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Consolidated Statements of Operations - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Mar. 31, 2016
Mar. 31, 2015
Interest and dividend income        
Loans, including fees $ 4,517 $ 4,432 $ 9,104 $ 8,883
Investment securities        
Taxable 426 331 818 661
Federal Home Loan Bank of New York stock 24 20 48 44
Total interest and dividend income 4,967 4,783 9,970 9,588
Interest expense        
Deposits 695 596 1,396 1,198
Borrowings 171 170 362 381
Total interest expense 866 766 1,758 1,579
Net interest and dividend income 4,101 4,017 8,212 8,009
Provision for loan losses 291 170 469 590
Net interest and dividend income after provision for loan losses 3,810 3,847 7,743 7,419
Other income        
Service charges 233 240 542 440
Income on bank owned life insurance 76 76 148 153
Other operating income 37 32 67 55
Gains on sales of loans 72 93 243 326
Gains on sales of investment securities 24 12 63 42
Total other income 442 453 1,063 1,016
Other expenses        
Compensation and employee benefits 2,132 2,057 4,195 4,060
Occupancy expenses 697 733 1,334 1,436
Professional fees 264 260 500 553
Data processing expenses 123 148 244 293
OREO expenses 121 130 504 241
FDIC deposit insurance premiums 188 178 377 358
Loan servicing expenses 55 79 115 157
Insurance expense 64 56 122 114
Other expenses 327 460 633 770
Total other expenses 3,971 4,101 8,024 7,982
Income before income tax expense 281 199 782 453
Income tax expense 103 52 295 124
Net income $ 178 $ 147 $ 487 $ 329
Net income per share-basic and diluted $ 0.03 $ 0.03 $ 0.08 $ 0.06