlink:title="us-gaap_TimeDepositMaturitiesYearOne" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TransfersAndServicingOfFinancialAssetsTextBlock" xlink:to="label_us-gaap_TransfersAndServicingOfFinancialAssetsTextBlock_1" xlink:title="Label : us-gaap_TransfersAndServicingOfFinancialAssetsTextBlock to label_us-gaap_TransfersAndServicingOfFinancialAssetsTextBlock_1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockValueAcquiredCostMethod" xlink:to="label_us-gaap_TreasuryStockValueAcquiredCostMethod" xlink:title="Label : us-gaap_TreasuryStockValueAcquiredCostMethod to label_us-gaap_TreasuryStockValueAcquiredCostMethod" />
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_TreasuryStockSharesAcquired" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_TreasuryStockSharesAcquired" xml:lang="en-US" id="label_us-gaap_TreasuryStockSharesAcquired">Purchase of treasury stock, shares</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockShares" xlink:label="us-gaap_TreasuryStockShares" xlink:title="us-gaap_TreasuryStockShares" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_TreasuryStockShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_TreasuryStockShares" xml:lang="en-US" id="label_us-gaap_TreasuryStockShares">Treasury stock, shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockShares" xlink:to="label_us-gaap_TreasuryStockShares" xlink:title="Label : us-gaap_TreasuryStockShares to label_us-gaap_TreasuryStockShares" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockMember" xlink:label="us-gaap_TreasuryStockMember" xlink:title="us-gaap_TreasuryStockMember" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_TreasuryStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_TreasuryStockMember" xml:lang="en-US" id="label_us-gaap_TreasuryStockMember">Treasury Stock [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_TreasuryStockMember_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_us-gaap_TreasuryStockMember_1" xml:lang="en-US" id="label_us-gaap_TreasuryStockMember_1">Treasury Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockMember" xlink:to="label_us-gaap_TreasuryStockMember_1" xlink:title="Label : us-gaap_TreasuryStockMember to label_us-gaap_TreasuryStockMember_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockAcquiredAverageCostPerShare" xlink:label="us-gaap_TreasuryStockAcquiredAverageCostPerShare" xlink:title="us-gaap_TreasuryStockAcquiredAverageCostPerShare" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_TreasuryStockAcquiredAverageCostPerShare" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_TreasuryStockAcquiredAverageCostPerShare" xml:lang="en-US" id="label_us-gaap_TreasuryStockAcquiredAverageCostPerShare">Common stock average cost (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockAcquiredAverageCostPerShare" xlink:to="label_us-gaap_TreasuryStockAcquiredAverageCostPerShare" xlink:title="Label : us-gaap_TreasuryStockAcquiredAverageCostPerShare to label_us-gaap_TreasuryStockAcquiredAverageCostPerShare" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockValue" xlink:label="us-gaap_TreasuryStockValue" xlink:title="us-gaap_TreasuryStockValue" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_TreasuryStockValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_TreasuryStockValue" xml:lang="en-US" id="label_us-gaap_TreasuryStockValue">Treasury Stock, Value</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_UnallocatedFinancingReceivablesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_UnallocatedFinancingReceivablesMember" xml:lang="en-US" id="label_us-gaap_UnallocatedFinancingReceivablesMember">Unallocated [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_UnallocatedFinancingReceivablesMember_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_us-gaap_UnallocatedFinancingReceivablesMember_1" xml:lang="en-US" id="label_us-gaap_UnallocatedFinancingReceivablesMember_1">Unallocated</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_UnallocatedFinancingReceivablesMember" xlink:to="label_us-gaap_UnallocatedFinancingReceivablesMember_1" xlink:title="Label : us-gaap_UnallocatedFinancingReceivablesMember to label_us-gaap_UnallocatedFinancingReceivablesMember_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnearnedESOPShares" xlink:label="us-gaap_UnearnedESOPShares" xlink:title="us-gaap_UnearnedESOPShares" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_UnearnedESOPShares" xlink:to="label_us-gaap_UnearnedESOPShares" xlink:title="Label : us-gaap_UnearnedESOPShares to label_us-gaap_UnearnedESOPShares" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_UnearnedESOPShares" xlink:to="label_us-gaap_UnearnedESOPShares_1" xlink:title="Label : us-gaap_UnearnedESOPShares to label_us-gaap_UnearnedESOPShares_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnusedLinesOfCreditMember" xlink:label="us-gaap_UnusedLinesOfCreditMember" xlink:title="us-gaap_UnusedLinesOfCreditMember" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_UnusedLinesOfCreditMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_UnusedLinesOfCreditMember" xml:lang="en-US" id="label_us-gaap_UnusedLinesOfCreditMember">Unused lines of Credit [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_UnusedLinesOfCreditMember" xlink:to="label_us-gaap_UnusedLinesOfCreditMember" xlink:title="Label : us-gaap_UnusedLinesOfCreditMember to label_us-gaap_UnusedLinesOfCreditMember" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_UnusedLinesOfCreditMember_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_us-gaap_UnusedLinesOfCreditMember_1" xml:lang="en-US" id="label_us-gaap_UnusedLinesOfCreditMember_1">Unused lines of credit</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_UnusedLinesOfCreditMember" xlink:to="label_us-gaap_UnusedLinesOfCreditMember_1" xlink:title="Label : us-gaap_UnusedLinesOfCreditMember to label_us-gaap_UnusedLinesOfCreditMember_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" xlink:label="us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" xlink:title="us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" xlink:to="label_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" xlink:title="Label : us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember to label_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" xlink:to="label_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_1" xlink:title="Label : us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember to label_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:to="label_us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:title="Label : us-gaap_USStatesAndPoliticalSubdivisionsMember to label_us-gaap_USStatesAndPoliticalSubdivisionsMember" />
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