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Consolidated Statements of Operations - USD ($)
$ in Thousands
 12 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Interest and dividend income    
Loans, including fees $ 18,765 $ 17,987
Investment securities    
Taxable 1,589 1,367
Federal Home Loan Bank of New York stock 97 83
Total interest and dividend income 20,451 19,437
Interest expense    
Deposits 2,788 2,446
Borrowings 744 750
Total interest expense 3,532 3,196
Net interest and dividend income 16,919 16,241
Provision for loan losses 1,366 1,264
Net interest and dividend income after provision for loan losses 15,553 14,977
Other income    
Service charges 1,023 981
Income on bank owned life insurance 295 304
Other operating income 130 121
Gains on sales of loans 625 542
Gains on sales of investment securities 72 42
Total other income 2,145 1,990
Other expenses    
Compensation and employee benefits 8,482 8,140
Occupancy expenses 2,727 2,834
Professional fees 984 1,069
Data processing expenses 486 520
OREO expenses 770 447
FDIC deposit insurance premiums 720 721
Loan servicing expenses 220 276
Insurance expense 253 235
Other expenses 1,301 1,415
Total other expenses 15,943 15,657
Income before income tax expense 1,755 1,310
Income tax expense 664 413
Net income $ 1,091 $ 897
Net income per share-basic and diluted $ 0.19 $ 0.15