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Consolidated Statements of Operations - USD ($)
$ in Thousands
 3 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Interest and dividend income    
Loans, including fees $ 4,586 $ 4,459
Investment securities    
Taxable 392 330
Federal Home Loan Bank of New York stock 24 23
Total interest and dividend income 5,002 4,812
Interest expense    
Deposits 701 602
Borrowings 191 219
Total interest expense 892 821
Net interest and dividend income 4,110 3,991
Provision for loan losses 178 420
Net interest and dividend income after provision for loan losses 3,932 3,571
Other income    
Service charges 308 199
Income on bank owned life insurance 73 77
Other operating income 30 23
Gains on sales of loans 171 233
Gains on sales of investment securities 39 30
Total other income 621 562
Other expenses    
Compensation and employee benefits 2,063 2,002
Occupancy expenses 638 703
Professional fees 236 292
Data processing expenses 121 146
OREO expenses 383 111
FDIC deposit insurance premiums 188 180
Loan servicing expenses 59 78
Insurance expense 58 57
Other expenses 305 308
Total other expenses 4,051 3,877
Income before income tax expense 502 256
Income tax expense 193 74
Net income $ 309 $ 182
Net income per share-basic and diluted $ 0.05 $ 0.03