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Consolidated Statements of Operations - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Jun. 30, 2015
Jun. 30, 2014
Interest and dividend income        
Loans, including fees $ 4,476 $ 4,497 $ 13,359 $ 13,474
Investment securities        
Taxable 347 341 1,008 1,097
Federal Home Loan Bank of New York stock 19 21 62 70
Total interest and dividend income 4,842 4,859 14,429 14,641
Interest expense        
Deposits 605 598 1,802 1,857
Borrowings 174 255 555 784
Total interest expense 779 853 2,357 2,641
Net interest and dividend income 4,063 4,006 12,072 12,000
Provision for loan losses 346 342 936 1,082
Net interest and dividend income after provision for loan losses 3,717 3,664 11,136 10,918
Other income        
Service charges 297 189 738 576
Income on bank owned life insurance 77 73 229 238
Other operating income 35 48 91 95
Gains on sales of loans $ 90 $ 25 415 127
Gains on sales of investment securities     42 36
Total other income $ 499 $ 335 1,515 1,072
Other expenses        
Compensation and employee benefits 2,030 1,911 6,090 5,785
Occupancy expenses 701 712 2,137 2,163
Professional fees 270 221 823 721
Data processing expenses 109 141 403 428
OREO expenses 107 77 349 437
FDIC deposit insurance premiums 178 181 535 543
Loan servicing expenses 65 140 222 393
Insurance expense 61 58 175 172
Other expenses 331 293 1,100 860
Total other expenses 3,852 3,734 11,834 11,502
Income before income tax expense 364 265 817 488
Income tax expense 119 77 243 106
Net income $ 245 $ 188 $ 574 $ 382
Net income per share-basic and diluted $ 0.04 $ 0.03 $ 0.10 $ 0.07